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Topic: Alberta Treasury Branches

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	Alberta Treasury - News Release - 10-Jun-97 - Amendments to Treasury Branches Act (Site not responding. Last check: 2007-11-05)
		Alberta Treasury Branches (ATB) is established as a provincial corporation consisting of an appointed board of directors.
		Alberta Treasury Branches shall have capital adequacy (and liquidity) as prescribed by regulation.
		ATB may, by resolution of the board, indemnify directors and officers of ATB against legal liability where a director or officer acts honestly and in good faith with a view to the best interests of Alberta Treasury Branches.
	www.finance.gov.ab.ca /whatsnew/newsrel/1997/n061097b.html (1992 words)

	Response to Finance Canada's Large Bank Mergers Consultation
		ATB Financial is a $13.8 billion, full service financial institution operating predominantly in Alberta.
		ATB operates independently from the Province of Alberta subject to the Alberta Treasury Branches Act and policy direction contained in a Memorandum of Understanding with the Minister of Finance.
		We believe that strong regional players such as ATB Financial, with a strong deposit and lending base, should not be excluded from bidding on branches simply because we are unable to purchase branches in more than one province.
	www.fin.gc.ca /consultresp/mergersRespns_11e.html (2081 words)

	ATB Financial - Wikipedia, the free encyclopedia
		Alberta Treasury Branches, also known as ATB Financial, is a full service financial institution and crown corporation owned by the Government of Alberta and based in Edmonton, Alberta.
		ATB is not a chartered bank, and unlike other banks operating in Canada, ATB is regulated entirely by the Government of Alberta, under the authority of the Alberta Treasury Branches Act, Chapter A-37.9, 1997, and Treasury Branches Regulation 187/97.
		ATB was created by the first Social Credit ministry under William Aberhart in 1938, after earlier attempts to place Alberta's banks under the provincial government's control were thwarted by the federal government.
	en.wikipedia.org /wiki/Alberta_Treasury_Branches (407 words)

	Alberta Treasury Branches Act (via CobWeb/3.1 planet2.scs.cs.nyu.edu) (Site not responding. Last check: 2007-11-05)
		(6) An act of the board, a committee, a director or an officer of Alberta Treasury Branches is valid notwithstanding (a) an irregularity in the election or appointment, or (b) a defect in the qualifications of a director or officer.
		RSA 2000 cA-37 s18;RSA 2000 cI-3 s852 Shareholdings 19(1) Subject to this section and except as otherwise provided in the regulations, Alberta Treasury Branches shall not beneficially own shares to which are attached more than 10% of the voting rights attached to all of the issued and outstanding voting shares of a corporation.
		RSA 2000 cA-37 s19;2003 c19 s5 Capital adequacy 20 For the purposes of capital adequacy, Alberta Treasury Branches shall maintain its assets and liabilities in the manner and at the levels required by the regulations.
	www.canlii.org.cob-web.org:8888 /ab/laws/sta/a-37/20050318/whole.html (1670 words)

	The Constitutionality of the Alberta Treasury Branches (Site not responding. Last check: 2007-11-05)
		These Treasury Branches had their beginnings in 1938 and were a response, by the government of the province of Alberta, to the economic effects of the Great Depression and a corresponding lack of support for the province by the Eastern-based banks, which viewed the province as an economic wasteland.
		First, the treasury branches could use the funds deposited only in the manner provided for in the individual contracts with depositors; the depositor's contract was in the nature of a trust indenture.
		The incorporation of the ATB and the expansion of its mandate is an attempt to move the institution at arm's length.
	www.duncanandcraig.com /articles/dgrweb.html (6580 words)

	Annual Report of the Auditor General of Alberta, 1996-97 - Treasury (Site not responding. Last check: 2007-11-05)
		The Department of Treasury is retaining overall responsibility for the financial management of the government and the responsibility to set government accounting policies, while ministers and deputy ministers are taking on more responsibility and have been given more authority, such as for detailed financial controls and financial reporting.
		Alberta Treasury Branches’ challenge is to ensure its credit-granting process is sound and that appropriate lending decisions are based on realistic security values.
		Alberta Treasury Branches has not complied with legislation in respect to the use of several asset management corporations and the recruitment and compensation of staff.
	www.oag.ab.ca /html/ar1996-97/treasury.shtml (10458 words)

