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	Identifying different means of payment
		Certified check: A check drawn on a bank account where a cashier or bank officer certifies sufficient funds are available in the individual's account for the check to clear.
		Bank draft: A check drawn by the bank against funds deposited into its account at another bank that authorizes that bank to make payment to the individual named on the draft.
		A sight draft is payable on demand, whereas a time draft is payable at some future date or payable under certain circumstances.
	www.bankrate.com /brm/news/DrDon/20050823a1.asp (599 words)

	BBA - British Bankers' Association - Understanding a bank draft
		A bank will issue a bank draft when asked by a customer (there may be a written application form which the customer will have to complete) and it will be used for pre-arranged transactions, e.g.
		Bank drafts are cheques drawn by a bank usually on its own Head Office.
		Drafts go through the normal clearing process like any other cheque and if you are offered a bank draft in payment, don't release the goods until you are sure the draft is genuine and has been paid.
	www.bba.org.uk /bba/jsp/polopoly.jsp?d=263&a=654 (611 words)

	E-Commerce Check Acceptance Bank Draft Software for US & Canada
		Draft Creator check acceptance software meets the standards of the American Bankers' Association by using the MICR font and format that is acceptable for printing MICR bank draft forms and MICR checks.
		Draft Creator prints on blank check stock checks that are 88mm or 92mm in length, 3 per page.
		Draft Creator also allows you to search and retrieve drafts and checks in a database by business name, first name, last name, account number or check number.
	www.advancemeants.com /draft (1092 words)

	SECi \| Billing & Payment \| Bank Draft (Site not responding. Last check: 2007-10-21)
		When you sign up for bank draft, Santee Electric will automatically deduct the amount of your bill from your checking account each month.
		Contact your local Santee Electric Cooperative office in your area to request a Bank Draft application or download a copy of the Bank Draft Authorization Form.
		Bank Draft brochure as a PDF (requires Adobe® Acrobat® Reader, free by clicking here).
	www.santee.org /pay/bankdraft.html (158 words)

	FAQ > Funds Transfer > IBG, Bank Draft & Foreign TT (Site not responding. Last check: 2007-10-21)
		Note that for RHB Bank's Internet Banking service, you will not be able to transfer funds out of joint accounts which require authorization of two or more account holders (to conduct any withdrawals).
		For foreign currency Demand Drafts, the foreign exchange rate will be calculated based on the exchange rate on the day the Demand Draft is returned at the branch.
		On receipt of these documents, and upon confirmation by the bank that the Cashier’s Order or Demand Draft has yet to be converted into cash, the remittance amount will be refunded into the deposit account where the funds were drawn from within 3 business days.
	www.rhbbank.com.my /generalinfo/faq/ibg.htm (1289 words)

	Bank Draft Services for Utility Customers - City of Mount Airy
		We will work with your bank to automatically deduct the amount of your utility bill each month from your checking or savings account at no charge.
		Automatic drafting is usually effective with the second billing period after you have signed up for draft service.
		Just complete and sign the Bank Draft Authorization Form and return it with your next bill payment.
	www.mountairy.org /citizen/bank_draft_service.htm (379 words)

	Thrivent Financial Bank - Trust and Investment Services
		By naming Thrivent Financial Bank in your estate planning documents, you place the responsibility of managing your estate with professionals who are well-experienced in these important duties.
		Thrivent Financial Bank doesn't want to replace your current attorney, accountant or tax adviser; we want to work with you and these professionals to help you accomplish your goals and simplify your life.
		Thrivent Financial Bank is a federally chartered bank and trust company and serves the needs of the general public.
	www.thrivent.com /bank/trust/faqtrust.html (1461 words)

	Bank Draft (Site not responding. Last check: 2007-10-21)
		Bank of Ireland fraud prevention manager Gerry Gibson said no-one should release goods paid for by bank draft unless they were sure that the draft was authentic...
		All deposits are in bank draft, money order or postal order, and retailers might accept cheques if they know the customer and stand surety for him or her...
		But she said she felt obliged to go through with the deal after he gave her a bank draft and was chosen from among five finalists in interviews conducted by...
	finance.za-news.com /new/Bank_Draft.html (1752 words)

	DSS Child Support Enforcement
		Banks provide payors with a record of each bank draft from their account.
		NCPs must indicate whether the funds should be drafted either on a MONTHLY or SEMI-MONTHLY basis, the desired day(s) of the month when funds should be drafted, and the amount to be drafted.
		Banks provide payees with a record of each deposit to their account.
	www.dhhs.state.nc.us /dss/cse/eft.htm (791 words)

