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Topic: Mobile Payment Services Association

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	Learn more about Mobile phone in the online encyclopedia. (Site not responding. Last check: 2007-10-22)
		Mobile phones have existed at least since the 1950s, though the distinction becomes blurry when special systems are used to "patch" conventional Radiotelephones (2-way radio) into a phone network with the assistance of human operators.
		Mobile phones began to proliferate through the 1980s with the introduction of "cellular" phones, with multiple base stations located relatively close to each other, and protocols for the automated "hand-off" between two cells when a phone moved from one cell to the other.
		Mobile phones must be distinguished from portable phones (called cordless phones in the US); with a portable phone the user purchases their own base station, which they connect to a landline, the range of the phone is generally restricted to under 50 m, and the phones operate on a different frequency and protocol (e.g.
	www.onlineencyclopedia.org /m/mo/mobile_phone.html (1319 words)

	Mobile phone - Wikipedia, the free encyclopedia
		A mobile phone, also known as a cellular, cell, mobile, or hand phone, is an electronic telecommunications device with the same basic capability as a conventional fixed line telephone, but which is also entirely portable and is not required to be connected with a wire to the telephone network.
		Mobile phones are also distinct from cordless telephones, which generally operate only within a limited range of a specific base station.
		Professional mobile radio systems are very similar to cellphone systems and attempts have even been made to use TETRA, the international digital PMR standard, to implement public mobile networks, but normally PMR systems are sufficiently separate from the phone network to not really be considered phones but rather radios.
	en.wikipedia.org /wiki/Mobile_phone (2896 words)

	Mobile phone
		Mobile phones allow connections to be made to the telephone network, normally by directly dialling the other party's number on an inbuilt keypad.
		Most current mobile phones use a combination of radio wave transmission and conventional telephone circuit switching, though packet switching is already in use for some parts of the mobile phone network, especially for services such as push to talk.
		Mobile phones began to proliferate through the 1980s with the introduction of "cellular" phones based on cellular networks with multiple base stations located relatively close to each other, and protocols for the automated "hand-off" between two cells when a phone moved from one cell to the other.
	www.brainyencyclopedia.com /encyclopedia/m/mo/mobile_phone.html (4263 words)

	Mobile Payment Services Association - Wikipedia, the free encyclopedia
		Mobile Payment means using your cell phone to pay.
		Mobile Payment is mostly developed in Japan, where Mobile FeliCa has become the de-facto standard.
		MRM Studios, Inc. The world's biggest mobile content provider and one-stop Internet and mobile entertainment company.
	en.wikipedia.org /wiki/Mobile_Payment_Services_Association (116 words)

	European operators team on mobile payment scheme
		One of the members in the new association, Telefónica Móviles, is also a founding member of Mobipay, a mobile payment initiative launched in Spain that includes three other local mobile operators and several big Spanish banks.
		At a glance, the payment scheme initiated by T-Mobile and Vodafone resembles in large part what the new association hopes to achieve; a system that enables users, for instance, to store personal details and preferred payment options in their mobile phones and then choose what payment they wish to use to purchase goods.
		MPSA will work closely with the GSM Association, which represents the interests of mobile operators using GSM (Global Service for Mobile Communications) technology, the European Institute for Telecommunications Standards (ETSI) and other standards bodies in Europe and abroad, he said.
	www.itworld.com /Net/2613/030226eumobile/search.html (615 words)

	Cellular World - Corporate Mobile Phone Products and Services - Ireland
		The Mobile Payment Services Association (MPSA) is a collaboration between Orange, T-Mobile, Vodafone and Spain's Telefonica Moviles, which aims to provide customers with a multi-network solution for making payments using their mobile phones.
		Ultimately the goal is to have mobile phone subscribers able to purchase practically any item using their mobile phone, and having it incorporated in the mobile phone bill the subscriber pays to the network.
		The MPSA hopes to establish an industry standard that will enable merchants and operators to press on with the roll out of more m-payment services, regardless of which mobile network the user is subscribed to.
	www.cellularworld.ie /newsletter/2003/apr/mpsa.shtml (531 words)

	Mobile operators form m-payment alliance - Mobile & Wireless - Breaking Business and Technology News at silicon.com
		Four of Europe's leading mobile phone operators have announced the formation of a mobile payment services association which will provide their customers with a multi-network, commonly branded solution for making payments using their phones.
		M-payments, or mobile payments, have already been trialled to varying degrees of success with companies hoping to use the technology to drive sales of products which are priced in such as way as to be preclusive to credit card payments.
		Tim Jones, CEO of the Mobile Payment Services Association, said: "The history of the mobile phone industry shows that major business volumes only came when customers had the freedom to reach across and interact with any network.
	networks.silicon.com /mobile/0,39024665,10003089,00.htm (484 words)

