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	Clydesdale Bank - Wikipedia, the free encyclopedia
		The Clydesdale Bank (Scottish Gaelic: Banca Dàil Chluaidh) is a Scottish commercial and clearing bank, a subsidiary of the National Australia Bank Group.
		In 1919 the Midland Bank acquired the Clydesdale Bank.
		In 1950 the Midland Bank merged the Clydesdale with the North of Scotland Bank which it acquired in 1926.
	en.wikipedia.org /wiki/Clydesdale_Bank (419 words)

	Co-operative Bank - Wikipedia, the free encyclopedia
		It is an ethical bank, and refuses to invest in companies involved in the arms trade, genetic engineering, animal testing and use of sweated labour as stated in its ethical policy.
		The Bank was formed in 1872 as the Loan and Deposit Department of the Co-operative Wholesale Society.
		In 2006 the UK Electoral Commission reported that the Co-operative Bank gave loans of £9.5m to the governing Labour Party, generating criticism from political commentators who variously claimed that this was unsound business practice (Guy Fawkes blog), and that the actions of the Labour government were at odds with the bank's ethical stance (Blairwatch blog).
	en.wikipedia.org /wiki/Co-operative_Bank (434 words)

	Clydesdale Bank PLC
		Clydesdale Bank is delivering a refreshingly new concept in business and private banking through its network of financial solutions centres.
		This is banking the way it used to be, when people really knew their banking manager and you could deal locally with professionals whose expertise you could trust and who were empowered to make fast decisions.
		Clydesdale’s financial solutions centres are each headed by a managing partner, assisted by a team of dedicated senior partners, partners and associates with local knowledge and expertise.
	www.connectonthenet.com /Web/Site/TheNetwork/Corporate_Members/Clydesdale.asp (226 words)

	National Australia Bank - Wikipedia, the free encyclopedia
		The NAB is part of the NAB Group it is the largest bank in Australia and 28th largest in the world.
		The Bank of Queensland was the result of the merger in 1917 of Royal Bank of Queensland (est.
		The Irish subsidiary of the bank, National Irish Bank was the subject of a six-year Inquiry carried out by Inspectors appointed by the Irish High Court.
	en.wikipedia.org /wiki/National_Australia_Bank (1459 words)

	Scotsman.com Business - Clydesdale Bank
		CLYDESDALE Bank, which is expected to reveal this week that it is on the road to recovery, is...
		CLYDESDALE Bank and its English sister Yorkshire Bank are to move further away from private client...
		CLYDESDALE Bank staff are facing the prospect of reduced pension payments after the bank's parent...
	business.scotsman.com /topics.cfm?tid=1107 (379 words)

	Clydesdale Bank Commemorative Bank Notes
		Not strictly a "commemorative" note in that it replaced the previous Clydesdale Bank ten pound note but it was the first time that a woman had appeared on the front of a Scottish bank note.
		Following in the footsteps of the Royal Bank's note for the EU Summit Conference in 1992, this bank note marks the Commonwealth Heads of Government Meeting in Edinburgh, October 1997.
		The front of the note is substantially the same as the standard Clydesdale Bank 20 pound note with the head of Robert the Bruce (based on the statue at the Bannockburn Heritage Centre).
	www.rampantscotland.com /SCM/clydecomm.htm (368 words)

	Clydesdale Bank (Site not responding. Last check: 2007-11-01)
		Clydesdale Bank is planning to relocate 200 Glasgow-based staff to a new 36,000 sq ft office at Central Exchange by May 2005.
		Clydesdale Bank is to expand its network of small business banking centres into a further 40 locations in the south of England, and will also set up a new flagship financial solutions complex in Glasgow and refurbish its head office.
		Clydesdale Bank is considering plans to relocate back-office jobs from Scotland to countries such as India, Malaysia and Bangladesh.
	www.ukbusinesspark.co.uk /clk55331.htm (90 words)

	Scotland - Facts, Information, and Encyclopedia Reference article
		Although the Bank of England remains the central bank for the UK Government, three Scottish corporate banks still issue their own banknotes: (the Bank of Scotland, the Royal Bank of Scotland and the Clydesdale Bank).
		Both the Bank of Scotland and the Bank of England were founded by William Paterson of Dumfries.
		The Savings Bank movement was created in Scotland in 1810 by the Reverend Henry Duncan as a means of allowing his parishioners to save smaller amounts of money than the major banks would accept as deposits at that time.
	www.startsurfing.com /encyclopedia/s/c/o/Scotland.html (5679 words)

