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Topic: Insurance

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In the News (Wed 20 Mar 19)

  Homeowners Insurance
The homeowner should know that the levels of insurance required under the mortgage contract are usually designed to protect the only the house itself.
That is why it is important for the homeowner to check their quotes with his or her insurance agent, to make sure adequate protection and coverage has been provided in each individual's situation.
Homeowners insurance is one of the most important and prolific forms of insurance available on the market today.
www.homeownersinsurance.cc   (341 words)

Insurance carriers assume the risk associated with annuities and insurance policies and assign premiums to be paid for the policies.
Insurance carriers tend to be large establishments, often employing 250 or more workers, whereas agencies and brokerages tend to be much smaller, frequently employing fewer than 20 workers (chart 1).
Insurance companies hire independent adjusters to represent their interests while assisting the insured, whereas public adjusters are hired to represent the insured’s interests against insurance carriers.
www.bls.gov /oco/cg/cgs028.htm   (5094 words)

 EH.Net Encyclopedia: Life Insurance in the United States through World War I
The sudden success of life insurance during the 1840s can be attributed to two main developments – changes in legislation impacting life insurance and a shift in the corporate structure of companies towards mutualization.
Life insurance companies targeted women and children as the main beneficiaries of insurance, despite the fact that the majority of women were prevented by law from gaining the protection offered in the unfortunate event of their husband’s death.
Life insurance in force likewise rose rapidly, increasing from $20 billion on the eve of the hearings to almost $46 billion by the end of World War I, with the share insured by the fraternal and assessment societies decreasing from 40% to less than a quarter [Figure 5].
www.eh.net /encyclopedia/?article=murphy.life.insurance.us   (3525 words)

 Health Insurance Encyclopedia Article @ NaturalResearch.org (Natural Research)   (Site not responding. Last check: )
Critics of private health insurance claim that this conflict of interest between the needs of insurance companies to remain solvent versus the needs of their customers to remain healthy is why state and federal regulation of health insurance companies is necessary.
The insurance company would then be faced with a choice of paying all claims without complaint (thus losing money and possibly going out of business) or denying the claims (thus outraging patients and their families, discouraging potential customers, and becoming a target for lawsuits and legislation).
Insurance companies say that the cost of providing health insurance to these bad risks raises the cost of insurance to the 'good' insurance risks, possibly pricing them out of the market, and could create a situation in a market where insurance was uneconomical for private insurance companies to provide.
www.naturalresearch.org /encyclopedia/Health_insurance   (2390 words)

 Offshore Encyclopedia - Private Insurance Company
An advantage of an insurance company over such other accumulation vehicles such as trusts and private foundations, is that it is proper for the owner to control and manage the insurance company's assets without having to trust the assets to someone else.
Many qualified insurance managers are available to run the insurance company on a "turn-key" basis; providing for a flat monthly fee the necessary underwriters, actuaries, etc., which are necessary for the operation of the company.
It is typically not necessary for the owner of the insurance company to maintain "hands-on" control, although many persons who form insurance companies ultimately find that they prefer the operation of their insurance company to their existing business.
www.theoffshorespecialists.com /offshoreencyclopedia/privateinsurance.htm   (3030 words)

 Nevada Vehicle Insurance
Insurance companies are licensed and regulated by the Nevada Division of Insurance.
Nevada requires that automobile liability insurance policies carry minimum coverage of $15,000 for bodily injury or death of one person in any one accident; $30,000 for bodily injury or death or two or more persons on any one accident; and $10,000 for injury to or destruction of property of others in any one accident.
Insurance companies are required to report coverage changes (new policies and terminations) on a monthly basis.
www.dmvnv.com /ivp.htm   (1336 words)

 Insurance Guide
Consumers understand deductibles and generally co insurance percentages if they have any and the rest is somewhat of a mystery.
You need health insurance, and the time to get it is before you have an accident, suffer a serious illness...
This is insurance which protects the insured against losses involving the use of cars.
www.insurancesguide.org   (158 words)

