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	Latvian Banks ::: Latvian Financial System & info about the Bank of Latvia.
		The Bank of Latvia is the central bank of the Republic of Latvia.
		In execution its functions the Bank of Latvia is guided by the Law "On the Bank of Latvia" and is not subject to decisions and instructions by the Government or its agencies.
		Supervision of the Bank of Latvia is vested with the Parliament.
	www.latvianbanks.com /banks/the_Bank_of_Latvia.htm (435 words)

	Latvia BANKING AND SECURITIES
		In 1991 banking matters were transferred to the Bank of Latvia from Soviet bank officials.
		Latvia's banking sector has proved one of the country's most successful industries and also its most controversial.
		In February 1997, the Bank of Latvia gave its approval to the proposed merger between the Latvian Savings Bank and the United Baltic Bank of Riga.
	www.nationsencyclopedia.com /Europe/Latvia-BANKING-AND-SECURITIES.html (483 words)

	Latvia - Trends in Developing Economies
		Latvia has an area of about 25,000 square miles; a little less than half the country is arable; woodlands cover about 40 percent of the territory and are an important source of timber.
		In the area of monetary policy, increases in the refinancing rate of the Bank of Latvia (from 50 percent to 80 percent) and the reserve requirement ratio (from 15 to 20 percent) are envisaged.
		Latvia will be able to increase its imports and thus the pace of economic reform, without increasing its debt service buerden to imprudent levels to the extent that the concessional element of its borrowing can be enhanced.
	www.ciesin.org /datasets/wbank/tde/latvia.html (3425 words)

	Baltic International Bank
		The Bank of Latvia is estimated to have bought from banks 25.1 million (LVL 17.6 million) by selling lats in its intervention operations last week, the Bank of Latvia’s press secretary Martins Gravitis said in an interview with BNS.
		Also, the Bank of Latvia indicated that, as part of the fixed exchange rate strategy, the interim target of the Bank of Latvia is to maintain the external stability of the national currency and the stability of the lat/euro exchange rate.
		The Bank of Latvia has been implementing the lat pegging policy since February 1994, when the lat was pegged to the SDR currency basket.
	www.bib.lv /en/c_71295 (488 words)

	Paritate Bank: About Latvia
		Riga is the capital of Latvia (the city is first mentioned in the chronicles at the end of the XII century).
		The climate of Latvia is transitional, from maritime to continental.
		In 1940, the Republic of Latvia was annexed to USSR; on November the 25th, the people's commissar established the 1 to 1 exchange rate of lat to rouble, but on March the 25th, 1941, the Latvian lat was annulled as a monetary unit and the national currency of Latvia.
	www.paritate.lv /en/tools/map (637 words)

	Bank of Latvia - Wikipedia, the free encyclopedia
		The Bank of Latvia (Latvijas Banka) is the central bank of Latvia.
		The Bank of Latvia administration is located in Riga.
		The fiscal year for the bank begins on January 1 and ends on December 31.
	en.wikipedia.org /wiki/Bank_of_Latvia (126 words)

	The Latvian banking system
		She was even asked to become Governor of the Bank of Latvia in the summer of 1991, but declined, feeling her experience was in commercial banking not on a federal level.
		The vision of the Bank is to be a universal bank providing a full spectrum of financial services to both individuals and companies, concentrating on medium to large corporations and individuals with average to high income.
		In 1999, the banking sector overcame the negative influences of the Russian financial crisis.
	www.cosmopolis.ch /english/politics/67/the_latvian_banking_system.htm (2423 words)

	Latvian Banking Crisis: Stakes and Mistakes by Alex Fleming and Samuel Talley
		As enterprises started to withdraw their deposits from the bank, followed by households, which were slower to grasp the gravity of the problem, the Bank of Latvia provided modest support for Baltija, as did a few large corporations and commercial banks.
		Net international reserves of the Bank of Latvia declined from a high of $466 million at the end of 1994 to $369 million at the end of June 1995 as the Bank of Latvia intervened to maintain the lat's parity vis-à-vis the special drawing right (SDR).
		The Bank of Latvia developed, and the government approved, a new banking law in an effort to rebuild shattered public confidence in the banking system and to strengthen the legal and institutional framework.
	www.worldbank.org /html/prddr/trans/m&a96/art2.htm (2029 words)

