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Topic: Disintermediation

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	Disintermediation
		Disintermediation is the removal (or obsolescence) of an intermediary role in the value chain between manufactures and consumers.
		The classic disintermediation of computer retailers and resellers by PC-manufacturer Dell through selling direct to end users via the Dell website.
		Major advantages of disintermediation are lower cost for the end consumer, plus shopping-convenience for the consumer who does not want to leave home.
	www.12manage.com /description_disintermediation.html (105 words)

	Disintermediation - Wikipedia, the free encyclopedia
		In economics, disintermediation is the removal of intermediaries in a supply chain: "cutting out the middleman".
		Disintermediation is also closely associated with the idea of just in time manufacturing, as the removal of the need for inventory removes one function of an intermediary.
		The existence of laws which discourage disintermediation has been cited as a reason for the poor economic performance of Japan and Germany in the 1990s.
	en.wikipedia.org /wiki/Disintermediation (497 words)

	CONK! Encyclopedia: Disintermediation (Site not responding. Last check: 2007-11-02)
		Disintermediation initiated by consumers is often the result of high market transparency, in that buyers are aware of supply prices direct from the manufacturer.
		In the non-Internet world, disintermediation has been an important strategy for many big box retailers like Walmart, which attempt to reduce prices by reducing the number of intermediaries between the supplier and the buyer.
		In response to the threat of disintermediation, some retailers have attempted to integrate a virtual presence and a physical presence in a strategy known as bricks and clicks.
	www.conk.com /search/encyclopedia.cgi?q=Disintermediation (471 words)

	Disintermediation archive at The Phoenix Real Estate Guy
		Something that should be of great interest to both real estate professionals and real estate consumers is the ongoing lawsuit between the Department of Justice (DOJ) and the National Association of Realtors (NAR).
		DISINTERMEDIATION is a 20 buck word that has sparked a lot of buzz in the real estate industry recently.
		Whether you believe disintermediation is here, coming, or can’t happen completely, you should read Nadel’s “A Critical Assessment of the Standard, Traditional, Residential Real Estate Broker Commission Rate Structure“.
	www.phoenixrealestateguy.com /category/disintermediation (4663 words)

	Disintermediated
		Disintermediation is their baby and rumour has it they're looking for a brand new paradigm of their own they can bring it up in.
		Disintermediation invites businesses to look, not at themselves, but at their suppliers and customers up and down the supply chain.
		Because of the doctrine of core competence, disintermediation also implies taking a critical view of any business that seems to be trying to do more than one thing, and asking what it's really good at, if anything.
	www.philwainewright.com /ebiz/mscn1996-08-09.htm (991 words)

	Disintermediation by Yves Lermusiaux
		Disintermediation means giving the consumer direct access to information, products or services that otherwise would require an intervening party.
		Disintermediation is the process of bypassing these middle parties.
		Disintermediation is made possible on the Internet because buyers and sellers are all on one network.
	www.recruitersnetwork.com /articles/article.cfm?ID=1433 (743 words)

	E-Business and E-Commerce - An Introduction (Site not responding. Last check: 2007-11-02)
		They have claimed that this disintermediation --- the elimination of intermediaries (distributors and resellers, for example) in the chain --- is an advantage of e-commerce.
		Disintermediation is not an opportunity for most businesses, it is a disaster: Adding a transaction server to a company's Web site does not ensure success.
		"Disintermediation" is just a way of narrowing down the vision, of settling for less, of saying that the whole job is too hard, so doing just part of it is good.
	www.k-solutions.com /library/whitepapers/e-commerceEbusinesswhitepaper31May2000.html (1415 words)

	TCS: Tech Central Station - Middle Man Mess (Site not responding. Last check: 2007-11-02)
		Disintermediation is a free-market response that is good for workers who otherwise would be unemployed or receive low take-home pay.
		Disintermediation may be undermining the advantage of risk pooling.
		If the government response to health insurance disintermediation were limited to a requirement for everyone to obtain high-deductible health insurance coverage and a provision for catastrophic re-insurance, that would be a relatively positive outcome.
	techcentralstation.com /082404B.html (1532 words)

