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Topic: Clear title

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	Congress Title
		Title insurers, unlike property or casualty insurance companies, operate under the theory of "risk elimination." Risk elimination can only be accomplished after an intensive period of risk identification.
		Title companies spend a high percentage of their operating revenue each year collecting, storing, maintaining and analyzing official records for information that affects title to real property.
		Trained title experts are able, with the aid of their extensive title plants, to identify the rights others may have in your property, such as recorded liens, legal actions, disputed interests, rights of way or other encumbrances on your title.
	www.congresstitle.com /faq.asp (2507 words)

	Precise Title Insurance and Escrow Services, title insurance in Indialantic, Florida
		Precise Title will examine the abstract of title to determine whether there are any title problems or defects which must be cleared before you as a buyer can purchase clear, marketable, and insurable title.
		Title that is free of liens or legal questions as to ownership of the property.
		A review of the title records at the county courthouse where the property is located to ensure that the seller can convey marketable title to the buyer.
	www.precisetitle.com /title_insurance_glossary.html (2070 words)

	Consumer Title Insurance
		A title search is all that is usually done to reveal the existence of such encumbrances, and it is up to the buyer to determine whether he wants to purchase with the encumbrance or what can be done to remove it.
		Title insurance may be issued to a “mortgagee’s title policy.” Insurance benefits will be paid only to the “named insured” in the title policy, so it is important that an owner purchase an “owner’s title policy,” if he desires the protection of title insurance.
		A check of the title records, generally at the local courthouse, to make sure the buyer is purchasing a house from the legal owner and there are no liens, overdue special assessments, or other claims or outstanding restrictive covenants filed in the record, which would adversely affect the marketability or value of the title.
	www.virginiatitle.com /TermsToKnow.htm (3660 words)

	Sterling Title Services :: Kalispell and Whitefish, Montana
		Title insurance enables the attorney in real estate practice to offer his client substantially greater protection than what is attainable with a legal opinion alone.
		Title insurers and their agents are regulated by the State Insurance Commissioner and premiums are based on an established formula that provides for overhead and operating costs, profit incentives and a reserve for claims.
		Prior to closing, the escrow officer determines if the title to the property is free and clear, collects and sometimes prepares all necessary closing documents, prepares the closing statement and instruction, obtains signatures from all parties involved and collects and disperses all funds.
	www.sterlingtitleservices.com /What.htm (742 words)

	Realty Times: Do You Need Title Insurance?
		Oversimplified, title insurance insures a homebuyer -- and a mortgage lender -- against loss resulting from title defects, whether these defects are known or unknown at the time of the sale or the refinance.
		Title insurance is not so much the assumption of an uncontrollable risk as it is a guarantee that the title company’s work is accurate and therefore free of risk.
		In this litigation, B advised its title insurance carrier of the claim, and the title insurance company picked up the extensive legal fees which were involved in the lawsuit.
	realtytimes.com /printrtpages/20031020_insurance.htm (1371 words)

	Integrity Title & Escrow Company, LLC.
		Title insurance protects the new owner's rights for the duration of ownership and guards against any possible losses due to problems such as forged wills or deeds undisclosed heirs; clerical error, invalid court proceedings, hidden marriages, divorces, defective deeds and other problems that cannot be determined from a search of the public records.
		The title company will get the original document back from the courthouse, and send you the Deed with your policy and send the Lender the Deed of Trust with their title policy.
		Again the role of a title company is to handle the entire settlement process from providing the title search and issuing the title insurance to providing final closing prior to settlement right up to conducting the final settlement.
	www.integritytitlellc.com /faq.htm (1059 words)

	Real Estate 101 - Title (Site not responding. Last check: 2007-10-12)
		Title is an ownership of a property or an evidence of the ownership of the property.
		A title defect is a legal right held by other parties to have claim on the property or to make demands upon the owner.
		Chain of title is the past series of transactions and documents affecting the title to a specific property.
	www.planetre.com /Help/realestate101/Title.asp (119 words)

	FAQ's - Gulf Shores Title Company
		The title insurance policy that you provide the buyer is a guarantee that you are selling a clear title to your real estate, unencumbered by any legal attachments that might limit or jeopardize ownership.
		Without a title insurance policy, you may not be fully protected against errors in public records, hidden defects not disclosed by the public records, or mistakes in examination of the title of your new property.
		Title Insurance protects you against such potential defects as; forged deeds, mortgages, satisfactions or releases of mortgage or liens, deeds executed under falsified power of attorney, deeds signed by mistake, deeds apparently valid but actually delivered after death of grantor or grantee or without consent of grantor...
	www.gulfshorestitle.com /faq.htm (445 words)

