Factbites
 Where results make sense
About us   |   Why use us?   |   Reviews   |   PR   |   Contact us  

Topic: Checking account


Related Topics

In the News (Tue 10 Nov 09)

  
  Checking Basics: Understanding checking
Checking accounts come in a variety of styles.
Some say they are free and are not.
You need to keep some money in your account and balance your checkbook.
www.bankrate.com /brm/green/chk/basics-intro.asp   (75 words)

  
  CHECKING ACCOUNT INFORMATION
Checking accounts can be opened easily at most financial institutions, and using checks frees us from the risk and inconvenience of carrying around large sums of cash.
Interest-bearing checking accounts are offered by most types of depository institutions.
Checking accounts at various depository institutions vary widely in terms of the fees associated with them.
www.in.gov /dfi/education/Money_Smart/checking_account_information.htm   (2847 words)

  
 Checking Account Advance
A checking account in "good standing" is one that has not had excessive overdrafts, returned items, restraints or that the account is not under legal process (i.e.
The payment for your Checking Account Advance is due upon receipt of your next direct deposit of at least $100 or on the 35th day after the advance was taken, if the Checking Account Advance balance has not been fully paid.
Checking Account Advance is one of the lowest-cost, credit products available without a credit check that enables customers to quickly access funds before their next direct deposit.
www.usbank.com /cgi_w/cfm/personal/products_and_services/checking/caa_faq.cfm   (2816 words)

  
 StreetWise - Using A Checking Account
A check is a written order on a credit union, bank, or savings institution, by the account owner, payable on demand to the person named on the check (payee), to that person's order, or the bearer.
The check is drawn on funds on deposit in the account owner's checking account.
For a personal check, the time limit for the funds being held depends on whether the check is drawn on a local or non-local institution.
www.dcu.org /streetwise/howto/checking.html   (4875 words)

  
 Manage Checking Account
Successful checking account management will reduce the chance of checking account fraud, non-sufficient funds (NSF) occurrences -- or 'bouncing' a check -- and late payments, all of which can negatively affect your reputation and harm your credit record.
If you use single checks, you must remember to record each check in your check register as soon as it is written.
With a balanced checking account, you'll be less susceptible to non-sufficient (NSF) occurrences -- or "bouncing" a check -- because you have a clear indication of your balance at all times.
www.redriverfcu.com /asp/products/product_1_6.asp   (1134 words)

  
 Checking Account -- Latest Rates, Tips & Advice - AOL Money & Finance
Banks have begun rolling out checking accounts that pay higher yields in an effort to attract even more of their customers' deposits.
Whether you are shopping for a traditional checking account or an online checking account, here's everything you need to know about fees, account types and more.
Checking Account -- Compare checking account rates and fees for both traditional checking accounts and online checking accounts.
money.aol.com /banking/checking   (0 words)

  
 CHIP-CHapter Information Place
The Thrivent Builds account will be under the same EIN as the regular chapter account, so all leaders with access to either the regular chapter checking account or Thrivent Builds chapter checking account must share the same sign-on information.
The chapter writes a $1,000 check to the recipient, and the check is posted to the account on June 2.
On June 4, the chapter writes a $1,000 check to the recipient, and the check is posted to the account on June 4.
www.thrivent.com /members/chip/banking/Chapter_checking_account.html   (1943 words)

  
 Checking Account Basics
There is a delay between when a check is deposited into the account of the person to whom the check is written and when the money is taken out of the drawer's account.
If the drawer does not have sufficient funds in his or her account to cover the amount of the check, his or her bank will bounce the check unless the drawer has overdraft protection connected to their account.
Basic checking -- This account is for the customer who uses a checking account to deposit a paycheck, pay bills, and go on with his or her life.
www.checkingforyou.com /chexaboutbasics.aspx   (1427 words)

  
 Checking
Opening a checking account is often one of the first steps people take into the world of money—and it should be.
A checking account is very important in managing your daily finances.
By paying attention to how money flows in and out of your checking account, you can see the income and spending patterns you create in order to live your life.
www.aarp.org /money/financial_planning/sessiontwo/checking   (987 words)

  
 Huron River Area CU Checking Account Page
Checking account in its place, and choose to continue Bill Pay service, a fee of $3.95 per month will be charged to your corresponding account.
You may print a Checking account application here and fax or mail it back to us.
Additionally, if your checking account has a negative balance, your will not be able to cash checks.
www.hracu.org /newsite/checkingaccount.htm   (966 words)

