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	Bank of Scotland - Wikipedia, the free encyclopedia
		The Governor and Company of the Bank of Scotland was the central bank of the Kingdom of Scotland, and is today a major commercial bank in Scotland, and, to a lesser extent, in the rest of the United Kingdom and the Republic of Ireland.
		The Bank of Scotland was the first bank in Europe to successfully issue paper currency redeemable for cash on demand (which was an extremely useful facility given the poor state of the Scottish coinage at the end of the seventeenth century).
		By the 1990s the Bank of Scotland was the result of a large number of amalgamations, the most important being with the Union Bank of Scotland in 1955, and the British Linen Bank in 1971.
	en.wikipedia.org /wiki/Bank_of_Scotland (490 words)

	BoS history
		Bank of Scotland was established by an Act of the Parliament of Scotland on 17th July 1695 'for the Carrying on and Managing of a Publick Bank'.
		Bank of Scotland was the first bank in Europe to successfully issue paper currency, redeemable for cash on demand - an extremely useful service given the unreliability of the Scots coinage of the 1690s.
		Bank of Scotland's monopoly expired in 1716 and in 1727 the Royal Bank of Scotland was founded by Royal Charter.
	www.hbosplc.com /abouthbos/history/bos_history.asp (1264 words)

	Scottish Banking - History of Scottish Banknotes (Site not responding. Last check: 2007-11-06)
		Bank of Scotland was the first Joint-Stock company in Europe which was not Government sponsored and was granted a monopoly over banking within Scotland for 21 years.
		It was not until September 1777 that the Royal Bank of Scotland pioneered the use of colour in banknotes with a blue rectangle displaying the words 'one Guinea' and the King's head shown in red.
		The banks were permitted to issue notes to the extent of the average circulation for the year to 1 May 1845 without any backing of coin or security.
	www.scotbanks.org.uk /notes.htm (1041 words)

	Royal Bank of Scotland
		Royal Bank of Scotland's Coutts Bank subsidiary is to acquire Bank von Ernst, the Switzerland-based private banking division of Bayerische Hypo-und Vereinsbank, for £228m.
		Royal Bank of Scotland is seeking a suitable site for a new headquarters in Edinburgh for 3,000 staff, and is currently in discussions to acquire the 78-acre site of the former Gogarburn psychiatric hospital near the airport.
		Royal Bank of Scotland's Citizens Financial Group is to acquire the Bank of New Haven in Connecticut for $57m.
	www.ukbusinesspark.co.uk /rod21150.htm (3218 words)

	Bank of Scotland Watch from Inner City Press: Pat Robertson to NatWest
		Bank of Scotland’s application, which ICP has been commented to the OCC against since March, was predicated on using Pat Robertson to do outreach for the bank.
		Bank of Scotland board member and television evangelist Pat Robertson is expected to recommend that the shares be sold on the NASDAQ stock exchange, in a sale that could be worth billions of dollars, the newspaper said.
		On March 2, 1999, the Bank of Scotland applied to the Office of the Comptroller of the Currency to charter a new bank, in a joint venture with televangelist Pat Robertson.
	www.innercitypress.org /patrobbs.html (6687 words)

	Bank of Scotland - Legal Info
		Bank of Scotland is an Insurance Intermediary and a member of the General Insurance Standards Council, an independent organisation which was set up to regulate the sales, advisory and service standards of Members (Insurers, Intermediaries (including brokers), agents and anyone acting for them).
		Bank of Scotland and Halifax plc are regulated by the FSA.
		Bank of Scotland is not, and will not be, responsible for any damages you or others may suffer as a result of the loss of confidentiality of any such information.
	www.bofs.com /business/legalinfo.html (4782 words)

