
	Where results make sense

Topic: 529

Related Topics

489

530

528

531

177

313

533

455

5th century BC

Corpus Juris Civilis

Justinian I

Byzantine Empire

Theodosius the Great

Roman law

Monte Cassino

In the News (Wed 25 Nov 09)

Northern Trust

Marvin Harrison

Peter Chernin

Gary Locke

Match Play

Penelope Cruz

Mickey Rourke

AR Rahman

Danny Boyle

Hugh Jackman

	529 plan - Encyclopedia.WorldSearch (Site not responding. Last check: 2007-10-21)
		A 529 plan is a savings plan in the United States designed to give tax advantages to encourage saving for future higher education expenses.
		529 plans are run by state boards or the organizations they delegate the administration of the plan to.
		After EGTRRA, distributions from 529 plans for qualified higher education expenses at a qualified institution are exempt from income tax.
	encyclopedia.worldsearch.com /529_plan.htm (446 words)

	State Route 529 (Site not responding. Last check: 2007-10-21)
		SR 529 was added back to the state highway system in 1971 along what had been Business Loop 5 from Exit 192 in Everett to Exit 198 in the south end of Marysville and along SR 528 Spur from Exit 198 to Downtown Marysville.
		From I-5, SR 529 now heads west a block on Pacific, then north on Maple to California, then west on California to Marine View Dr. SR 529 continues North on Marine View Dr past the port area, returning to former SR 529 near the Snohomish River bridge.
		SR 529 Spur heads east from the SR 529 mainline to the I-5/ California St interchange.
	www.angelfire.com /wa2/hwysofwastate/sr529.html (199 words)

	529 plans: New pitfalls and perks - Apr. 29, 2003
		So-called 529 plans allow families to save for college in accounts in which earnings and withdrawals are exempt from federal taxes if they are spent on bona-fide higher education expenses.
		Specifically, Missouri residents would be allowed to deduct to $8,000 in annually in 529 contributions from their state income taxes.
		Meanwhile, a consortium of 300 private universities and colleges is opening a new 529 plan of their own on Sept. 1.
	money.cnn.com /2003/04/28/pf/college/q_529change (680 words)

	Comment Letter on Recordkeeping Requirements for Section 529 Programs, March 2002
		In addition, the 529 program should be required periodically thereafter to provide notice to account owners reminding them of their notification obligations with respect to rollover contributions.
		To open a 529 program account, the account owner is required to complete an account opening form that could include, for example, a question asking whether the amounts contributed have been rolled over from another education savings source.
		First, a 529 program should be required to ask at the time of the initial contribution into a particular 529 program whether the contribution consists of rollover assets.
	www.ici.org /statements/cmltr/02_irs_529_records_com.html (2639 words)

	Saving for college: Why 529 plans are so popular (Site not responding. Last check: 2007-10-21)
		A 529 college savings plan is a type of investment account that allows you to set aside money for your child's education and let it grow tax-free.
		All 529 plans are administered by individual states, but if you live in New Jersey, for instance, that doesn't mean you have to invest in the New Jersey plan.
		Like most savings plans that invest in the stock market, 529 plans have taken a hit in the last couple of years — especially those that are composed of growth-oriented mutual funds (funds with the riskiest stock holdings).
	babycenter.com /refcap/baby/babyfinance/1263733.html?...&refid=msnfam (1925 words)

	About 529 Plans
		With a 529 plan, the account owner retains control over the assets for the life of the account and can ensure that assets will be used to pay for college.
		With a 529 plan, there are no limitations on the age or income of the account owner or beneficiary, unlike other college-savings instruments, such as a Coverdell Education Savings Account.
		529 plan account assets can be transferred without penalty to a new beneficiary as long as they are a "family member" of the original beneficiary—which is broadly defined to include a sibling, cousin, niece, or nephew, whether a child or adult.
	www.nylim.com /gp/0,2058,1000_1024381,00.html (1002 words)

	WM Group of Funds Public - 529 Plans (Site not responding. Last check: 2007-10-21)
		529 plans are college savings vehicles that are offered by states or educational institutions.
		All contributions to 529 plans grow on a tax-deferred basis, and withdrawals are federally tax-free if used for qualified education expenses.
		Annual contribution limits to 529 plans tend to be much higher than those of other tax-advantaged savings vehicles, providing the opportunity to build assets more quickly.
	www.wamu.com /wmgroupoffunds/pub/educationplanning/college/529plans.asp (452 words)

