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Topic: Bendigo Bank

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	Bendigo Bank approach arouses interest - Breaking News - Business - Breaking News
		Bendigo Bank Ltd's unique style of community banking has sparked interest from around the world with other banks and communities keen to replicate the model.
		Bendigo Bank's template allows for local people to own and operate a Community Bank branch by investing around $500,000 to establish a company with Bendigo providing the infrastructure and support.
		Bendigo Bank chief executive Rob Hunt admitted there were a lot of sceptics early in the life of the Community Bank but said the model has proven it has the ability to generate revenue and involvement at the community level.
	www.theage.com.au /news/BUSINESS/Bendigo-Bank-approach-arouses-interest/2005/10/09/1128796395701.html (429 words)

	Bendigo, Victoria - Wikipedia, the free encyclopedia
		Bendigo grew as a result of gold mining in the mid to late 19th century.
		BRIT (Bendigo Regional Institute of Tertiary and Further Education) and the Bendigo campus of La Trobe University are large and growing educational institutions.
		Bendigo Bank is Bendigo-based (perhaps based on the wealth accumulated in the early 20th century) is now a large "second-tier" bank with branches throughout Victoria, Tasmania and elsewhere including NSW.
	en.wikipedia.org /wiki/Bendigo (859 words)

	Bendigo Bank - Wikipedia, the free encyclopedia
		Bendigo Bank operates some 300 branches, primarily in Victoria and Queensland.
		Community Bank® is an innovative franchise program in which the local community owns and operates a Bendigo Bank branch (which is separately incorporated), and Bendigo Bank provides all the banking infrastructure and support.
		The community company and Bendigo Bank share all branch revenue with whatever is left over after the company pays its branch running costs remaining as profit.
	en.wikipedia.org /wiki/Bendigo_Bank (275 words)

	Bendigo Bank upbeat despite tough market - Breaking News - Business - Breaking News
		Bendigo's profit before the significant item was ahead 15.2 per cent to $59.9 million after a 12.2 per cent improvement in revenue to $277.7 million.
		The bank absorbed a $5.6 million charge for an issue of shares under the general employee share scheme which, under new accounting rules, are now justified by an adjustment through the profit and loss account.
		Bendigo declared a first half dividend of 24 cents per share compared to 22 cents for the corresponding period last year.
	www.smh.com.au /news/Business/Bendigo-Bank-first-half-net-profit-up/2007/02/12/1171128847750.html (425 words)

	Financial Review: Bendigo Bank's profit jumps 35pc (Site not responding. Last check: 2007-10-25)
		Bendigo Bank today posted a 35.3 per cent increase in 2003/04 net profit and is targeting 15-18 per cent growth in normalised earnings in 2004/05.
		Bendigo posted a $79.8 million net profit for the year to June 30, 2004, up from the $59 million recorded in the previous corresponding period.
		Bendigo said that excluding specific items - primarily the sale of Cashcard Australia shares in April - the normalised profit was $73.2 million, a 24.1 per cent increase on last year's full-year operating profit.
	afr.com /cgi-bin/newtextversions.pl?pagetype=printer&path=/articles/2004/08/09/1091903484402.html (522 words)

	Bulletin - Small town bank (Site not responding. Last check: 2007-10-25)
		One of the rules of the Bendigo Bank system is that each local bank must devote a percentage of their profits back into the community, with each branch allowed to choose how and where.
		Hunt says the community bank concept was born out of his desire (as someone born and bred in the country and running a country town-based bank) to put communities back in charge of their own capital.
		Bendigo has recently established six of its own suburban branches in Sydney, with the aim for each bank-owned branch to serve as a hub for community bank branches spread around the city.
	bulletin.ninemsn.com.au /bulletin/EdDesk.nsf/printing/F50D8311F6DC826ECA256C1E00062CF0 (1566 words)

	Comment: Bendigo puts the 'bank' back into rural and regional Australia - 25 August 2001
		Bendigo Bank is also a partner in Elders Rural Banking, with Elders, the well-known rural agents.
		Bendigo Bank is the first to admit that by concentrating on providing face to face service - where the other banks are relaying on technology to service major clients - it puts its costs up.
		Bendigo Bank also has its own Internet banking service, which is a great boon if you're at the end of a computer, miles from anywhere.
	www.newsweekly.com.au /articles/2001aug25_banks.html (1051 words)