	Stephen's Web ~ by Stephen Downes ~ Disintermediation (Site not responding. Last check: 2007-11-02)
		The advent of a global video culture disintermediated the communist regimes of the East Bloc; people in Germany, Hungary and Czechoslovakia could see what life was like in the west, could see patterns of resistance (such as the Tiananmen uprising), could see other communist governments falter and fall.
		Disintermediation is what happened when three young film-makers with a minuscule budget and a hand-held camera filmed The Blair Witch Project, bypassing the major studios and their major stars, and made in the order of $200 million.
		Disintermediation is what happened when a guy in his living room called Matt Drudge bypassed traditional media and almost brought down a president, or when a former wrestler named Jesse Ventura bypassed party politics and became governor of Minnesota.
	www.downes.ca /cgi-bin/page.cgi?post=337 (1170 words)

	disintermediation
		Disintermediation has changed the job of the goods/services intermediary in a distribution channel, from mere distribution, to the adding of value that consumers want or need.
		Disintermediation effects on information intermediaries, such as general medical practitioners and lawyers, in the age of increasingly ubiquitous automatic information systems, are as pronounced as on any other former purely gatekeeping/stockholding activity and include obsolescence, unless they also add value to product instead of merely distributing it like a book trader in competition with Amazon.
		Nevertheless some banks have woken up to the disintermediation threat from internet banking and bill processing and are seeking to carve out a role as trusted third party, certifying agent or privacy broker for electronic commerce.
	pages.britishlibrary.net /blwww3/misc/disintermediation.htm (3733 words)

	The myth of disintermediation - Computerworld (Site not responding. Last check: 2007-11-02)
		If true disintermediation were occurring, the airlines would be selling their tickets directly online.
		Disintermediation would require companies to buy and sell their own stock.
		The fact that these changes don't constitute disintermediation in any meaningful sense of the word doesn't diminish their importance.
	www.computerworld.com /printthis/1997/0,4814,12053,00.html (544 words)

	Disintermediation - InfoSearchPoint.com (Site not responding. Last check: 2007-11-02)
		Disintermediation is often the result of high market transparency, in that buyers are aware of supply prices direct from the manufacturer.
		In the non-internet world, disintermediation has been an important part of many big box retailers such as Walmart which attempt to reduce prices by reducing the number of intermediaries between the supplier and the buyer.
		However, disintermediation has often occurred less frequently as a result of the internet than many expected during the dot com boom.
	www.infosearchpoint.com /display/Disintermediation (353 words)

	[ECARM] Disintermediation and Microintermediation (was Re: [RRE]notes an
		Disintermediate is what Fidelity and other large mutual funds and brokerage funds did to the formerly hierarchical, salesmen-selling-to-salesmen model of finance.
		Mainframes allow efficiency through disintermediation, but only if everyone uses the same intermediary, industrial economies of scale being what they are, and mainframes being industrial-era computers.
		Which is why I, and lots of others, think that disintermediation end up with anarchy, but a different kind of anarchy than most upholders of the financial status quo are afraid of.
	legalminds.lp.findlaw.com /list/e-carm/msg02275.html (1084 words)

	The Dot-com Bubble-Burst and Disintermediation
		Disintermediation is not a myth, however; it's a different animal than it was though to be, subtler yet more powerful than pictured.
		The power of disintermediation rests not in companies cutting out their competitors; it lies in lowering the our barrier to information.
		Disintermediation is not a myth, but it is just one half of a process that any significant change in technology brings about.
	www.internetnews.com /bus-news/article.php/6_554641 (835 words)

