
	Where results make sense

Topic: Automated Clearing House

In the News (Mon 28 May 12)

EXECUTIVE POWER

Iran

ANALYSIS

Pakistan

Family compact

	Automated Clearing House - Wikipedia, the free encyclopedia
		ACH processes large volumes of both credit and debit transactions which are originated in batches.
		Rules and regulations governing the ACH network are established by the National Automated Clearing House Association (NACHA) and the Federal Reserve (Fed).
		The RDFI may, however, reject the ACH transaction and return it to the ODFI with the appropriate reason, such as that there were insufficient funds in the account or that the account holder indicated that the transaction was unauthorized.
	en.wikipedia.org /wiki/Automated_Clearing_House (836 words)

	Clearing house (finance) - Wikipedia, the free encyclopedia
		A clearing house (or clearinghouse) is a financial services company that provides clearing and settlement services for financial transactions, usually on a futures exchange, and often acts as central counterparty.
		The Options Clearing Corporation is an example of a clearing house that functions for the purpose of clearing equity options, in order to ensure the proper implementation of these instruments.
		In 2001, the Commodity Futures Trading Commission registered the London Clearing House as a Derivatives Clearing Organization (DCO) in the United States, making it the first offshore DCO to be recognized under the statutory mandate of the Commodity Futures Modernization Act of 2000.
	en.wikipedia.org /wiki/Clearing_house_(finance) (319 words)

	Federal Government Participation in the Automated Clearing House (Site not responding. Last check: 2007-09-20)
		ACH credits and debits originated by the Bureau of the Public Debt to pay principal or interest on, and to collect payment for the purchase of, United States securities are governed by 31 CFR Part 370.
		The phrase ``[n]otwithstanding ACH Rules 2.2.3, 2.4.5, 2.5.2, 4.2, and 7.7.2'' indicates that the liabilities imposed on financial institutions under this section may be in addition to, or different from, the liabilities that otherwise would be imposed under the applicable ACH Rules.
		The ACH Rules provide that a receiver must have authorized the initiation of an entry to the receiver's account before the entry is originated and that the ODFI must warrant that the authorization is valid.
	www.doi.gov /pfm/fam9919a.html (18721 words)

	Automated Clearing House - Fedpoints - Federal Reserve Bank of New York
		Commercial ACH payments are governed by rules promulgated by the National Automated Clearing House Association (NACHA), while the Treasury's payments are governed by Federal regulations that are generally consistent with NACHA's rules.
		The ACH was conceived in the early 1970s, when it seemed that the increasing volume of paper checks used by businesses and consumers to pay their bills would eventually exceed the ability of the existing computer systems to process and sort the checks efficiently.
		In 1974, the regional ACH associations formed NACHA to coordinate the establishment of rules to facilitate the nationwide clearing of ACH payments.
	www.ny.frb.org /aboutthefed/fedpoint/fed31.html (948 words)

	Automated Clearing House (ACH) and Other ACH Services
		The ACH Network is a highly reliable and efficient nationwide batch-oriented electronic funds transfer system governed by the NACHA OPERATING RULES which provide for the interbank clearing of electronic payments for participating depository financial institutions.
		The FED ACH is the only public sector processor and currently handles approximately 85 percent of ACH transactions between financial institutions.
		The ACH Network consists of the FED ACH network and four private ACH Networks; these networks serve as intermediaries between the merchant's bank and the checkwriter's bank for the processing of "electronic items", also known as "truncated checks".
	www.merchantseek.com /ach.htm (624 words)

	Automated Clearing House (ACH) (Site not responding. Last check: 2007-09-20)
		Automated Clearing House (ACH) processing is an electronic vehicle for exchanging paperless debit and credit entries and related information among financial institutions, corporations and individuals.
		ACH shall be a requirement for Colorado and therefore has a very high priority.
		If the ACH Debit transaction fails, after one retry failure notification shall be delivered to JusticeLink Operations and manual ACH Debit transaction shall be required.
	www.perrywebservices.com /Michael/Business/Michael/ACH.htm (1874 words)

	ACH-Automated Clearing House - TAWPI
		The Automated Clearing House (ACH) Network grew by 17.4 percent in the 3rd Quarter 2005 compared to a year ago, according to NACHA statistics.
		The five ACH e-check applications combined for 801 million payments in the 3nd quarter.
		Figures cited do not include estimates of "on-us" ACH payments, in which the originating and receiving financial institutions are the same institution.
	www.tawpi.org /ach-automated-clearing-house.html (305 words)

	Automated Clearing House (ACH) - Comerica (Site not responding. Last check: 2007-09-20)
		The Automated Clearing House (ACH), a nationwide network, is an electronic payment method that enables you to initiate debits and credits in a variety of consumer and commercial applications.
		With ACH, you maintain control of your available funds until you decide payment is to be made.
		ACH cross-border transfers to Canada can also be done to compliment the electronic processing of payments.
	www.comerica.com /vgn-ext-templating/v/index.jsp?vgnextoid=7b9f8376aa962010VgnVCM1000004302a8c0RCRD&sc=RelatedOfferingPalette (189 words)