	The pros and cons of 529 college plans - Oct. 15, 2001
		While you don't want the tax windfall to blind you to the potential drawbacks of 529 plans (and there are some), many of the complaints associated with these investments will be irrelevant when the 2001 Tax Relief Act takes effect at the start of next year.
		Though earnings in 529 plans are not subject to annual capital gains taxes, they are - at least until January 2002 - taxed at the student's rate when funds are withdrawn.
		Unlike mutual funds, 529 plans are not required to share their performance with investors on a regular basis.
	money.cnn.com /2001/10/15/college/q_college (1041 words)

	Comment Letter on IRS Section 529 Program Guidance, December 2001
		The regulatory regime that governs 529 programs is of particular interest to Institute members as they provide both the funding vehicles for many 529 programs and administrative services to such programs and their sponsoring states.
		However, given that this aggregation limit could be avoided merely by opening 529 accounts for the same beneficiary in different state programs, we question whether any level of aggregation is appropriate in light of the resulting administrative burdens and costs.
		Notice 2001-81 provides that for purposes of computing the earnings portion of a distribution from a 529 account, programs are neither required to aggregate across different state programs nor between a prepaid 529 program and a savings 529 program maintained by the same state.
	www.ici.org /statements/cmltr/01_irs_529_guide_com.html (1781 words)

	The "529" Rip-Off - Those new college savings plans aren't so great. By Austan Goolsbee (Site not responding. Last check: 2007-10-21)
		About $25 billion is now invested in 529 plans, three times as much as two years ago, and investors are expected to add $40 billion more by 2006.
		The 529 plans are supposed to be an enormous federal tax subsidy for education.
		The reality of 529 plans is that much of the tax subsidy is merely going to pay these higher fees to states and financial companies.
	slate.msn.com /?id=2070062 (1047 words)

	TAP 529 - Pennsylvania's Tuition Account Plan (Site not responding. Last check: 2007-10-21)
		TAP 529 can be used to pay for qualified higher education expenses at almost any public or private institution in the United States and some schools in other countries.
		With a TAP 529 Account — no matter which investment option you select — your account is considered to be an asset of the account owner.
		This means that, on average, about 5.6 percent of the value of the assets is considered in determining the Expected Family Contributions (EFC).** The EFC is the amount the family of the Beneficiary is expected to pay toward that Beneficiary's college education.
	www.lfg.com /LincolnPageServer?LFGPage=/lfg/pa5/hom/faq/index.html (958 words)

	ADVANTAGE: Independent 529 Tuition Plan
		While the investments in a particular 529 plan are chosen by its state sponsor and program manager, rather than the owner, the plethora of plans on the market means there’s something to match nearly anyone’s risk tolerance and investment preferences.
		The value of a 529 account or a Coverdell ESA is excluded from the owner’s taxable estate, while the Series-I bonds are not.
		Assets held in a 529 savings plan in a parent’s name are considered the parent’s assets for financial aid purposes, while ESAs are considered the student’s assets.
	www.hardwickday.com /advantage5/529_abcs.htm (1337 words)

	Saving for College: 529 College Savings Plans
		A 529 college savings plan is a state-sponsored program that allows parents, relatives and friends to invest for a child's (or any person's) college education.
		A 529 account belongs to you, and your child is the beneficiary.
		Most 529 college savings plans allow you to choose from a variety of predetermined asset allocation portfolios that range from conservative to aggressive, based on historic risk and potential return.
	www.schwab.com /public/schwab/market_insight/financial_goals/college/saving_for_college_529_college_savings_plans.html?cmsid=P-425096&lvl1=market_insight&lvl2=financial_goals&refid=P-425142 (1301 words)

	Fool.com: The 529 Plan: College Savings [College Savings Center]
		In other words, you could fund your child's 529 plan with $55,000 ($110,000 for couples) and have no gift tax problems because the gift would be considered to be $11,000 ($22,000 for couples) annually made over a five-year period.
		While contributions to the 529 are not federally tax-deductible, some states permit a partial or complete state tax deduction to residents.
		The best place to compare 529 plans is at savingforcollege.com, which offers a 529 plan evaluator and a rating for each plan.
	www.fool.com /csc/csc04.htm (826 words)