	Federated Media Publishing Inc.: Don't Fear Disintermediation (Site not responding. Last check: 2007-11-02)
		I recently wrote a piece for Ad Age on the topic of disintermediation and media, and the folks there promised to put it outside registration, which they've finally done.
		Those who fear disintermediation should in fact be afraid of irrelevance -- disintermediation is just another way of saying that you’ve become irrelevant to your customers.
		If you sense the cold breath of “disintermediation” on your back, more likely than not a bunch of upstarts are delivering your business’ core value proposition for less cost and in a better fashion than you are.
	fmpub.net /archives/2005/07/dont_fear_disin.php (299 words)

	JimPinto - Disintermediation in Industrial Automation
		Disintermediation is the elimination of the intermediary in a business process whose cost exceeds the value they provide.
		The position of the intermediary is untenable and disintermediation occurs.
		The prime targets of disintermediation are those distributors who still believe that their core competency and number-one selling technique is: "I've got it in stock!" It doesn't matter on whose shelf the product resides anymore; what really matters is making the transaction seamless and making sure the customer has access to the product.
	www.jimpinto.com /writings/disintermediation.html (1242 words)

	Web Counsel Web Notes - Legal Websites:Disintermediation (Site not responding. Last check: 2007-11-02)
		Disintermediation is a long word for getting rid of the middlemen.
		The website also disintermediates a large number of people who were previously involved with maintaining and delivering paper based records.
		Law firms and clients need to talk about integrating their systems and how to disintermediate the steps in the legal process that can be automated.
	www.webcounsel.com /articles/plidisn8.htm (1256 words)

	Disintermediation/Net Effect in the Travel Industry (Site not responding. Last check: 2007-11-02)
		Disintermediation is a made-up term or buzzword used predominantly by people involved with the digital economy, i.e.
		Disintermediation can therefore be understood as the demise of the traditional trading channels cutting out the ineffective middleman with effective use of technology.
		To many management theorists and journalists disintermediation has been snapped up as an actuality while others note that "by using a rational, economic logic rooted in a transaction cost theory, it is equally plausible to conclude that more, rather than fewer intermediaries will be involved in electronic markets".
	www.freshinformation.co.uk /weblearn/disintermediation.html (6361 words)

	Column 2: A lesson in disintermediation (Site not responding. Last check: 2007-11-02)
		I recall learning the real meaning of the word "disintermediation" in the mid-90's, when I was helping mutual fund companies build systems to do exactly that: cut out the middle-man (the broker or dealer) in some of the transactions that they have with their end-customers.
		The primary vehicle for this disintermediation is, of course, the web, where now almost all financial services companies provide some sort of self-service, bypassing a mutual funds dealer, securities trader, bank teller or insurance broker whenever regulations allow.
		This trend is not restricted to financial services: travel agents, for example, have been practically disintermediated out of existence in some market segments.
	blog.kemsleydesign.com /2005/03/lesson-in-disintermediation.html (461 words)

	Cutting Costs Through 'Disintermediation'
		Disintermediation is the process of removing unnecessary intermediaries.
		Disintermediation is made possible because of the availability of competitively priced event management tools.
		Eliminating this redundancy and all the costs associated with it is the driver for disintermediation.
	www.cioupdate.com /insights/article.php/3378911 (789 words)

	The Renaissance of Disintermediation
		Disintermediation was first introduced into the English lexicon in 1967.
		After all, they read in their business classes or in Wired that disintermediation was going to save the day and make everything more efficient.
		Disintermediation, though an interesting idea when applied to all facets of business and to all variety of industries, can't entirely happen.
	www.clickz.com /media/plan_buy/article.php/829411 (1126 words)

	"Disintermediation" Definition
		In finance, withdrawal of funds from intermediary financial institutions, such as banks and savings and loan associations, in order to invest them directly.
		Disintermediation - Withdrawal of funds from a financial institution in order to invest them directly.
		Disintermediation : withdrawal of funds from a financial institution in order to invest them directly.
	www.level2.ru /dictionary/d/disintermediation.html (112 words)

