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Topic: Canada Pension Plan

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	Canada Pension Plan - Wikipedia, the free encyclopedia
		The CPP was structured as a "pay-as-you-go" plan, as opposed to a "fully funded" plan.
		The CPP was established in 1966 by Prime Minister Lester B. Pearson.
		The CPP reserve fund allocates certain amounts to various pre-qualified equity firms to be managed and used towards reaching the growth targets.
	en.wikipedia.org /wiki/Canada_Pension_Plan (955 words)

	Canada Pension Plan reforms
		The Canada Pension Plan account is projected to grow from $33 billion in 1999 to $100 billion by the end of 2007, of which $70-$90 billion would be available for management by the Canada Pension Plan Investment Board.
		The Canada Pension Plan Investment Board was created in 1999 as part of a general reform of the Canada Pension Plan to move from pay-as-you-go to partial funding.
		CPP contributions are expected to exceed benefit payments until 2021, so the plan will not require cash from the Fund for another 20 years.
	www.reformmonitor.org /httpd-cache/doc_reports_1-10.html (2339 words)

	OCRT - The Canada Pension Plan Disability Benefit (Site not responding. Last check: 2007-09-06)
		The purpose of the Canada Pension Plan is to protect Canadian workers and their families from interruption of earnings resulting from retirement, severe and prolonged physical or mental disability, or death.
		Moreover, the current definition of disability employed by the Canada Pension Plan requires applicants to have a disability that is both severe and prolonged.
		This requirement is different from a number of private insurance plans and even workers' compensation programs which relate initially to a person's inability to do his or her current job.
	www.ocrt-bctr.gc.ca /pubs/caledon/dis_e.html (1854 words)

	Class proceeding filed regarding Bank of Canada Pension Plan : ArriveNet Press Releases : Business (Site not responding. Last check: 2007-09-06)
		The plaintiffs, who belong to the Bank of Canada Pensioners' Association, allege the Bank has been misusing the assets of the pension trust fund since at least 1993 by requiring some-$12 Million in expenses and costs associated with administering the plan to be paid out of the pension fund.
		The Bank of Canada Pension Plan was established by the Bank in 1936 as a defined-benefit pension plan covering employees of the Bank.
		All the plaintiffs are members of the Bank of Canada Pensioners' Association (http://www.bcpa.ca), a voluntary organization formed on October 18, 2001 composed of retirees and former employees of the Bank.
	press.arrivenet.com /business/article.php/476344.html (688 words)

	MC Canada Pension Plan Improved- MC Canada
		Winnipeg, Man.— Following a survey of pension plan members conducted in spring of 2001, Mennonite Church Canada is pleased to announce an enhanced group retirement plan.
		Plan members will receive an invitation to a regional information session in the near future where details of the program will be explained and questions will be addressed.
		The MC Canada pension plan serves approximately 800 members employed by MC Canada, its member congregations and related institutions.
	www.peaceworks.ca /~mccanada/news/releases/2003/04/09-pensionplan.htm (249 words)

	News Release - CPP pensionable earnings ceiling for 2005 up to $41,100
		The Canada Revenue Agency announced today that the maximum pensionable earnings under the Canada Pension Plan (CPP) for 2005 will be $41,100—up from $40,500 in 2004.
		The new ceiling was calculated according to a CPP legislated formula that takes into account the growth in average weekly wages and salaries in Canada.
		The maximum employer and employee contribution to the plan for 2005 will be $1,861.20, and the maximum self employed contribution will be $3,722.40.
	www.cra-arc.gc.ca /newsroom/releases/2004/oct/1020ottawa2-e.html (199 words)

	Canada Pension Plan Financing
		Support for these initiatives was sufficient to meet the statutory provision that requires that changes to the CPP must receive the concurrence of at least two-thirds of the provinces with two-thirds of the population of Canada.
		The changes will ensure that the CPP is affordable to future generations and can be sustained in the face of an aging population, increasing longevity, and the retirement of the baby-boom generation.
		Report on the Canada Pension Plan Consultations: summary of the key issues raised and the views expressed during the public consultations.
	www.fin.gc.ca /cpp/indexe.html (450 words)

	Canada Pension Plan Legislation Tabled
		This support meets the statutory requirement that changes to the CPP receive the concurrence of at least two-thirds of the provinces with two-thirds of Canada's population.
		Canadians were unequivocal: they asked their governments to preserve the plan by strengthening its financing, improving its investment practices, and slowing the growing costs of benefits.
		The new measures will become law once legislation to amend the CPP is passed by Parliament, and supporting orders in council are approved by two-thirds of the provinces representing two-thirds of the population of Canada.
	www.fin.gc.ca /news97/97-083e.html (349 words)

	Canada/Quebec Pension Plan (Site not responding. Last check: 2007-09-06)
		The objective of the plan is to provide 25% of the worker's income to a maximum of 25% of the national average wage.
		Be sure to research the funding method of this pubic pension plan before you decide to rely on it.
		The plan is funded with employee contribution and matching employer contributions.
	www.benefits.org /interface/benefit/cpp.htm (200 words)