	Finance & Development, September 2000 - Latvia: Focus on Country Development
		One of the central bank's key tasks in the early 1990s was to assist in stabilizing the economy and thereby lay the foundation for development.
		Latvia's economic policies and the stability of the lats are sure to promote exports, and the country's current account deficit may drop to 9 percent of GDP in 2000.
		Einars Repse is Governor of the Bank of Latvia.
	www.imf.org /external/pubs/ft/fandd/2000/09/repse.htm (2183 words)

	[No title]
		The Bank of Latvia is planning to peg the Lat (national currency) to the Euro starting from 1 January 2005 followed by joining the Exchange Rate Mechanism II, which simultaneously is the exchange rate pegging mechanism and also a control procedure for the Euro applicant countries.
		Bank of Latvia The Bank of Latvia is an independent public institution, and its independence is guaranteed by the Law on the Bank of Latvia and the preconditions with respect to ensuring independence of central banks set by the European Central Bank.
		In Latvia a bank can be founded by a natural person, a legal entity registered in Latvia or in another country, which have been in operation for at least three financial years, or one foreign bank which has been in operation for at least three financial years, and the state.
	www.loze.lv /doc/Global_Banking.doc (936 words)

	I. Introduction
		This appreciation is partly a result of the Bank of Latvia's unofficial target of pegging the lat to the SDR with the target rate of 1 SDR =.80 lat.
		Banks like Baltija that operated to borrow money from depositors to speculate in foreign currency have been forced out, while banks like Deutch-Lettish who earn most of their income by providing services are prospering.
		Perhaps the most crucial elements contributing to the successes of this particular reform experience are that the Bank of Latvia maintained their stabilization policies until creditability was established, and the Latvian representative democracy did not react to the banking crisis by demanding a return to the past..
	www.wsu.edu /~hallagan/Me/Latvia/BankingReform.html (5110 words)

	Offshore Banks, offshore banking Liechtenstein
		All activities of the bank are under the strict supervision of the Government of Dominica and the Eastern Caribbean Central Bank.
		Paritate Bank credo is to react rapidly to the changing market environment, a carefully elaborated strategy, development of information technologies, flexibility and loyalty, which ensures stable growth and consolidation of the Bank's positions.
		Parex Bank is one of the oldest commercial banks in Latvia and the only major Baltic to remain profitable every year of its operations.
	www.offshore-library.com /Offshore_banks/Latvianbanks.htm (858 words)

	Riga Latvia Tourism - Patricia LTD Tourist Office
		Close by is the oldest church in Latvia (Ragana) which will celebrate its 800 th birthday in 2005.
		Built between 1736 and 1740 as the summer residence of the Duke or Courtland.
		The Latvian Brown cow breed is considered to be one of the most distinguishing inventions in Latvia and is patented.
	www.rigalatvia.net (1651 words)

	Latvia: Countries
		According to the Bank of Latvia as of 31 December 2004, Estonia was ranked in the top six of foreign investors in Latvia along with Germany, the USA and the Nordic countries.
		These motifs are symbols of Latvia and its basic values - the people's love for their Fatherland, the longing and fight for freedom and pride in their country and people.
		Terrain: Fertile low-lying plains predominate in central Latvia, highlands in Vidzeme and Latgale to the east, and hilly moraine in the western Kurzeme region.
	www.lycos.com /info/latvia--countries.html (375 words)

	Bank of Latvia’s assets soar
		RIGA - The Bank of Latvia’s assets grew 54.7 percent or 914.98 million lats last year, reaching 2.59 billion lats (3.68 billion euros) at the end of December, according to the balance sheet of the Latvian central bank.
		The bank’s foreign liabilities in December 2006 rose by 3.851 million lats or 2.9 percent to 138.66 million lats, as the European Commission deposits with the Bank of Latvia in foreign currency increased, but the European Commission deposits with the Bank of Latvia in lats decreased.
		Purvins explained that the Bank of Latvia’s capital and reserves last December declined by 4.71 million lats to 103.459 million lats due to changes of the foreign currency re-evaluation account resulting from fluctuations of the market value of securities and foreign exchange rates.
	www.baltictimes.com /news/articles/17161 (387 words)

