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Topic: BankAmericard


In the News (Wed 15 Feb 12)

  
  VISA (credit card) - Wikipedia, the free encyclopedia
The Visa card was launched in 1976 and the card was derived from the earlier BankAmericard issued by the Bank of America.
Internationally, BankAmericard was known by other names prior to the introduction of the Visa brand for the network.
In the UK, the only BankAmericard issuer for some years was Barclaycard.
en.wikipedia.org /wiki/VISA_(credit_card)   (1650 words)

  
 Visa USA | About Visa | History   (Site not responding. Last check: 2007-10-22)
With the state of California as its market, the card is an early success, and it is the first “revolving-credit” card with universal merchant acceptance, allowing cardholders the option of paying their account balance in installments with a monthly finance charge applied to the remaining balance.
BankAmericard transfers control and ownership of the BankAmericard program to the banks that issue the cards, forming National BankAmericard Inc. (NBI).
BankAmericard changes its name to Visa, a simple, memorable name with an international flavor that is pronounced the same way in almost every language.
usa.visa.com /about_visa/about_visa_usa/history.html   (1453 words)

  
 Banking electronic history   (Site not responding. Last check: 2007-10-22)
With the state of California like its market, the card is an early success, and is first “revolving-credit” card with the universal trade acceptance, not prohibiting to card holders the option to pay its balance of the account in facilities with a monthly load of the finances applied to the remaining balance.
BankAmericard transfers the control and the property of the program of BankAmericard to the banks that publish cards, forming National BankAmericard Inc. (NBI).
BankAmericard changes its name to the visa, a simple, memorable name with an international flavor that pronounces the same way in almost each language.
electronicbanking.mypaybox.com /banking-electronic-history.htm   (1883 words)

  
 Visa Latin American and Caribbean - The history of Visa
Cardholders were not charged fees or interest; they simply paid the full amount due on the account upon receipt of the statement, but banks did charge merchants a fee for card transactions.
Bank of America had the entire state of California as a potential market, and when it issued BankAmericard in 1958, the card was an instant success.
BankAmericard Issuer banks took control of the program, creating National BankAmericard Inc. (NBI), an independent non-stock corporation, which would be in charge of managing, promoting and developing the BankAmericard system within the U.S. Outside the U.S., Bank of America continued to issue licenses to banks to issue BankAmericard.
www.visalatam.com /e_aboutvisa/acerca_historia.jsp   (383 words)

  
 (9/10/98) BankAmericard   (Site not responding. Last check: 2007-10-22)
Called the 'BankAmericard Banking Benefits' card, the new card rewards cardholders with one point for every $100 of their new monthly purchases or two points when they  carry a balance on their cards.
The new 'BankAmericard' has no annual fee, a fixed, six-month intro rate of 5.9% and a prime +8.99% long-term rate.
For example, 50 points reduces the BankAmericard annual percentage rate by 1/2 percent and increments of 10 points can be applied to reducing the balance on the card by $10.
www.cardweb.com /cardtrak/news/1998/september/10b.html   (619 words)

  
 OSCN Found Document:BUZZARD v. STATE   (Site not responding. Last check: 2007-10-22)
He was sentenced to serve a term of five (5) years in the state penitentiary in accordance with the verdict of the jury, and a timely appeal has been perfected to this Court.
Wood discovered that his BankAmericard, in addition to several other credit cards, was missing from his wallet.
He stated that on that night he was at home and that he did not use the BankAmericard belonging to Roger Wood to rent a car from Avis.
www.oscn.net /applications/oscn/DeliverDocument.asp?citeID=61611   (936 words)