	Note: Marks & Spencer and Clydesdale Bank v Lanarkshire and Renfrewshire Assessors
		There was evidence of a tendency of bank customers to prefer to use machines designated as being operated by their own banks but the machines are freely available for use by customers of any major bank or building society.
		Because of the overall value to the bank of having the company business, the bank would have supplied an ATM to any shops belonging to the company even if their assessment of the location was that it did not meet their usual criteria.
		After examination of the circumstances of the bank, Lord Russell of Killowen said "I can find nothing in these provisions inconsistent with the bank having and enjoying the exclusive occupation and possession of the bank premises for the purposes for which they are occupied namely, for the purposes of a bank": p 534.
	www.lands-tribunal-scotland.org.uk /decisions/LTS.VA.2003.08.html (9712 words)

	CLYDESDALE BANK PUBLIC LIMITED COMPANY v. MRS CATHERINE MARY BLACK, 10 May 2002, Lord Coulsfield+Lord Marnoch+Lord ...
		This was not enquiry in the traditional constructive notice sense, what the bank should be seen as required to do was to take reasonable steps to satisfy itself that the wife understood the transaction that she was entering into.
		But there may well be good reasons, particularly for banks, to feel it inappropriate or even unwise for them to be giving any detailed form of warning or explanation, and to take the view that it is preferable for that matter to be managed by a solicitor acting for the wife.
		As was recorded by the Lord President a practice has been recognised by banks and building societies of advising private individuals proposing to act as guarantors or cautioners for the liabilities of another to issue a warning regarding the consequences and to point out the importance of receiving independent advice.
	www.scotcourts.gov.uk /opinions/XA65_01.html (9907 words)

	Scottish Banking - Clydesdale Bank (Site not responding. Last check: 2007-11-01)
		Clydesdale Bank was founded on 7 May 1838 and has most of its branch network in Scotland but with a concentration in the West of Scotland and Aberdeenshire, having originally been formed by the amalgamation of Clydesdale Bank and North of Scotland Bank.
		The bank is a leading provider of banking services to the agricultural sector while a Structured Finance Unit advises and assists corporate customers with finance for major business proposals.
		Clydesdale Bank has long had a reputation as an innovator in banking and has a commendable string of 'firsts' to their credit:
	www.scotbanks.org.uk /clyde.htm (325 words)

	Clydesdale Bank: doc02273 (Site not responding. Last check: 2007-11-01)
		Clydesdale Bank last week produced a gloomy report claiming that half the population has less than £250 to íts name.
		Clydesdale Bank said that ín a poll of 1,000 Scots, 29% admitted that they wanted to save but did not get round to transferring money between accounts.
		Clydesdale Bank has found that an "astonishing" one-in-ten people stíll hoard cash ín a jar or under a mattress at home rather than open a designated account.
	www.rfiwest.com /doc02273--Clydesdale-Bank.html (657 words)

	Scots will bear brunt of Clydesdale Bank job axe - Evening Times (Site not responding. Last check: 2007-11-01)
		CLYDESDALE Bank bosses admitted today Scotland would bear the brunt of a massive programme of job losses.
		The bank's owners, National Australia Bank, said the cuts would be made in their 3500 Clydesdale staff and the 1500 who work in NAB central services which includes a call centre in Clydebank.
		Today banking union Amicus vowed to step up its fight against compulsory redundancies by the banking giant - still one of Glasgow's biggest employers and the only Scottish operator which retains a city HQ.
	www.eveningtimes.co.uk /print/news/5037143.shtml (372 words)

	UK bank Clydesdale to shut 32 more branches - Banking Business Review
		The Scottish retail bank Clydesdale is to continue its ongoing restructuring by closing a further 32 branches.
		The bank has stressed that the latest tranche of closures are the last for the foreseeable future.
		Clydesdale's owners, National Australia Bank, insisted though that the rationalization was necessary in an age when fewer consumers are using the branch environment to look after their finances, given the growth in popularity in Internet and telephone banking.
	www.banking-business-review.com /article_news.asp?guid=8652D764-C49E-4ED3-AD84-1186BE97AD48 (303 words)

