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Topic: Actuary

	Actuary
		A significant portion of the aspiring actuary’s time is spent studying for the multifaceted, information-specific exams that every actuary must pass.
		Actuaries seem to enjoy the constant education the profession requires, regardless of the personal cost.
		Most actuaries graduate college with a degree in mathematics or a business-related field, although the industry trend of late is to hire more liberal arts students who can demonstrate a high mathematical aptitude.
	www.princetonreview.com /cte/profiles/dayInLife.asp?careerID=3 (400 words)

	Actuary - Wikipedia, the free encyclopedia
		Actuaries work in a number of insurance disciplines, which may be classified as life, health, pensions, annuities, and asset management, social welfare programs, property, casualty, liability, general insurance and reinsurance.
		Actuaries use skills in mathematics, economics, finance, probability and statistics, and business to help businesses assess the risk of certain events occurring, and to formulate policies that minimize the cost of that risk.
		For this reason, actuaries are essential to the insurance and reinsurance industry, either as staff employees or as consultants, as well as to government agencies such as the Government Actuary’s Department in the UK or the Social Security Administration in the US.
	en.wikipedia.org /wiki/Actuary (3779 words)

	P.D. Halliwell - Consulting Actuary
		Actuaries are sometimes called up on to express an opinion as to whether medical history, occupation or habits of an individual make him or her less likely to possess a "normal" life expectancy, or even if gainful employment has been impaired.
		Actuarial theory is employed in interpreting census data and in making projections of future population trends.
		Actuaries play a most important role in the design of health care delivery systems and income replacement programs such as retirement and savings plans.
	www.phalliwell.com /actuary.html (275 words)

	Actuary (Site not responding. Last check: 2007-11-01)
		Actuaries are professionals who analyse the financial impact of risk, particularly looking ahead far into the future.
		Actuaries use skills in mathematics, economics and statistics to study uncertain future events, especially those of concern to insurance companies and pension schemes.
		Actuarial Discussion Forum A discussion board for actuaries, those who want to be an actuary, and anyone interested in insurance, finance and business application of math and economics.
	www.serebella.com /encyclopedia/article-Actuary.html (902 words)

	What is an Actuary
		Actuaries are problem solvers who use actuarial science to define, analyze, and solve the financial, economic, and other business applications of future events.
		First, the actuary must make sure that there is enough cash on hand to pay benefits when people make claims on their insurance policies or draw income from their pension plans.
		Actuarial responsibilities in these fields will generally include making sure that one's company properly defines and carefully evaluates the insurance risk; charges a fiar price to assume the risk; and has an efficient system to pay claims and expenses as they occur while operating profitably as a business.
	www.math.uiuc.edu /ResearchAreas/ActuarialScience/actuary.html (1500 words)

	Actuary Career Profile
		Actuaries are business professionals who use mathematical and statistical analysis to develop insurance plans, benefit and pension programs, or similar financial plans.
		All actuaries use quantitative skills to analyze and plan for future financial situations and work on a variety of specific projects depending on their work environment.
		Actuaries are required to pass a series of professional examinations that are divided into two parts- the Associate level exams and the Fellowship level exams.
	www.uwec.edu /Career/Students/Explore/Profiles/actuary.htm (500 words)

	Actuary - Voyager, the free encyclopedia (Site not responding. Last check: 2007-11-01)
		Actuaries use skills in mathematics, economics, finance and statistics to handle uncertain future events, especially those of concern to insurance and reinsurance companies, employee benefits such as medical insurance and pension plans, and social welfare programs such as social security and Medicare.
		As actuaries have always been considered as the preeminent experts on financial risk, there has been a recent widening of the scope of the actuarial field to include investment advice and even asset management.
		Actuaries are employed in insurance or reinsurance companies, consulting firms (i.e., firms that sell actuarial advice and analysis to other companies), and government departments, such as the Government Actuary's Department in the UK or the Social Security Administration in the US.
	www.voyager.in /Actuary (1046 words)