	Scottish Banking - Bank of Scotland (Site not responding. Last check: 2007-11-06)
		In 2001 Bank of Scotland merged with Halifax plc, a major bank founded originally in Yorkshire which became the largest home mortgage lender in the UK.
		Whilst predominantly located in Scotland, corporate offices are situated in the major commercial centres of England and overseas in USA (New York, Boston, Chicago, Los Angeles, Seattle, Houston, and Minneapolis) and Europe (Paris, Frankfurt and Amsterdam) and there is an office in Singapore.
		Bank of Scotland has also firmly established itself as the leader in the UK Affinity credit card market, with links to over hundreds of organisations, including major charities and universities.
	www.scotbanks.org.uk /bos.htm (316 words)

	Scotsman.com Business - Halifax Bank of Scotland (Site not responding. Last check: 2007-11-06)
		THE Bank of Scotland is reportedly set to back a management buyout of 171-year-old shoe retailer Stead & Simpson in a deal worth around £42 million.
		BIRMINGHAM Midshires, a division of banking heavyweight HBoS, is to close 48 of its 67 branches...
		HBOS and Royal Bank of Scotland are expected to give further indications that UK consumers are...
	business.scotsman.com /topics.cfm?tid=497 (360 words)

	Scotsman.com News - Royal Bank of Scotland
		ROYAL Bank of Scotland was the worst performing banking stock yesterday after Morgan Stanley re-evaluated its view of the sector.
		ROYAL Bank of Scotland chief executive Sir Fred Goodwin is coming under pressure to launch a £1bn...
		ROYAL Bank of Scotland is close to unveiling plans for a £220m campus for its fast-growing North...
	news.scotsman.com /topics.cfm?tid=837 (455 words)

	Royal Bank of Scotland Current Bank Notes
		The Royal Bank of Scotland, founded in 1825, currently issues bank notes to the value of 1, 5, 10, 20 and 100 pounds.
		It is the only UK bank still with the low denomination one pound note in circulation - it has been largely been superseded by the one pound coin issued by the Mint.
		The semi-circle of "stars" is a representation of the magnificent ceiling in the bank's head office in St Andrew Square, Edinburgh.
	www.rampantscotland.com /SCM/royal.htm (387 words)

	MicroStrategy - Bank of Scotland
		The operating profit of the bank at £45,750 per employee is one of the highest in their peer group, and at 50%, its cost income ratio is one of the lowest.
		Bank of Scotland was founded over 300 years ago as a retail bank and still retains 325 branches focused on personal and business banking services, with the emphasis on quality of customer service and local decision making.
		Bank of Scotland wants to ensure it maintains its excellent customer relations and this places a new emphasis on effective use of targeted direct mail as an aid to communication and the relationship building process.
	www.microstrategy.com /Customers/Successes/uk/bankofscotland.asp (1868 words)

	BBC NEWS \| Scotland \| Watchdog fines Bank of Scotland
		The breaches identified were in the Bank of Scotland part of the HBOS business.
		Andrew Procter, FSA director of enforcement, said: "The failure by Bank of Scotland to keep proper records of customer identification could have seriously undermined its ability to comply with the requirements of orders served by law enforcement agencies under the Proceeds of Crime Act.
		The Bank of Scotland group said it regretted the error on its part and was working closely with the FSA in the fight against money laundering.
	news.bbc.co.uk /1/hi/scotland/3398529.stm (423 words)

	Bank of Scotland
		March, a new direct banking subsidiary of the Bank of Scotland will be set up in the United States, 65% owned by the Bank of Scotland, and 25% owned by Robertson.
		The Bank of Scotland had said that Dr Robertson’s Scottish forebear left the Highlands and sailed for America in 1695, the year the bank was founded.
		The Bank acknowledged that up to 500 people had switched their accounts to other banks; but was more concerned by a 4% drop in their share price, and by threats from institutional customers including the new Scottish Parliament, West Lothian Council, and the Scottish TUC.
	rosecottage.me.uk /OutRage-archives/BScot99.htm (1967 words)