	Bank Draft
		Once it has been confirmed that sufficient funds are available, the bank effectively sets aside the funds from the person's account to be given out when the bank draft is used.
		Bank drafts are normally involved in transactions involving large sums of money and/or situations where trust can be an issue.
		Suppose you are purchasing a new car, showing up with a bank draft allows the dealership the assurance that you have enough money to purchase the vehicle and that your check will not bounce.
	www.investopedia.com /terms/b/bank_draft.asp (366 words)

	FB - Eutility Automated Bank Draft
		You will continue to receive a monthly water bill which will indicate a "due date." Your bank account will be drafted on your due date.
		If your automatic draft is returned, you will be assessed a fee by your financial institution and the City of Farmers Branch Utility Billing Division / Customer Service in the same amount that would apply for a dishonored check.
		Please check your bank statement to make sure that the Automatic Bank Draft has been stopped as per your request.
	www.farmersbranch.info /eUtility/eutilitybankdraft.html (277 words)

	Rogers Water Utilities - Bank Draft Form
		If an erroneous draft entry is charged against my account, I have the right to have the amount of the entry credited to my account.
		I understand that Rogers Water Utilities may impose a late payment and delinquent fees in the event the debit entry is not paid by the bank for a valid reason.
		The electronic drafts can be cancelled at any time by either party.
	www.rwu.org /bankdraftform.htm (169 words)

	Foreign Bank Draft Procedures
		Foreign bank drafts are now ordered through the Oregon State Treasury.
		Complete the Foreign Draft Order form (an example can be found on page 2 of the document) that is available on the BAO website.
		The draft will be overnight mailed to the address that is used in the Purchaser Information block on the request form.
	baowww.uoregon.edu /Invoicepayments/foreignbankdraft.htm (159 words)

	Bank Drafting Software Pro! Business Edition Bank Draft Software
		Bank Drafting Software; Division of Marketwizz Internet Solutions has been selling the most popular Bank Drafting Software since 1995 one of the longest of any dealers.
		This new version has a 53,000 PLUS bank data base which can be added now or later for only $59.95.
		This Bank Drafting Software, which is a full featured program allows you to keep records of your business contacts, create invoices, bank drafts, print customized business cards, mailing labels and envelopes as well as print your own business bank draft checks and much more.
	www.bankdraftingsoftware.com /index.html (390 words)

	Equitable Life and Casualty Automatic Bank Draft
		To place your policy on automatic bank draft, please print and complete a Bank Draft Authorization Form and send it to us with a voided check for proper encoding.
		We will assume monthly bank draft is desired, unless you specify otherwise.
		To change your account, simply print and complete a new bank draft authorization form and either mail or fax it to us with a new voided check for proper encoding.
	www.equilife.com /policy_owner/billing/automatic.html (199 words)

	Bank Draft (Site not responding. Last check: 2007-10-21)
		The Bank Draft option is a great way to simplify paying your bill.
		Your electric bill will arrive at its usual time each month, and your account will be drafted on the “DUE DATE” of the bill, giving you at least two weeks before your account is drafted.
		Bank Draft is a part of a family of products, values and services – brought to you by Blue Ridge Electric.
	www.blueridgeemc.com /bankdraft.htm (204 words)

	City of College Station - Sign-up for Bank Draft
		This form must be received prior to bill calculation of your next bill for an automatic draft to be generated.
		If you are currently on bank draft and wish to cancel this service, please complete the cancellation form.
		On the due date, we will process your bank draft and deduct the net amount indicated on your bill from your checking account.
	www.cstx.gov /home/index.asp?page=94 (222 words)

	TXU - Billing and Payment - Automatic Bank Draft - Frequently Asked Questions
		You are eligible to join the Automatic Bank Draft plan if you have a good credit history with TXU Gas and a checking account with a financial institution that is a member of the Automated Clearing House Association.
		If the matter is not settled to your satisfaction before the draft date, you may request to suppress automatic draft of your account for that month.
		Automatic Bank Draft payments returned for insufficient funds will be subject to charges similar to those of a returned check.
	www14.txu.com /residential/autodraft/faqs.asp (708 words)

	Pay by Bank Draft - Duke Power (Site not responding. Last check: 2007-10-21)
		With the automatic bank draft, avoid the monthly hassle of writing checks and mailing or dropping them off at your local payment location.
		Duke Power will draft your bank account each month on or after your payment date, which is indicated on your monthly account statement.
		You will know enrollment is complete when you see the words "To be drafted on or after..." on your bill statement.
	www.dukepower.com /forhome/pay/draft.asp (224 words)

	bank draft definition - Dictionary - MSN Encarta
		bank draft definition - Dictionary - MSN Encarta
		Search for "bank draft" in all of MSN Encarta
		bill of exchange: a bill of exchange drawn by one bank on another
	encarta.msn.com /encnet/features/dictionary/DictionaryResults.aspx?refid=1861694072 (77 words)

