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	Electronic funds transfer - Wikipedia, the free encyclopedia
		Electronic funds transfer or EFT refers to the computer-based systems used to perform financial transactions electronically.
		EFT may be initiated by a cardholder when a payment card such as a credit card or debit card is used.
		EFT transactions may be accompanied by methods to authenticate the card and the cardholder.
	en.wikipedia.org /wiki/Electronic_funds_transfer (670 words)

	Electronic Funds Transfer (EFT)
		EFT is an electronic payment method that you may use to pay your Driver Responsibility Fee.
		Electronic funds can only be drawn from the responsible party's account, or an account that the responsible party has full signing rights to.
		If your EFT payment is in conjunction with a request for an installment agreement then the EFT payment must also comply with those guidelines.
	www.michigan.gov /driverresponsibility/0,1607,7-213-32167_35303---,00.html (357 words)

	Electronic Funds Transfer (EFT)
		Transfers typically are received within one to two business days depending on when your request is submitted.
		Funds transferred from a bank to Fidelity are typically available the next business day for securities purchases, and for withdrawal from your Fidelity account after four days.
		Funds transferred from Fidelity to your bank are subject to your bank's funds availability policy and are typically available the next business day.
	personal.fidelity.com /products/checking/content/eft.shtml (398 words)

	Electronic Funds Transfer Agreement (Site not responding. Last check: 2007-11-04)
		Electronic funds transfers are electronically initiated transfers of money from your account through the electronic funds transfer services described below.
		You are considered to have authorized these electronic funds transfers if you complete the transaction after being told (orally or by a notice posted or sent to you) that the transfer may be processed electronically or if you sign a written authorization.
		If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we may be liable for your losses or damages.
	www.stamfordcu.org /ASP/Products/product_2_5.asp (4394 words)

	Electronic Funds Transfer
		EFT is an electronic payment method that you use to pay your tax liabilities.
		Instead of writing a check for the amount of tax due, you instruct your financial institution to transfer the funds from your account to ours.
		For most taxes, you must participate in the EFT program if your average annual tax liability meets or exceeds an annual statutory threshold of $200,000.
	www.revenue.state.il.us /ElectronicServices/eft.htm (180 words)

	Electronic Funds Transfer Disclosure
		Electronic funds transfers are electronically initiated transfers of money from your account through the electronic funds services described below.
		Some merchants or service providers will initiate an electronic funds transfer to collect a charge in the event a check or draft is returned for insufficient funds.
		If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages.
	www.neafcu.org /electronicfunds.html (2594 words)

	Electronic Funds Transfer
		The Electronic Fund Transfers we are capable of handling for consumers are indicated below, some of which may not apply to your account.
		Electronic Fund Transfers Initiated by Third Parties: You may authorize a third party to initiate electronic fund transfers between your account and the third party's account.
		Transfers from a Money Market or Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to 6 with no more than 3 transfers by check or card or similar order to third parties.
	www.fibtlink.com /electronic_funds_transfer.htm (2041 words)

	Electronic Funds Transfer Disclosure
		Regulation E - This is a disclosure required by the Electronic Fund Transfer Act and Regulation E, which are federal laws defining your rights and responsibilities as a consumer who uses electronic fund transfer services.
		The Electronic Fund Transfers we process are indicated below, some of which may not apply to your account.
		Transfer funds from a line of credit to savings or checking with ATM card.
	www.mizzoucu.com /mizzou/FundsTransfer.html (2218 words)

	UFCU - Electronic Funds Transfer Policy
		We are providing you with this Electronic Funds Transfer (EFT) Disclosure and Agreement, as amended from time to time ("Agreement"), to inform you of the terms and conditions governing the use of our electronic transfer services.
		An EFT occurs whenever you transfer your funds from one of your accounts using an ATM (automated teller machine), a POS (point of sale) terminal such as, for example, at a gas station where you "pay at the pump" or a department store sales counter, by telephone or over the Internet on a personal computer.
		Transferring funds electronically will supplement the use of checks, credit and cash and will not replace these present methods of doing business.
	www.unifiedfcu.org /UFCU_Electransferpolicy.htm (2630 words)

	Electronic Funds Transfer
		The TEXNET System will prompt the taxpayer to enter a "settlement (fund transfer) date." Payment warehousing is a feature in which the taxpayer is given the option to choose a settlement date up to 30 days in the future.
		3-3010 is necessary for electronic transfers to be executed properly.
		Occurs when funds are actually transferred from the taxpayer's bank to the Comptroller's bank account.
	www.window.state.tx.us /taxinfo/etf/eft.html (1614 words)

