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| | AN ASSESSMENT OF APPALACHIAN BANKING: EVIDENCE FROM KENTUCKY (Site not responding. Last check: 2007-10-11) |
 | | In these distressed counties, per capita income is no more than two-thirds of the national average and poverty and unemployment rates are at least 150 percent of the national rates. |
 | | As a result, per capita bank assets for Appalachian Kentucky were only $9,153, compared with $10,700 for Kentucky non-Appalachia rural counties, and $22,129 for Kentucky metropolitan counties. |
 | | A low degree of High Per Capita Banking due to Low Monopoly means that Appalachian banks are more likely to operate in an environment where per capital banking resources (the amounts of deposits, loans, and assets, and the number of bank offices) are low due to high market shares of individual banks. |
| www.siue.edu /~bzhou/PAPER_A.html (4083 words) |
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