	Title Companies and Title Insurance
		Title insurance, issued by the title company and often required by lenders, guarantees the house is free of liens.
		In some states a seller purchases title insurance to guarantee that the buyer is receiving a clear title.
		The cost of title insurance depends on the findings of the title report, but since costs vary from county to county, comparison shopping is a good idea.
	tms.ecol.net /realestate/title_co.htm (430 words)

	Investors Title Company: Consumer Information
		A thorough examination is performed to determine title ownership and any other matters affecting the property title and use of that property.
		If a problem arises which was the result of a mistake made during the search, or if a defect exists which is not of public record but is an insured risk, then a title policy provides you with a reimbursement against loss that you may sustain.
		It is important to secure the services of a real estate attorney or title agent early in the process to begin an orderly and smooth settlement.
	www.invtitle.com /consumer/index.php (1316 words)

	Southern Title & Abstract, Inc. Title Insurance
		In order to transfer a clear title to a piece of land, it is first necessary to determine whether any rights are outstanding.
		Title insurance protects the owner and the lender from financial loss caused by title problems.
		The function of a title company is to make sure the title to the subject property is clear for closing, and to issue the underwriting for that title.
	www.southerntitle-abstract.com (232 words)

	Welcome to Clear Title Solutions, Inc.
		Clear Title Solutions, Inc. was founded in 2003 by Attorney Lance D. Gill and Laura A. Kerchner, CPA.
		While other title companies are increasing their already high costs, Clear Title’s costs are extremely affordable and those cost savings are pocketed by its customers.
		Clear Title gets your transaction done efficiently, quickly and when its done, you walk away with more of your dollars in your pocket.
	www.cleartitlesolutions.com (164 words)

	Marketable Title
		A clear, marketable title means that the buyer or grantee should be able to hold the title without fear of litigation.
		The chain of title should indicate that all of the conveyances between buyers and sellers are legitimate and unbroken.
		However, the title examiner must also examine those other recorded documents to be sure that they no longer present a cloud on the title.
	www.atlasmortgagecorp.net /literature/Marketable_Title.htm (2479 words)

	About The State of Clear - Scientology and New Era Dianetics
		A Clear has a very high degree of personal integrity and honesty, and is living proof that man is basically good.
		Until a person is cleared, no matter how able he becomes by virtue of earlier auditing, it is inevitable, just by the nature of the universe, that he will sooner or later sink back into the reactive mind.
		Clear is total erasure of the reactive mind and thus is a stable state, not subject to relapse.
	www.neweradianetics.org.uk /page05.htm (539 words)

	Chicago Title (Site not responding. Last check: 2007-10-12)
		With a title insurance policy, you as owner, have an indemnity contract that will reimburse you for loss in the event someone asserts a claim against your property that is covered by the policy.
		The title to the property that you have purchased could be seriously threatened or lost completely by hazards which are considered "hidden risks." "Hidden Risks" are those matters, rights or claims that are not shown by the public records and, therefore, are not discoverable by a search and examination of those public records.
		Title insurance gives you the assurance that possible clouds on title to the property you are purchasing - which can be discovered from the public records - have been called to your attention that such defects can be corrected before you buy.
	www.postnewsads.com /chicagotitle/financial.html (1302 words)

	American Homeland Title Agency
		Mortgage title insurance assure the lender that the mortgage is a valid first lien protected against hidden as well as known defects in the title as insured.
		This means that he or she cannot sell that real estate and deliver a clear title until the judgment is paid, released, or otherwise satisfactorily disposed of.
		If something is revealed in the abstract which might stand in the way of a clear title, it is up to the owner and the owner's attorney to clear it away.
	home.cinci.rr.com /smason/faq.htm (1370 words)

	Title Plus Services,LLC 440-895-0870-A Cleveland Ohio Title Company, Servicing All of Ohio
		Title insurance is regulated by the State of Ohio and all prices are regulated by the State of Ohio.
		In regards to title, you should hire a title company immediately to verify that you do hold good title and are aware of all liens currently on your property.
		Title Plus Services will provide you with forms necessary to make offers to individuals and lenders in a way that is easy to read.
	www.titleplusservices.com /FAQ.htm (1560 words)

	Welcome to Liberty Title of Vermont
		Under Vermont statutes, a property owner has clear title if there are no title defects for a period of 40 years.
		Therefore, the title searcher must research the chain of title for a period of over 40 years to determine whether the deeds the former owners held were valid.
		Some common problems are deeds that have not been executed properly, “heir’s deeds”, in which a deceased persons’ heirs convey the property without the required distribution through probate court, and deeds conveyed to trusts, rather than trustees, as required by law.
	libertytitleofvermont.com /faq_whybanksneedtitleopinions.html (493 words)