	Bendigo Bank Limited (BEN) - moneymanager.com.au
		Bendigo Bank was originally established in 1858 as the Bendigo Permanent Land and Building Society, but converted to a bank in 1995 after listing on the Australian Stock Exchange in February 1993.
		Bendigo Bank announced its first half results a week ago, delivering a 33 per cent jump on last year with a $37 million net profit.
		Bendigo Bank's (market capitalisation: $1.17 billion) competitors are the regional banks Adelaide Bank ($781 million) and the Bank of Queensland ($945 million).
	moneymanager.smh.com.au /articles/2004/02/25/1077594860892.html (485 words)

	: Award AW769654 Bendigo Bank Award 1999 (Site not responding. Last check: 2007-10-25)
		An employee’s continuity of employment with the Bank is not broken by their parental leave however they do not accrue other entitlements such as annual or long service leave while they are away and their period on leave does not count as part of their total period of service with the Bank.
		They must give the Bank at least four weeks’ notice in writing of the date on which they propose to start their maternity leave and the period of leave to be taken.
		At the same time the employee must give the Bank a statutory declaration stating the amount of paternity leave to be taken by their spouse and also stating that they will not engage in any conduct inconsistent with their contract of employment during the employee’s period of maternity leave.
	www.wagenet.gov.au /WageNet/Search/view.asp?docid=147991&query=&page=18&quickview=Y (1927 words)

	NMMC - News
		Bendigo Bank is responding to the growing social issue of Australia’s ageing population with home equity release products designed to boost retirees’ cash flow while providing them with certainty about the future of their home.
		Bendigo Bank Chairman Richard Guy OAM announced his intention to retire as Chairman of Bendigo Bank after 19 years at the helm of the company.
		Bendigo Bank and Probuild, which is building the bank’s new headquarters, today announced that the value of sub-contract work that has been or is likely to be awarded to Central Victorian...
	www.nmmc.com.au /news.asp (405 words)

	Capital Solutions For Regional Businesses
		Bendigo's growth escalated during the 1970s and 80s, with the acquisition of a number of building societies and in 1991 it acquired Sandhurst Trustees to broaden Bendigo's service and revenue capacities.
		Bendigo's aims to broaden its sphere of influence and diversify its asset base were furthered in 1997 when it acquired the Australian operations of Italian-based Bank, which had an Italian community focus.
		Bendigo Bank is involved in a number of Regional initiatives, including, as you have seen, Community Banking, the Bendigo Stock Exchange and now the establishment of a Regional Development Fund.
	www.regional.org.au /au/countrytowns/change/devrieze.htm (2022 words)

	IBM Global Financing success story – Bendigo Bank - New Zealand
		Bendigo Bank implemented a single supplier financing arrangement with IBM Global Financing which covers all IT infrastructure for the bank.
		Bendigo Bank reduced expenditure on PCs and notebooks by 20 per cent during its first year with IBM Global Financing while increasing the number of leased assets and financing software to cope with growth.
		Bendigo Bank General Manager, Infrastructure Services, Gary Doig said the bank had decided to consolidate its leasing arrangements to better service its 300 branches, expanding by 25-30 branches per year.
	www-03.ibm.com /financing/nz/about/casestudies/bendigobank.html (269 words)

	Bendigo Bank
		The new branch system would be in place for a minimum of five-to-ten years, their reasoning went, and they could count on Microsoft to support NT and other products, enabling the bank to move forward on a standard platform which could be used with Internet, intranet, and other new technologies.
		Beginning with site surveys, which included examination of the bank's current desktops, network, and communications architecture, Getronics' implementation and network specialists prepared a migration plan that met Bendigo Bank's short-term and long-term enterprise requirements.
		"Bendigo Bank now has a competitive edge over the big banks, because of all the different types of information that we're putting in the hands of their people in the branches.
	www.getronics.com /au/en-au/industries/finance/cases/bendigo.htm (640 words)