	Choosing The Right Type Of 529 Plan
		A 529 plan, also known as a "qualified tuition program", is an investment vehicle that allows individuals to save for education expenses at an eligible education institution.
		While there is no residency restriction for establishing some 529 plans, tax deductions for contributions to a state's 529 plan can be claimed only by residents of that state.
		A 529 plan may be established by anyone, including non-relatives, for a designated beneficiary.
	www.investopedia.com /articles/retirement/04/072104.asp (990 words)

	Choosing a 529 plan is becoming simpler (Site not responding. Last check: 2007-10-21)
		State-sponsored 529 savings plans are a good way to save for a child's college education, but choosing the right one requires more time and mental energy that most busy parents and grandparents can muster.
		Another problem: Most of the money pouring into 529 plans is coming through brokers and other intermediaries, who may be selling the plan that pays them the biggest commission, not necessarily the best plan for their clients.
		Direct-sold 529 plans -- those sold without a broker -- are exempt from regulation, although they are covered by the general anti-fraud provisions of securities laws and generally must comply with the state laws that created them.
	www.sfgate.com /cgi-bin/article.cgi?file=/chronicle/archive/2005/06/19/BUG7ODALNL1.DTL (1312 words)

	USATODAY.com - Educate self on 529 plans' disclosures, fees before selection (Site not responding. Last check: 2007-10-21)
		Wyoming's 529 College Achievement Plan charges a fee of 2.21% for a balanced portfolio of 50% stocks and 50% bonds, Morningstar found.
		Outside the 529 realm, the average fee for a balanced fund is 1.29%, according to Morningstar.
		Brokers and financial advisers have a legal obligation to recommend the most suitable investment to their customers, which in the case of 529 plans may be the investor's home state plan, Schapiro says.
	www.usatoday.com /money/perfi/columnist/block/2004-03-29-529-2_x.htm (872 words)

	Navy Federal: The 529 Answer
		The 529 savings plan lets investors save money in accounts that grow until the student is ready for college.
		Both plans are tax-advantaged, state-sponsored and managed by major financial services companies, but the 529 savings plan is more popular and flexible.
		529 prepaid plans are less dependent on the stock market than the 529 savings plans, better for conservative investors, and tax-free when used for higher education.
	www.navyfcu.org /planning/childsfuture/college_529.html (561 words)

	Socially Responsible Investing in 529 Funds Requires Some Savvy (Site not responding. Last check: 2007-10-21)
		There are now three SRI options for 529 college savings plans, though ascertaining how best to save for college in a socially responsible way may require professional advice.
		The 529 programs are state-administered and are open to both state residents and nonresidents.
		In other words, if grandparents contribute $10,000 out of a 529 plan to pay for tuition for the freshman year, when a student fills out financial aid forms for the sophomore year, it's going to look like the student made $5,000 in income.
	www.socialfunds.com /news/article.cgi/article1124.html (977 words)

	NASD - Rules & Regulations - 529 College Savings Plans (Site not responding. Last check: 2007-10-21)
		529 College Saving Plans are designed to help investors save for the cost of college and other postsecondary school education.
		When established by states, 529 Plans are considered municipal securities and so must comply with rules issued by the Municipal Securities Rulemaking Board.
		Following is information for broker-dealers and investors to assist in understanding these securities, and you have questions about 529 College Savings Plans, please send them to us via e-mail.
	www.nasd.com /web/idcplg?IdcService=SS_GET_PAGE&nodeId=650 (350 words)

	Kiplinger (Site not responding. Last check: 2007-10-21)
		To select from all 529 plans with a particular program manager, type in any part of the program manager's name and click Go.
		To select from all 529 plans using a particular investment manager or fund company, type in any part of the investment manager's name and click Go.
		Now that 529 plans are federally tax-free, most states are expected to follow suit.
	www.kiplinger.com /tools/managing/college/savings/2001/states01.html (414 words)

	New twists on the 529 \| csmonitor.com
		The ground is also shifting a bit as some states debate whether they should exempt all 529 earnings from state taxes, or only earnings in their own plans.
		If 529 earnings are not used for college, you'll have to pay federal tax and a 10 percent penalty (unless the beneficiary dies, is disabled, or receives a college scholarship).
		In simulations comparing the value of 529 plans versus rebalanced mutual funds, she found that after 18 years, the 529 plans would be 32 to 40 percent higher (depending on the individual's tax bracket).
	www.csmonitor.com /2003/0902/p14s01-wmpi.html (1123 words)