	Canada Pension Plan and Old Age Security benefit rates effective January 2005 : ArriveNet Press Releases : Business (Site not responding. Last check: 2007-09-06)
		Canada Pension Plan benefits are adjusted once a year, in January.
		The second level, the Canada Pension Plan (or the Quebec Pension Plan in Quebec), is funded through contributions from Canadian workers and their employers and from self-employed workers, as well as through earnings on investment of the Plan's funds.
		Together, the CPP and the OAS program - the first two levels of the retirement income system - enhance the quality of life of Canada's seniors by providing a modest base on which to build additional income for retirement.
	press.arrivenet.com /business/article.php/547479.html (512 words)

	Pension Plan - MC Canada
		Mennonite Church Canada Pension Plan is a registered pension plan (RPP), set up to assist plan participants in providing funds for their retirement.
		Contribution to the plan is either 8% or 10% of the employees' gross salary, with half the amount being paid by the employee and the other half the employer.
		MC Canada asked PERMA Systems Inc. to develop and perform a Pension Plan Analysis and Feedback Project survey to assess Pension Plan Members level of satisfaction with their current Pension Plan.
	www.mennonitechurch.ca /programs/leadership/pension (212 words)

	Income Security Programs (Site not responding. Last check: 2007-09-06)
		The OAS pension is available to most Canadians starting at the age of 65.
		The retirement pension is a monthly payment available to CPP contributors as early as 60 years of age.
		The disability benefit is a monthly benefit available to qualified CPP contributors and their dependent children.
	www.hrdc-drhc.gc.ca /isp/common/home.shtml (318 words)

	CBC/Radio-Canada - Pension Plan (Site not responding. Last check: 2007-09-06)
		The Plan is federally regulated and is governed by the provisions of the Pension Benefits Standards Act (the "Act"), and the Regulations thereof.
		The assets of the Plan are administered by the CBC Pension Board of Trustees by virtue of the Trust Deed between the CBC and the Trustees.
		The CBC Pension Board of Trustees, directly or through agents retained by it, is responsible for investing the Fund and in doing so, identifies and pursues investment opportunities in accordance with the Act, the regulations and the Fund's Statement of Investment Policy and Procedures.
	cbc.radio-canada.ca /about/pension/index.shtml (424 words)

	Canada Pension Plan
		The CPP uses your contributions to determine whether you or your family are eligible for a benefit and, if so, its amount.
		Regardless of which plan pays your benefit, the amount is calculated according to your contributions to both plans and the legislation of the plan responsible for paying you.
		If, because of illness or infirmity, someone is incapable of applying for a CPP pension or benefit, a representative can apply on his or her behalf.
	www.professionalreferrals.ca /article-746.html (3337 words)

	UFCW Canada - Pension Plan (Site not responding. Last check: 2007-09-06)
		Established in 1979 by then Canadian Director of UFCW, Cliff Evans, The Canadian Commercial Workers Industry Pension Plan or CCWIPP as it is more commonly known, is one of the largest non-contributory pension plans in Canada negotiated between employers and unions.
		With more the 140,000 active members and over $1.1 billion in assets, the Pension Plan is financed through a Trust Fund administered by a joint Board of Trustees, consisting of an equal number of union and employer representatives.
		The Pension Plan belongs to the members - not to employers, not to UFCW Canada, but to the members.
	www.ufcw.ca /pension_plan.cgi (172 words)

	Canada Post Pension Plan Extends
		At December 31, 2005, the Registered Pension Plan held total assets of $12.131 billion compared with $10.214 billion the previous year, representing an increase of $1.917 billion.
		The Canada Post Pension Plan, one of the largest in the country, earned a solid return of 13.7% over the year.
		The Canada Post Pension Plan a defined benefit plan that provides inflation-protected benefits, has more than 71,000 active members, retired members, deferred pensioners and beneficiaries.
	news.gc.ca /cfmx/view/en/index.jsp?articleid=207589 (358 words)

	Canada Pension Plan (Site not responding. Last check: 2007-09-06)
		“pensionable employment” means employment specified in subsection 6(1);
		“provincial pension plan” means a plan of old age pensions and supplementary benefits for the establishment and operation of which provision has been made as described in paragraph (a) or (b) of the definition “province providing a comprehensive pension plan” under a law of a province providing a comprehensive pension plan.
		The amount of the maximum contributory earnings of a person for a year is the amount of his maximum pensionable earnings for the year, minus the amount of his basic exemption for the year.
	laws.justice.gc.ca /en/C-8/text.html (5191 words)

	Social Security and Canada Pension Plan \| Ask MetaFilter
		Canada and the U.S. have a treaty that governs the relationship of the two countries' social security plans.
		The basic deal is this: they don't want to be collecting social security contributions for both countries out of the same paycheck (ouch!), and in return, any given period of work counts only for one country, not the other.
		An additional provision of the treaty goes like this: if you don't qualify for a pension, each country will count time worked in the other country for purposes of pension calculation, and see if you qualify that way.
	ask.metafilter.com /mefi/29729 (551 words)