	Royal Bank of Scotland (RBS) Watch, by Inner City Press / Fair Finance Watch, (c) 2004
		Bank explained that it was a mistake on their part regarding a foreign exchange transaction and a new teller.
		Royal Bank of Scotland (RBS) refused to pay off the debts of a credit-card customer permanently paralyzed in a riding accident, even though she had paid for expensive insurance from the lender.
		Central to her case is that the bank, in giving the full-time job to the other woman, ignored its internal hiring policies, which require that new employees work for nine months before they apply for a change in position.
	www.innercitypress.org /rbs.html (13572 words)

	Scottish Bank Notes
		In Scotland, there is a proud tradition of producing bank notes since 1695.
		The Royal Bank was the first UK bank to issue a commemorative note and they have issued another two notes marking specific events.
		Clydesdale bank have produced a number of colourful, higher denomination notes to mark particular anniversaries.
	www.rampantscotland.com /SCM/banknotes.htm (292 words)

	Scotland Guide - General information - Currency and legal tender
		Three choose to do so: The Bank of Scotland (founded 1695), The Royal Bank of Scotland (founded 1727) and the Clydesdale Bank (owned by National Australia Bank).
		English bank notes of denomination less than 5UKP were legal tender in Scotland under Currency and Bank Notes Act 1954.
		The Scottish banks are allowed to issue a relatively small amount without backing, and the remainder of their issue has to be backed by Bank of England notes to the same value.
	www.siliconglen.com /scotfaq/1_7.html (507 words)

	Scottish Clearing Banks - Home Page
		It represents Scottish clearing banking in the financial structure of Britain and seeks to promote the industry by providing an authoritative voice on Scottish matters, and not just banking interests, to ensure that they are adequately recognised and safeguarded.
		Regular contact is maintained with the Bank of England, the Scottish Executive, the Financial Services Authority, regulatory authorities, professional bodies and economic development organisations in Scotland.
		There are also sections on the history of banking in Scotland and on aspects of Scottish banknotes.
	www.scotbanks.org.uk (243 words)

	Business Wire: FreeMarkets Extends Relationship with Royal Ban... @ HighBeam Research (Site not responding. Last check: 2007-11-06)
		The Royal Bank of Scotland has sourced in excess of $100 million through FreeMarkets to date, and identified potential average savings of 20 percent.
		The Royal Bank of Scotland Group, founded in 1727, is one of Europe's leading financial services groups.
		Coutts is a leading force in private banking and manages the wealth of 70,000 high net worth clients from 38 offices around the world.
	www.highbeam.com /library/doc0.asp?docid=1G1:82834393&refid=ink_tptd_g1 (608 words)

	Bank>>bank of scotland
		Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and regulated by the Financial Services Authority and signatories to the...
		Bank of Scotland Private Banking Interest rates and general charges Important information What chip and PIN means for you Student Current Account Start University with a Halifax Student Current Account...
		Bank of Scotland Private Banking Interest rates and general charges Important information What chip and PIN means for you Bank of Scotland Private Banking Now that Bank of Scotland and Halifax have...
	www.banktejaratiran.com /search_bank_of_scotland.aspx (472 words)

	Royal Bank of Scotland (Site not responding. Last check: 2007-11-06)
		The Royal Bank of Scotland did an abrupt about-turn and announced that they will take a 10% stake in the in Bank of China for $3.1 bn (£1.7bn).
		The Royal Bank of Scotland announced an 18% growth in pre-tax profits (before amortisations and integration costs) but fears over acquisitions in China dampened the performance of the stock.
		The Royal Bank of Scotland announced that trading in the first half of 2005 has been good.
	investmentideas.co.uk /research/royal_bank_of_scotland (213 words)

	Coutts Bank von Ernst - First class Private Banking services
		From entrepreneurs to celebrities to aristocrats, the clients of Coutts Bank von Ernst could hardly be a more diverse group of individuals.
		Bank von Ernst was founded in Berne in 1869 by Vinzenz von Ernst to serve its own elite circle of distinguished clients.
		Coutts Bank von Ernst is a member of the Coutts Group, itself part of The Royal Bank of Scotland Group, founded in 1727 and today one of the largest banking groups in the world.
	www.bve.ch (230 words)

