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Topic: Consumer privacy

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	RFID Position Statement of Consumer Privacy and Civil Liberties Organizations
		Consumers wishing to kill tags could be required to perform additional steps or undergo burdensome procedures, such as waiting in line for a "killer kiosk" and then being required to kill the tags themselves.
		Consumers who choose to kill the tags might not enjoy the same discounts or benefits as other consumers, or might not be allowed the same return policies.
		For example, a consumer might buy a sweater and feel that the information on the embedded RFID tag is unexposed because she is carrying it home in a bag impregnated with a blocker device.
	www.privacyrights.org /ar/RFIDposition.htm (3857 words)

	Equifax Canada - Welcome to Equifax
		The consumer, who is the subject of the report, has the right to know the contents of a report provided about him or her.
		Consumer reporting laws permit us to furnish consumer reports only to those businesses having permissible purposes - such as credit evaluation, insurance underwriting, employment decisions, the granting of a license or other business needs involving a transaction with the consumer.
		Information for consumer transactions has evolved from personal relationships between merchants and consumers in a local setting to a global situation where financial transactions are between strangers, often located in different parts of the country or the world.
	www.equifax.com /EFX_Canada/welcome/privacy_e.html (2257 words)

	Consumer World: Everything Consumer
		Consumer World is a public service, non-commercial* guide with over 2000 of the most useful consumer resources.
		Consumer Reports checked the ratings of dozens of hotels in a variety of guides and websites, and found that no hotel rated the same in each system.
		Consumer World retains no personally identifiable information on it users, except as provided herein.
	www.consumerworld.org (873 words)

	Privacy
		Privacy, how companies use consumer information is a concern for all of us.
		If ever you have a privacy complaint about a DMA member company, you may contact us at privacypromise@the-dma.org or in writing to let us know the details of your complaint.
		The Privacy Leadership Initiative was formed by leaders of a number of different companies and associations who believe that individuals should have a say in how and when their personal information can be used to their benefit.
	www.dmaconsumers.org /privacy.html (523 words)

	ConsumerPrivacyGuide.org
		Consumer Privacy Guide gives you useful tips for protecting your privacy and helps you take control of the way your information is used.
		But whether information in the online world is protected by law or not, consumers need information and tools to take charge of their privacy.
		It attempts to answer your questions, in consumer friendly, practical terms, about what you can do to assure that information that you choose to share with companies is used in ways you believe are appropriate.
	www.consumerprivacyguide.org (253 words)

	MediaPost Advertising & Media Directory (Site not responding. Last check: 2007-10-08)
		In the past, I've identified with privacy-conscious consumers who are suspicious of how publishers and advertisers gather and use data to deliver relevant advertising.
		If we let the proliferation of untrue facts go unchecked, consumers will eventually oppose all use of data in ad targeting, which is not what we want.
		What's clear to me is that if we don't do something about this, and consumer fear leads to people making the wrong assumptions about how data is used by online marketers, we're going to be limited in terms of the targeting we'll be able to take advantage of.
	www.mediapost.com /dtls_dsp_Spin.cfm?fnl=040504 (613 words)

	FRB: Privacy Choices for Your Personal Financial Information
		If a company changes its privacy policy, it will either send you a revised privacy notice or tell you about the changes in the company’s next annual notice.
		A privacy notice may be included as an insert with your monthly statement or bill, or it may be sent to you in a separate mailing.
		When a financial company obtains your credit report from a credit bureau, it may want to share that information with an affiliate, meaning a company that owns your financial company, that your financial company owns, or that is part of the same parent organization or corporate family.
	www.federalreserve.gov /pubs/privacy (1972 words)

	Data Privacy \| Managing the Digital Enterprise \| Professor Michael Rappa (Site not responding. Last check: 2007-10-08)
		Give consumers options as to how any personal information collected from them may be used, including secondary uses of information -- i.e., uses beyond those necessary to complete the contemplated transaction.
		Such secondary uses can be internal, such as placing the consumer on the collecting company's mailing list in order to market additional products or promotions, or external, such as the transfer of information to third parties.
		Give consumers the ability both to access data about themselves -- i.e., to view the data in an entity's files -- and to contest that data's accuracy and completeness.
	digitalenterprise.org /privacy/privacy.html (875 words)

	Consumer Financial Privacy (Site not responding. Last check: 2007-10-08)
		Privacy matters have come to our attention, whether they are health issues or other privacy issues, but currently the questions of financial privacy are moving to the top of the agenda and to the consciousness of people all over the country, consumers as well as the service providers.
		Consumers want affirmative choices, not necessarily the negative options currently offered by the information industries, but rather affirmative choices to exercise control over the collection, distribution and use of their personal information.
		Consumers' privacy can be protected in two major ways when using electronic payment systems: First, electronic transactions can be anonymous, so that no personal information about the consumer is gathered.
	commdocs.house.gov /committees/bank/hba43659.000/hba43659_0.HTM (17410 words)

