Factbites
 Where results make sense
About us   |   Why use us?   |   Reviews   |   PR   |   Contact us  

Topic: Automobile insurance


Related Topics

In the News (Sun 6 Dec 09)

  
  Automobile Insurance
Since the Department of Motor Vehicles (DMV) requires liability insurance in order to register and operate a vehicle, it is of great importance to purchase and to fully understand your automobile insurance policy.
Automobile insurance is simply a contract that helps pay for certain types of financial losses or obligations resulting from the use or ownership of an automobile.
Provides liability insurance when the party at fault does not have the state required minimum liability coverage, or the minimum liability coverage is insufficient to cover the injuries sustained in the accident.
www.insurance.ca.gov /0100-consumers/0060-information-guides/0010-automobile/automobile-insurance.cfm   (6215 words)

  
  Alice FIMPEL v. STATE AUTOMOBILE MUTUAL INSURANCE COMPANY
The insurance carrier further argued that Fimpel's reliance on the Lucky and Ellis opinions was misplaced, as those opinions pertained to uninsured motorist coverage, which is a separate and distinct form of insurance from no-fault.
State Automobile also urged that under the terms of the insurance contract the policy was not a new policy but a continuation of the old.
It tacitly admits that the parties to an insurance contract have the right to make their own contract and that legal effect must be given to all provisions and language contained in an insurance contract that are not contrary to a statute or public policy.
courts.state.ar.us /opinions/old/95-679A.html   (2988 words)

  
 How to Save Money on Auto Insurance - Edmunds.com
This is a discount given to people who have been with the same insurance company for an extended period of time.
If you have carried insurance with a company for several years, and not had an accident, your insurance company likes you.
The insurance company keeps this in mind when setting its insurance rates for this vehicle.
www.edmunds.com /apps/vdpcontainers/do/vdp/articleId=44858/pageNumber=1?synpartner=edmunds&pageurl=www.edmunds.com/advice/insurance/articles/44858/article.html   (958 words)

  
 Polls: Automobile Insurance Agency .................. - Quizilla Polls
automobile insurance policy was purchased in 1898, there were barely 100 cars nationally.
Classic Automobile Insurance Agency was originated in May 1992 with its primary business mission to be the first collectible insurer of vehicles less than.
AARP discusses basic issues to consider when purchasing automobile insurance.
www.quizilla.com /users/insurancequ/polls/4901261/Automobile_Insurance.htm   (162 words)

  
 Automobile Insurance Laws In Pennsylvania
All owners of motor vehicles in the Commonwealth of Pennsylvania are required by law to purchase and maintain automobile insurance.
The laws relating to automobile insurance coverage are compiled in 75 Pa.C.S.A. ßß1701 et seq., commonly known as the Act 6 Amendments to the Pennsylvania Motor Vehicle Financial Responsibility Law, "MVFRL.
If you are seeking automobile coverage for the first time or are renewing a policy, or simply are curious, please call your insurance agent and ask for a cost comparison between full tort and limited tort for the exact same coverage.
www.civilrights.com /auto_insurance.html   (1501 words)

  
 Automobile Insurance   (Site not responding. Last check: )
All states have an assigned risk insurance plan to provide automobile liability insurance for motorists, who for various reasons, are unable to purchase such protection through normal channels.
Insurance companies generally settle claims out of court when the damages are relatively small and/or blame is solidly fixed.
Automobile insurance rates are based primarily on the dollar amount paid out by the companies.
edis.ifas.ufl.edu /HE163   (2711 words)

  
 Call-A-Law: Automobile Insurance (1201)
Bodily Injury Liability insurance pays for serious and permanent injury or death to others when your car is involved in an accident, and the driver of your car is found to be at fault to some extent.
Accidental Death and Dismemberment Insurance provides coverage, up to the limits of the policy, for accidental death or dismemberment in an auto accident, regardless of who is "at-fault." It covers you and relatives who live in your home.
Property Damage Liability insurance is not required for motorcycle operators unless a driver is required to prove "financial responsibility" due to traffic violations or failure to pay for damages they caused in an accident.
www.floridabar.org /tfb/TFBConsum.nsf/48e76203493b82ad852567090070c9b9/0464c54401922e8685256b2f006c5d92?OpenDocument   (1686 words)

