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| | FRB: H.2--District 8--St. Louis--Week ending August 5, 2006 |
 | | Exchange Bancshares, Inc., Mayfield, Kentucky, to acquire 100 percent of Purchase Area Bancorp, Inc., Bardwell, Kentucky, and thereby indirectly acquire Bardwell Deposit Bank, Bardwell, Kentucky. |
 | | United Citizens Bancorp, Inc., Columbia, Kentucky, to become a bank holding company by acquiring 100 percent of United Citizens Bank of Southern Kentucky, Inc., Columbia, Kentucky. |
 | | The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. |
| www.federalreserve.gov /Releases/H2/20060805/stlouis.htm (215 words) |
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