	NetScrap(TM): clear title
		He was told that the loan would be approved if he could provide proof of clear title to the property offered as collateral.
		The title for the property in question was complicated and he spent a considerable amount of time reviewing all pertinent documents back to 1803.
		The application forms are complete, but you have not cleared the title before the year 1803.
	www.netscrap.com /netscrap_detail.cfm?scrap_id=102 (410 words)

	Southern Title & Abstract Complete Service
		Southern Title and Abstract has been in business for sixteen years; with the owners having thirty years combined experience in the title search and closing industry.
		Southern Title and Abstract is a full service title agency and can handle any transaction located anywhere in the State of Florida.
		We provide clear and concise explanation of our services, and we are approved with every major warehouse bank in the nation.
	www.southerntitle-abstract.com /services/services.html (481 words)

	Clear Title, LLC (Site not responding. Last check: 2007-10-12)
		Clear Title does not compromise on quality and neither should you.
		Clear Title is licensed to do business in Minnesota and Wisconsin.
		Clear Title is underwritten by Stewart Title Guaranty Company, a leader in the industry.
	www.cleartitlellc.com (89 words)

	Title Insurance, the ultimate protection
		For example, if only the LENDER gets title insurance, and an unforeseen claim comes up, the lender would be reimbursed for his loss while the homeowner would be unprotected and could lose his equity.
		In the unlikely event that an unforeseen claim to a title shows up, your title insurance policy not only reimburses you for all losses covered by your policy, but may also provide legal support to defend your rights.
		The cost of title insurance is small in comparison to the protection and peace of mind it provides.
	www.real-agent.net /buying/titleprotect.htm (1055 words)

	Career: Title Examiners and Searchers (Site not responding. Last check: 2007-10-12)
		Title insurance is an extremely important part of the home-buying process.
		Title examiners analyze the records and determine the legal status of the land.
		The end result of their work is to issue insurance policies that guarantee a clear title.
	www.iseek.org /sv/13000.jsp?id=100470 (535 words)

	Salvage Information
		In cases where registration is issued with the application for salvage title, a title will not be issued until the requirements to clear the salvage status are met.
		When a damaged vehicle with a foreign state Salvage Title, not yet repaired or inspected, is acquired by a Minnesota dealer or resident, they must apply for a Minnesota Salvage Title.
		Once the requirements to clear the salvage status of a vehicle are met, if the vehicle is subject to branding, a title will be issued with the brand Prior Salvage.
	www.dps.state.mn.us /dvs/MotorVehicle/dvssalv.html (343 words)

	Marvin R. Marston - Delegate to the Alaska Constitutional Convention
		All this bill asks for is that you give clear title to the home ground where he lives and to his camp site.
		Those titles were good in the Native land when the Natives lived there, but the oncoming civilization which is crossing over an older civilization has made inoperative those titles that were once good and I maintain it is up to us to make good those titles.
		It merely clears title for his home site and for him camp site and that is all that does.
	www.alaska.edu /creatingalaska/convention/delegates/marston.xml (1269 words)

	Clear Title of Arkansas: title and escrow services for the 21st century
		Clear Title of Arkansas: title and escrow services for the 21st century
		Whether we're rootin' on the Arkansas Razorbacks or celebrating the grand opening of a new office, Clear Title is always on the move.
		Contact us and a customer service representative will be happy to assist you with all your title and escrow needs.
	www.cleartitle-ar.com (190 words)

	[No title] (Site not responding. Last check: 2007-10-12)
		A clear title gives you the peace of mind of knowing that you are the sole owner of your home — period.
		A property title can be clouded by a range of rights and interests, mortgages, liens for unpaid taxes or special assessments, judgments against current to previous owners, use and occupancy restrictions, even mineral and air rights.
		These are situations where the title owner relinquishes control over a given aspect to the property, such as a shared driveway.
	www.naplesrealtyservices.com /titleservices.asp (646 words)

	Clear Title?
		He was told that the loan would be granted if could prove satisfactory title to a parcel of property being he offered as collateral.
		The title to the property dated back to 1803, which took the lawyer three months to track down.
		While we compliment the able manner in which you prepared and presented the application, we must point out that you have only cleared the Title to the proposed collateral property back to the year 1803.
	members.tripod.com /~RalphThomas/jokes/clear.html (392 words)

	Clear Title Company - La Grange, TX
		Clear Title Company, Inc. requires that each title be examined by one of several attorneys who have an extensive real estate background.
		In August 1996, Clear Title Company, Inc. refurbished an old historic red brick building one block off the courthouse square into a modern title insurance facility to store its extensive files (over 50,000 real estate closings), the old Fayette County Abstract maps and tract books.
		Clear Title Company, Inc. is open all regular business days and will be glad to answer any questions anyone has about title insurance, real estate records, real estate in Fayette County or any other aspect of the title business in Fayette County, Texas.
	www.cleartitlecompany.com (207 words)

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