	Florida PBA Bank Draft Plan (Site not responding. Last check: 2007-10-21)
		Bank Draft Plan (Payment Automatically Transferred), is the easiest way to make your payment each month.
		Together, we arrange with your bank to have your monthly charges for membership dues deducted directly from your checking account.
		Drafts will be made on the 5th of each month.
	www.flpba.org /bank_draft.htm (213 words)

	Welcome to American Bank Draft Systems - Call (972) 304-6398
		American Bank Draft Systems provides a number of new services that will change the way businesses collect their accounts receivable.
		Automated bank drafts have been used by insurance companies to collect monthly payments for over 30 years.
		American Bank Draft Systems utilizes ACH Direct, a leader in payment processing and NSF collections to collect bounced checks electronically at NO COST to you.
	www.americanbankdraft.com (320 words)

	Bank Drafting Frequently Asked Questions
		Monthly bank drafts are normally deposited every Monday on money received from the previous week.
		Banks are regulated by the same operating rules as we are.
		Some banks from time to time don't exactly follow the rules and payments or returns may be delayed.
	checkmatic.net /opportunities/bank-drafting-faq.html (570 words)

	Bank Draft Authorization
		BDA stands for "Bank Draft Authorization," and is a convenient way for you to have your SMECO bill paid automatically, out of your bank’s checking account, every month.
		The Bank Draft Authorization (BDA) program permits SMECO to deduct money from your bank, savings and loan, or credit union checking account to pay your monthly electric bill.
		Each month you will receive a message on your billing advising you of the BDA post payment date, amount, and your bank account number from which your payment will be deducted.
	www.smeco.com /customer/bda/index.html (285 words)

	Bank Draft
		We have a special computer program that converts your banking information into a bank draft which we deposit in our account, just like any other check.
		Most larger banks are aware of this process and are probably receiving this type of deposit now.
		You receive the original draft from above returned to you from your bank in your bank statement at the end of the month.
	www.automatedpr.com /draft.htm (173 words)

	Automatic Bank Draft
		You must give us written permission to draft your account by completing an authorization form and furnishing the required information or documents which allow us to draft your account.
		Your account will be automatically drafted on approximately the 15th of each month for the amount due.
		Return the forms to our office before the 25th of the current month and the draft will be effective on the 15th of the next month.
	www.culleoka.org /auto_draft.htm (289 words)

	Palmetto Electric Cooperative \| Billing & Payment \| Bank Draft
		The Bank Draft program from Palmetto Electric Cooperative makes paying your electric bill easier than ever.
		When you sign up for Bank Draft, Palmetto Electric will automatically draft your checking account for the amount of your monthly electric bill.
		With the Bank Draft Program, you'll never have to remember to pay your bill.
	www.palelec.com /billing/bankdraft.html (170 words)

	Bank Draft
		The bank draft occurs on the due date of your electric bill.
		Bank Draft is offered to all Gibson EMC customers who have a checking/savings account at a bank, credit union or savings and loan that is a member of the Automated Clearinghouse Association.
		This authorization is to remain in effect until revoked by me in writing, and until Gibson EMC actually receives such notice I agree Gibson EMC shall be fully protected in honoring any such draft or check.
	www.gibsonemc.com /bankdraft.htm (216 words)

	Bretton Woods Project
		The World Bank recently posted its draft Rural Development Strategy (RDS) on its website and is accepting public comments until 8 July.
		Finally, the Bank's conclusion that experiments with market-assisted land reform "show much promise" is contested by numerous farmers' organizations such as members of La Via Campesina, FIAN and the Landless Peasant's Movement (MST) in Brazil (see 'World Bank market-led land reform: Land for whoever can buy it').
		The 'Vision 20/20' plan, drawn up by US management consultants and funded by both the Bank and a promised £65 million from the UK government, has set as its objective the reduction of the agricultural population of Andhra Pradesh from 70 to 40 per cent by turning small farms into agri-businesses.
	www.brettonwoodsproject.org /topic/governance/g2806rds.html (776 words)

	Sign up for Automatic Bank Draft from Ocmulgee EMC
		The automatic bank draft program allows you to authorize Ocmulgee Electric to deduct your monthly electric bill from your checking account.
		Your bank account will be charged within five working days of the billed date that appears on your bill.
		You can sign up for the Automatic Bank Draft Program by completing, printing and mailing the Bank Draft Authorization Form, by calling Ocmulgee Electric, or by dropping by our office.
	www.ocmulgeeemc.com /automatic_bank_draft.html (169 words)

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