	InformationWeek > Privacy > Businesses That Abuse Consumer Privacy Will Pay > February 28, 2002 (Site not responding. Last check: 2007-10-08)
		The FTC doesn't want new regulations to enforce consumer privacy on the Net, but it does want businesses to step up to the plate with responsible practices.
		Consumers will act, too, he said, by refusing to do business with those companies that fail to protect their privacy.
		In discussing the impact of the Sept. 11 terrorist attacks, Swindle said privacy versus security would be ongoing issue, with no final solution but always open for discussion in our free society.
	www.informationweek.com /story/IWK20020228S0015 (677 words)

	GM - Privacy Statement
		Some GM web sites have supplemental information on privacy, and others have their own privacy statements, which may be accessed at those web sites.
		If you have concerns or questions regarding GM's consumer privacy practices, please refer to the frequently asked questions that follow, or you may contact us at 1-866-MYPRIVACY (1-866-697-7482).
		Privacy Inquiries - If you have a question or concern about the privacy practices of the Saturn.com Web site, please contact us by sending an email from the Contact Us page or by writing to us at: Saturn Privacy, 100 Saturn Parkway, MD 371-999-S24, Spring Hill, TN 37174.
	www.gm.com /privacy (2796 words)

	FDIC: FIL-3-2001: Financial Institution Letters: Privacy Of Consumer Financial Information
		The attached Privacy Rule Handbook was produced by the Federal Deposit Insurance Corporation (FDIC) to help financial institutions comply with the final rule governing the privacy of consumer financial information and implement effective consumer privacy policies.
		Although the privacy rule's effective date is November 13, 2000, compliance is not mandatory until July 1, 2001.
		For more information about the privacy rule, please contact the FDIC regional office responsible for supervising your bank, or call Ken Baebel, Assistant Director in the Division of Compliance and Consumer Affairs, on (202) 942-3086.
	www.fdic.gov /news/news/financial/2001/fil0103.html (423 words)

	Federal Trade Commission - Privacy Initiatives
		Privacy is a central element of the FTC's consumer protection mission.
		The Federal Trade Commission is educating consumers and businesses about the importance of personal information privacy, including the security of personal information.
		Under the Gramm-Leach-Bliley Act, the Commission has implemented rules concerning financial privacy notices and the administrative, technical and physical safeguarding of personal information, and it aggressively enforces against pretexting.
	www.ftc.gov /privacy (266 words)

	Credit Reports and Identity Theft (Site not responding. Last check: 2007-10-08)
		Be sure to read their privacy policy and optout of any sharing of information.
		The FACT Act also included several modest consumer reforms, borrowing from numerous state laws already enacted, including the right to a free annual credit report on request.
		Privacy Rights Clearinghouse Our key ally on id theft reform and all things privacy.
	www.pirg.org /consumer/credit (1571 words)

	Online marketing solutions: performance-based affiliate programs & search marketing
		Please read this privacy policy carefully since by visiting a ValueClick Network site and sharing information with one our companies you agree to be bound by the terms and conditions of this Privacy Policy unless you offer different terms which are accepted by ValueClick, Inc. in writing.
		The ValueClick Network and/or our marketing partners may enhance and/or merge PII about consumers who have opted-in to receive marketing communications with commercially-available third party data collected from other sources in an effort to ensure that the messages being sent to the consumer in online and/or offline marketing programs are relevant to their interests.
		The NAI is a group of third party network advertisers committed to increasing consumer confidence and contributing to the growth of electronic commerce.
	www.cj.com /privacy.jsp (3337 words)

	Consumer Action - Privacy Rights Publications [English]
		Privacy abuses are on the increase, including credit fraud and identity theft, a fast-growing crime in which an impostor applies for credit under a victim's name.
		Your Privacy Online - and Offline explains the concept of personal privacy and why it is important to be careful about who has access to your personal information.
		A fact sheet explaining the importance of protecting the privacy of your Social Security number, and describes situations in which businesses, schools, and financial transactions may require you to reveal your number.
	www.consumer-action.org /English/library/privacy_rights/index.php (1246 words)

	Primedia Consumer Privacy Policy
		Primedia and its family of consumer publications are strongly committed to protecting your privacy and providing a safe online experience for all of our users and subscribers while offering the highest quality publications and services to them.
		This privacy statement discloses what information we gather, how we use it, how to correct or change it, and what steps we take to safeguard personal information provided to us both online and offline.
		Primedia is not responsible for their privacy policies, and urges you to inquire about their information practices.
	media.primediamags.com /privacy_policy.html (3221 words)

	Consumer Protection,
		Describes the consumer protection activities of the DATCP and DOJ and programs targeted to investigate complaints of unfair or unlawful treatment of consumers.
		Includes discussion of children’s privacy on-line, Europe’s privacy efforts, and recent congressional efforts to pass legislation.
		Articulates the need to draw a line between maintaining privacy of individuals and the public benefit from controlled access to information for care and medical research.
	www.legis.state.wi.us /lrb/pubs/ttp/ttp-10-99.html (716 words)

