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| | Bank - Wikipedia, the free encyclopedia |
 | | Specific concerns are policies that permit banks to hold deposited funds for several days, to apply withdrawals before deposits or from greatest to least, which is most likely to cause the greatest overdraft, that allow backdating funds transfers and fee assessments, and that authorize electronic funds transfers despite an overdraft. |
 | | In response to the perceived greed and socially-irresponsible all-for-the-profit attitude of banks, in the last few decades a new type of banks called ethical banks have emerged, which only make social-responsible investments (for instance, no investment in the arms industry) and are transparent in all its operations. |
 | | If Citigroup were to be as dominant in its industry as a Home Depot, Starbucks, or Wal Mart in their respective industries, with a 30% market share -- and if its profit margins scaled up proportionally -- it would make more money than the top ten non-banking U.S. industries combined. |
| en.wikipedia.org /wiki/Bank (2455 words) |
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