	Jersey Bank Of Scotland - Offshore Investments, Offshore Banking
		Bank of Scotland branch, telephone and internet banking BANKING CREDIT CARDS Bank of Scotland One Card Card Governor and Company of the Bank of Scotland, Halifax PLC, Halifax and 183332.
		Bank of Scotland, constituted under an Act of
		The Royal Bank of Scotland International Limited company research hoovers 71 Bath provider The Royal Bank of Scotland Group.
	www.offshore-resources.net /jerseybankofscotland.htm (400 words)

	Bank of Scotland Ireland :: The Business People (Site not responding. Last check: 2007-11-06)
		Bank of Scotland (Ireland) is proud to sponsor the Leinster Rugby Team and has renewed their sponsorship for a further three years.
		Bracken PR and Bank of Scotland (Ireland) have won the top award in the Awards for Excellence in Public Relations, 2004.
		Bank of Scotland (Ireland) Limited is part of HBOS plc and is regulated by the Irish Financial Services Regulatory Authority.
	www.bankofscotland.ie (300 words)

	Bank of Scotland International - Home
		Unlike many other banks, our high rate savings account doesn ’t restrict you on how much you can withdraw or how often you do it.
		If you're an expatriate, an offshore investor or you work overseas, Bank of Scotland International can help you make the most of your money through our offshore operations in Jersey, the Isle of Man and Hong Kong.
		Bank of Scotland International is part of the HBOS Group.
	www.bankofscotlandinternational.com (217 words)

	Overview of Bank of Scotland Head Office (Site not responding. Last check: 2007-11-06)
		Established by an Act of the Scottish Parliament in 1695, the Bank of Scotland is the oldest surviving UK clearing bank.
		It has since grown to become an international banking group and despite some controversy related to a proposed tie-up with the right-wing US evangelist Pat Robertson, it retains a reputation for careful fiscal management, without being saddled by the bad international debt of some of its competitors.
		The bank merged with the Halifax Building Society in 2001, becoming HBOS Plc, a group with assets approaching £300 billion, but it remains headquartered from this building in Edinburgh.
	www.geo.ed.ac.uk /scotgaz/features/featurefirst1137.html (346 words)

	The Hampshire Partners Fund VI Acquires Landmark Royal Bank of Scotland Building in Bridgeport, CT
		The Royal Bank of Scotland building is a landmark property in downtown Bridgeport, and a key parcel in Bridgeport’s downtown renaissance.
		The property is fully leased, with Royal Bank of Scotland as the primary tenant.
		The Royal Bank of Scotland Building, located at 1000 Lafayette Blvd. in Bridgeport, CT, was acquired by The Hampshire Partners Fund VI of Morristown, NJ.
	www.prweb.com /releases/2005/10/inktomi296009.php (1000 words)

	Bank of Scotland - branch, telephone and Internet banking
		The Governor and Company of the Bank of Scotland, Halifax PLC, Halifax Investment Fund Managers Limited, Halifax Life Limited and Halifax Share Dealing Limited are authorised and regulated by the Financial Services Authority.
		Bank of Scotland, constituted under an Act of Parliament 1695, Head Office: The Mound, Edinburgh EH1 1YZ.
		The logo and Bank of Scotland are registered trademarks of the Governor and Company of the Bank of Scotland.
	www.bankofscotlandhalifax.co.uk (140 words)

	Royal Bank of Scotland
		The Bank has expanded through both organic growth and selective acquisitions, most recently, and significantly, with the acquisition of NatWest.
		In Europe, RBS are the 2nd largest banking group by market capitalisation (£47.8 billion at 19/10/2001) and the 7th largest in the world.
		RBS aim to be the premier Corporate Bank in Europe based on a strategy of growth and a strong commitment to client relationship management.
	www.ibosassociation.com /InfoPages/PROCESS-INFOPAGE/InfoPage_Bank.asp?pkyPage=241 (185 words)

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