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	Home insurance - Wikipedia, the free encyclopedia
		Home insurance, or homeowners insurance, is an insurance policy that combines various personal insurance protections which can include losses occurring to one's home, its contents, loss of its use (additional living expenses), loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home.
		The home insurance policy is usually a term contract—a contract that is in effect for a fixed period of time.
		In the United States, most home buyers borrow money in the form of a mortgage, and the mortgage lender always requires that the buyer purchase homeowners insurance as a condition of the loan, in order to protect the bank if the home were to be destroyed.
	en.wikipedia.org /wiki/Home_insurance (959 words)

	Home Owners Insurance (Site not responding. Last check: 2007-10-21)
		Home Owners insurance, or home owners insurance, is an insurance policy that combines insurance on the home, its contents, loss of use (additional living expenses) and, often, the other personal possessions of the home owners, as well as liability insurance for accidents that may happen at the home.
		This policy is the most common written for a home owner and is designed to cover all aspects of the home, structure and it contents as well as any liability that may arise from daily use as well as any visitors who may encounter accident or injury on the premises.
		This is commonly referrened to as renters insurance.
	insurance.qgo.us /home-owner-insurance (2140 words)

	Manufactured Homes — Find Retailers, Communities, and Home Locations
		The reasons to carry manufactured homeowner's insurance are the same as for a site-built home: fire, vandalism, and the more general category, "falling objects." That last category is not always clearly defined.
		Insurance coverage (fire, theft, and physical damage) required by lending institutions is usually included as part of the financing package.
		Thus, the total insurance premium for a certain number of years, which is included in the face amount of your loan, is calculated by dividing the number of months to determine the monthly payments.
	www.factorybuilthousing.com /guide/6.asp?poe=mhi (1698 words)

	House/Apartment Insurance 101 (Site not responding. Last check: 2007-10-21)
		If you were to suddenly lose your home due to fire or a tornado, or have the contents damaged or stolen, you probably could not afford to replace everything all at once.
		Insurance companies deliberately limit their coverage of expensive possessions so that household premiums are more affordable to everyone.
		Whether your home business is your primary occupation or a hobby that nets you a few hundred dollars a year, it is still a business and you should treat it as such.
	www.iiaa.org /TC/Consumer/HomeApt/houseaptinsurance.htm (4028 words)

	[No title] (Site not responding. Last check: 2007-10-21)
		The insurer will check your criminal, credit, and insurance history to see if you are a "good risk." The insurance company also will look at your "loss history" to see what kinds of home insurance claims you've made in the past.
		Your insurance company will also want to know if you plan to use the home for any business purposes, of if you plan to rent all or part of the house, both of which can increase liability.
		If a mortgage lender determines a home is in a special flood hazard area, the borrower might be required to purchase flood insurance.
	info.insure.com /home/basics.html (1528 words)

	Home Insurance
		Your household contents and personal belongings are all considered “Personal Property” and are insured under one coverage limit that totals 50% of the amount of insurance you have on your house.
		Insurance settlement for your personal property is based on the item’s actual cash value at the time of loss.
		Insurance settlement for your dwelling and other structures is based on the replacement cost of the property.
	www.conninsurance.com /html/hinsurance.html (432 words)

	Home Insurance Tips - The National Association of Certified Home Inspectors
		The Homeowner's insurance policy is a package policy that combines more than one type of insurance coverage in a single policy.
		The amount of insurance coverage is usually 50% of the policy limit on your dwelling.
		You may be able to purchase extra insurance, which will not only cover the cost of removing fallen trees, but will also cover the cost of replacing trees, and other plants.
	www.nachi.org /homeinsurancetips.htm (3631 words)

	FCIC: The Guide to Single Family Home Mortgage Insurance
		Since buying a home is one of the most important purchases you will make in your lifetime, HUD recommends you visit a HUD-approved housing counseling agency where a counselor can help you compare loans and give you homebuying tips.
		Buying a home is one of the most important purchases you will make in your lifetime, so you should be sure that the home you want to buy is in good condition.
		A home inspection is an evaluation of a home’s condition by a trained expert.
	www.pueblo.gsa.gov /cic_text/housing/home-insure/mortgage.htm (2040 words)

	Home Insurance - House Insurance - Sainsbury's Bank
		The costs involved in running a home are on the rise so we've produced a free guide which looks at how homeowners may be able to reduce the cost of running their home.
		At Sainsbury's Bank we realise that no two homes are the same, and so we have improved our home insurance.
		The first thing many people notice when they compare home insurance quotes, is that Sainsbury's Bank is really well priced.
	www.sainsburysbank.co.uk /insuring/ins_homeinsurance_hom_skip.shtml (210 words)

