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Topic: Casualty insurance

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	Casualty - Wikipedia, the free encyclopedia
		Casualty (person), the most common use of the word, which refers to a person wounded or killed in a war or disaster
		Casualty (television) is the name of a long-running UK television series, set in a hospital casualty department
		Casualty insurance is a type of insurance; the word casualty is often found in the name of insurance companies
	en.wikipedia.org /wiki/Casualty (168 words)

	Casualty insurance Insurance, more information about Insurance
		Automobile insurance, also known as auto insurance, car insurance and in the UK as motor insurance, is probably the most common form of insurance and may cover both legal liability claims against the driver and loss of or damage to the vehicle itself.
		A homeowner's insurance policy in the US typically includes property insurance covering damage to the home and the owner's belongings, liability insurance covering certain legal claims against the owner, and even a small amount of health insurance for medical expenses of guests who are injured on the owner's property.
		Insurance policies can be complex and some policyholders may not understand all the fees, regulation and coverages included in a policy.
	www.casualty-insurances.com /Insurance.html (2143 words)

	Property and Casualty Insurance Talking Points
		Availability and affordability of insurance are critical to the continued growth of homeownership and the real estate industry, which has been the pillar of the economy.
		Increases in insurance premiums have exacerbated long-standing problems with housing affordability in many parts of the nation and have even prevented some potential homebuyers from qualifying for a mortgage and buying a home; current homeowners are also put in jeopardy by the increased costs of insurance.
		The average cost of homeowners insurance for the nation as a whole rose by about 13 percent in the past three years, but has risen even higher in many areas perceived to be higher risk areas, according to the Insurance Information Institute.
	www.realtor.org /PublicAffairsWeb.nsf/Pages/TPPropertyCasualtyInsurance?OpenDocument (650 words)

	InsWeb Insurance Glossary Liability Insurance Terms (Site not responding. Last check: 2007-10-13)
		That type of insurance that is primarily concerned with the legal liability for losses caused by injury to persons or damage to the property of others.
		This insurance protects the insured in the event a loss occurs for which he has assumed liability, express or implied, under a written contract.
		For example, the difference between the coverage triggers of liability "occurrence" forms and "claims made" forms is that loss must occur during the policy period in the first case and the claim must be made during the policy period in the second case.
	www.insweb.com /learningcenter/glossary/liability-c.htm (676 words)

	Insurance
		Insurance carriers assume the risk associated with annuities and insurance policies and assign premiums to be paid for the policies.
		Insurance carriers tend to be large establishments, often employing 250 or more workers, whereas agencies and brokerages tend to be much smaller, frequently employing fewer than 20 workers (chart 1).
		Insurance companies hire independent adjusters to represent their interests while assisting the insured, whereas public adjusters are hired to represent the insured’s interests against insurance carriers.
	www.bls.gov /oco/cg/cgs028.htm (5094 words)

	Insurance underwriters
		Most large insurance companies prefer college graduates who have a degree in business administration or finance with courses in accounting; however, a bachelor’s degree in any field—plus courses in business law and accounting—may be sufficient to qualify.
		Property and casualty underwriters usually specialize in either commercial or personal insurance and then by type of risk insured, as in fire, homeowners’, automobile, marine, or liability insurance, or workers’ compensation.
		In cases where casualty companies provide insurance through a single “package” policy covering various types of risks, the underwriter must be familiar with different lines of insurance.
	www.bls.gov /oco/ocos026.htm (1792 words)

	Property/Casualty Insurance Frequently Asked Questions - HUD (Site not responding. Last check: 2007-10-13)
		The ACC does not specifically state that flood insurance is a required coverage, unless the property is located in a flood plain, as determined by the Federal Governments National Flood Insurance Program.
		Some insurance companies will include flood coverage along with their property policy, but it is usually subject to a very large deductible ($25,000 or more), and this would not be reasonable for most PHAs.
		This means that the insurance will pay the cost to replace the destroyed or damaged property on the same premises with other property of comparable material and quality, or the actual amount spent to repair or replace, whichever is less.
	www.hud.gov /offices/pih/divisions/ffmd/faq/pci.cfm (723 words)

	III - Property/Casualty Insurance Cycle
		The insurance industry is made up of two distinct segments: property/casualty (which includes auto, home and business insurance) and life/health.
		The property/casualty insurance industry cycle is characterized by periods of soft market conditions, in which premium rates are stable or falling and insurance is readily available, and by periods of hard market conditions, where rates rise, coverage may be more difficult to find and insurers’ profits increase.
		A dominant factor in the property/casualty insurance cycle is intense competition within the industry.
	www.iii.org /media/facts/statsbyissue/pcinscycle (875 words)

