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| | COMMONWEALTH OF MASSACHUSETTS |
 | | The Trust Fund argues that the judge should have held Liberty Mutual, insurer for a related entity, Gibraltar Associates, Inc., liable as the real employer. |
 | | Armed with this audit, Liberty Mutual concluded that its policy holder, Gibraltar Associates Inc., was entitled to a rebate and denied compensation for the employee’s industrial accident, because maintenance workers were not included in the policy coverage. |
 | | After the employee’s injury, Liberty Mutual audited Gibraltar Associates, Inc., to assess whether the premium accurately reflected an appropriate risk rating in accordance with then current payroll and job classifications. |
| www.mass.gov /dia/PUBS/REVIEWS/01b/CarmeloMelendez.htm (1574 words) |
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