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	Insurance contract -- Facts, Info, and Encyclopedia article (Site not responding. Last check: 2007-10-29)
		An Insurance contract determines the (additional info and facts about legal) legal framework under which the features of an (Promise of reimbursement in the case of loss; paid to people or companies so concerned about hazards that they have made prepayments to an insurance company) insurance policy are enforced.
		Insurance (A binding agreement between two or more persons that is enforceable by law) contracts are designed to meet very specific needs and thus have many features not found in many other types of contracts.
		Any material mistatements on the insurance application (which generally forms a part of the contract) cannot be used as a reason for the insurer not to pay th death benefit, as long as it does not constitute (Intentional deception resulting in injury to another person) fraud on the part of the insured.
	www.absoluteastronomy.com /encyclopedia/i/in/insurance_contract.htm (446 words)

	Insurance contract - Wikipedia, the free encyclopedia
		in a life insurance policy, the time of the insured's death is uncertain) or as to if it will happen at all (i.e.
		Insurance contracts are unilateral, meaning that only the insurer makes legally enforceable promises in the contract.
		Incontestibility - in the United States, life insurance contracts may not be contested by the insurer at any point after the contract has been in force for two years.
	en.wikipedia.org /wiki/Insurance_contract (486 words)

	InsWeb Insurance Glossary Life Insurance Terms (Site not responding. Last check: 2007-10-29)
		A provision in Life Insurance contracts for death benefits that, in the early years of the contract, are less than the face amount of the policy but that increase with the passage of time.
		A contract of insurance made with an employer or other entity that covers a group of persons identified by reference to their relationship to the entity buying the contract.
		Insurance on the Life or Health of debtors of a creditor, payable for reduction or extinguishment of the debts in case of the disability or death of the debtor.
	www.insweb.com /learningcenter/glossary/life-g.htm (624 words)

	InsWeb Insurance Glossary Insurance Terms (Site not responding. Last check: 2007-10-29)
		Termination of a contract of insurance in force by voluntary act of the insurer or insured in accordance with the provisions in the contract or by mutual agreement.
		It might also be issued to the administrator or executor of the estate of an insurance agent, who must have the authority of an agent to settle the estate, or to someone acting for an agent during a disability or an absence such as military duty.
		Insurance issued by a mutual association such as a fraternal society, an employee association, an industrial association, or a trade union.
	www.insweb.com /learningcenter/glossary/general-c.htm (1918 words)

	A Consumer's Insurance Glossary (Site not responding. Last check: 2007-10-29)
		In life and health insurance, binders are not issued, but if the premium settlement is made with the application, what is often erroneously referred to as a binder or "binding receipt" is issued.
		Insurance Commissioner — The elected state official with the authority to enforce the provisions of the state's insurance code and to make reasonable rules and regulations to implement provisions of the code; to conduct investigations, examinations and hearings related to those enforcement activities.
		In health insurance, the term KEY EMPLOYEE A and H policy is also used to designate salary continuation insurance payable to a key employee or to a medical benefits plan, payable to that employee, the employer paying all or part of the premium.
	www.insurance.wa.gov /consumers/glossary.asp (8364 words)

	Understanding Insurance Terms
		Insurance that lets the policyholder change the plan of insurance, raise or lower the face amount of the policy, increase or decrease the premium and lengthen or shorten the protection period.
		Insurance to cover losses resulting from a stolen car or for repairs if the car is hit by a falling object or damaged by fire, flood, or vandals.
		Insurance the seller or buyer buys to protect the lender, buyer, or both from the risk that a claim against the property is not discovered at the time of the title search.
	www.ace.uiuc.edu /cfe/insurance/terms.html (3051 words)

	Insurance Contract -- Recommendations and Resources (Site not responding. Last check: 2007-10-29)
		Contract claims (where the parties have defined their own legal relationship) are usually distinguished from tort claims (where the relationship between the parties is defined by law or custom).
		Typically, the remedy for breach of contract is an award of money damages designed to restore the injured party to the economic position that he or she expected from performance of the promise or promises (known as an "expectation measure" or "benefit-of-the-bargain" measure of damages).
		To obtain damages for breach of contract or to obtain specific performance, the injured party may file a civil (non-criminal) lawsuit, usually in a state court, or petition a private arbitrator to decide the contract issues presented.
	www.becomingapediatrician.com /health/79/insurance-contract.html (1241 words)