	Casualty insurance - Wikipedia, the free encyclopedia
		Casualty insurance is a broad category of insurance that includes almost any coverage that is not related to life, health, or property.
		Therefore it includes many insurance converages such as:
		This page was last modified 07:37, 9 January 2005.
	en.wikipedia.org /wiki/Casualty_insurance (66 words)

	III - 2003 Property/Casualty Insurance Joint Industry Forum
		Broken down by lines of insurance, 70 percent of respondents expect auto insurance to be more profitable in 2003, most likely as a result of improved adequacy of rates.
		Following the passage of the Terrorism Risk insurance Act of 2002, 75 percent of survey respondents believe that it will be easier for businesses to obtain terrorism insurance coverage.
		The Property/Casualty Insurance Joint Industry Forum was created to provide leaders from the widest spectrum of the industry with an opportunity to meet with each other in discussion of topics of general interest.
	www.iii.org /media/met/2003jif (796 words)

	Insurance - Property & Casualty Insurance - Thrivent Financial for Lutherans
		This insurance is underwritten and issued by member companies of American International Group, Inc. Auto, home, and personal umbrella liability insurance is available in most states.
		Insurance and retirement products, where available, are individual contracts, (not group coverage), and issued by Thrivent Financial for Lutherans.
		Insurance, investment products, securities, trust, and investment management services and accounts are not deposits, are not FDIC insured, are not insured by any federal government agency, and are not guaranteed by Thrivent Financial Bank.
	www.thrivent.com /insurance/property (447 words)

	Property Insurance Basics \| Insurance > Property & Casualty
		Property insurance covers a business's building and its contents — money and securities, accounts-receivable records, inventory, furniture, machinery, supplies and even intangible assets such as trademarks — when damage, theft or loss occurs.
		Many businesses purchase property insurance through a business-owner's policy (BOP), which bundles property and liability insurance into one policy; however, since the amount of coverage available in a BOP is generally lower than in a standard property-insurance policy, companies that require a lot of coverage usually stick with a separate policy.
		Business-interruption insurance provides payments for expenses such as salaries, taxes and debts, as well as any loss of profit due to the interruption of business.
	www.allbusiness.com /articles/Insurance/1248-30-1831.html (497 words)

	Insurance Journal - Property Casualty Insurance News
		The Texas Insurance Professionals (PIA Texas) association reported that it has addressed a letter to Texas Gov. Rick Perry in support of the proposal that the state authorize...
		The Association of California Insurance Companies is warning insurers that the California Legislature will soon consider a bill that would establish the dangerous precedent of...
		Liability insurance costs for Colorado's athletic department will double next year to nearly $1.7 million, and officials say the reason is a lawsuit by two women who allege...
	www.insurancejournal.com (1332 words)

	How to buy Disability Insurance
		Also important is to find out if there is a discretionary clause in your contract to determine if the insurance company can arbitrarily conclude they do not want to pay you.
		Usually not unless disability insurance is part of an employer-sponsored health plan.
		A limitation would include a waiting period before your disability insurance takes effect or the time period any pre-existing conditions will be disregarded.
	www.masscasualty.com (462 words)

	Peachtree Casualty Insurance Company - FINUSA.com
		Peachtree Casualty Insurance Company was incorporated on November 29, 1983 in Atlanta as a Georgia domestic company, and commenced operations on July 1, 1985.
		A tri-annual examination of financial condition was made as of December 31, 2003 by the Insurance Department of GA.
		Tefft hails from Rhode Island, was the founder and first President of First of Georgia Insurance Company in Augusta in 1952 and was active in management with Guy Carpenter Reinsurance Brokers in Chicago, Hartford, and Atlanta until his retirement from Carpenter in 1984.
	www.finusa.com /pci.html (663 words)

	property & casualty insurance (Site not responding. Last check: 2007-10-13)
		Insurance is meant to give homeowners peace of mind, but an increasing number of policy holders are putting themselves at risk by neglecting to insure their home and contents adequately.
		Guaranteed replacement means that if the home is destroyed or severely damaged, the insurance company will pay for it to be rebuilt, whatever the cost.
		This is the most secure form of insurance for the homeowner, as it literally means the home is guaranteed to be replaced, but the deal carries a degree of risk to the insurer.
	insurance-andmore.com /articles/38/property-&-casualty-insurance.html (706 words)

	Property Insurance, Small Business Insurance, Property Casualty Insurance – Small Business Property Insurance
		Small business property insurance can be purchased on the basis of the property's actual value (the replacement cost minus depreciation), its replacement value (the cost of replacing an item without deducting for depreciation), or on an agreed-upon amount (commonly used for art objects and other unique items).
		Basic property insurance will generally cover your losses in the event of a fire or a lightning strike, and will pay the cost of removing property to protect it from further loss.
		Property insurance can be categorized by what is insured and by the events leading to a loss.
	www.spendonlife.com /asktheexpert/insurance/sbi_small_business_property.aspx (498 words)