 Insurance - Wex
In the absence of insurance, three possible individuals bear the burden of an economic loss; the individual suffering the loss; the individual causing the loss via negligence or unlawful conduct; or lastly, a particular party who has been allocated the burden by the legislature, such as employers under Workmen's Compensation statutes.
While types of insurance vary widely, their primary goal is to allocate the risks of a loss from the individual to a great number of people.
Therefore, when researching whether a particular law governs, a good rule of thumb is to ask whether the inquiry is related to the "business of insurance" (where state law governs), or whether it is related to peripherals of the industry (labor, tax, securities - where federal law governs).
www.law.cornell.edu /wex/index.php/Insurance   (417 words)

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hometown.aol.com /sdf102/insurance.html   (359 words)

 Important Car Insurance Issues - Edmunds.com   (Site not responding. Last check: )
Standard practice for most insurance companies is to allow you to cancel your policy at any time during the policy term by sending written notice stating the date of cancellation.
Another thing to keep in mind is that allowing your car insurance policy to be canceled may hurt your chances of obtaining auto coverage in the future.
As long as you are considerate about giving your insurance company plenty of notice when you want to cancel your auto policy, and then go through the official termination process, you should avoid any negative repercussions.
www.edmunds.com /apps/vdpcontainers/do/vdp/articleId=45093/pageNumber=1?synpartner=edmunds&pageurl=www.edmunds.com/advice/insurance/articles/45093/article.html   (2300 words)

 Thrivent Financial for Lutherans - Insurance
Insurance can help provide funds to protect the things important to you, and provide for the people you love.
Insurance and retirement products, where available, are individual contracts, (not group coverage), and issued by Thrivent Financial for Lutherans.
Insurance, investment products, securities, trust, and investment management services and accounts are not deposits, are not FDIC insured, are not insured by any federal government agency, and are not guaranteed by Thrivent Financial Bank.
www.thrivent.com /insurance/index.html   (364 words)

 Annual Travel Insurance & Cheap Holiday Insurance
Travelinsurance.co.uk is part of the UK's largest indepentant travel insurance company and brings you a comprehensive range of cheap travel insurance products to cater for all types of medical, and general insurance services.
Whatever type of insurance you are looking for, this is your one stop to the best products available and all at internet prices with Insure and Go.
All our annual travel insurance policies include ski and snowboarding cover for free, and with over 40 adventure sports, the cover is comphensive.
www.travelinsurance.co.uk   (302 words)

 Insurance Magazine Subscriptions
Insurance & Technology Reports on technology to solve the business challenges at life, health, property-and-casualty, reinsurance and..
Insurance Networking News Provides news and analysis on various aspects of electronic commerce in the global insurance industry...
Life Insurance Selling Is recognized as the industry's premier sales publication for life, health and financial planning professionals...
associates.tradepub.com /?pt=cat&page=Insur   (241 words)

 Car Insurance Quotes - Asking the right insurance questions will ensure you get the best car quote.
A car insurance company that gives a great insurance rates to your friend or co- worker may not have the lowest prices for you.
Insurance department may rank car insurance companies based on the amount of substantiated complaints the department received in comparison with the volume of premiums that company writes in the state.
Usually, no fault is the least expensive part of an insurance policy, it pays the medical expenses and lost earnings for you, anyone in your car or pedestrians hit by your car.
www.carinsurance.vc   (869 words)

 Insurance Plans - Apply for Auto, Renter, Life, or Health Discounts at Capital One
Families earning up to $40,000 per year or more may be eligible for low-cost or free health insurance coverage for their children.
Insurance products are provided by unaffiliated participating insurance companies.
Not all insurance policies and product features are available in all states; this is not an offer or solicitation in any jurisdiction in which the policies or product features are not approved for sale.
www.capitalone.com /insurance/index.php   (270 words)

