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| | Article (Site not responding. Last check: 2007-11-04) |
 | | The scheme envisages reimbursement of hospitalisation expenses to an individual/family, subject to specific sub-limits relating to room/bed expenses; specialist/nursing expenses; maximum reimbursement for a single illness, etc. The aggregate quantum of cover is Rs 30,000, subject to a sub-cap of Rs 15,000 for a single illness. |
 | | The scheme also provides personal accident cover of Rs 25,000 for the contingency of accidental death of the earning head of a family; and provides a disability cover, by way of a per diem compensation to an earning head of family, during his hospitalisation on account of accident/illness, for a maximum of fifteen days. |
 | | As a general commitment, the scheme envisaged governments’ own contribution of 1.16 per cent of the monthly wages of the enrolled workers, though this is in no sense related to the uncovered gap between the employer/employee contribution and the cost of the scheme. |
| www.epw.org.in /showArticles.php?root=2004&leaf=07&filename=7411&filetype=html (6536 words) |
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