	USATODAY.com - 529 college plan choices are all over the map (Site not responding. Last check: 2007-10-21)
		Factor in investment options that ranged from plain vanilla portfolios with minuscule returns to aggressively managed mutual funds with overly high risk, and choosing the right 529 plan could mean the difference between affording a cut-rate community college or a pricey Ivy League school.
		On $6,000 — the average 529 plan investment — that reduces the amount invested by $210.
		Hurley advises investors to ask advisers and brokers whether they have a 529 plan for their own children.
	www.usatoday.com /money/covers/2002-07-08-529-college-plans.htm (1674 words)

	Nitty-gritty Answers to 529 Plan Questions
		When you invest in a 529 College Savings Plan, your earnings will not be assessed federal or state taxes, allowing your assets to accumulate without paying taxes on capital gains, dividends, or interest.
		In addition, 529 College Savings Plans allow you to accelerate the use of this so that you may contribute $55,000 immediately and avoid gift taxes by using up the next five years of gift-tax exclusions.
		Most 529 College Savings Plans are invested in a portfolio of publicly traded mutual funds or similar investment vehicles.
	www.workforce.com /section/02/feature/23/32/13/233217.html (1302 words)

	Stephens College: Independent 529 Plan
		The Independent 529 plan offers a tax-advantage way for families to save for a private college education.
		After one year, they may be refunded or rolled over into another 529 plan; withdrawals used for enrollment at non-member colleges, including publics, are not subject to federal income tax.
		The plan is the first 529 plan, so named for the IRS code that defines them, to be sponsored by colleges rather than by the states.
	www.stephens.edu /news/529plan.php (459 words)

	Savingforcollege.com - The internet guide to funding college and Section 529 college savings plans.
		Is the 2010 "sunset" of the 529 tax exclusion affecting your use of 529 plans?
		Savingforcollege.com is your best source for objective information about Section 529 college savings plans and other ways to save and pay for college.
		Grandparents, 529 Savings, and Medicaid 10-09-2005 at 10:20 AM If a grandparent invests as a third-party in a 529 savings plan their child has for their grandchild, will their investments still be considered as assets if they go into a nursing home?
	www.savingforcollege.com (466 words)

	Compare 529 Plans
		A 529 college savings plan is a state-sponsored, tax-advantaged investment vehicle that allows parents, relatives and friends to plan and invest for a child’s college education.
		Contributions may be made to a 529 plan and an education savings account for the same beneficiary in the same year.
		Notice: Accounts established under the Schwab 529 Plan or Learning Quest, and their earnings, are neither insured nor guaranteed by the sate of Kansas, the Kansas State Treasurer, American Century Investments or Charles Schwab and Co., Inc. Accounts established under the Schwab 529 and Learning Quest are domiciled at American Century Investments and not Schwab.
	schwab.com /public/schwab/planning/college/compare_529_plans?... (877 words)

	Corporate 529 Plans: Taglich Brothers - Corporate 529 plan specialits
		Sponsoring a 529 Plan gives your employees even more benefits to help them achieve their savings goals at little or no cost to you.
		It in no way portrays all the aspects or issues of a 529 Plan and may be incomplete in some areas.
		It should not be used solely as your due diligence to invest in a 529 plan.
	www.taglichbrothers.com /corpserv/529c/529cbenefits.htm (369 words)

	The Basics -- Save for college -- and beat the tax man - MSN Money
		The 529 investment plans add a degree of risk, because the ultimate value of the account depends on the choice of investments within the plan.
		The case for using a Section 529 plan is so compelling now that many parents may consider closing their custodial (Uniform Gifts to Minors Act) accounts, paying taxes on any gains and transferring the cash to a new Section 529 account -- where it will all grow tax-free.
		Section 529 plans require you to spend the tax-free money only on a student’s tuition, room and board (whether on or off campus --to the limits established by the school as for cost of attendance purposes), fees, books and supplies.
	moneycentral.msn.com /articles/family/college/4764.asp (1501 words)

Try your search on: Qwika (all wikis)