	CNN.com - 100 UK bank branches to close - May 11, 2005
		National Australia Bank (NAB) said 60 branches of the Glasgow-based Clydesdale Bank and 40 Yorkshire Bank branches would be closed within the next 18 months.
		The bank announced in March that up to 1,700 jobs were to be axed in the UK as it looked to save up to £117 million ($220 million) a year at the Clydesdale and Yorkshire banks.
		Clydesdale was founded in 1838 and has 217 branches, while the Yorkshire, run in Leeds, north England, dates back to 1859 and has 232 branches, the UK's Press Association said.
	www.cnn.com /2005/BUSINESS/05/11/uk.banks (348 words)

	Is Big Really Beautiful in the Custody World? (Site not responding. Last check: 2007-11-01)
		Speak of JP Morgan, Barclays, Natwest, Lloyds, Bank of Scotland and RBS Trust and all are distant memories in the custody arena.
		Look a little closer - Clydesdale Bank, the wholly owned subsidiary of National Australia Bank, has survived the consolidation and after quietly and diligently carrying out its unit trustee and custody services for almost 50 years, is still battling hard with the Titans of the business.
		Clydesdale Bank is a wholly owned subsidiary of National Australia Bank which was founded in 1858.
	www.eubfn.com /arts/clydesdale_bank.htm (957 words)

	Welcome to Coincraft
		The Clydesdale Bank absorbed the North of Scotland Bank, the North of Scotland and Town and County Bank and the Town and County Bank and at one stage was also known as the Clydesdale and North of Scotland Bank before reverting to the Clydesdale Bank title.
		The lowest denomination for the Bank of Scotland and the Clydesdale Bank is the £5 and the highest denomination for all banks is the £100.
		Volume 3 - Clydesdale Bank, Clydesdale and North of Scotland Bank North of Scotland Bank, North of Scotland and Town and County Bank and The Town and County Bank.
	www.coincraft.com /intros/scotbnintro.asp (851 words)

	City banks axed as Clydesdale hit list unveiled - Evening Times (Site not responding. Last check: 2007-11-01)
		Two Clydesdale branches in the city's west end - in Partick and Anniesland - are on a new hit list of 32 announced by the banking giant, which is trying to make savings of £117million.
		Today Clydesdale Bank bosses confirmed 64 branches across Scotland would be shut and that their closure programme would be accelerated.
		SNP leader Alex Salmond said: "The Clydesdale Bank was half the size of the Royal Bank of Scotland in the mid 1980s.
	www.eveningtimes.co.uk /hi/news/5045245.html (418 words)

	BBC NEWS \| Scotland \| Clydesdale to close 60 branches
		Clydesdale has said no compulsory redundancies will be forced upon its staff with those affected relocated to other areas.
		In light of Clydesdale's announcement, Lloyds TSB Scotland Bank said it was committed to keeping its 185 branches open across Scotland.
		The bank's retail network director Mike Jones said: "Even those customers who use our internet or telephone services for the majority of their business still value the ability to deal with our staff personally at a local branch whenever they so wish.
	news.bbc.co.uk /go/rss/-/1/hi/scotland/4535395.stm (792 words)

	The Herald (Site not responding. Last check: 2007-11-01)
		Clydesdale Bank's chief operating officer said yesterday he would be "absolutely astonished" if its profits had dropped again, as parent National Australia Bank unveiled a fall in first-half UK earnings, but claimed he had no figures to prove this.
		Burt, former chief executive of Bank of Scotland, launched an outspoken attack on Clydesdale several weeks ago, telling The Herald it was "very sad" Clydesdale Bank had "gone nowhere over the last few years".
		Asked if the fall in pre-tax cash earnings meant Clydesdale's profits were down, given Yorkshire had recently driven growth, Thorburn claimed to have no first-half profits figure for the original Clydesdale business because of changes in the way the now-merged UK business is run.
	www.theherald.co.uk /business/61897.html (995 words)

	Royal Mail Group - News: News releases - archive (Site not responding. Last check: 2007-11-01)
		From 1 October, Clydesdale Bank customers will be able to withdraw and deposit cash, check balances and deposit cheques at any of the 1799 Post Office® branches in Scotland and a further 13,857 around the rest of the UK at no extra charge.
		Clydesdale Bank Chief Operating Officer, David Thorburn, said the agreement offered significant benefits to Clydesdale’s one million banking customers and would greatly assist the bank’s programme of expanding business and private banking services in the south of England.
		“Clydesdale has a rapidly expanding network of Financial Solutions Centres in England and the agreement with Post Office Ltd is a very important part of this programme as it will allow clients of the centres to deal with their day-to-day banking needs locally.
	www.ukpo.com /news/expandarticlea.asp?id=1353&brand=Post_Office_network (995 words)