  
 Automobile Insurance
Automobile insurance covers motorized vehicles, which require a separate policy for property damage and liability exposures.
Motorized vehicles are not covered under a homeowners insurance policy for property damage and/or bodily injury liability situations when operated away from an insured's premises.
Automobile insurance rates are based on a number of factors including age, marital status, and driving record.
www.ambest.com /guide/auto.html   (1119 words)

  
 Automobile insurance
Automobile insurance rates are based on age, sex, marital status, and driving record.
Paying a high premium for your insurance does not necessarily mean you are getting more coverage; in most states, insurance companies can charge whatever rate they wish to for the same basic coverage.
You may be able to save several hundred dollars on your insurance by checking with your local Cooperative Extension Service office for access to the Insurance Inquiry Program, a computer program from the state Department of Insurance that compares prices of all the companies in your state that insure homes and autos.
www.urbanext.uiuc.edu /ww1/07-02.html   (502 words)

  
 Automobile Insurance
If your U.S. insurance agent tells you that your U.S. insurance will cover you in Mexico, it is simply a sure sign that the agent is out of touch with the reality of the situation.
The insurance is rather expensive when purchased on a daily basis (about $5-$8US per day for an auto).
This is a standard procedure within the insurance industry, in and out of the United States.
math.ucr.edu /ftm/bajaPages/Insurance.html   (1694 words)

  
 Automobile Insurance   (Site not responding. Last check: )
Automobile insurance provides you with the protection you need when bodily injury or property damage occurs as the result of an automobile accident.
Automobile insurance is actually a package of different coverages, and each, when purchased, has a specific function.
Automobile liability insurance is required in the state of Indiana.
www.infarmbureau.com /website/auto/auto.aspx   (1197 words)

  
 AUTOMOBILE INSURANCE   (Site not responding. Last check: )
Generally, the insurance company will be quick to disburse a check for med-pay claims, when properly supported by medical bills and records.
If your automobile and medical insurance offer the same benefit you may be able to eliminate a portion of one of those coverages.
Most insurance companies will raise your rates if you file a damage claim for an accident that was your fault.
public.grandforks.amc.af.mil /legal/handouts/Car.htm   (1204 words)

  
 Automobile Insurance Made Easy   (Site not responding. Last check: )
Insurance companies often check motor vehicle records for your driving history and credit reports for your financial history before writing or renewing your policy.
Texas law prohibits insurance companies from delaying payment on a claim as a means to pressure you to sign a release.
Insurance companies are required to charge the correct rate, based on the classifications of the drivers in your family.
www.tdi.state.tx.us /consumer/consum86.html   (6865 words)

  
 Oregon Insurance Division: Wise Choices - Oregon Automobile Insurance   (Site not responding. Last check: )
Insurance companies look at many details when setting the price you pay for insurance, and it's important for you to do the same when shopping around for insurance.
Insurance costs are higher for makes and models that are expensive to repair or that are frequently stolen.
Insurance companies look at your record for only the last three years, so there is hope for even a previously "bad" driver.
www.cbs.state.or.us /external/ins/docs/wisechoi/wcauto.htm   (1196 words)

  
 BBB Alerts & News
Automobile insurance plays an important role in protecting consumers from serious financial losses that can result from such accidents.
Not all states require you to have automobile insurance, but all states do require you to prove that you can pay specified amounts if you cause bodily injury or property damage while driving.
Your insurance company bases part of the price of your policy on the claims history of all the drivers it insures in your territory.
www.bbb.org /alerts/article.asp?ID=431   (1492 words)

