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Topic: Depositor

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	FDIC: Dynamic Depositor Discipline in U.S. Banks
		Depositor discipline strengthens the banking system by making bank managers accountable for their performance and depositors responsible for their investment choices.
		In practice, depositors may be disciplining (or penalizing) their banks by shifting the supply of uninsured deposits upward and raising the cost of bank funding.
		In the case of uninsured deposits, however, depositors seem to be more cautious before entrusting their savings to a particular bank, examining both the risk profile of a bank and the rate of return it offers.
	www.fdic.gov /bank/analytical/working/wp2003_07 (10251 words)

	Merrill Lynch Depositor, Inc.: No Action, Interpretive and/or Exemptive Letter of March 28, 2003
		Specifically, we request the staff's written confirmation that the use by the Depositor of the form of certification attached to this letter would be acceptable for the purpose of compliance by the Depositor with its obligations under Section 302 of the Sarbanes-Oxley Act and Exchange Act Rules 13a-14 and 15d-14.
		The Depositor files each distribution report with the SEC on Form 8-K, as soon as practicable, and in any event, with 15 days after receipt of the distribution report from the trustee.
		The obligations of the Depositor and the trustee in relation to the trust certificates are fairly simple and their involvement in the administration of the trust and the trust assets is largely passive.
	www.sec.gov /divisions/corpfin/cf-noaction/mldepositor032803.htm (1953 words)

	RCW 22.09.371: Depositor's lien.
		The lien arises at the time the title is transferred from the depositor to the warehouseman or grain dealer, or if the commodity is under a storage obligation, the lien arises at the commencement of the storage obligation.
		The lien terminates when the liability of the warehouseman or grain dealer to the depositor terminates or if the depositor sells his commodity to the warehouseman or grain dealer, then thirty days after the date title passes.
		If, however, the depositor is tendered payment by check or draft, then the lien shall not terminate until forty days after the date title passes.
	apps.leg.wa.gov /rcw/default.aspx?cite=22.09.371 (209 words)

	Roth IRA Custodial Agreement (Site not responding. Last check: 2007-09-08)
		For a single Depositor, the $2,000 annual contribution is phased out between AGI of $95,000 and $110,000; for a married Depositor who files jointly, between AGI of $150,000 and $160,000; and for a married Depositor who files separately, between $0 $10,000.
		The Depositor shall be deemed to have consented to any such amendment unless the Depositor notifies the Custodian to the contrary within 30 days after notice to the Depositor and requests a distribution or transfer of the balance in the account.
		Depositor agrees to be responsible for all tax consequences arising from contributions to and distributions from this Custodial Account and acknowledges that no tax advice has been provided by the Custodian.
	www.selecttrade.com /ira/custod_agmt_roth.html (6026 words)

	RCW 30.22.100: Ownership of funds after death of a depositor.
		(3) Funds belonging to a deceased depositor which remain on deposit in a joint account with right of survivorship belong to the surviving depositors unless there is clear and convincing evidence of a contrary intent at the time the account was created.
		If there is more than one surviving depositor, the rights of survivorship shall continue between the surviving depositors.
		Any transfers to surviving depositors or to trust or P.O.D. account beneficiaries pursuant to the terms of this section are declared to be effective by reason of the provisions of the account contracts involved and this chapter and are not to be considered as testamentary dispositions.
	apps.leg.wa.gov /rcw/default.aspx?cite=30.22.100 (279 words)

	[No title]
		The list also includes some information about the depositor of the text and the sources from which it was derived, where available.
		Depositor: Anita Dowsing [2 chrons ed D.Whitelock, Oxford 1965.
		Depositor: Leslie Lorenson [Bodleian Malone 662] U-2063-A
	ftp.sunet.se /pub/etext/ota/textarchive.list (8794 words)

	US CODE: Title 12,1441a. Thrift Depositor Protection Oversight Board and Resolution Trust Corporation (Site not responding. Last check: 2007-09-08)
		The Thrift Depositor Protection Oversight Board shall oversee and monitor the operations of the Resolution Trust Corporation (hereinafter referred to in this section as the “Corporation”) and shall be accountable for the duties assigned to the Thrift Depositor Protection Oversight Board by this chapter.
		The Thrift Depositor Protection Oversight Board shall be an “agency” of the United States for purposes of subchapter II of chapter 5 and chapter 7 of title 5.
		The Thrift Depositor Protection Oversight Board may issue rules, regulations, standards, policies, procedures, guidelines, and statements as the Thrift Depositor Protection Oversight Board considers necessary or appropriate to carry out its authorities and duties under this chapter which shall be promulgated pursuant to subchapter II of chapter 5 of title 5.
	www4.law.cornell.edu /uscode/12/1441a.html (9371 words)