	Texas Property and Casualty Insurance Guaranty Association
		The Texas Property and Casualty Insurance Guaranty Association (TPCIGA) is a non-profit, unincorporated association of all Texas-licensed property and casualty insurers.
		The Proof of Claim filing deadline was established as February 14, 2005 since the original Proof of Claim deadline was February 12, 2005, a Saturday.
		Protective National was not licensed to transact business in the State of Texas, and therefore does not enjoy the protection afforded by the Texas Property and Casualty Insurance Association ("TPCIGA").
	www.tpciga.org (338 words)

	Grange Home Page
		Grange Insurance Group stands alone in its financial strength and long tradition of service in the West.
		All the while, Grange Insurance has held fast to its commitment to families in "Main Street" towns, farm communities, and suburban areas of the West.
		Grange Insurance Group is the industry recognized name for Grange Insurance Association and Rocky Mountain Fire and Casualty Company of Seattle, WA.
	www.grange.com (293 words)

	A+ Auto and Home Insurance Plus (Site not responding. Last check: 2007-10-13)
		The California Casualty family of companies has been providing insurance protection and service since 1914.
		We pioneered the concept of group automobile and home insurance in 1951 and now serve over 100 educator and public safety associations in over 38 states.
		If you are a customer, you can use these resources and create your own online account to view your policy/billing information, obtain quotes, pay insurance bills and view insurance documents, including ID cards, directly online.
	www.calcas.com (157 words)

	ACI: American Casualty Insurance (Site not responding. Last check: 2007-10-13)
		Changes may occur in the information presented and therefore, American Casualty makes no representation or warranty, express or implied, that the information contained in this website is complete, accurate, uninterrupted or error-free, or that the site or its underlying server are free of viruses or other harmful components.
		Nothing on any American Casualty Website shall be construed as conferring any license under any of American Casualty or any third party's intellectual property rights.
		American Casualty will limit the collection and use of customer information to the minimum required to deliver superior service to our customers, which includes advising our customers about our products, services and other opportunities, and administering our business.
	www.acitx.com /disclaimer (729 words)

	Companion Property & Casualty Group
		Companion Property and Casualty Insurance Group is a regional leader in property and casualty insurance in the Southeast, as well as several Middle Atlantic and Midwestern states.
		Companion Property and Casualty is headquartered in Columbia, South Carolina.
		Companion Property and Casualty Insurance Group recently celebrated its 20th Anniversary with a gala at the Columbia Museum of Art.
	www.companiongroup.com /internet/cpac/cpc/comppac.nsf (202 words)

	insurance, commercial insurance, property casualty, insurance recruit, "B.W. Higgins inc."
		insurance, commercial insurance, property casualty, insurance recruit, "B.W. Higgins inc."
		includes the brokerage arena, standard property and casualty carriers, consultants, corporate risk management, reinsurance, alternative risk markets and the emerging banking/ insurance partnering.
		Copyright © 2000 - Reproduction in whole or in part is strictly prohibited without the written permission of bwhiggins.com.
	www.bwhiggins.com (136 words)

	Welcome to Gem Insurance and Casualty.com
		Often value is not realized, until something has been lost..
		Do you know the value of your current insurance....
		We can help you learn to use insurance as a business management tool....
	www.casualty.com (52 words)

	Business Insurance and Workers Compensation Information Center from AllBusiness.com
		When you start a home-based business, insurance may not be your first priority, but you cannot afford to ignore it either.
		When the unexpected happens -- and it will -- having insurance coverage may mean...
		Property insurance covers a business's building and its contents — money and securities, accounts-receivable records, inventory, furniture, machinery, supplies and even intangible assets such as trademarks...
	www.allbusiness.com /business_advice/Insurance/index-30.html (405 words)

	Insurance & Underwriting
		The General Star companies underwrite excess, surplus and specialty property and casualty insurance on an admitted and nonadmitted basis through appointed wholesale brokers.
		General Star National Insurance Company is licensed in all states except Connecticut, where it is an eligible surplus lines insurer.
		Insurance is placed with the General Star companies by licensed wholesale brokers and, for risks that qualify, by licensed surplus lines brokers.
	www.generalstar.com (228 words)

	CSC: Insurance Property & Casualty, General Insurance
		PABBLO is a complete insurance processing solution for North American municipalities, self-insured groups, assigned risk pools, commercial and specialty insurance carriers.
		POINT IN is an advanced insurance administration system for small to mid-sized North American property and casualty insurers and managing general agents.
		Fraud Evaluator, formerly known as @First, is a fraud detection tool for the global insurance industry that detects suspicious claims as early as the first notice of loss and automatically refers claims to investigators.
	www.csc.com /industries/insurance/mds/mds221/index.shtml (498 words)

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