	ITOM 6023
		Disintermediation is the topic for next class, but we'll get a head-start on it this week.
		Personalblends.com that realizes that disintermediation is not only about lower cost.
		The disintermediation (or lack thereof) in realtors and the real-estate market and one of the more successful sites in this space Homestore.com, and its partner sites, including Realtor.com.
	tecom.cox.smu.edu /esnir/itom6023/Session4.htm (771 words)

	Jumping off the Distintermediation Bandwagon: Reharmonizing LIS Education for the Realities of the 21st Century
		Disintermediation, the act of bypassing information intermediaries in the age of ubiquitous information retrieval systems, has profound implications for the future status and professional opportunities of Library and Information Science (LIS) practitioners.
		Not an isolated phenomenon, disintermediation will affect all areas of practice including children’s librarianship, reference services, technical services, information brokering, special library services and database-searching, etc.; that is to say, no aspect of LIS will be immune.
		Within the LIS literature the earliest explicit use of disintermediation found by the author so far is Crawford (1992) where, in the context of increasing automation and declining budgets, he questions whether "'disintermediation' is inherently a good thing." However, the concept of disintermediation in LIS is hardly new.
	www.lis.uiuc.edu /~jdownie/alise99 (6420 words)

	Disintermediation-2 - The Customer Perspective
		In this new business environment, the prime examples of disintermediation are airline travel agents and stock brokers.
		In the past, purchase of financial equities was done with an aura of mystique, where the broker interpreted a complicated scenario and, through special information and tools available to the elite alone, provided advice and transaction services.
		This disintermediated a significant segment of their own employees, forcing those that wish to survive to completely alter their value-equation and relationship with the customers.
	www.jimpinto.com /writings/disintermediation2.html (1251 words)

	Technorati Tag: disintermediation
		The Internet was all about disintermediation and we have all reaped the benefits of that.
		I just came across a piece of writing by John Battelle that I just had to post given all the talk about disintermediation that I have been involved...
		Disintermediation war eines der Buzz-Wörter des Internet-Hypes der späten 90er.
	www.technorati.com /tag/disintermediation (573 words)

	InformationWeek.com (Site not responding. Last check: 2007-11-02)
		This term first became part of the lexicon during the revolution in financial services precipitated by the high interest rates of the 1970s.
		Today, disintermediation is supposedly dooming distributors, retailers, wholesalers, and all other intermediaries between manufacturers (or service providers) and the ultimate customer.
		Today, people directly invest a lot more money than they used to, but the last time I looked, the banks, which were supposed to have been destroyed by disintermediation, were still around and thriving.
	www.informationweek.com /794/94uwmh.htm (766 words)

	Battelle: Don't Fear Disintermediation, Understand It · MarketingVOX (Site not responding. Last check: 2007-11-02)
		"Disintermediation is just another way of saying that you've become irrelevant to your customers.
		It doesn't mean there isn't a customer, or middlemen of some sort who service that customer, or that the core proposition of your business has disappeared." It just means someone else is doing your job better than you are, he says.
		Marketers as well as content businesses are, in essence, in the communication business, and one believes that the need for human beings to communicate is being disintermediated, Battelle writes.
	www.marketingvox.com /archives/2005/07/17/battelle_dont_fear_disintermediation_understand_it (251 words)

	E-Business and the Myth of Disintermediation (Site not responding. Last check: 2007-11-02)
		Occasionally, this disintermediation strategy has paid off handsomely and has fundamentally changed the value chain within an industry.
		Over the next three years, an increasing number of companies will alter or abandon their disintermediation strategies for a variety of reasons of which the two most significant are: 1.
		The threat of disintermediation is resulting in an increasing amount of backlash, such as retailers threatening to cease stocking shelves with items sold directly by a manufacturer.
	www.stuart.iit.edu /discussion/im510_winter99_3/00000032.htm (308 words)

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