	The Actuarial Society of Finland -- Code of Conduct
		An actuary shall, in communicating his professional findings, show clearly that he is the source of the findings and that he is available to provide the client or employer with supplementary information and explanation about scope, methods and data.
		When an actuary is asked to take on professional services previously provided by another actuary, he shall consider whether it is appropriate to consult with the previous provider of the professional service to ensure that it is suitable for him to take on this new responsibility.
		An actuary shall be subject to the disciplinary procedures prescribed in the rules of The Actuarial Society of Finland, and, subject to the right of appeal within those rules, shall accept any judgement passed, or the decision of any appeal procedure.
	www.actuary.fi /ac_engl/ac_eettis2.htm (365 words)

	Actuary
		Actuaries assemble and analyze data to estimate probabilities of death, sickness, injury, disability, retirement income level, property loss, or return on investment.
		Actuaries are encouraged to complete the entire series of examinations as soon as possible, advancing first to the Associate level, and then to the Fellowship level.
		Actuaries with a broad knowledge of the insurance, pension, investment, or employee benefits fields can advance to administrative and executive positions in their companies.
	academics.utep.edu /Default.aspx?tabid=37141 (1251 words)

	The Actuary Profession
		Actuaries are personally responsible for the advice they give and therefore those companies or people who use actuarial services need to be able to depend entirely upon the skill and integrity of the actuary.
		The demand for a career in the actuary profession is predicted to be steady and slightly increasing, although the exact nature of future healthcare reforms will have an effect on the need for their services.
		Actuaries are the analytical backbone of any company and are popular today because of the fast changing business world with its risks and new ways of being creative in tackling those risks.
	www.startrungrow.com /information/centres/3,2140,the-actuary-profession.htm (717 words)

	Actuaries
		Actuaries assemble and analyze data to estimate the probability and likely cost of the occurrence of an event such as death, sickness, injury, disability, or loss of property.
		Actuaries also address financial questions, including those involving the level of pension contributions required to produce a certain retirement income and the way in which a company should invest resources to maximize its return on investments in light of potential risk.
		Actuaries are encouraged to finish the entire series of examinations as soon as possible, advancing first to the Associate level (with an ASA or ACAS designation) and then to the Fellowship level (FSA or FCAS designation).
	www.bls.gov /oco/ocos041.htm (2242 words)

	Actuary
		Actuaries may need to explain their findings to company executives, government officials, and the public.
		Actuaries make tables that show how likely it is that a claim will be made by a customer.
		Actuaries working on health care issues will have good chances for a job because many more people will need health care in the future.
	www.bls.gov /k12/math06.htm (471 words)

	Global Game of Insurance Company Valuation (Site not responding. Last check: 2007-11-01)
		As actuaries, the members of the working group were very interested in the role our actuarial counterparts play in the valuation process elsewhere.
		Appointed actuary requirements: For those countries where the appointed actuary concept is used, appointed actuaries must be appointed by the board of directors and need to report back to the board on their findings.
		Even in countries where the appointed actuary system is not in place (Italy, for example) the actuary is required to report any ongoing problematic situations to the appropriate authorities.
	www.chinese-actuary.org /news/2004/Global_Game/Global_Game.htm (1962 words)

	What is an Actuary?
		Actuaries may work for insurance companies, consulting firms, government, employee benefits departments of large corporations, hospitals, banks and investment firms, or, more generally, in businesses that need to manage financial risk.
		Actuaries are well paid, indeed, starting salaries with a Bachelor's degree range from $25,000 to $45,000 with well-qualified grads (i.e., high GPA and 2 to 4 exams) averaging $35,000.
		Actuarial Science students take a substantial number of mathematics and statistics courses as well as courses that cover actuarial topics and some courses in the School of Management.
	www.math.lsa.umich.edu /research/actuarial/whatis.html (782 words)

	Actuary - Financial Services - Job Families & Articles - Home - Jobs4U (Site not responding. Last check: 2007-11-01)
		Actuaries use mathematical and statistical expertise and knowledge, as well as economics, business law and practices, marketing and accounting.
		Actuaries usually work normal office hours from Monday to Friday, but may have to be flexible to meet clients' demands.
		Actuaries work throughout the UK, but there is a concentration of employers in London, Edinburgh and south-east England.
	www.connexions-direct.com /jobs4u/index.cfm?pid=50&catalogueContentID=286 (288 words)