  
 The Student Package from Principal Bank   (Site not responding. Last check: )
This means recording the check number, the person to whom you wrote the check, the date and the amount.
Most people put money in a savings account to save for a major purchase or expenditure, such as a car, a computer, a vacation, education expenses and many other things that a person might not be able to afford right away.
Some checking accounts require you to keep a minimum balance in your account; some checking accounts charge you a fee if you use an ATM that's not owned by your bank.
www.principal.com /bank/student/banking101basics.htm   (1852 words)

  
 Checking Account Basics
Checks are written orders to tell your bank to pay money to someone else.
Opening a checking account is a good first step to managing your cash and credit.
Checking accounts help you keep track of your money, pay your bills on time, and obtain credit--and it could save you over $1000 a year!
thebeehive.linktier.com /money/checking-account-basics.asp   (94 words)

  
 Trustmark National Bank Personal Choices in Checking
Before you select a particular account, consider the number of checks you may write during a typical month, what your average monthly balance is likely to be and what other services and conveniences you may prefer.
HighYield Checking – HighYield Checking is a personal transaction account allowing customers the option to write unlimited checks and keep funds liquid while earning a favorable interest rate based on their balance.
Health Savings Account - This interest-bearing checking account is available for those customers who participate in a high-deductible health insurance plan and allows for tax-free distributions to pay for qualified medical expenses.
www.trustmark.com /personal/checking.html   (1187 words)

  
 checking account Definition
An account which allows the holder to write checks against deposited funds.
Checking accounts which pay interest are sometimes referred to as negotiable order of withdrawal (NOW) accounts.
The interest rate often depends on how large the balance in the account is, and most charge a monthly service fee if the account balance falls below a preset level.
www.investorwords.com /846/checking_account.html   (171 words)

  
 FRB: Protecting Yourself from Overdraft and Bounced-Check Fees
If your bank returns your check without paying it, you may be charged a "bounced-check," or "nonsufficient funds," fee.
Be sure to find out the actual amount in your account--your account balance not including any funds available to you through "courtesy overdraft-protection," or "bounce coverage," plans.
If you do overdraw your account, deposit money into the account as soon as possible to cover the overdraft amount plus any fees and daily charges from your bank.
www.federalreserve.gov /pubs/bounce   (1204 words)

  
 Checking Options
This is our combined checking and savings account designed to provide you with savings security and checking liquidity.
Check withdrawals are limited to three checks per month for $250 or more.
It's your check card - to pay for goods and services right from your checking account - everywhere VISA is accepted--without writing a check.
www.pccu.org /accounts_checking.htm   (563 words)

  
 Checking Accounts - The Bank of New York   (Site not responding. Last check: )
Everybody seems to use his or her checking account a little differently.
We’ve designed our checking accounts to provide more flexibility and more features, so you can use your checking account exactly the way you want to.
Recommended for those who keep large balances in their checking account and want to earn interest on idle checking balances.
www.bankofny.com /pages/ipbs_checking.htm   (253 words)

  
 Wachovia Checking Accounts
A checking account can be more than just a place to keep your money.
And no matter which checking option you choose, be confident that your account is with Wachovia, the only bank rated No. 1 in customer satisfaction six years in a row.
Crown Classic Banking includes an interest-bearing checking account with rates that grow as your balance increases and many additional benefits for ages 50 and over.
www.wachovia.com /personal/page/0,,11_480,00.html   (260 words)

  
 Shell Federal Credit Union - Checking
Our checking account also includes added features like a free VISA check card*, overdraft protection and free Bill Pay on Access-24, your Shell FCU online banking system.
Checking account requires a $25 deposit to open.
Free temporary checks are provided until your printed checks arrive shortly to you in the mail.
www.shellfcu.org /accounts/checking.htm   (285 words)

  
 Get a Chase Checking Account
Interest-earning checking account that provides maximum value by letting you link your Chase checking, savings, CD, investment,* credit card, loan and mortgage balances to avoid the monthly service fees on your primary checking account.
A full-service checking account available to students between ages 15 and 17, with account jointly owned by the student with a parent or guardian —provided that the parent or guardian maintains a separate qualifying linked checking account.
Parent account and student account must be opened in the same state.
www.chase.com /checking   (0 words)

  
 Union Bank of California - Choose a Checking Account
Accounts for teens and college students -- Review our low-cost accounts for students and those with minimal checking needs.
Accounts to help manage your wealth -- Read about our relationship banking programs for customers with combined account balances of more than $10,000.
Accounts to help manage your wealth -- Read about our relationship banking programs for customers with combined account balances of over $10,000.
www.uboc.com /personal/main/0,,2485_2645,00.html   (253 words)

