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| | [No title] (Site not responding. Last check: 2007-10-16) |
 | | Commercial insurance rate deregulation is all the rage; 13 states hopped on the deregulation bandwagon in 1999 alone. |
 | | Deregulation means that insurance companies no longer must file policy or rate changes with the state, and are not required to market all new products in each state. |
 | | In practice, each state adopting deregulation has a different definition of "exempt policyholder." For instance, in Arkansas, an employer must have total premiums of $250,000 or more, at least 25 full-time employees, and a full-time, in-house certified risk manager or outside broker. |
| www.insure.com /business/deregulation400.html (745 words) |
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