	Bank of Queensland Bids $1.9 Billion Fo Bendigo on BNET
		Bank of Queensland, which was established in 1874 and operates through an owner-managed branch model, is offering 0.748 of its shares and A$5.50 in cash for each Bendigo share.
		Bendigo Bank, formed in 1858 to help miners at the Bendigo goldfield buy homes, said its board was considering the offer and would make a decision later in the day.
		Bank of Queensland said it hoped to win the backing of the Bendigo Bank board for the deal, which it estimated would deliver some A$70 million in cost savings.
	www.bnet.com /2407-13071_23-59109.html (869 words)

	Business Breakfast - 18/02/2003: Home lending lifts Bendigo Bank profit
		EMMA ALBERICI: Bendigo Bank has posted a 30 per cent lift in first-half profits thanks to solid home lending and the popularity of its community branches.
		ROB HUNT, CHIEF EXECUTIVE, BENDIGO BANK: There'll be a slowdown, but I don't think there'll be anywhere near a stall, so we think we'll be well-equipped to compensate for that volume in other parts of our business.
		Bendigo has been steadily rolling out new outlets in areas left stranded by the closure of major bank branches.
	www.abc.net.au /businessbreakfast/content/2002/s786632.htm (378 words)

	The World Today Archive - Bendigo Bank rolls out branches
		JOHN HIGHFIELD: As Australia's big banks continue to come under heavier and heavier criticism over branch closures and failure to service customers, the small bank holding out against the trend is proving that those rural and regional communities aren't so unprofitable after all.
		The Victoria based Bendigo Bank has just posted a 56 per cent increase in operating profit to $33.3 million for the year.
		The big banks insist these branches were simply unprofitable, their customers not providing enough business to make the operations cost effective and so a big gap was opened that the likes of Bendigo Bank were quick to fill and fill at a profit.
	www.abc.net.au /worldtoday/stories/s341431.htm (638 words)

	[No title]
		Bendigo Investment Services is looking to build from Bendigo Bank’s grass roots base in the bush to a fully-fledged financial planning group.
		Bendigo Investment Services (BIS) is a joint venture formed last year by IOOF and Bendigo Bank as part of a move for greater co-operation between the two Victorian financial services groups.
		Many of the BIS clients come from the community banks, which are a partnership between Bendigo Bank and the local community.
	www.moneymanagement.com.au /articles/5c/0c00435c.asp (1310 words)

	Bendigo Bank approach arouses interest
		Bendigo Bank Ltd's unique style of community banking has sparked interest from around the world with other banks and communities keen to replicate the model.
		Bendigo Bank's template allows for local people to own and operate a Community Bank branch by investing around $500,000 to establish a company with Bendigo providing the infrastructure and support.
		Bendigo Bank chief executive Rob Hunt admitted there were a lot of sceptics early in the life of the Community Bank but said the model has proven it has the ability to generate revenue and involvement at the community level.
	news.ninemsn.com.au /article.aspx?id=66166 (560 words)

	Bendigo
		Bendigo Bank Ltd, based in the Australian state of Victoria, with a presence throughout the country, is a recognised leader in the Australian market.
		As part of their planning process, Bendigo conducted surveys of 800 bank personnel, including branch managers, tellers and sales officers, to ensure that the new system would meet all of their business requirements.
		Stipulated in the contract, Bendigo Bank expressly reserved the right to use other vendors products to ensure that they got the best solutions if they were dissatisfied with anything that Getronics presented, says Kelly, "but we have never had to invoke that right."
	www.getronics.com /gb/en-gb/knowledge/case_studies/finance/bendigo.htm (852 words)

	HYPERION \| CUSTOMERS \| BENDIGO BANK (Site not responding. Last check: 2007-10-25)
		Bendigo Bank had its origins on the Bendigo goldfield in 1858 when the settlement was little more than thousands of makeshift tents and humpies clustered along the gold-bearing gullies.
		Bendigo knew the process was impeding its ability to make good business decisions, which were literally being based on an individual’s ability to collect and report on information - with a large portion essentially being made on gut feel.
		Bendigo is also looking at Hyperion Brio Portal v7 to enable external users to log on and gain access to reports directly.
	www.businessperformancemanagement.co.uk /customers/success_stories/cs_bendigo_bank.cfm (1278 words)