	International Accounting Standards Board (IASB) Agenda: Insurance Contracts - Phase II (Site not responding. Last check: 2007-10-29)
		A reinsurance contract should be defined as an insurance contract issued by one insurer (the reinsurer) to indemnify another insurer (the cedant) against losses on an insurance contract issued by the cedant.
		Instead, the Board directed the staff to continue research based on the Insurance DSOP proposals and consideration of a principle that would say that, at inception of a contract and in the absence of the contrary, the premium charged for the contract is the best evidence of its fair value.
		An insurance contract always has a time element, in that premiums are 'invested' by the insurer in advance against the possibility of claims for future events.
	www.iasplus.com /agenda/insure.htm (4796 words)

	Corporate Law
		Upon acceptance by the insurer, a valid contract of insurance come into force and both parties are bound by the terms of the contract.
		In insurance contract, the premium is the consideration, which supports the insurer’s promise to pay the sum insured.
		A condition is a term of the contract the breach of which entitles the insured to avoid the contract or escape the liability.
	nepalnews.com /contents/englishmonthly/obusinessage/2001/dec/corlaw.htm (1388 words)

	Texas Department of Insurance Glossary of Common Insurance Terms
		Gap Insurance - Insurance that pays the difference between the actual cash value of a vehicle and the amount still to be paid on the loan, Some gap policies may also cover the amount of the deductible.
		Group life insurance also can be sold to associations to cover their members and to lending institutions to cover the amounts of their debtor loans.
		Using this procedure the insurance company pays the policy proceeds to a court, stating the company cannot determine the correct party to whom the proceeds should be paid.
	www.tdi.state.tx.us /consumer/glossary.html (4403 words)

	Insurance - Thrivent Financial for Lutherans
		Universal Life Insurance is flexible, adjustable permanent life insurance protection with accumulated value that is credited with interest at a current competitive rate.
		Like most insurance contracts, this contract has exclusions, limitations, reductions of benefits and terms under which the contract may be continued in force or discontinued.
		A transfer of the contract, a change in the owner or change in the beneficiary may have tax consequences depending on the particular circumstances.
	www.thrivent.com /insurance/permanent/universal.html (1042 words)

	Insurance - Life Insurance - Thrivent Financial for Lutherans
		Here are some helpful tips to consider when purchasing a new life insurance product, replacing an existing life insurance contract and choosing an insurance provider or agent.
		If you're considering the purchase of a life insurance policy that is also a securities product, such as variable universal life, besides having a state insurance license, the agent must also hold a securities license.
		Insurance, investment products, securities, trust, and investment management services and accounts are not deposits, are not FDIC insured, are not insured by any federal government agency, and are not guaranteed by Thrivent Financial Bank.
	www.thrivent.com /insurance/life/choosing.html (933 words)

	Way of working and goals - Project Group "Restatement of European Insurance Contract Law" - Universität Innsbruck
		The Project Group "Restatement of European Insurance Contract Law" follows the same idea concerning the insurance laws of the EU Member States. However, its task goes beyond a Restatement: a European Insurance Contract Act serving the interests of a common market will be drafted.
		In the same time it must be kept in mind that the "living law" of the insurance contract is not statutory in character, but is embodied in general contract terms.
		In short, mass risks are governed by the mandatory rules, whereas parties to insurances of large risks may agree on terms deviating from the provisions of the Restatement.
	www2.uibk.ac.at /zivilrecht/restatement/way.html (502 words)

	Treasury and IRS Shut Down Abusive Life Insurance Policies in Retirement Plans
		The plan may hold the contract until the employee dies, or it may distribute or sell the contract to the employee at a specific point, such as when the employee retires.
		First, a set of new proposed regulations states that any life insurance contract transferred from an employer or a tax-qualified plan to an employee must be taxed at its full fair market value.
		The contract is distributed or sold to the employee for the amount of the current cash surrender value during the period the cash surrender value is depressed; however the contract is structured so that the cash surrender value increases significantly after it is transferred to the employee.
	www.irs.gov /newsroom/article/0,,id=120409,00.html (513 words)

