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| | EH.Net Encyclopedia: Fraternal Sickness Insurance |
 | | In 1908, for example, when the IOOF, Manchester Unity, in New South Wales, Australia established central funds for sick and funeral benefits, the effect was to turn the lodges into "mere collection agencies." Participation in lodge affairs fell off, and members developed a more selfish attitude to claims. |
 | | Thus in principle, the declining trend for IOOF sickness insurance could have been a by-product of social changes during the 1920s that were undermining the popularity of fraternal lodges (Dumenil, 1984; Brody, 1980; Carnes, 1989; Charles, 1993; Clawson, 1989; Rotundo, 1989; Burley, 1994; Tucker, 1990). |
 | | In the new circumstances, the pressure on businessmen to promote welfare programs abated, and the membership of company-sponsored sick-benefit societies entered a flat trend. |
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