  
 Illinois Automobile Insurance Plan  (Version 1.5.1)
All insurers writing automobile insurance in Illinois are required to participate in the ILAIP by subscribing to the Plan.
All agent and brokers holding a valid license to transact automobile insurance in the state of Illinois are eligible to submit applications to the Plan.
Applicants must declare and certify that they have tried and failed to obtain automobile insurance in Illinois within the preceding 60 days and have been unable to obtain such insurance at rates not exceeding those applicable under the Plan.
www.aipso.com /il   (166 words)

  
 No-Fault Automobile Insurance
Their finding that property claims were 4 percent higher in no-fault states led them to conclude that the introduction of no-fault had reduced the deterrent effect of automobile insurance and increased the number of automobile accidents.
The result is that, under no-fault insurance, there is an increase in the number of fatalities, in the overall number of automobile accidents, and in the average severity of accidents.
Their conclusions are based on a study conducted by the Insurance Research Council that examined medical utilization in cases that did and did not involve attorney representation.
www.economica.ca /ew63p2.htm   (3714 words)

  
 Early San Francisco Automobile History
In the “early days” of automobiling, twenty years ago, the selling of automobile insurance was not as easy as it is today.
This splendid showing is the result of twenty years of education of the automobile owner on the part of the insurance man, and it will be my providence to relate a few of my experiences in educating the public of twenty years ago in the rudiments of automobile insurance.
The Fireman’s Fund had a booth at the show advertising automobile insurance, and it was my duty to invite the visitors into the booth, assign them an easy chair in which to rest their weary limbs after their pleasant, but tiresome task of inspecting the snappy 1908 models offered by the local dealers.
www.sfmuseum.org /hist/autos.html   (1139 words)

  
 Articles — Automobile Insurance, Accidents Attorneys, Injuries, Georgia Personal Injury Lawyers
Of course, higher amounts of liability insurance may, and most often should be purchased to adequately protect both the insured car owner and the public.
UM insurance generally covers you and your relatives while driving or riding in an automobile, as well as passengers in cars driven by you or your relatives in the event of an accident caused by a driver without insurance.
A typical contingency fee in automobile accident cases (which should always be agreed to in writing) will be between one-third (33-1/3%) and forty percent (40%) of the total amount you recover, depending upon the attorney you hire and the individual circumstances of each case.
www.b-nlaw.com /autoinsur.html   (1324 words)

  
 Automobile Insurance - Michigan in Brief
For 1996 (the latest year for which data have been compiled), the annual state-by-state comparison of average automobile insurance premiums by the NAIC shows that Michigan was 32d highest among the 50 states and the District of Columbia; in 1994 Michigan ranked 26th.
Most insurers favor repealing Michigan’s mandate that all automobile insurance policies provide unlimited medical benefits, pointing out that this is the only state in which there is such a mandate.
No-fault automobile insurers are particularly vulnerable to this practice because they—unlike health maintenance and preferred provider organizations—may not tell a policyholder which provider s/he must see for delivery of personal injury benefits; they have little control over how or by whom the expensive care they must pay for is delivered.
www.michiganinbrief.org /edition06/text/issues/issue-07.htm   (3208 words)

  
 [No title]   (Site not responding. Last check: )
In states with no-fault auto insurance, victims of auto accidents are covered by their own insurers, regardless of who was at fault in an accident.
No-fault insurance laws vary widely, so you should check with your insurance commissioner's office or an insurance agent for requirements in your state.
Call your state insurance commissioner's office for answers to these questions and ask what other insurance information is available to consumers.
nsi.org /tips/Scams/autoins.html   (2127 words)

  
 New Jersey Automobile Insurance Regulation   (Site not responding. Last check: )
This chapter, which concerns automobile insurance, will expire on January 4, 2001, unless it is readopted prior to that date.
All private passenger automobile insurers shall file, individually and as a member of an insurance holding company group, a report showing the total Statewide written exposures and primary classification distribution of policies written as of December 31 of the prior year.
Whose automobile insurance policy, in the last two years, was cancelled because of nonpayment of premium or financed premium (unless the entire annual premium for the new coverage is paid in full before issuance or renewal);
www.njdobi.org /pn00_399.htm   (8331 words)