	LE REVUE GAUCHE - Left Analysis And Comment: The Real Story of Alberta's BSE Crisis
		Otherwise we remain a branch plant of Tyson, XL and Cargill, who will profit from Canadian beef processing while the market declines in the U.S. The BSE (mad cow) crisis revealed that farmers in Canada were at the mercy of corporate agribusiness, in particular Tyson, Cargill, and XL Foods, American based Agribusiness corporations.
		Alberta saw a bust in the meat packing industry in the province begining in the later years of the 1970's as packers diversified into other industries, shut down plants, retired staff and in some cases consolidated holdings through mergers and acquisitons.
		The integration of the American packing plant operations in Alberta, where they own feed stock, that is their own beef, their monoploy in the beef market, where independent farmers have no recourse but to sell to Tyson or Cargill, is what exasperated the BSE crisis in the province.
	plawiuk.blogspot.com /2005/07/real-story-of-albertas-bse-crisis.html (8581 words)

	Alberta Treasury Branches Regulation (via CobWeb/3.1 planet2.scs.cs.nyu.edu) (Site not responding. Last check: 2007-11-05)
		(2) ATB may make a loan on the security of improved real estate that is located outside Alberta if (a) the loan is made to an eligible borrower, and (b) section 9(2), (3) and (4) are complied with, where the loan is in the form of a residential mortgage on improved real estate.
		(3) Where ATB enters into a swap with another party (referred to as the counter-party), the counter-party must be an issuer of and have issued debt securities that are outstanding and having at least one of the ratings referred to in the guidelines whose primary subject-matter is derivatives.
		(1.2) ATB may, by means of a loan workout procedure, increase the amount owing in respect of a loan referred to in subsection (1.1) or increase the amortization period of the loan.
	www.canlii.org.cob-web.org:8888 /ab/laws/regu/1997r.187/20050318/whole.html (2565 words)

	All cleaned up, nowhere to go \| Home \| Canadian Business Online
		At 44, he is far too young to remember when ATB was the salvation of Alberta farmers devastated by the dust bowl of the Dirty Thirties.
		Today, even though ATB has been spun off into a Crown corporation with its own board of directors, it still reports to the provincial treasurer and all deposits are guaranteed by taxpayers.
		Meanwhile, ATB remains embroiled in a lawsuit with the Ghermezians in an attempt to seize the West Edmonton Mall to recover the loans that were made under exceptionally generous terms.
	www.canadianbusiness.com /article.jsp?content=7539 (1460 words)

	[No title] (Site not responding. Last check: 2007-11-05)
		Top government officials were aware of the controversial refinancing loan for Edmonton, Alberta’s West Edmonton Mall, according to court documents in Alberta Treasury Branches’ ongoing civil suit for control of the world’s largest mall.
		Provincial bank Alberta Treasury Branches (ATB) is suing Edmonton- based owner and developer Triple Five Corp. for control of the 5.2 million-square- foot megamall, charging that bribes and secret commissions were paid in order to secure an unreasonably generous C$420 million loan in 1994.
		ATB’s suit says the loans to Triple Five far exceed the C$400 million appraised value of the mall, leaving the Ghermezian family owners with no equity or financial interest in ensuring that the mall is run in a businesslike manner.
	www.icsc.org /srch/front/9811120150.html (407 words)

	Folio: Book explores history of public debt in Canada \| May 7, 1999
		Perhaps the default is something we'd prefer not to remember, but even when Ascah runs information sessions for Alberta Treasury Branches employees, most of them draw a blank when asked about that unsettling moment in our province's history.
		The loan wasn't supposed to be conditional upon council membership, but when Alberta decided it would be foolhardy to "filch away" financial sovereignty, the federal government reneged on its loan promise.
		Now in charge of policy and strategic planning for Alberta Treasury Branches, Ascah's own interest in public debt began when he was a junior auditor with the Auditor General in Ottawa in the early '70s.
	www.ualberta.ca /~publicas/folio/36/17/03.html (506 words)

	Calgary Assumable Mortgages, Assumable Homes-Condos, Calgary Alberta Assumables (Site not responding. Last check: 2007-11-05)
		This is a wonderful opportunity for Alberta residents who can't prove income, have low credit scores, bankruptcies, no credit etc. to become a homeowner.
		With low-down / assumable mortgages in Calgary and Southern Alberta, even people with less-than-stellar credit can buy homes - as long as they're willing and able to pay the downpayment or CTM (cash to mortgage) asked for.
		Alberta is the only province in Canada that allows you to assume a mortgage without qualifying in many circumstances (in other provinces, assumable mortgages require the lender’s approval)
	westcalgaryhomes.homestead.com /Assumables.html (387 words)