  
 Thrifty Living - To Open a Checking Account...
To open an account, you need to show who you are, your Social Security number, and where you live.
A checking account can be a very good way to manage your money.
It is your choice whether to open a checking account or not.
www.urbanext.uiuc.edu /thriftyliving/tl-openaccount.html   (562 words)

  
 Checking Promotion at NetBank   (Site not responding. Last check: )
Checking account is tough to beat - all the convenience of checking plus a high rate - now that’s a good deal.
To receive the $75 bonus, you must have an average daily balance of $1,500 in your checking account for a minimum of 30 days.
Accounts must be opened by 12/31/07 and must meet the average daily balance requirements within 60 days of the application approval to receive the bonus.
www.netbank.com /pro342.htm?PM1=business.com   (501 words)

  
 Share Draft / Checking Account
With a Dort Federal checking account you also get FREE and easy access to your account 24 hours a day, 7 days a week with Fabulous Freida, Dort Online™, and Bill Payer.
While our standard NSF fee applies to checks covered by ODP, we will honor or pay the overdraft check if you are enrolled in the ODP program, and as long as the check amount and fee does not exceed the ODP limit and balance, if any.
Honoring or paying checks using ODP is at the sole discretion of the Credit Union and may be withdrawn at any time.
www.dortonline.org /checking.html   (323 words)

  
 Personal checking account options from SNB
Plus a daily fee of $3.25 is charged for each day an account is in overdraft status (except Texas consumers).
Account must be brought to a positive balance once every thirty days or demand will be made for payment of the negative balance including any overdrafts.
For example, SNB typically does not pay overdrafts if your account or any loan with us is not in good standing, or you are not making regular deposits, or your account is subject to any legal or administrative order or levy.
www.banksnb.com /personal/accounts/checking.asp   (262 words)

  
 M&T Bank : Small Business
Advanced Business Checking - This checking account is designed to let you avoid service charges by maintaining a minimum balance.
Non-Profit and Sole Proprietor NOW Account - With Non-Profit and Sole Proprietor NOW, your business has the opportunity to earn interest while enjoying the benefits of a versatile checking account.
MandT Free Business Checking - This account is the flexible, low-cost alternative to standard business checking accounts that is perfect for businesses that are just starting out.
www.mandtbank.com /smallbusiness/checking.cfm   (225 words)

  
 Checking Account
Preferred and Basic Checking accounts were discontinued on February 1 2007.
There is no service charge if you have Direct Deposit going into your checking account or maintain a minimum balance of $250, otherwise, there will be a monthly service charge to cover the cost of the services you receive at the credit union.
The amount needed to cover a check can be transferred from a savings account or personal line of credit.
www.fairwinds.org /AccountServices/checking.asp   (308 words)

  
 Guaranty Bank - AirMiles Checking™
The account opening and direct deposit AAdvantage® miles may only be rewarded one time per primary accountholder and may only be awarded in connection with the opening of any accountholder's first AirMiles Checking account.
You will be assessed a $100 fee if you close your AirMiles Checking account within 90 days of opening; or a $50 fee if you close your account after 90 days but before 181 days of opening.
There is a $2 check-enclosure fee when the account is set up to have checks returned in the statement envelope.
www.bank.guarantygroup.com /personal/checking/airmiles.asp   (661 words)

  
 WaMu Free Checking, Free Checking from Washington Mutual
WaMu Free Checking, Free Checking from Washington Mutual
Try WaMu Free Checking™, the checking account that comes with free checks for life, free wire transfers, free ATMs, free online banking, free check safekeeping, no monthly fees.
WaMu Free Checking also comes with free Identity Theft Services and free account alerts.
www.wamu.com /personal/accountchoices/checking/wamufreechecking   (0 words)

  
 e~Funds For Schools-Pay From Checking Account
You may make payments to the school by using your checking account.
Only with your authorization can payments to the school be electronically withdrawn from your checking account.
Whether you pay the school by paper check or electronic payment please have sufficient funds in your checking account to cover your payment.
www.efundsforschools.com /checking.htm   (118 words)

  
 Checking Account Study Guide
A checking account is an essential tool for handling your money, especially when you have a job.
A check clearing your account for more than the balance in your account is called an overdraft or non-sufficient funds (NSF) check, this is also referred to as a bad check or bounced check.
Always remember to write the check number, amount of the check and to whom the check is payable to in your register.
www.selccu.org /accounts/checkingstudyguide.htm   (1019 words)

Try your search on: Qwika (all wikis)

Factbites
  About us   |   Why use us?   |   Reviews   |   Press   |   Contact us  
Copyright © 2005-2007 www.factbites.com Usage implies agreement with terms.