	Financial Review - Bendigo Bank takes community route (Site not responding. Last check: 2007-10-25)
		Bendigo Bank plans to have 60 community banks opened by the end of the year as it pursues its strategy of returning branches to areas left unattended by the larger banks.
		Launched in 1998, the community bank program is a franchise system which unites the local community and the Bendigo Bank.
		Almost 700 bank branches were cut in country Australia between 1993 and 2000, of a total of 2,060 bank closures.
	afr.com /specialreports/report3/2001/06/27/FFXL5OCPBOC.html (576 words)

	Australian Banking & Finance: Bendigo Bank.(profile of bank [including finances] and Rob Hunt)(Statistical Data ... (Site not responding. Last check: 2007-10-25)
		This article briefly describes the services and financial situation of Australia's Bendigo Bank and profiles its chief executive officer Rob Hunt.
		A statistical table detailing the 1994-1999 financial history of Bendigo Bank is included.
		Bendigo, which up until June 30 1995, was Victoria's largest and Australia's second largest building society, is primarily a home lender with about 86 per cent of the its residentially secured.
	www.highbeam.com /library/doc0.asp?DOCID=1G1:55670431&refid=ip_encyclopedia_hf (210 words)

	Newsvine - Bendigo Bank posts 15pc profit growth
		The Bendigo Bank has attributed a strong half yearly result to consistent growth, diversity and maturity of its retail banking business.
		The bank has reported a 15 per cent rise in half yearly after tax profit, to almost $60 million.
		Bendigo Bank managing director Rob Hunt says the bank will continue to expand its national branch network to meet demand.
	redwolf.newsvine.com /_news/2007/02/12/564274-bendigo-bank-posts-15pc-profit-growth (174 words)

	Bendigo on Encyclopedia.com (Site not responding. Last check: 2007-10-25)
		Founded in 1851 during the gold rush, Bendigo was the center for the greatest goldfield in Victoria.
		Mining continues, but the city is now an industrial, railroad, tourist, and commercial center in a livestock and dairy-farming region.
		Bendigo Mining is issuing shares equal to 31.1% of the company's value.
	www.encyclopedia.com /html/b/bendigo.asp (232 words)

	Bendigo Bank sticks with guidance - Business - Business - theage.com.au
		Bendigo Bank says it remains on track to achieve a targeted 10 per cent lift in earnings this year.
		But he said to earn that trust, the bank's products and technologies needed to be excellent and its standards, compliance and risk management had to be scrupulous.
		In August, Bendigo reported a net profit of $116.7 million for the year ended June 30, 2006, which was up 23.2 per cent over the previous year.
	www.theage.com.au /news/business/bendigo-bank-sticks-with-guidance/2006/10/30/1162056911186.html (510 words)

	Oxfam Australia :: Support Oxfam Australia by banking with Bendigo Bank
		The Bendigo Oxfam Australia Cash Management Account is offered exclusively through and managed by Bendigo Bank Limited.
		This account was developed as a result of the strategic alliance between Oxfam Australia and Bendigo Bank Limited and provides a facility for the account holder to forego interest for the benefit of Oxfam Australia.
		Banking with Bendigo Bank can be done via the post, internet, telephone or its branches.
	www.oxfam.org.au /shop/bendigobank.html (264 words)

	+=== Banks bendigo bank ===+
		The central bank, reserve bank, or an equivelant bank depending on what country you live in influences interest rates by expanding or contracting base money, which consists of currency in circulation and banks' reserves on deposit at the above banks.
		Most working people these days have a bank account in a major or minor bank, as the employee pays their wages straight into their bank account.
		Banks loan money to customers for purchasing houses, cars, businesses etc: with an interest rate and a time period for repayment (eg 5% by 30years for fixed house loan.) other loans will vary depending on what your bought,you can get fixed and none fixed loans from your bank.
	www.a1-ezystore.com /banks/bendigo-bank.htm (290 words)

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