	JustPENSIONS » Part I. The Relationship Between the Actuary and Attorney
		Generally, an attorney retains an actuary to develop an opinion of a fair value for the community interest in retirement benefits; however, in a particular case, an actuary’s involvement may be limited to doing a mathematical function that is consistent with the attorney’s interpretation of case law.
		The opinion/analysis an actuary develops for an attorney is based on a synthesis of pertinent retirement cases, a number of actuarial and economic assumptions and the information provided about the pension plan and the involved spouses.
		The pension plan actuary’s function is to determine the annual cost of a defined benefit pension plan by using a funding method that spreads the cost of the participants’ retirement benefits over their working lifetimes.
	www.justpensions.com /?page_id=8 (965 words)

	Actuary, consultancy: Job description and activities
		Traditionally, actuarial work has been mainly associated with pensions and insurance activity, but actuaries are increasingly in demand from other related sectors, including corporate finance/investment banking, business management and healthcare.
		The work of an actuary within a consultancy may include advising on pensions (designing schemes and calculating contributions), general insurance, HR management, risk management, mergers and acquisitions, corporate recovery, and financing projects.
		Actuaries monitor the general economic and commercial environment, specify targeted outcomes and assess risks, develop appropriate solutions and then monitor the experience and impact.
	www.prospects.ac.uk /cms/ShowPage/Home_page/Explore_types_of_jobs/Types_of_Job/p!eipaL?state=showocc&pageno=1&idno=326 (484 words)

	actuary - Search Results - MSN Encarta
		Actuary, person who applies the theories of probability and statistics and the principles of finance to problems of insurance, pensions, population...
		Subjects of most engrossing interest to life insurance companies in 1941 were war risk clauses, the continuance of low interest rates, studies of the level at which premiums should be fixed, the proposal of a standard non-forfeiture law and a standard valuation law, and the growth of pension...
		statistician, number cruncher, geometer, geometrician, arithmetician, calculator, theoretician, numerical analyst, actuary
	encarta.msn.com /actuary.html (139 words)

	GAD - Government Actuary's Department
		There are actuaries in public sector roles in many countries, but in few places are there such strong concentrations of actuaries who advise on such a comprehensive range of topics.
		Actuaries working for the Government Actuary's Department are called upon to exercise actuarial skills in broad-ranging roles which affect public policy and help ensure the financial soundness of the UK's state and private pensions systems.
		The role of the Government Actuary’s Department forms part of the independent review of the UK actuarial profession that the government asked Sir Derek Morris to conduct in March 2004, in response to Lord Penrose's report of the Equitable Life inquiry.
	www.gad.gov.uk (187 words)

	What is an actuary? (Site not responding. Last check: 2007-11-01)
		An actuary is a mathematical scientist who is an expert at evaluating risk.
		Actuaries understand the nature of risk, how to manage risks, and how to place a price on risks.
		Actuaries are hired by insurance companies, as well as other financial services organizations.
	www.mts.jhu.edu /ams/actuary/node1.html (149 words)

	qwotz.com - Insurance Jokes, Humor and Contest Page - Actuaries (Site not responding. Last check: 2007-11-01)
		An actuary, a lawyer and an accountant are discussing the merits of having a mistress or a wife.
		The actuary reckons it is better having both, because when you are not with the wife, she thinks you are with the mistress, and when you are not with the mistress, the mistress thinks you are with the wife, and that way, you can spend more time at the office.
		An actuary is one who, if you're drowning in a pond twenty feet offshore will throw you an eleven foot rope and point out that he's meeting you MORE than half-way.
	www.qwotz.com /actuary.htm (907 words)

	Expert Witness Actuary
		RAB Actuarial Solutions LLC is headed by Robert A. Bear, FCAS, CPCU, MAAA, FCA, who is an experienced Property and Casualty consulting actuary and ARIAS-U.S. certified insurance and reinsurance arbitrator.
		Actuarial services: loss reserving (experience includes Bermuda and Barbados), actuarial expert witness, insurance ratemaking and reinsurance pricing, risk models, investor support, and customiz...
		MBA Actuaries, Inc. is a full service, independent casualty, health, life & property consulting firm.
	www.hg.org /experts/Experts-Actuary.asp (228 words)

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