	Automated Clearing House - iCAPS (Site not responding. Last check: 2007-09-20)
		Using the speed and convenience of the Internet, iCAPS assists in the creation, collection and distribution of ACH transactions for your credit union.
		The ease and immediate access of online delivery allows your credit union to achieve a more efficient, robust means of ACH processing.
		Automated posting- all settlement entries are posted to your VACORP transaction account
	www.vacorp.org /pages/clearing_house.htm (151 words)

	FRB: Federal Reserve Automated Clearinghouse Operations (Site not responding. Last check: 2007-09-20)
		ACH credit transfers include direct deposit of payroll, social security benefits, and tax refunds, as well as payments to contractors and vendors.
		ACH debit transfers include direct debits of consumer and business accounts for the payment of mortgages, bills, and tax obligations.
		ACH operators rely on each other to process interoperator ACH transactions—that is, transactions in which the originating depository financial institution and the receiving depository financial institution are served by different operators.
	www.federalreserve.gov /paymentsystems/fedach/default.htm (209 words)

	Bank of North Dakota: Automated Clearing House (Site not responding. Last check: 2007-09-20)
		BND Automated Clearing House (ACH) software is designed to electronically originate and receive automated clearing house items.
		ACH noncommercial and commercial receivers could receive their commercial and government ACH transactions using BND as their receiving point.
		ACH origination capabilities at BND allow North Dakota banks to process their customer's ACH transactions by sending BND a tape or diskette to process.
	www.banknd.com /ro/ro_autoclearing.jsp (147 words)

	Automated Clearing House - a Whatis.com definition
		Automated Clearing House (ACH) is a secure payment transfer system that connects all U.S. financial institutions.
		Scores of financial institutions transmit or receive ACH entries through ACH operators such as the American Clearing House Association, the Federal Reserve, the Electronic Payments Network, and Visa.
		Visit the New York Clearing House for an interesting history on the nation's first and largest bank clearing house.
	searchnetworking.techtarget.com /gDefinition/0,294236,sid7_gci214632,00.html (190 words)

	Green Book: Introduction (Site not responding. Last check: 2007-09-20)
		This updated version of the Greenbook incorporates changes proposed for the Automated Clearing House (ACH) regulation, 31 CFR 210, Federal Government Participation in the Automated Clearing House.
		The Department of the Treasury issued its revised ACH regulation, 31 CFR 210, Federal Government Participation in the Automated Clearing House.
		Through this revised regulation, the federal government adopted the National Automated Clearing House Association (NACHA) Operating Rules (with certain exceptions) as the rules governing federal ACH payments (and annually publishes a notice of acceptance of any NACHA rule changes).
	www.fms.treas.gov /greenbook/intro (324 words)

	Automated Clearing House Services - AnchorBank Business Banking
		Automated Clearing House (ACH) is a service that businesses can use for direct payment of payroll, tax payments, and dividend and interest payments.
		It differs from automatic payment because with ACH, funds are transferred between accounts with different ownerships.
		ACH services are available on AnchorBank's Commercial Checking, Basic Plus Business Checking and Non-Profit Checking accounts.
	www.anchorbank.com /business/cashmanagement/automatedclearinghouseservices.html (135 words)

	Tennessee Automated Clearing House Association: TACHA.org
		The Tennessee Automated Clearing House Association (TACHA) a nonprofit regional automated clearing house association, was formed in 1975.
		Since the publication of the 2006 edition of the ACH Rules, NACHA's Voting Membership approved an additional amendment to the NACHA Operating Rules (Rules).
		in-house Services are specifically designed to help you with your annual ACH audit...
	www.tacha.org (199 words)

	What is ACH?
		The Federal Reserve and Electronic Payments Network act as ACH Operators, central clearing facilities through which financial institutions transmit or receive ACH entries.
		The number of ACH payments originated by financial institutions increased to 8.05 billion in 2002, up 13.6 percent from 2001.
		Including payments originated by the Federal government, there were a total of 8.94 billion ACH payments in 2002 worth more than $24.4 trillion.
	www.nacha.org /About/what_is_ach_.htm (240 words)

	Automated Clearing House (FedACH)
		The Automated Clearing House (ACH) is a cost-effective alternative to costly paper transactions and can provide faster collection of funds through a nationwide, all-electronic network.
		Your institution can use ACH to expand customer services such as automatic payment of utility bills and insurance premiums as well as automatic crediting of corporate payrolls and social security checks.
		The ACH Network has over 20,000 partipating financial institutions.The Federal Reserve E-Payments Routing Directory provides contact information such as name, address, and telephone number.
	www.frbatlanta.org /invoke.cfm?objectid=07B68150-3378-11D5-93360020352A7A95&method=display_body (175 words)