	Latvia
		Latvia has very few natural resources and imports all its requirements of natural gas and oil, as well as half of its electricity.
		Latvia’s overriding goal is to accede to the European Union (EU) in May 2004.
		With the Bank's assistance under the PSAL, Latvia has adopted a package of new laws aimed at more transparent and accountable financing of political parties, and preventing conflicts of interest and illicit enrichment.
	lnweb18.worldbank.org /ECA/eca.nsf/2656afe00bc5f02185256d5d005dae97/1e8e5f8bb1472a8785256d5d0068334f?OpenDocument (1450 words)

	Banks in Latvia
		The Bank acquired its initial name due to the fact that over the first years of the Bank's activities servicing of export, import and transit flows of goods was chosen as a strategic line of its business.
		Akciju sabiedrîba "Latvijas tirdzniecîbas banka" was established in 1991 and is one of the oldest banks in Latvia.
		The SEB Unibanka of Latvia was founded on September 28, 1993, uniting the sections which were not privatized in the reorganization of the Bank of Latvia – a total of 21 separate sections of various banks.
	www.qualisteam.com /Banks/Europe/Latvia/index.html (997 words)

	Central Europe Review - Latvian News Review
		Einars Repše, the president of the Bank of Latvia who was active in politics in the early 1990s, hinted he might return to politics, if the current government were to break down and political parties had difficulty agreeing on a prime minister.
		Latvia's 15-year-old pupils are more eager to go to school than their peers in 27 European states and in the US, according to a survey conducted by the World Health Organization.
		Latvia, along with Zambia, ranked 57th out of 90 nations in a study of corruption, according to the index released by the corruption watchdog Transparency International.
	www.ce-review.org /00/31/latvianews31.html (937 words)

	Latvia: Central bank hikes - reacts to pressure on LAT (Site not responding. Last check: 2007-10-25)
		Latvia is a member of ERM2, but the fluctuation band for EUR/LAT is +/- 15%-point within the ERM2 so the ECB is not obliged to defend the “narrow” band.
		Danske Bank, its affiliates or staff, may perform services for, solicit business from, hold long or short positions in, or otherwise be interested in the investments (including derivatives), of any issuer mentioned herein.
		Danske Bank's research analysts are not permitted to invest in securities under coverage in their research sector.
	www.fxstreet.com /fundamental/interest-rates/latvia-central-bank-hikes-reacts-to-pressure-on-la/2007-03-16.html (770 words)

	Latvia Guide: Money, Transport and Communication
		The currency in Latvia is Lat (Ls), one Lat is equal to 100 santims.
		All persons arriving in Latvia from non-EU Member States have to declare their monetary means while entering Latvia.
		To find companies and enterprises in Latvia, we recommend online data-base www.zl.lv, or www.118.lv Latvian commercial data base, where you can find juridical data and official financial report data on a concrete company is available at www.lursoft.lv but is mostly on a paid basis.
	eng.meeting.lv /latvia/practical_info.php (1010 words)

	Latvia, a new emerging economy
		In November, the Bank of Latvia raised the mandatory reserve requirements for commercial banks in an effort to curtail the amount of lending to consumers.
		Foreign assets of the Bank of Latvia increased by 17 million lats or 1.1 per cent to 1.5 billion lats in the same month.
		The Bank of Latvia domestic assets amounted to 139 million lats at the end of November.
	www.newnations.com /archive/2006/January/lv.html (1187 words)

	Latvia - Republic of Latvia - Country Profile - Latvija visitors guide (Site not responding. Last check: 2007-10-25)
		Constitution: The law "On the Republic of Latvia Status as a State," passed by Parliament on 21 August 1991, provided for the reinstatement of the 1922 constitution.
		Terrain: Fertile low-lying plains predominate in central Latvia, highlands in Vidzeme and Latgale to the east, and hilly moraine in the western Kurzeme region.
		Embassy of Latvia in the U.S. The Embassy in Washington D.C. Diplomatic and Consular Representations
	www.nationsonline.org /oneworld/latvia.htm (741 words)