	ELECTRONIC FUNDS TRANSFER DISCLOSURE
		Transfers cannot be made from any account in an unavailable status, such as a dormant or inactive account or an account with a savings account loan for the full balance amount, or from any account subject to legal process or other encumbrance restricting the transfer.
		If we do not complete a transfer from or to your account(s) on time or in the correct amount, ESL's liability is limited to any late fees you may have incurred as a result of the failure to effect the transfers.
		Transfers to External Accounts If you have requested an external account transfer, we will charge the account which you are transferring funds from according to the ESL Fee Schedule for each transfer that you send.
	www.esl.org /infodesk/electronic_disclosure.html (7082 words)

	Electronic Funds Transfer Disclosure
		We may stop or limit electronic transfers from your account at any time, if it is necessary to maintain or restore the security of the system or of your account.
		Your authorization to make these types of electronic funds transfers may be expressed in writing or implied through the posting of a sign.
		Electronic Funds Transfers Initiated by Third Parties - You may authorize a third party to initiate electronic fund transfers between your account and the third party's account.
	www.dsbank.com /edial/EFTD.htm (4303 words)

	MSGCU : Electronic Funds Transfer Disclosure (Site not responding. Last check: 2007-11-04)
		We are able to electronically transfer funds from your account(s) to accounts at other financial institutions or receive funds electronically from other financial institutions for deposit in your account.
		However, no transfer or withdrawal from your share account will be made by phone if earlier in the same month, 6 (six) transfers or withdrawals from the account have been made by phone or pursuant to authorization you previously gave us.
		Liability for Failure to Complete EFT Transfers: If we do not properly complete an EFT transfer to or from your account on time or in the correct amount in accordance with the terms of this Agreement, we will be liable for your losses or damages.
	www.msgcu.org /products/savcheck_check_eftd.htm (3154 words)

	Electronic Funds Transfer Policies - Pacific Trust Bank
		When you use your ATM Card at any electronic terminal operated by another institution or company, the amount, frequency and type of transactions may be subject to limitations or fees imposed by the operator of the terminal, in addition to those disclosed in this agreement.
		Transfers between or from your checking and savings accounts are limited to the available balance of the account from which money is withdrawn.
		By use of HomeAccess with your personal code number, you authorize us to transfer funds between specified accounts with us in accordance with instructions given by you to HomeAccess, and permit withdrawals to be sent to you and to pay bills to specified payees.
	www.pacifictrustbank.com /handbook/EFT.html (3589 words)

	Electronic Funds Transfer: Revolution or Redlining?
		Electronic transfers are also more secure because handling and processing are minimized.
		Electronic Funds Transfer is a material revolution that requires people to adapt.
		The consensus among community groups was that EFT sets up a system with potential to either end or reconfirm the status-quo of the poor – overpriced financial services for those least able to pay.
	www.nhi.org /online/issues/96/eft.html (2087 words)

	Electronic Funds Transfer Disclosure (Site not responding. Last check: 2007-11-04)
		This disclosure and agreement applies to funds transfers as defined in Article 4A of the Uniform Commercial Code Subpart B of Regulation J and Regulation E of the Board of Governors of the Federal Reserve System.
		If the Credit Union received a funds transfer for you or for other persons authorized to have access to your account, you agree that the Credit Union is not obligated to provide you with next-day notice of the receipt of the funds transfer.
		Termination of Electronic Funds Transfer Services: In the event you fail to comply with any term of this agreement, any underlying agreement, any applicable law, rule or regulation, or die or become bankrupt, we may declare all amounts owed to the Credit Union to be immediately due and payable without any notice.
	www.familyfirstny.com /pfcupages/eft.html (2965 words)

	Electronic Funds Transfer
		Each withdrawal or transfer from an account is an order to us to pay from that account at that time, which we may charge against the account even though the charge creates an overdraft.
		We will charge you for electronic fund transfers the fees, if any, identified in our current fee schedule accompanying this Agreement, as may be amended from time to time.
		Telebanc is an electronic method of access provided solely to Baylake Bank customers using the telephone to make account inquires, transfer funds from one of your own accounts to another, make a loan payment from your deposit account to a loan account at Baylake or to obtain rates.
	www.baylake.com /Disclosures/EFT.htm (2646 words)

	Electronic Funds Transfer (Site not responding. Last check: 2007-11-04)
		Electronic funds transfer (EFT) is growing in popularity as a quick and easy way for patients to clear up outstanding medical services debt.
		A pioneer in EFT for medical collections, the HRMG Division of CMRE works with more than 50,000 banks and financial institutions nationwide to provide EFT payment options for hundreds of healthcare organizations throughout the United States.
		And because EFT payments are processed before any other payment method, the probability of being paid is greatly enhanced.
	www.cmrefsi.com /eft.html (175 words)

	Electronic Funds Transfer Overview
		Electronic Funds Transfer (EFT) Program provides for the remittance of tax payments electronically.
		Voluntary participation in the EFT program is both allowed and encouraged.
		EFT enrollment and revision forms are available on the Division of Revenue's forms page.
	www.state.nj.us /treasury/revenue/eft1.htm (681 words)