 Vermont Vehicle/Driver Insurance Requirements
The minimum amount of liability insurance required is set by Vermont Statute (V.S.A., Title 23, Chapter 11, ยง800 ---you may obtain specific statutory language regarding this requirement by going to the Vermont Legislature's web site).
Financial Responsibility Insurance is a type of liability insurance coverage on an individual (not on a specific vehicle).
Any time there is a lapse in this type of insurance coverage (for example, if the policy expires and is not renewed, or, the insurance company cancels the policy) the individual is issued a suspension of his/her driving privileges/license.
www.aot.state.vt.us /dmv/INSURANCE/INSURANCE.htm   (359 words)

 Life Insurance
For most people, life insurance falls into that category because it protects a family against a devastating loss of income.
Life expectancy table: Here is the official life expectancy table issued periodically by the Office of the Insurance Commissioner.
Life Insurance Cautions: Things to beware as consumers weigh the decision to buy life insurance.
www.insurance.wa.gov /consumers/life/lifeinsurance.asp   (141 words)

 Car Insurance | Kwik-Fit Insurance
With Kwik-Fit insurance voted one of the cheapest car insurance providers we can also offer excellent value for policies on premium models such as Lexus, BMW and Mercedes Insurance.
Get an instant online car insurance quote, or give us a call free on 0800 027 9367 to speak to one of our highly trained and friendly staff.
Kwik-Fit Insurance is an insurance intermediary authorised and regulated by the Financial Services Authority.
www.kwik-fitinsurance.com   (263 words)

 III - AUTO INSURANCE INFORMATION   (Site not responding. Last check: )
However, if the fault for the accident is shared, for example 50-50, then the other driver’s insurance will cover his or her portion of the damage, but will only cover your portion if the other driver is also carrying uninsured motorist insurance.
However, uninsured motorist insurance is not obligatory in every state, and you should not count on it.
Whatever the insurance situation of the other party, not carrying auto insurance is against the law, so you would be wise to buy it.
www.iii.org /individuals/auto   (449 words)

 Union Plus Insurance Programs - Union Plus benefits from Union Privilege
Union Plus has insurance programs that support members and their families in the event of tragedy.
With low-cost term insurance, you get the most coverage for the least money.
Or get $1,000 of all-cause insurance at no cost that covers you for any other type of accidental death.
www.unionplus.org /benefits/insurance   (317 words)

 Best Deal Life Insurance
Fill in your details once and get an instant online quote from over 20 insurance companies in less than 30 seconds.
You sorted out my life insurance in days when others couldn't do it in weeks.
Best Deal Insurance Services Limited is authorised and regulated by the Financial Services Authority.
www.bestdealinsurance.co.uk   (93 words)

 State of Colorado-Department of Regulatory Agencies - Division of Insurance Home Page
As a state agency, we regulate the insurance industry and assist consumers and other stakeholders with insurance issues that are important to them.
Coloradans needing assistance with insurance issues may call 303 894-7490 in the Denver-Metro area and 1 800 930-3745 from other parts of the state.
The Division performs both market conduct and financial examinations on insurance companies licensed to conduct business in the state.
www.dora.state.co.us /insurance   (177 words)

 Boat Insurance - boats.com
We understand that every customer's situation is unique and our selection of marine insurance options offers you the tools to make the best choice for you.
In addition to giving you peace of mind, boat insurance coverage provides protection for you, your passengers and your boat.
Choose a marine insurance provider with a large network of boat insurance agencies, offices, claim centers, emergency services and helpful employees to serve you in your time of need.
www.boats.com /boat-insurance/index.jsp   (340 words)

 Military.com - Finance - Insurance   (Site not responding. Last check: )
But the excitement is tapered for a moment when you have to consider purchasing auto insurance.
For many military personnel, their first thought might be to get insurance for the lowest price.
But while this thinking may be penny-wise, it could be a costly decision in the long run.
www.military.com /Finance/Insurance/0,13397,81,00.html   (172 words)

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