	Understanding Privacy
		In a world where information can uncover new possibilities, being smart about privacy is essential for consumers and businesses alike.
		The Better Business Bureau believes that consumers must be able to choose how their personal information is used to better meet their everyday needs.
		The BBB is working hard to help build trust between consumers and businesses so that everyone can reap the rewards of today's information-driven economy.
	www.bbbonline.org /understandingprivacy (163 words)

	EPIC Profiling and Privacy Page (Site not responding. Last check: 2007-10-08)
		During litigation, Metromail claimed that they had not violated the woman's privacy, that they had no duty to inform individuals that prisoners were processing their personal data, and that the data processed was not highly intimate or embarrassing.
		Privacy in the New America, Direct Magazine, November 1, 2001.
		The Privacy Act of 1974, limits the federal government's ability to build dossiers on individuals.
	www.epic.org /privacy/profiling (5265 words)

	ConsumerPrivacyGuide.org \| Law Protection
		While currently there is no national law to protect the privacy of the information you share online, federal law and state law do offer some protection to various kinds of personal information collected about you.
		At the same time, the states have exercised their strong interest in protecting their citizens as consumers, patients, students and participants in civic life.
		If you have specific questions about your privacy protection at the state level, a resource you may find useful is Compilation of State and Federal Privacy Laws, published by Robert Ellis Smith.
	www.consumerprivacyguide.org /law (243 words)

	Smart marketing through respect for consumer privacy.
		especting consumer privacy and using best practices in opt-in pays off big for direct marketers.
		My work has proven repeatedly that privacy and profit are not mutually exclusive.
		I have been recognized by government and the news media alike as an expert in the area of smart marketing through consumer privacy protection
	www.imaginationhq.com /privacy_protection.htm (224 words)

	Encyclopedia: Consumer privacy
		Updated 258 days 20 hours 36 minutes ago.
		This article or section should be merged with Customer privacy
		This article or section should be merged with
	www.nationmaster.com /encyclopedia/Consumer-privacy (799 words)

	Privacy.org - The Source for News, Information, and Action
		Yesterday, the Electronic Frontier Foundation, a San Francisco consumer privacy group, said it had cracked the code used in a widely used line of Xerox printers, an invisible bar code of sorts that contains the serial number of the printer as well as the date and time a document was printed.
		The company's new privacy policy is easier to read and reflects Google's expansion beyond its core search engine business.
		The ruling was made on a lawsuit brought by 24 residents of Fukuoka Prefecture who wanted their personal information removed from so-called Juki Net electronic network because they said it infringed upon their constitutional rights and partly due to concerns their personal information could be leaked.
	www.privacy.org (738 words)

	Privacy Alliance
		But relief for consumers may be slow in coming.
		As more consumers and companies use sophisticated software to thwart unwanted e-mail, and anti-spam lawsuits mount, spammers are ditching the business.
		OPA comments on Children's Privacy Rule Support Extension of Sliding Scale Approach to Parental Consent.
	www.privacyalliance.org (135 words)

	Considering Consumer Privacy: A Resource for Policymakers and Practitioners
		Considering Consumer Privacy 108 pages, 1.3MB, Adobe Acrobat format.
		Consumer Privacy in the 108th Congress, by Robert Ellis Smith [pdf] [html]
		Privacy: Finding a Balanced Approach to Consumer Options, by Robert Gellman [pdf] [html]
	www.cdt.org /privacy/ccp (345 words)

	Colonial Savings - Consumer Privacy Policy (Site not responding. Last check: 2007-10-08)
		COLONIAL SAVINGS, F.A. Part 573, Chapter V, Title 12 of the Code of Federal Regulation (Privacy of Consumer Financial Information) restricts the use of Consumer Financial Information and requires that certain disclosures be provided to consumers and customers.
		There are other laws such as the Right to Financial Privacy Act that describes how and under what conditions financial institutions are obligated to provide an individual’s records to government agencies or the Bank Secrecy Act that describes under what circumstances suspicious activity must be reported.
		We will not reveal specific information about customer accounts or other personally identifiable data to unaffiliated third parties, unless (1) the information is provided to help complete a customer initiated transaction; (2) the customer requests it; or (3) the disclosure is allowed or required by law.
	www.colonialsavings.com /Privacy.htm (1088 words)

	Surveys (Site not responding. Last check: 2007-10-08)
		has commissioned national surveys that explore and define consumer attitudes toward privacy.
		July 2004: Consumer Activism Index (as it appeared in Volume 11, Number 5 of the PandAB Electronic Newsletter)
		September 2003: Consumer Privacy Segmentation Index (as it appeared in Volume 10, Number 6 of the PandAB Electronic Newsletter)
	www.pandab.org /surveys.html (183 words)

	CPT page on privacy
		ACLU page on privacy, with information on medical records, genetic privacy and other topics.
		Richard Swetenham's QuickLinks is a very good source of information on current issues involving electronic commerce and privacy.
		There are a number of privacy related issues in the CPT page on Electonic Commerce.
	www.cptech.org /privacy (220 words)

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