	Insurance Bureau of Canada - Home & Auto Insurance (Site not responding. Last check: 2007-10-21)
		Within limits, home insurance reimburses you for your financial loss arising from mishaps that are generally "sudden and accidental" and hard to predict and prevent.
		Because coverage may vary from one insurer to another, it is important to have your insurance representative explain the policy to you before you agree to coverage.
		You are also welcome to call any of the Insurance Bureau of Canada's information centres listed on our contacts page.
	www.ibc.ca /homeauto_homeinsure.asp (160 words)

	Home Insurance Quote, Home Owner Insurance, Homeowners Insurance Rate
		Home insurance covers your home, your belongings, and often any damages sustained to other folks while on your property.
		Some major catastrophes are covered by your home insurance, but usually flood and earthquake protection have to be purchased separately.
		However, if you bought the home by using a mortgage loan, the lender will probably require you to have a homeowner's insurance policy.
	spendonlife.com /insurance/home (360 words)

	Texas Department of Insurance Homeowners Insurance Price Comparisons (Site not responding. Last check: 2007-10-21)
		However, if you are financing your home, your lender may require you to purchase insurance.
		Insurance companies base your premium on factors such as the replacement cost of your home, its construction materials, the area where you live, your claims history, your credit score, and local fire protection.
		An insurance company cannot deny, refuse to renew, limit or charge more for coverage, or unfairly discriminate because of your race, color, religion, or national origin.
	www.tdi.state.tx.us /consumer/rghome.html (1160 words)

	Car Insurance, Home Insurance, Van Insurance, Motorcycle Insurance UK
		Home Insurance - You could save on average £117 on your home insurance with BUDGET**.
		Motorcycle Insurance - BUDGET has teamed up with Bennetts, one of the UK's leading motorbike insurance specialists, to bring you a better deal on your bike and scooter insurance.
		Whether you are looking for car insurance,home insurance, van insurance or motorcycle insurance, at BUDGET we'll do our very best to find you a better deal from our panel of leading insurers.
	www.budgetinsurance.com (269 words)

	Insurance \| Home/Renters
		Renters insurance provides the same kind of general personal property coverage and liability protection as a homeowners policy.
		Without renters insurance, you could be held liable for the total loss.
		Renters insurance is reasonably priced and should not be overlooked by anyone who is serious about protecting their assets.
	militaryfinance.umuc.edu /insurance/home_renters.html (414 words)

	AAA Home Insurance
		Considering that a home is the largest investment most people will make, it's vital to obtain the best insurance to protect that investment.
		In such cases, your home will be rebuilt or replaced, up to 120%* of the dollar amount of your policy.
		This insurance is written by The Auto Club Family Insurance Company and is available in Missouri, Arkansas, Louisiana, Mississippi, Southern Illinois, Southern Indiana and Eastern Kansas.
	www.ouraaa.com /insurance/home (313 words)

	Home Contents Insurance Australia - NRMA Insurance
		But NRMA Home Insurance helps you to replace everything else that’s stolen from your home or destroyed in a fire or storm.
		NRMA Insurance offers discounts based on the combination of products you hold, and the length of time you have held them, which may lead to a reduction in the premium you pay.
		If you are an existing NRMA Home Insurance policyholder, the terms and conditions of your policy are contained in the latest Product Disclosure Statement and Policy Booklet (PDS) we sent to you together with any applicable Supplementary PDS.
	www.nrma.com.au /pub/nrma/home/home-contents.shtml (839 words)

	III - HOMEOWNERS INSURANCE INFORMATION
		Homeowners insurance provides coverage in the event of damage to your property, as well as liability for injuries and damage you cause to other people.
		The homeowners insurance section of the I.I.I. Web site can help you make the right choices about this important form of protection for you and your family.
		This checklist prepares home buyers with the information they need in purchasing a new home.
	www.iii.org /individuals/homei (242 words)

	Amica Insurance \| Auto - Home - Life - Marine - Personal Umbrella Liability Insurance \| Online Insurance Quotes
		We've been putting you first since 1907 with auto, home, and life insurance coverages tailored to meet your needs and budget.
		Offering auto, home and life insurance, and annuities, Amica Mutual Insurance Company and Amica Life Insurance Company are US companies licensed in all states (except Hawaii) for the purpose of serving US residents only.
		Not all auto, home or life insurance and annuity products may be approved for sale or available in all states and their names and/or benefit features and provisions may vary by state.
	www.amica.com (148 words)

	Home Insurance, Home Insurance Quote
		Take out any of our mortgages and, if you're an existing home insurance customer or you choose to switch to us in the next 12 months, you'll benefit from an extra 20% off our best home insurance price plus free home emergency cover (Total Response excluding heating) - both for two years.
		Home insurance cover is on a new-for-old basis, including items in your garden up to £1,000 as standard.
		Direct Line Insurance plc is authorised and regulated by the Financial Services Authority.
	www.directline.com /home/welcome.htm (189 words)