	Worldworx Travel - Safety - Europe - Latvia
		Latvia is a stable democracy experiencing rapid economic growth.
		In this scheme the money passes through a bank in Latvia and is quickly withdrawn by ATM or transferred to a bank in another country.
		Latvia has one of the highest rates of automobile accidents and fatalities in Europe.
	www.worldworx.tv /safety/europe/latvia/index.htm (1168 words)

	Latvia
		Educated in Sweden as well as in Latvia, he was appointed to the PUC after a career at the Riga Stock Exchange, where as president of the exchange he helped make it a leader in promoting transparency in Latvian commercial life.
		Latvenergo, the electricity utility, is Latvia’s largest and most profitable enterprise, closely followed in size by Lattelekom, the recipient of the largest amount of foreign direct investment, and Latvian Railways, Latvia’s biggest employer.
		At the same time spending on public utilities looms large in the budgets of Latvia’s poorest residents, who will most likely blame the high-visibility regulators for tariff increases, however necessary those may be to meet the country’s overall goals.
	www.worldbank.org /html/prddr/trans/octnovdec01/pgs35-36.htm (1122 words)

	Bank Of America Hit With Lawsuit Over Electronic Transaction -- Hacking Lawsuit -- InformationWeek (Site not responding. Last check: 2007-10-25)
		A Miami businessman is suing Bank of America to recover $90,000 that he claims was stolen and diverted to a bank in Latvia after his computer was infected by a "Trojan horse" computer virus.
		Although consumers are routinely hit with "phishing" E-mails carrying bank logos intended to dupe them into revealing IDs and passwords, this is the first known case of a business customer of a U.S. bank claiming to have suffered a loss as a result of a hacking incident.
		Bank of America says in a statement that an internal review turned up nothing unusual about the way the transaction had been handled and that the bank had followed all required security procedures.
	www.informationweek.com /showArticle.jhtml?articleID=60300288 (484 words)

	country insights > region: europe > latvia > introduction @ globalEDGE
		Latvia joined both NATO and the EU in the spring of 2004.
		The Bank of Latvia represents the Republic of Latvia in foreign central banks and international monetary institutions.
		The Bank of Latvia sets the official exchange rate of the national monetary unit against foreign currencies.
	globaledge.msu.edu /countryInsights/country.asp?CountryID=60 (241 words)

	Panama Offshore Legal Services
		Latvia is the most stable country in the Baltic States, with the largest banking center in Eastern Europe.
		The bank as a whole administers over US$500 million in deposits, making it the third largest bank in Latvia in terms of assets, and the 6th largest bank in the Baltic Region.
		As the credit card is used, the bank will debit the entire monthly balance of the credit card charges from the remaining bank account balance automatically at the end of the month.
	www.panama-offshore-services.com /personal_bank_account_latvia.htm (1600 words)

	IBAN - New Bank Account Number
		In all banks and financial institutions, customer account numbers will be issued in accordance with the same principle both for domestic and cross-border payments.
		Accepting a payment, the bank, with the help of the check digits, will be able to check whether the indicated beneficiary's account number is correct (including cases when the beneficiary is a customer of another bank).
		After Latvia has joined the Europaean Union, banks in Latvia as well as in other european countries will be in a position to levy additional charges for transfers in euros, if the beneficiary's IBAN has not been specified.
	www.vefbank.com /e/?id=279 (423 words)

	Snoras Bank buys Latvia's Savings Bank
		The bank’s purchase of Latvia’s Savings Bank confirms both the trend of bank industry consolidation in Latvia and the continued expansion of Russian capital in the Baltics, now EU members and thus increasingly attractive.
		Latvia’s Savings Bank was 12th largest in terms of assets among Latvian banks before the deal.
		Other minority owners of Latvia’s Savings Bank will be offered to sell their shares over the next two weeks, though Snoras officials declined to say what the price would be.
	www.baltictimes.com /news/articles/13675 (819 words)

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