  
 Buying Car Insurance   (Site not responding. Last check: )
Even if the spouse of the named insured is not named on a policy, liability insurance almost always covers him or her, unless the couple does not live together.
Under no-fault coverage insurance, each person’s own insurance company pays for his or her medical bills and lost wages -- up to a certain dollar amount -- regardless of who was at fault.
The advantage of no-fault insurance is prompt payment of medical bills and lost wages without any arguments about who caused the accident.
www.nolo.com /lawcenter/ency/article.cfm/ObjectID/AFE296F4-BBA1-4AFE-AC9B1184E0310FE6/catID/0303DFBE-D323-4C30-B540C900462CD64F   (1025 words)

  
 Allstate - Auto Insurance Quote, Anonymous Online Car Insurance Ballpark Estimate
The auto insurance features listed in the chart below are available in many states and provide greater choices and the rewards you deserve – from day one and at an affordable rate.
Depending on your situation, your car insurance coverage needs will vary.
Learn more about how your needs vary and what your auto insurance coverage options are, and then get an online car insurance quote.
www.allstate.com /auto-insurance.aspx   (462 words)

  
 TDI - Help for Texans Looking for Automobile Insurance.   (Site not responding. Last check: )
Liability insurance pays for bodily injuries and property damage for which a driver covered by your policy is legally responsible.
The minimum liability insurance required by law is $20,000 bodily injury per person, $40,000 bodily injury per accident, and $15,000 for property damage per accident.
Texas Automobile Insurance Plan Association - TAIPA is available for drivers who can´t find basic liability coverage elsewhere.
www.tdi.state.tx.us /consumer/auto.html   (646 words)

  
 Automobile Insurance
The proper insurance is a necessity whether your car's on the road or in storage.
Understanding and knowing your policy limits is important for all automobile owners.
When you use an Aon insurance broker to purchase auto insurance, you receive the coverage you need from a credible insurance provider.
www.aon.com /ca/en/individuals/auto_insurance/default.jsp   (160 words)

  
 Automobile Insurance
Autopedia Auto Insurance Check-Up -- fill out an insurance check-up form,and "hundreds of insurance companies will be screened to find you the lowest priced coverage available in your particular zip code"
GE Auto Insurance -- get a free auto insurance quote and apply for a policy from GE.
State Farm Insurance -- request an auto insurance quote from State Farm Insurance.
www.ifigure.com /living/auto/insure.htm   (180 words)

  
 Progressive Auto Insurance - Car Insurance Quotes Plus Boat, RV and Motorcycle Insurance Quotes
Use these car insurance tips and hints to save money and select the right coverage.
More than 1 million riders choose us for their motorcycle insurance.
Auto insurance prices and products are different when purchased directly from Progressive or through agents/brokers.
www.progressive.com   (274 words)

  
 Automobile Insurance Information For Consumers
To do so, you must either purchase an automobile liability insurance policy from an insurer licensed by the New York State Insurance Department, or provide other acceptable proof of financial responsibility in at least the minimum amounts required by law.
Our 2005 Consumer Guide to Automobile Insurance, which is available on our Web site, will familiarize you with basic automobile insurance terms, describe the major coverages that are available, and provide important shopping tips.
Additional sections of this resource center will help you to buy insurance on the Internet, request no-fault arbitration, contact insurance companies, answer questions on collision damage waivers and rental vehicle coverage, and see which companies have the fewest complaints lodged against them according to our Annual Auto Complaint Ranking.
www.ins.state.ny.us /cauto.htm   (347 words)

Try your search on: Qwika (all wikis)

Factbites
  About us   |   Why use us?   |   Reviews   |   Press   |   Contact us  
Copyright © 2005-2007 www.factbites.com Usage implies agreement with terms.