	Nelson v. Nelson
		[4] The Alberta Treasury Branches who effected the seizure submit that recognizing such a matrimonial property claim in priority to its seizure would mean that virtually all married individuals could not have their assets effectively seized by creditors.
		[13] On May 14, 2001, the Alberta Treasury Branches seized the two term deposits taken out in the Husband's RRSP in 1998 at Capital City Savings and Credit Union Ltd. This seizure was pursuant to a $578,000.00 writ of enforcement against the Husband as a result of a Judgment obtained on November 10, 1998.
		In the intervening period of time, this decision in favour of the Treasury Branches is stayed for 30 days.
	www.ucc.ie /law/restitution/archive/canacases/alberta/nelson.htm (6150 words)

	Thursday, April 19, 2001 Today's News: Small Banks Move Toward CRM One Step At A Time (Site not responding. Last check: 2007-11-05)
		While the banking industry in Canada is dominated by large federal institutions, Alberta Treasury Branches has managed to compete pretty well in its footprint, which includes 144 branches throughout the province.
		With assets of about $12 billion, ATB went shopping for customer relationship management technology a couple of years ago, aiming to cultivate what executives there see as a key strength in their highly competitive market: being the "local" bank.
		To be sure, smaller banks may follow ATB's example and put the technology in place incrementally, but Angst says even comprehensive deployments for large institutions normally proceed one channel at a time, including integration with each line of business within the channel.
	www.creditcollectionsworld.com /news/042001_3.htm (722 words)

	Let's Talk Taxes - Analyzing the fingerprints on ATB and WEM
		Auditor General Peter Valentine has released his long-awaited report on how taxpayers — via Alberta Treasury Branches - were stuck with $418 million worth of liabilities for a shopping mall and theme park.
		Kowalski, the consummate Alberta pork-barrel politician, pushed hard to have taxpayers bail out the Ghermezians via a government loan or loan-guarantee in February 1994, arguing the economic impact of the mall’s receivership would be enormous.
		When ATB is eventually sold, it will fetch $152 million less than it otherwise would, similar to how a damaged fender would drop the value of your car.
	www.taxpayer.com /main/news.php?news_id=1195 (837 words)

	Alberta-Canada.com :: Statistics and Publications :: Alberta Top Companies Ranked by Employees (Site not responding. Last check: 2007-11-05)
		Alberta Economic Development often receives requests for a list of the top 100 companies in Alberta by size, either by number of employees or by sales.
		A company that has its headquarters in Alberta and many employees working outside the province will still be listed with the total of all employees, wherever they work.
		Two examples of high profile organizations that one would expect to be on the list are Northern Alberta Institute of Technology [NAIT] with approximately 2700 employees and the University of Calgary [U of C] with 5000 employees.
	www.alberta-canada.com /statpub/albertaTopCompanies/byEmployees.cfm (348 words)

	2002_360
		(3) Alberta Treasury Branches's participation in syndicated loan agreements under subsection (2) must not exceed in the aggregate 10% of the total amount of commercial loans made by Alberta Treasury Branches at any one time.
		(2.3) Alberta Treasury Branches may enter into credit derivative contracts with financial institutions in Canada that have at least one of the credit ratings referred to in the table in subsection (3) in respect of residential mortgage loans made under section 9 for the purpose of diversifying its geographic concentration risk.
		(2) Alberta Treasury Branches shall provide to the Minister annually on or before the date on which it submits its annual financial statements to the Minister under section 23 of the Act, an audited report on its compliance with the guidelines referred to in subsection (1), in the form prescribed by the Minister.
	www.gov.ab.ca /Home/Orders_in_Council/2002/702/2002_360.html (1689 words)

	AB PIPA Regulations
		2(1) The Act applies to Alberta Treasury Branches and its subsidiaries and to any personal information that is in the custody of or under the control of Alberta Treasury Branches or any of its subsidiaries.
		(2) Notwithstanding subsection (1), any records of Alberta Treasury Branches and of any of its subsidiaries that are subject to the Freedom of Information and Protection of Privacy Act remain subject to that Act.
		(c) the collection of personal information is authorized or required by a statute of Alberta or an Alberta regulation and the method of collection is by way of a form approved or otherwise provided for under that statute or regulation.
	www.nymity.com /ab_pipa/ab_pipa_regulations.asp (3215 words)