	Belshaw - Type K Pancake, Donut and Batter Depositor / Dispenser
		Belshaw's line of Type K depositors and dispensers provide the most efficient method for accurately dispensing a variety of pancake, donut and batter mixes and ingredients.
		Each Type K depositor features 6 to 8 calibrated volume settings located on the handle, allowing instant accessibility to assure exact portion control.
		All Type K depositors are designed to be mastered by the novice in minutes.
	www.belshaw.com /K/K.html (171 words)

	Products-Turbo Systems - Depositors
		Our depositors are designed to handle the widest possible variety of mixtures, for depositing in an equally wide variety of receptacles.
		The latest model of depositor already proved his value in several production environments at existing customers, these on different products, weights and speeds.
		We where able to conclude that the new depositor won 30% in speed and that the new depositor is even more efficient.
	www.vme.be /eng/turbosystems.html (237 words)

	MR4 [Reagent Depositor Instructions]
		Depositors are reminded to first register with the MR4 and to use their MR4 registration number on all correspondance.
		The ultimate goal of this resource center is to provide high quality reagents to the research community, to promote technology transfer, and to relieve the burden of depositors in preparing and distributing reagents.
		Depositors are requested to complete the MR4 Reagent Deposit Form which serves as a Material Exchange Agreement.
	www.malaria.mr4.org /Forms/cReagent_Instructions.html (245 words)

	Savings and Loan Crisis, by Bert Ely: The Concise Encyclopedia of Economics: Library of Economics and Liberty
		S&Ls, stuck with long-term loans at fixed rates, often had to pay more to their depositors than they were making on their mortgages.
		In 1981 and 1982 the interest rate spreads for S&Ls (the difference between the average interest rate on their mortgage portfolios and their average cost of funds) actually were -1.0 percent and -0.7 percent respectively.
		Put another way, had the deposit-insurance limit been kept at $40,000, a depositor intent on putting $200,000 of insured funds into insolvent S&Ls paying high interest rates would have had to deposit his money, in $40,000 chunks, into five different S&Ls.
	www.econlib.org /library/Enc/SavingsandLoanCrisis.html (2445 words)

	business loans \| business finance \| small business \| Mortgage \| Factoring\|
		The main source of funds that banks lend to businesses is depositors’ money.
		The fact of the matter is that business owners can have the privilege of using the neighbor's grocery money from the bank, if the business meets certain well defined qualifications, criteria, and conditions.
		The interests of the bank that is protecting the interests of depositors and tax payers is placed far ahead of the interests of the business owner.
	www.fbibusiness.com (601 words)

	The Multi-Depositor Agreement
		Along with the fully-signed Escrow Agreement, NSE will also enclose multiple copies of NSE's Form 2.1 titled, "Additional Software Developer Registration." Whenever you wish to add a Licensor to the Multi-Depositor Agreement, you will be requested to fill out this form, sign it and send it to the Licensor for signature purposes.
		Upon NSE's receipt of the form and Licensor's source code, the Licensor will be officially added as a 'Depositor' with respect to the account, and documentation will be forwarded to them confirming this fact.
		Adding a Depositor to your Escrow Account consists of completing a simple, one-page form.
	www.nationalsoftwareescrow.com /MultiDepositorAgreement.htm (463 words)

	EntropiaForum - Hello there ==> Non Depositor..
		Can anyone tell me about being a non depositor and how they survive economicly in the game.
		Im a Non Depositor myself and have been sweating quite allot and got a jackpot when first trying to mine.
		In the past, it really was possible, but not anymore - you may as well play the lottery.
	www.entropiaforum.com /forums/showthread.php?t=10077&goto=newpost (323 words)

	Bureau of the Public Debt : EZ Clear Depositor MICR Encoding Guidelines (Site not responding. Last check: 2007-09-08)
		All MICR encoding should be done directly on the bonds.
		The maximum number of bonds permitted in any EZ Clear fine sort cash letter is 3,500 items.
		Depositors may submit multiple EZ Clear fine sort cash letters on any given business day, provided each cash letter does not exceed 3,500 items.
	www.publicdebt.treas.gov /sav/sbezmicrguide.htm (409 words)

