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H.R. 1185, Federal Deposit Insurance Reform Act of 2005 (Site not responding. Last check: 2007-10-21) |
 | | Because H.R. 1185 would require that coverage levels be rounded to the nearest $10,000, CBO estimates that coverage would remain at $130,000 in 2008 and would increase to $150,000 in 2013. |
 | | H.R. 1185 would give the FDIC broad discretion to set premiums paid by insured financial institutions and would allow the reserve ratio to range from between 1.15 percent of insured deposits to 1.4 percent. |
 | | H.R. 1185 would limit the use of credits by institutions that are not well capitalized or that exhibit financial, operational, or compliance weaknesses that range from moderately severe to unsatisfactory. |
| www.cbo.gov /showdoc.cfm?index=6326&sequence=0 (3365 words) |