	Separation Party of Alberta -To ensure the future of Alberta for Albertans by becoming an independent nation separate ...
		The Separation Party of Alberta is committed to a small and effective government which is fiscally and financially fully accountable and whose powers are limited to the functions that are essential to a modern nation state.
		We will continue to support the operation of the Alberta Treasury Branches and will promote their original purpose of providing competitive financial services for Alberta’s families, farmers and small businesses.
		The Separation Party of Alberta opposes the unknown ramifications of the implementation of the Kyoto Accord upon Albertans, but we will impose strict laws and regulations on all effluent producing industries and ensure that the costs of air, land and water treatment or purification are borne by the polluters.
	www.separationalberta.com /polecf.asp (813 words)

	Laurels (Site not responding. Last check: 2007-11-05)
		Mumey was particularly recognized for the research and commentary he has provided on Alberta financial institutions.
		He has published articles and publicly presented independent and critical financial analysis covering the Heritage Fund, the Alberta Treasury Branches and crown financial corporations.
		Alan Brownoff of The University of Alberta Press has placed third in the 16th annual Alcuin Society's Citation competition for book design for his design of Apostrophes II by E.D. Blodgett, published by The University of Alberta Press.
	www.ualberta.ca /~publicas/folio/35/20/LAURELS.HTM (310 words)

	ATB Financial - Careers at ATB
		ATB Financial's career website is hosted by Workopolis.com on behalf of ATB Financial.
		The personal information you provide by registering with Careers@ATB is maintained by Workopolis but is accessible only to authorized ATB Financial personnel.
		By registering, you are providing consent for ATB Financial and Workopolis to use your personal information for purposes pertaining to recruitment.
	www.atb.com /dev/careers/careers_index.asp (125 words)

	Alberta Treasury Branches and Drumheller v. Director, Chemical (Rep. & Rec.)
		IN THE MATTER OF appeals filed by Alberta Treasury Branches and the City of Drumheller, with respect to Notice of Designation, Block 1, Lot 4, Plan 6561C0 issued by the Director of Chemical and Assessment Management Division, Alberta Environmental Protection to the Alberta Treasury Branches and the City of Drumheller.
		On February 2, 1996, Alberta Treasury Branches (ATB) filed a Notice of Appeal with the Environmental Appeal Board regarding Notice of Designation, Block 1, Lot 4, Plan 6561C0, as they had been designated through correspondence to be responsible parties to this contaminated site.
		That the appellants, Alberta Treasury Branches and the City of Drumheller agree to withdraw their current Notices of Appeal.
	www3.gov.ab.ca /eab/dec/96-003-5.html (1165 words)

	Alberta Equity Mortgages - Mortgage Financing (Site not responding. Last check: 2007-11-05)
		The Toronto Star - The Star is published seven days a week in the Greater Toronto Area and is a division of the Torstar Media Group which is a wholly owned subsidiary of Torstar Corporation.
		TSX Group Inc. - TSX Group is a cornerstone of the Canadian financial system and is at the centre of Canada's equity capital market.
		Alberta Mortgage - Refinancing, debt consolidation and home purchase loans in Alberta.
	www.albertaequity.com /mortgage-related/alberta-financing.shtml (2459 words)

	ATB (disambiguation) - Biocrawler (Site not responding. Last check: 2007-11-05)
		All Terrain Bike is a human powered vehicle
		Alberta Treasury Branches or ATB Financial is an Albertan crown corporation specializing in financial services
		You can find it there under the keyword ATB (http://en.wikipedia.org/wiki/ATB)The list of previous authors is available here: version history (http://en.wikipedia.org/w/index.php?title=ATBandaction=history).
	www.biocrawler.com /encyclopedia/ATB (183 words)

	News Releases - ExpressNews - University of Alberta
		Brian Heidecker has been appointed by the provincial government as Chair of the University of Alberta Board of Governors effective July 1, 2006 for a three year term.
		He has served and continues to serve on a variety of boards including Alberta Treasury Branches (ATB), past Chair of the Agriculture and Food Council of Alberta, past Board member of the Bank of Canada and past trustee of the Clearview Regional School Division.
		Edwards says "The University of Alberta is a labour of love for Brian.
	www.expressnews.ualberta.ca /newsreleases.cfm?id=7645 (398 words)

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