  
 Visa International. FREE Quality Information on Visa International   (Site not responding. Last check: 2007-10-22)
The BankAmericard suffered from transactions problems and fraud during the early 1960s because of unreliable interchange systems between Bank of America and other banks licensed to issue the card.
In 1968 Dee Ward Hock, an executive of the National Bank of Commerce in Seattle, Washington, headed a committee of Bank Americard licensees that was formed to resolve the problems among credit-card issuers.
By 1970 the BankAmericard and its biggest competitor, Master Charge (later MasterCard), were offered nationwide, and most banks had eliminated their own bankcard programs to join one or both of the national systems.
www.thebestaffiliate.com /travel/visa-international.php   (576 words)

  
 mc2
I was invited to a meeting of the four banks that were thinking of a competitor to BankAmericard.
How do we compete with BankAmericard with four banks, of which the four of them together probably,I don't know what their size was compared with BankAmericard, maybe all four of them equalled it.
BankAmericard, just before I left them, they had gone national too, you see.
www.well.com /~mp/mc2.html   (5082 words)

  
 Bank of America - Wikipedia, the free encyclopedia
Because of the efficiency of these technologies, the bank had significantly lower administrative costs than other banks and was able to expand until it became the world's largest bank in the early 1970s.
In 1959, it invented the bank credit card, the BankAmericard, which changed its name to VISA in 1977.
Following passage of the Bank Holding Company Act of 1967, BankAmerica Corporation was established for the purpose of owning BankAmerica and its subsidiaries.
en.wikipedia.org /wiki/Bank_of_America   (3660 words)

  
 The Merchant Account Blog » The History of Credit Cards   (Site not responding. Last check: 2007-10-22)
These credit cards, The American Express Card, and the BankAmericard were the first bank issued cards, and their success was apparent almost overnight.
BankAmericard was later changed to the Visa card to separate the name Bank of America from the name of the card.
BankAmericard was changed to Visa in 1976, and MasterCharge was changed to MasterCard in 1979.
www.merchantaccountblog.com /archives/104   (730 words)

  
 Bankamericard   (Site not responding. Last check: 2007-10-22)
BankAmericard, divisione di Deutsche Bank specializzata in strumenti per il pagamento elettronico, mette a disposizione dei propri clienti i programmi Value...
BankAmericard, the forerunner of today’s Visa card, was probably the first...
In 1976 BankAmericard changed its name to Visa, a simple, memorable name with an international flavor that is pronounced the same way in almost every...
vacanza.chisla.com /bankamericard   (595 words)

  
 History of Visa | Our Company | About Visa | Visa Corporate
A decade later, Dee Hock, one of the leaders of a group of BankAmericard licensee banks, proposed that the banks form an association—a joint venture that would allow members to enjoy the benefits of a centralized payments system, while competing fairly for their own interests.
In 1976, NBI changed the BankAmericard name to Visa, a simple, memorable name that is pronounced the same way in every language.
The point-of-sale model—using a physical card at a physical merchant during a face-to-face transaction—began to change in the 1980s with the rise of mail- and telephone-order transactions, where the merchant didn’t have to see the physical card.
corporate.visa.com /av/about_visa/corp_history.jsp   (392 words)

  
 Banking On It   (Site not responding. Last check: 2007-10-22)
By virtue of this move, all BankAmericard issuers established a joint operation named National BankAmericard Inc.
NBl's functions were to manage, promote and develop the BankAmericard system in the United States.
Finally, in 1977, BankAmericard adopted a new image under the VISA brand name, while retaining its distinctive Blue, White and Gold colors.
www.linnetwoods.com /marinezine/1/money_talks/bank_card_history.htm   (610 words)

  
 Visa Latin American and Caribbean - Corporate information - To Evolve Brand
The banks formed National BankAmericard Inc., responsible for managing and developing the BankAmericard system within the U.S. In 1974, International Bankcard Company (IBANCO) was formed to administer the BankAmericard program internationally.
This was the result of a competition among employees to find a name that was short, graphic, capable of instant recognition, easily pronounceable in any language, and had no adverse or restrictive connotations in any language or culture.
These changes, and those that have taken place since the first BankAmericard, are all part of a continuing effort to ensure that the brand meets the needs of the payments business.
www.visalatam.com /e_aboutvisa/newbrand/05.jsp   (530 words)