	Privilege Home insurance
		Whether you live in a mansion or a maisonette, Privilege home insurance gives you peace of mind at a competitive price.
		Our 24-hour home insurance emergency hotline gives you round-the-clock access to advice when you need it most – and if you need work carried out urgently, we can offer you specially negotiated rates for the qualified tradesmen you require.
		Privilege Insurance is underwritten by Direct Line Insurance plc which is authorised and regulated by the Financial Services Authority.
	www.privilege.com /home/index.htm (299 words)

	Untitled Document (Site not responding. Last check: 2007-10-21)
		We don't just bring you quotes from one insurance provider but instead quotes from several providers based on your details.
		The insurance services on this site are intended for use by UK residents only.
		Insurance products and services referred to on the website are arranged by Xelector Ltd., an insurance intermediary with 4 agencies.
	products.xelector.com /cheaperhomeinsuranceuk/Household (314 words)

	Home Insurance \| Home Contents Insurance & Building Insurance - Home Cover
		Building Insurance - Buildings only insurance is required by your mortgage provider and covers the physical structure of your building - including flooding, fire and subsidence.
		First-time buyers in the North East of England could on average have saved enough for their first house deposit, and maybe home insurance too, in just over two years, according to...
		Every minute six homes in the UK risk being hit by natural disaster, freak accident or an act of burglary.
	www.home-cover.com (401 words)

	Home insurance
		Your home is normally your biggest investment and it's also where you live.
		Contents insurance covers the property in your home - your furniture, clothes, curtains, valuables, TV - really anything you'd take if you moved.
		You may be able to save five to ten per cent by switching to a combined home contents and buildings insurance policy.
	www.ivillage.co.uk /money/insure/home/articles/0,,646276_626853-1,00.html (410 words)

	Home Buildings Insurance Australia - NRMA Insurance
		Losing your home is a traumatic experience, and one we hope you’ll never have to endure.
		NRMA Home Buildings Insurance helps you to repair or rebuild your home if its damaged by fire or a range of other events.
		The replacement of your home, which means we will repair or rebuild it to its former state up to the sum insured.
	www.nrma.com.au /pub/nrma/home/home-buildings.shtml (819 words)

	Insure.com - home insurance, news, and advice (Site not responding. Last check: 2007-10-21)
		Home insurance exclusions run the gamut from common to unthinkable
		Here are just a few of the ways you could discover exactly what is and is not covered by your home insurance policy.
		Dogs can be a stumbling block to home insurance buying.
	info.insure.com /home (293 words)

	CTA \| Member Benefits
		Since your home may be your most important investment, it is critical to insure it as well as your personal possessions against loss.
		Home Insurance is available to all eligible CTA members.
		This form is needed to register a complaint with the CTA Advisory Panel on Endorsed Services, regarding A+ Auto and Home Insurance.
	www.cta.org /MemberBenefits/Home (270 words)

	GuideOne Insurance - Leading insurer of churches, churchgoers, and other faith-based institutions (Site not responding. Last check: 2007-10-21)
		As one of the country’s largest church insurance companies, GuideOne protects nearly 45,000 church policyholders.
		GuideOne offers superior church-market expertise, the most comprehensive insurance coverages available, employee benefits, and the industry’s leading church safety resources through the GuideOne Center for Risk Management.
		A full line of premier life insurance products are available as well.
	www.guideone.com (176 words)

	[No title]
		Insurance.com has selected some of the best insurance companies in the nation to meet your home insurance needs.
		Buying a home is one of the single largest investments that most people ever make.
		Moving into a new home doesn't have to be a stressful experience.
	www.insurance.com /home.aspx (164 words)

	Adults over 50 — Health Insurance, Automobile Insurance, Home Insurance, Life Insurance - AARP
		Supplemental health insurance; long-term care insurance; savings on prescriptions drugs; vision, dental, and more.
		Helps pay for home care, adult day care, assisted living facilities, and nursing homes.
		Health insurance plans that are designed to help pay some of the medical expenses that Medicare does not pay.
	www.aarp.org /benefits-insurance (280 words)

	Home insurance, home contents insurance, buildings insurance (Site not responding. Last check: 2007-10-21)
		Whether you own or rent your property, Endsleigh will provide the best home insurance quote for buildings insurance, contents insurance or both from a panel of leading UK providers.
		I had a home insurance claim and I have to say from start to finish, the professionals you have employed have been honest and straightforward in all contacts and dealings with me. I really do feel that your company has done a first class job.
		Use our online home insurance quote engine and see if we can save you money on your home insurance.
	www.endsleigh.co.uk /web/policies/household (296 words)

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