	Insurance Contract Negotiations (Site not responding. Last check: 2007-10-29)
		We are going to focus specifically on those insurance companies that do not cover your costs, but you may want to focus on some other untenable aspect of your insurance contract.
		Nearly all contracts limit your ability to cancel the contract whenever you wish, so you need to understand what your obligations are.
		While contracts vary from practice to practice, let's assume that the HealthCare contract is renewed automatically every year on July 1 and your window for cancelling their contract is April 1-15.
	www.pcc.com /pub/pm/7step.html (1567 words)

	Service contract reimbursement insurance and Risk retention groups (Site not responding. Last check: 2007-10-29)
		In prior correspondence with this office, you were advised that the Insurance Department maintained its position that a policy issued by a risk retention group would not satisfy the financial security requirements contained in N.Y. Ins.
		Such means may include or exclude insurance coverage obtained from an admitted insurance company, an excess lines company, a risk retention group, or any other source regardless of whether coverage is obtained directly from an insurance company or through a broker, agent, purchasing group, or any other person.
		Accordingly, the Department concluded that the New York service contract financial responsibility statute is excepted from federal preemption under the above-cited provisions of the LLRA and that a service contract provider may not use service contract reimbursement insurance issued by a risk retention group.
	www.ins.state.ny.us /rg107061.htm (721 words)

	Insurance Contract Comments
		The attempt in the Proposed Regulations to require a full and appropriate measurement of the value of insurance policies highlights the distortion by the sponge policies and encourages the use of vehicles that properly reflect the value of benefits being delivered.
		IRC §412(i)(3) states in relevant part that the benefits “provided by the [§412(i)] plan are equal to the benefits provided under each contract at normal retirement age under the plan and are guaranteed by the insurance carrier.” Hence, it would be both appropriate and helpful to explicitly state that FMV must equal guaranteed cash value.
		The proper tax treatment of a life insurance policy held by a qualified plan under which the death benefits may exceed the incidental life insurance limits but such excess death benefits are not payable to the participant’s beneficiary; and
	www.aspa.org /archivepages/gac/2004/2004-05-18insurance.htm (4220 words)

	Blue Cross Contract (Site not responding. Last check: 2007-10-29)
		Any provision of this Contract which, on its Effective Date or anytime thereafter, is in conflict with the statutes of the State of Florida, or Federal law, is hereby amended to conform to the minimum requirements of such statutes.
		In the event the Certificateholder wishes to terminate a spouse's coverage under this Contract and in the case of a divorce, the Certificateholder must submit a Member Status Change Request form to the Contractholder prior to the requested termination date or within 10 days of the date the divorce is final, whichever is applicable.
		The qualified Insured must elect to continue the group health insurance within 60 days of the later of the date that the coverage terminates or the date the notification of continuation of coverage rights is sent by the Contractholder.
	www.taylor.k12.fl.us /employees/benefits/ppccont.htm (16453 words)

	Car Insurance contract
		Insured - the person whom benefits would be paid to, or on the behalf of, if certain defined events occur.
		Clicking on "Start Quote" will redirect you to HometownQuotes.Com to complete your request for auto insurance quotes.
		Clicking on "Start Quote" will redirect you to InsureMe.com to complete your quote request.
	car-auto-insurance.org /insurance-contract.html (480 words)

	universal life insurance contract (Site not responding. Last check: 2007-10-29)
		benefits of a life insurance contract and is instead known as a modified...
		to the terms and conditions of the applicable insurance contract.
		Browse our universal life insurance contract categories and find useful universal life insurance contract related links.
	www.insurance-4us.com /universal_life_insurance_contract.html (455 words)

	Denver, Colorado Securities Law, Insurance Lawyer, Contract Law, Class Action Attorney, Product Liability - ... (Site not responding. Last check: 2007-10-29)
		Welcome to the website of Head & Associates, P.C. Our law office, located in Denver, Colorado concentrates its practice in shareholders rights, securities law, arbitration, insurance law, contract law, class action, product liability, and all other forms of consumer protection within the state of Colorado as well as abroad.
		Please contact our office today to speak with a representative that will assist you in making the correct decision about your claim.
		You should consult an attorney for individual advice regarding your own situation.
	www.headlawyers.com (120 words)

	Fraud - Contract Fraud
		Offers services for detecting pharmacy fraud, insurance fraud, and non-compliance.
		Summary of the issues that may be involved in an insurance contract dispute, from
		In civil law, a contract is defined as the union...
	www.atozfraud.com /contractfraud (357 words)

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