	Canada & Quebec Pension Plan (Site not responding. Last check: 2007-09-06)
		The Canada/Quebec Pension Plan (CPP/QPP) pays a monthly pension to people who have contributed to the Plan and who are disabled according to CPP/QPP legislation.
		The pension is available for eligible contributors who have a severe and prolonged illness.
		This includes the pension you receive as the disabled contributor and in some cases, depending on the terms of the policy contract in place with your employer, it may include an offset for any benefits you receive for your dependent children.
	www.sunlife.com /canada/cda/level2_page_v2/0,2330,1-9654-2,00.html (218 words)

	Canada Pension Plan (CPP) (Site not responding. Last check: 2007-09-06)
		Your contributions to the Canada Pension Plan provide you with a stable and dependable pension you can build on for retirement.
		Your contributions also provide you and your dependents with basic financial protection if you become disabled or die.
		Canada's Retirement Income System - "What's in it for you?"
	www.sdc.gc.ca /en/isp/cpp/cpptoc.shtml (92 words)

	CPP Investment Board - Home Page (Site not responding. Last check: 2007-09-06)
		Canadians have the right to know why, how and where their CPP contributions are invested, who makes the investment decisions, what assets are owned on their behalf, and how the investments are performing.
		We are a professional investment corporation managed independently of the Canada Pension Plan by experienced investment professionals drawn from the private sector.
		Our job is to invest CPP contributions that are not required to pay current benefits, in a way that maximizes returns without undue risk.
	www.cppib.ca /index_en.html (452 words)

	Free Dominion :: View topic - Canada Pension Plan Reforms, Voluntarily Opting Out
		The other problem with the Canada Pension Plan is that it has created a false sense that the state will be there to look after you when you age, when in fact many of us understand that is wrong to begin with.
		The express understanding that the Canada Pension Plan payments will not be directed towards you in the future, would ensure that those participating in this multi level marketing tool or pyramid scheme would in fact be getting the payments that they made and concentrate greater amounts of CPP money on those who actually want it.
		Get rid of the CPP bureacracy, make it compulsory that everyone who works in Canada must have a portion of their pay deducted and placed into a locked in RRSP controlled and portable by the worker, no matter were he works or retires the funds will be there...
	www.freedominion.ca /phpBB2/viewtopic.php?t=56274 (3986 words)

	Canada Pension Plan (Site not responding. Last check: 2007-09-06)
		When you are employed in Canada, you will be aware that your employer deducts money from your pay which goes to the Canada Pension Plan.
		While this covers a monthly pension after you turn age 65, the plan also offers a disability benefit payable before that time.
		Benefits are available to those who have paid into the plan for the qualifying period (5 years out of the last 10).
	www.iaminjured.com /id64.htm (242 words)

	Canada Pension Plan Investment Board Act (Site not responding. Last check: 2007-09-06)
		(ii) that, as applied to Canada, is an obligation of the Government of Canada and, as applied to a province, is an obligation of the government of the province or an obligation of any agent of Her Majesty in right of the province that is guaranteed as to principal and interest by that government, and
		The shares shall be issued to the Minister to be held on behalf of Her Majesty in right of Canada.
		(3) Before an examiner commences a special examination, the examiner shall survey the systems and practices of the Board or of the subsidiary being examined, as the case may be, and submit a plan to the audit committee for the examination, including a statement of the criteria to be applied in the examination.
	lois.justice.gc.ca /en/C-8.3/20492.html (6421 words)

	Canada Pension Plan (CPP) and Employment Insurance (EI) Rulings
		The CPP/EI Rulings Program is accountable for facilitating and encouraging voluntary compliance in the determination of employment status, pensionable and insurable employment and earnings by providing clients with reliable CPP and EI rulings and certificates in a timely and cost efficient manner.
		Canada Pension Plan and workers who are Status Indians
		Canada Pension Plan and members of religious sects
	www.cra-arc.gc.ca /tax/home/cppeirulings-e.html (197 words)

	Canada Pension Plan (Site not responding. Last check: 2007-09-06)
		Also, be aware that as of 1998, there will be some changes to the Canada Pension Plan.
		Note that all CPP retirement pensions, disability benefits, survivor benefits or combined benefits in pay as of December 31, 1997, are not affected.
		Also, anyone over 65 as of December 31, 1997, is not affected by the proposed changes for future retirement pensions.
	colosseum.com /dilena/frcand.htm (134 words)

	Canada Pension Plan (CPP) Online Forms
		Complete this form to end a pension sharing arrangement with your spouse or common-law partner.
		Complete this form to indicate the amount of income tax you would like to have automatically deducted from your Canada Pension Plan benefit.
		Complete this form if you are unable to include your original marriage certificate with your CPP application.
	www.benefitsworld.com /AA/GovBen/CPP/CPP-Online_Forms.asp (247 words)

	Pension Plan
		A retirement plan, usually tax exempt, wherein the employer makes contributions for the employee.
		Many pension plans are being replaced by the 401(k).
		There are restrictions as to when and how you can withdraw these funds without being charged taxes and penalties.
	www.investopedia.com /terms/p/pensionplan.asp (192 words)

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