| | [No title] (Site not responding. Last check: 2007-10-15) |
 | | The practice in various countries is that part of the annual surplus of a cooperative, generally 25% of, is transferred to a reserve fund in the cooperative. |
 | | The cooperative is finance by its members' participation entirely (even when the cooperative is financed by a loan, these are the members who are responsible to reimburse the loan through their participation in the economic activities of their cooperative). |
 | | The practice in most cooperatives in various part of the world, and probably in Canada as well, is that when a cooperative needs finance, and members are unable to raise the funds from their own, the cooperative is trying to obtain a credit, from various available sources. |
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