	[No title]
		The Public Depositor is under no obligation to maintain its deposits with the Bank and may withdraw them at any time without notice.
		In the event of default as described in Section 12, the Public Depositor shall also have the right to sell Collateral at any public or private sale at its option without advertising such sale, upon not less than three (3) days notice to the Bank and the Custodian.
		During the term of this Agreement, the Public Depositor will, through appropriate action of its governing board, designate the officer, or officers, who singly or jointly will be authorized to represent and act on behalf of the Public Depositor in any and all matters arising under this Agreement.
	www.gfoa.org /services/specials/Security-agreement-short.doc (869 words)

	Amazon.com: The consequences of national depositor preference : An article from: FDIC Banking Review [HTML]: e-Books ... (Site not responding. Last check: 2007-09-08)
		The history of depositor preference laws and the potential costs and benefits of the national depositor preference legislation that was enacted in 1993 - the Omnibus Budget Reconciliation Act - are examined.
		The potential effects of the combination of the Federal Deposit Insurance Corp. Improvement Act of 1991 and national depositor preference on the cost savings to the FDIC are discussed.
		Provisions of the legislation elevated the claims of domestic depositors on the assets of a failed bank over the claims of foreign depositors and general creditors.
	www.amazon.com /exec/obidos/tg/detail/-/B000B5FUHM?v=glance (322 words)

	Iowa Publications Online User Documentation
		This is deliberate; if you inadvertently enter an incorrect e-mail address, the site will have no way of contacting you.
		Instructions for changing your e-mail address can be found on the "Depositor Area".
		Rather than clicking in each box before you enter something into it, you may find that your browser will let you use the tab key to move the cursor between the boxes.
	publications.iowa.gov /help/depositors.html (1936 words)

	M L Depositor Tr Stock Price (RNS), Stock Quotes, Charts, Trades & Market News.
		Registering as a user of ADVFN gives you access to live free streaming M L Depositor Tr Stock prices.
		Registering as a user of ADVFN gives you access to the latest M L Depositor Tr company information and fundamental data for other US Equity companies.
		M L Depositor Tr Renault SA Regie Nat (OTC) [RNSDF]
	www.advfn.com /quote_M-L-Depositor-T_NYSE_RNS.html (288 words)

	Depositor Seeks Lost Savings in Strasbourg
		In November 1998, after Rossiisky Kredit had stopped paying back deposits, Zagorodnikov won a court ruling to get $45,000 in compensation, but he never received the money.
		In 1999, ARKO, the state agency in charge of restructuring Russia's credit institutions, arranged an amicable agreement between the bank and its depositors, but Zagorodnikov refused to sign it, claiming he would lose 15 percent of the money he was owed, Kommersant said.
		In 2002, the Moscow Arbitration Court upheld the legality of the ARKO agreement, after which Zagorodnikov decided to file a complaint with the European court.
	www.themoscowtimes.com /stories/2005/07/26/042.html (279 words)

	Depositor
		Used equipment for sale by type, category and a special search engine.
		To see all listings in Depositor on a single page please click here.
		Please note that due to a high number of listed items this page may be slow to load.
	www.atnwi.com /By-Type/Depositor (115 words)

	Model 65S/ETL Cookie Depositor :: Bakery Machinery and Baking Equipment
		Model 65S/ETL Cookie Depositor :: Bakery Machinery and Baking Equipment
		The automatic cookie depositor that grows with your business.
		CMC America Model 65S/ETL won't become obsolete easily.
	www.cmc-america.com /depositor-model-65s_etl.htm (285 words)

	401Kafe.com
		A security issued by FNMA that is back by insured and conventional mortgages.
		The federal agency that insures deposits at a commercial bank to a limit of $100,000 per depositor.
		Reserve balances above those required that are maintained by commercial banks in the Federal Reserve System.
	www.infoplease.com /finance/tools/glossary.html (6133 words)

	money_2003
		He gave you no money from his depositors accounts.
		"But a depositor's balance also rises when the depository institution extends credit -- either by granting a loan to or buying securities from the depositor.
		In exchange for the note or security, the lending or investing institution credits the depositor's account or gives a check that can be deposited at yet another depository institution.
	www.ark-of-salvation.org /money_2003.htm (15706 words)

	NYPL, Databases at the Science, Industry and Business Library
		The bank kept records including an Index Book; a Test Book; a Transfer, Signature, and Test Book; and a Deposit-Account Ledger.
		These records provide the given name and surname of the depositor, their account number, account date, and year and place of birth, if given.
		Index to approximately 1.6 million individuals who arrived at New York from foreign ports between 1820 and 1850.
	www.nypl.org /databases/sibldb.cfm (6930 words)

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