	Bank launches 3.79% 'no strings' fixed-rate mortgage; Clydesdale Sunday Herald, The - Find Articles (Site not responding. Last check: 2007-11-01)
		CLYDESDALE Bank is aiming to shake up the mortgage market with the launch of a "no strings attached" two-year fixed rate mortgage with an interest rate of 3.79%.
		Clydesdale Bank's fixed-rate deal also comes with a switching package that includes free valuations and free conveyancing.
		One difference is that Clydesdale's fixed-rate deal is available on loans of up to 95% of the value of a person's home.
	www.findarticles.com /p/articles/mi_qn4156/is_20030601/ai_n12582187 (623 words)

	Aussie bosses close UK banks \| This is Money
		Clydesdale will not install a cash machine on the branch site, and the only ATM in the village, in one of four shops, charges £1.50 for each transaction.
		The bank's local staff do not want the branch to close and admit that their 'fingers are crossed' for Clydesdale to see sense and keep it open.
		Following a public outcry at the time, many banks pledged to shelve their closure programmes, particularly in communities where they were the last bank in town.
	www.thisismoney.co.uk /saving-and-banking/article.html?in_article_id=404121&in_page_id=7 (1514 words)

	Clydesdale Bank targets east coast clientele Sunday Herald, The - Find Articles
		CLYDESDALE Bank is targeting Scottish business and corporate clients with a major shake-up and (pounds) 9 million investment in banking centres south of the border.
		Clydesdale has an estimated 20% share of the business and corporate banking market in Scotland, well ahead of Lloyds TSB but below the estimated 33% share held by both Royal Bank of Scotland and HBOS.
		Last month parent bank National Australia Group announced a fall in first-half profits for its Financial Services Europe operations, of which the Scottish bank is a key part.
	www.findarticles.com /p/articles/mi_qn4156/is_20030601/ai_n12582181 (407 words)

	Evening Telegraph: News (Site not responding. Last check: 2007-11-01)
		Clydesdale Bank announced today that its home in the heart of Dundee is for sale as it prepares to move into new premises in March.
		A spokesman for the Clydesdale confirmed the building would be going up for sale, although he stated there were no bidders waiting in the wings.
		She said preparations were now well under way for the bank to move to the former site of Ottakar’s on the corner of City Square, empty since the bookstore moved to the former Arnott’s building in November.
	www.eveningtelegraph.co.uk /output/2006/01/16/story7932254t0.shtm (315 words)

	Clydesdale Bank and Prepay Technologies to Launch Prepaid Mastercard Cards \| Social Business Club
		Clydesdale Bank is a member of Mastercard and therefore all the prepaid products of this alliance will carry the powerful MasterCard Maestro branding.
		Clydesdale Bank was established in 1838 in Glasgow and has a proud history of innovation and support for Scottish industry and communities.
		Clydesdale Bank became a part of the National Australia Bank Group in 1987.
	www.socialbc.com /en/node/2657 (829 words)

	Edinburgh Evening News - Clydesdale Bank axes 1700 jobs (Site not responding. Last check: 2007-11-01)
		One in six jobs at the two banks will be lost, with almost half of the cuts coming in Scotland, under the restructuring ordered today by the National Australia Bank.
		The Royal Bank of Scotland’s group chief executive Fred Goodwin earned his nickname "Fred the Shred" due to the cuts he imposed on the Clydesdale’s staff.
		On top of the front-line job cuts expected, other jobs are expected to go as a result of integrating office roles at Clydesdale and Yorkshire, which have been run separately since their acquisitions in 1987 and 1990.
	edinburghnews.scotsman.com /index.cfm?id=337752005 (951 words)

	Clydesdale Bank's SME customers benefit from unique deal with the Forum of Private Business
		Clydesdale Bank is offering small and medium-sized enterprises (SMEs) the benefits of a subscription to the FPB as part of an exclusive package deal.
		Clydesdale was rated the “most improved” bank and Yorkshire runner-up overall in the survey about business banking conducted by the FPB among its members last year.
		Clydesdale is aiming to acquire even more business customers in the South of England through a growing network of Financial Solutions Centres, offering business and premium banking services.
	www.fpb.co.uk /YVhtPJJo5lMmUA.html (696 words)

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