	Alabama Automated Clearing House Association ACH Services ALACHA
		ALACHA is dedicated to providing both members and non-members with compliance and strategic solutions to address the complex ACH rules and regulations facing the industry today.
		If you were unable to attend one of our ACH Risk and Audit workshops and you need assistance in completing your annual ACH Audit by December 1st as required by the ACH Rules, please contact the ALACHA office to inquire about our ACH Audit Consulting Services.
		ALACHA auditing staff are all experienced Accredited ACH Professionals (AAPs) that know the rules and requirements of the ACH audit process.
	www.alacha.org /services.shtml (651 words)

	ALACHA Alabama Automated Clearing House Association ACH
		Developed in the 1970's, the ACH Network supports electronic payment systems, distribution and reconciliation of financial transactions among institutions, as well as the convenience of paperless checks.
		Since 1976, the Alabama Automated Clearing House Association (ALACHA) has been Alabama's key connection to the ACH Network.
		A regional payment association of the National ACH Association (NACHA), ALACHA serves over 200 banks, savings and loans, credit unions, e-commerce, and affiliate companies within the state.
	www.alacha.org (178 words)

	Automated Clearing House - ACH
		An electronic funds-transfer system run by the National Automated Clearing House Association.
		This payment system deals with payroll, direct deposit, tax refunds, consumer bills, tax payment, and many more payment services.
		The use of electronic clearing houses to facilitate electronic transfers of money has increased efficiency and timeliness of government and business transactions.
	investrio.investopedia.com /terms/a/ach.asp (61 words)

	Montran : Products - Automated Clearing House
		The Montran Automated Clearing House System processes payment instructions sent by participants, such as small-value credit transfers and direct debit instructions, and generates a net settlement transaction at each clearing cycle.
		Performing the clearing by maintaining participants’ net multilateral positions relative to the clearing house in Net Settlement Accounts
		Includes a billing module that allows automatic calculation of commission and charges for various services, and the figures are extracted from the ACH statistical database
	www.montran.com /products_ach.php (220 words)

	The US Automated Clearing House: Continued Demands on an Old Network
		In 2000, the market for ACH transactions in the United States was poised for growth.
		By 2004, new payment types had begun to restore annual ACH volume growth to historical levels, and a surge of volume from new consumer debit applications helped lift network growth by 19.9%.
		As a result of new initiatives and shifts in the US payments industry as a whole, the ACH network is now being used for more purposes than ever before.
	www.marketresearch.com /redirect.asp?productid=1305770&progid=3603 (210 words)

	Automated Clearing House (Site not responding. Last check: 2007-09-20)
		April 09, 2001 (Computerworld) -- The Automated Clearing House (ACH) system is a secure, private network that connects banks to one another by way of the Federal Reserve Board or other ACH operators.
		Because executing ACH payments is cheaper and faster than processing paper checks, both business-to-business and business-to-consumer e-commerce activities are becoming ever more dependent on the ACH system, thus forcing it to evolve.
		For instance, ACH payments are processed in batches, so a transaction can take a day or two to be completed.
	www.computerworld.com /softwaretopics/software/appdev/story/0,10801,59309,00.html (1674 words)

	"Automated Clearing House" Defined
		The 'Lectric Law Library's Lexicon On * Automated Clearing House *
		AUTOMATED CLEARING HOUSE (ACH) - A facility used by financial institutions to distribute electronic debit and credit entries to bank accounts and settle such entries.
		Under the automated clearinghouse system, banks exchange checks and drafts drawn upon each other and settle their daily balances.
	www.lectlaw.com /def/a112.htm (89 words)

	Automated Clearing House
		ACH Origination Product Definition and Disclosure - Topic 6
		Processing a Declined ACH Origination Request - Topic 11
		This policy template (approximately 16 pages in Arial Font Size 9 text) is available to purchase from Bankpolicies.com in Microsoft® Word format for a flat fee of $225.00, and you can receive your order via e-mail attachment or on CD-ROM for large volume orders.
	www.bankpolicies.com /ach-policy.html (252 words)

	Overview: 31 CFR Part 210, Federal Government Participation in the Automated Clearing House: Programs and Systems: ... (Site not responding. Last check: 2007-09-20)
		Overview: 31 CFR Part 210, Federal Government Participation in the Automated Clearing House: Programs and Systems: Financial Management Service
		31 CFR Part 210, Federal Government Participation in the Automated Clearing House (ACH)
		The ACH system is the primary electronic funds transfer (EFT) system used by agencies to make payments, and the Financial Management Service anticipates that agencies increasingly will use the ACH system to collect funds.
	www.fms.treas.gov /ach (135 words)

	Automated Clearing House (ACH) (Site not responding. Last check: 2007-09-20)
		Various types of electronic payment transactions, including credit card settlements, are routed across this network.
		The Automated Clearing House network provides a means of exchanging funds electronically.
		The National Automated Clearing House Association (NACHA) is responsible for maintaining the ACH rules and standards governing the exchange of ACH payments between financial institutions.
	bankcardcentral.com /bankcard-central-faq/automated-clearing-house.html (92 words)

Try your search on: Qwika (all wikis)