  
 Cover Story
BankAmericard, the forerunner of today’s Visa card, was probably the first bank-issued card that could be considered successful.
The card, first issued in 1958 by San Francisco-based Bank of America, was good throughout the state of California and was the first to allow revolving credit, rather than requiring payment in full at the end of a month’s grace period.
In 1970, BankAmericard transferred control and ownership of the BankAmericard program to the banks that issued the cards, forming National BankAmericard Inc. (NBI).
www.transactionworld.net /articles/2002/january/coverstory.asp   (1542 words)

  
 OrangeBee Private Monetary System, Inc.   (Site not responding. Last check: 2007-10-22)
The card, BankAmericard, (now Visa) was marketed all across the state.
The BankAmericard was the first card to give cardholders payment options.
This lead to the renaming of BankAmericard to Visa and Master Charge followed suit by changing its name to Master Card.
orangebee.com /history_creditcard.asp   (981 words)

  
 Business card small uk visa   (Site not responding. Last check: 2007-10-22)
In 1970, an association, National BankAmericard, Inc., was formed of those banks of the E.E.U.U that published BankAmericards.
In 1974, the bank of the international concessionaires of America loaded an international company, IBANCO, to administer BankAmericard, Inc. outside the E.E.U.U. 1976, IBANCO became International Visa and National BankAmericard, Inc. the E.E.U.U. became the visa
With the state of California like its market, the card is an early success, and is the first card of the “turn-credit” with the universal trade acceptance, not prohibiting to card holders the option to pay its balance of the account in facilities with a monthly load of the finances applied to the remaining balance.
visa-business.get-it.co.nz /business-card-small-uk-visa.htm   (1993 words)

  
 OSCN Found Document:LAUDERMILK v. STATE   (Site not responding. Last check: 2007-10-22)
His punishment was fixed at ten (10) years imprisonment, and from said judgment and sentence, a timely appeal has been perfected to this Court.
He testified that he did not know the defendant, and that only he and his wife had authority to use the card.
He did not see the defendant present the BankAmericard to the assistant manager.
www.oscn.net /applications/oscn/deliverdocument.asp?citeid=59484   (1443 words)

  
 Bank of America Introduces Online Credit Card Access Business Wire - Find Articles
The free online access enables millions of customers with BankAmericard Visa or MasterCard credit card accounts to check balances, recent transactions and available credit; view up to seven months of account activity; download account information into financial software programs; and send e-mail messages to the bank's customer service.
BankAmericard members can sign up for the free Internet access to their accounts by visiting the bank's web site at http://www.bankamerica.com.
As soon as cardmembers' enrollment is submitted and accepted online, they'll have immediate access to their BankAmericard account information.
www.findarticles.com /p/articles/mi_m0EIN/is_1998_Feb_11/ai_20232508   (330 words)

  
 Bullseye Collection Agency - About Us
Because The Bank of America had California as its base of operation, the BankAmericard quickly became the most widely know card.
Other smaller banks joined the BankAmericard system and the system continued to grow.
We are licensed, bonded, and members of the ACA (American Collectors Association), I 94 Chamber of Commerce, Monticello Chamber of Commerce, and Big Lake Chamber of Commerce.
www.bullseyecollectionagency.com /about.html   (136 words)

  
 ch 5
Second, even as large as Bank of America was, it alone could not support the BankAmericard system with the funds necessary for a national network.
He knew that whatever structure the BankAmericard organization took would have to be radically different from anything that had been designed before.
Apparently his vision of the kind of organization that would be capable of coordinating BankAmericard seemed sensible to the other bankers present.
www.fieldbook.com /DoC/breuner/ch5.html   (5314 words)

  
 Do you want a Mastercard, egg - www.mastercard.co.uk, Master Card, Mastercard Credit Card UK
The consumer made a purchase using the card; the retailer obtained authorization from the bank, and closed the sale.
The first credit card as we know it was issued by the Bank of America and was known as the "BankAmericard".
In 1965, Bank of America issued licensing agreements to other banks and these licensing agreements allowed other banks to issue BankAmericards and to interchange transactions through issuing banks.
www.techdeals.co.uk /mastercard.htm   (417 words)