	CMECU \| ELECTRONIC FUNDS TRANSFER DISCLOSURE (Site not responding. Last check: 2007-11-04)
		This Electronic Funds Transfer Agreement is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer (“EFT”) services offered to you by Chicago Municipal Employees Credit Union (“Credit Union”).
		For all other EFT transactions involving access devices, including transactions conducted at ATMs, your liability for unauthorized transactions is determined as follows.
		Transfers and withdrawals made through any Debit Card transactions, audio response transactions, preauthorized EFTs or bill payments you make will be recorded on your periodic statement.
	www.cmecuonline.org /about/disclosures/fundstrans.html (3747 words)

	Electronic Funds Transfer/EFT
		A monthly electronic funds transfer (EFT) to ACU is easy, cost effective, and is a way of supporting your program of choice.
		Automatic funds transfers also save you time and are one less thing you have to worry about doing.
		To view or print the Electronic Funds Transfer (EFT) form, you will need Adobe Acrobat Reader, a free software that can easily be downloaded from the internet.
	www.acu.edu /campusoffices/development/ways/EFT.html (375 words)

	Electronic Funds Transfer (Site not responding. Last check: 2007-11-04)
		Recipients of federal payments are not forced to receive their benefits electronically and can choose to keep receiving paper checks if they prefer.
		A final rule regarding the establishment of Electronic Transfer Accounts is expected to be issued in the coming months.
		A related issue to the regulations regarding EFT is the role of non-depository payment service providers in providing access to electronically-transferred payments.
	www.firstnations.org /narc/electronic_funds_transfer.htm (792 words)

	Electronic Funds Transfer (Site not responding. Last check: 2007-11-04)
		You, the employer, authorize the state to electronically transfer tax payments from your depository into the state treasurer's account.
		When you initiate an EFT transfer, you may use existing, unliquidated credits that are printed on your current Quarterly Wage Report and Contribution Return, K-CNS 100.
		The notification is required to ensure timely processing of the pre-note test prior to the first funds transfer.
	www.dol.ks.gov /ui/html/eft_EMP.html (941 words)

	DRS: Electronic Funds Transfer
		Electronic Funds Transfer (EFT) is an electronic method of making a payment.
		An EFT is handled through the Automated Clearing House System (ACH), a nationwide network that electronically transfers funds.
		DRS will electronically debit the selected bank account for the funds on the day that the taxpayer selects.
	www.ct.gov /drs/cwp/view.asp?a=1433&Q=265864&drsPNavCtr=\|40822\|41035\| (402 words)

	Electronic Funds Transfer
		The Automated Clearing House Electronic Funds Transfer credit and debit entry shall be initiated by First Security Bank, Brigham City, Utah on behalf of TON.
		Interest shall accrue on such sums at the rate of 18% per annum or the highest rate allowed by law, which ever shall be less from the date of attempted debit until paid in full.
		In the event TON electronically debits customer's account in an amount less than $500, TON may pass the electronic debit charges to CUSTOMER, and may collect the same in that or any subsequent debit.
	www.tonservices.com /DL-eftransfer_form.htm (371 words)

	Electronic Funds Transfer - Business & Estimated Income Taxes
		A Wisconsin administrative rule, section Tax 1.12 (on page four, paragraph(4)), which became effective October 1, 1999, authorizes the Department of Revenue to require the use of EFT for taxpayers whose tax payments exceed certain amounts.
		ACH Debit - The ACH debit method allows you to transfer funds by instructing the state to electronically debit a bank account you control by logging into the state's internet site or by calling a toll free telephone number.
		ACH Credit - The ACH credit method allows you to transfer funds by instructing your financial institution to debit your account and credit the state's bank account.
	www.dor.state.wi.us /eserv/eft1.html (323 words)

	Huntington Bank
		In addition, individuals increasingly use electronic funds transfer (EFT) in lieu of writing checks to pay their bills.
		The mechanics of using direct deposit or EFT are simple: the payee furnishes a nine-digit routing number to the payor.
		A wire transfer is similar to direct deposit and EFT.
	partners.financenter.com /huntington/learn/guides/onlinebanking/obresource.fcs (568 words)

	Overview: Electronic Funds Transfer (EFT) Programs and Systems: Financial Management Service (Site not responding. Last check: 2007-11-04)
		Electronic Funds Transfer (EFT) provides for electronic payments and collections.
		EFT is safe, secure, efficient, and less expensive than paper check payments and collections.
		While it costs the U.S. government $.86 to issue each check payment, it costs only $.09 to issue an EFT payment.
	www.fms.treas.gov /eft (114 words)

	Electronic Funds Transfer (Site not responding. Last check: 2007-11-04)
		Electronic Funds Transfer (EFT) is a program that allows customers to pay their utilities bill automatically from their bank account.
		EFT is a safe, reliable way to pay your utilities bill.
		When you authorize EFT, you are giving us permission to withdraw the amount of each utilities bill from the bank account you designate.
	www.csu.org /customer/billing/page6884.html (248 words)

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