  
 Identity Theft - My BankAmericard Was Stolen in 1961
BankAmericard was the first that could be used for a variety of purchases, and I got one shortly after opening my small sign shop in 1959.
They showed me copies of some BankAmericard vouchers and asked if the signature on them was mine.
After a few more questions, they explained that whoever found my BankAmericard used it for a variety of purchases, as well as an ID for getting a driver's license in my name.
www.pcdon.com /Identity_Theft.html   (750 words)

  
 Peak Card Services, Inc.   (Site not responding. Last check: 2007-10-22)
During the ensuing years, banks across the nation became affiliated with either B of A or Interbank.
Some banks wanted to accept both BankAmericard and Master Charge sales slips but were prohibited by their agreements to do so.
When this prohibition was challenged in the courts, Bank of America decided to spin off the card and give it a life of its own.
www.peakcardservices.com /history.html   (509 words)

  
 Misc Blogs | BankAmericard
Some are BankAmericard blogs; others resemble newsletters or columns.
Although most early BankAmericard weblogs were manually updated, tools to automate the maintenance of such sites made them accessible to a much larger population, and the use of some sort of browser-based software is now a typical aspect of BankAmericard "blogging".
you can delete all of the existing BankAmericard related messages that are here and write your own.
bankamericard.miscblogs.com   (960 words)

  
 Bank Americard   (Site not responding. Last check: 2007-10-22)
BankAmericard Classic: la Carta classica per i privati, collegata al circuito Visa...
BankAmericard Premier Visa, collegata al circuito Visa e utilizzabile in...
BankAmericard Classic: la Carta classica per i privati, collegata al circuito...
47-s2-28.dirglieloora.com /bankamericard   (594 words)

  
 High Risk Merchant Account - Flat rate accounts   (Site not responding. Last check: 2007-10-22)
In 1968 dee ward hock, an executive of the national bank of commerce in seattle, washington, headed a committee of bankamericard licensees that was formed to resolve the problems among credit-card issuers.
Two years later hock was instrumental in creating national bankamericard inc. Nbi, a consortium of bankamericard licensees designed to conduct more reliable transactions between the banks.
States have adopted different consumer protection laws, which may be applicable to ebpp services.
www.firstamericanprocessing.com /High+Risk+Merchant+Accounto.html   (346 words)

  
 Amazon.com: The marketing implications of profiling BankAmericard (Visa) and Master Charge holders (Research paper) ...   (Site not responding. Last check: 2007-10-22)
Amazon.com: The marketing implications of profiling BankAmericard (Visa) and Master Charge holders (Research paper) (Research paper): Books: Douglass K Hawes
This item is not eligible for Amazon Prime, but over a million other items are.
If you would like to purchase this title, we recommend that you occasionally check this page to see if it has become available.
www.amazon.com /exec/obidos/tg/detail/-/B00072G40G?v=glance   (315 words)

  
 Print Article - Which is the world's first credit card?
In 1970, an association, National BankAmericard, Inc., was formed of those American banks issuing BankAmericards.In 1974, Bank of America's international licensees chartered an international company, IBANCO, to administer BankAmericard, Inc. outside the United States.
In 1976 BankAmericard changed its name to Visa, a simple, memorable name with an international flavor that is pronounced the same way in almost every language.
American Express: The company introduced the world's first traveller's cheque in 1891.
www.rediff.com /cms/print.jsp?docpath=money/2005/may/25quiz.htm   (895 words)

  
 What paying with plastic really costs - Mar. 13, 2002
The devil is in the details for interest rates, credit limits, and fees.
NEW YORK (CNN/Money) - Since Bank of America began marketing its BankAmericard in the 1950s, the credit card has become as much a part of American culture as fast food and football.
We use plastic to pay for everything from cappuccinos to taxes.
money.cnn.com /2002/03/13/pf/q_creditcosts   (1641 words)

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