	MobileTechNews - Mobile Payment Services Association formed
		For customers, the aim is to provide the opportunity to purchase a wide range of digital and physical goods and services with their mobile phones using an easy, secure solution.
		In addition to the four founding members, 3, debitel, KPN Mobile group, O2 and TMN have expressed interest in joining the Mobile Payment Services Association, and the four founding members are also inviting other operators to participate.
		The Mobile Payment Services Association will be headquartered in London, England, and will be managed by a newly appointed CEO, Tim Jones, and a board on which each of the founders will initially have equal representation.
	www.mobiletechnews.com /info/2003/02/27/150537.html (517 words)

	IT-Director.com: The Mobile Phone Credit/Debit Card (Site not responding. Last check: 2007-10-22)
		The formation of the Mobile Payment Services Association (MPSA) in February of this year is a key development in the move to mobile payments.
		The association was jointly formed by Orange, Telefonica Moviles, T-Mobile and Vodafone with the specific aim of delivering an open solution for making payments by mobile phone, that can work across all operator networks.
		It is not the first joint initiative in the mobile payments space, but others have foundered and this one stands a reasonable chance of succeeding - and hence changing our lives.
	www.it-director.com /article.php?id=3669 (699 words)

	Billing World and OSS Today Magazine - Mobile Payment Forums Set Deliberate Pace (Site not responding. Last check: 2007-10-22)
		With m-commerce stymied by point-to-point, proprietary payment solutions, six European organizations are clearing a path toward a single, open mobile payment standard.
		Mobile operators will continue to support their internal, proprietary mobile payment systems, and the financial institutions will handle payments initiated at terminals.
		The service registration interface exists between the service certificate issuer and the handheld and is used for loading service certificates onto the handheld.
	www.billingworld.com /archive-detail.cfm?archiveId=6496&hl (1163 words)

	Gmac Payment (Site not responding. Last check: 2007-10-22)
		Mobile Payment 1: usage entails the user electing to make a mobile payment, being connected to a server via the mobile devic
		Bill (payment) 1: and is presented in the expectation of immediate payment in full.
		Electronic bill payment 1: creditor who is not set up to receive electronic payment s.
	www.witchware.com /File/490-Gmac.Payment.Html (279 words)

	Cooperation, interoperability key to mobile payment boom - Telecom Asia (Site not responding. Last check: 2007-10-22)
		While analysts predicted some years ago that the mobile payment market would be worth billions by now, the number of people actually using the service had fallen short of expectations.
		Another development in the region was the use of proximity payments, or mobile payment that involved direct communication between the mobile phone and the point-of-sale (POS).
		The failure of mobile payments to take off may be attributable to the lack of cooperation among players.
	www.telecomasia.net /telecomasia/article/articleDetail.jsp?id=169412 (864 words)

	UK/Europe Archives: PaidContent.org (Site not responding. Last check: 2007-10-22)
		Lycos Europe pushes premium services strategy: Lycos Europe is preparing a big push for its premium services and says it wants to earn at least £68m a year from them within five years, accounting for a third of all its revenues.
		Italy's Mobile Users to Will be Able View Broadcasts Over Their Handsets: Two of Italy's biggest communications companies, RAI and TIM, have announced plans to bring their customersTV broadcasts over their mobile phones.
		With 3G phones, UK mobile phone users will for the first time be able to send video messages, download music and watch football and film clips on their phones.
	www.paidcontent.org /pc/arch/cat_ukeurope200301.shtml (2354 words)

	Mobile CommerceNet / Big four operators try snatch the m-commerce initiative
		In part, the aim is to encourage more mobile content purchases, but the operators also hope that the phones may be used for purchasing goods and services online.
		The system put forward by the Association will mean that users have to enter their credit card details into the handset only once.
		The Association will also try to introduce a second method of payment for smaller sums, whereby subscribers can be billed directly from their phone bill for purchases of EUR 10 or less.
	www.nordicwirelesswatch.com /story.php?story_id=2812&s=2 (379 words)

	Wireless Archives: PaidContent.org (Site not responding. Last check: 2007-10-22)
		Payments will be charged to their credit or debit cards through carrier-managed accounts.
		Mobile Industry Struggles in Wireless Web : "Now that the industry needs to take this model to the next step, by enabling consumers to send pictures, play games, get their calendars and receive email on tiny mobile devices -- and cooperation is increasingly complicated." [Feb.20, 03]
		Mobile industry looks to SMS/TV interactivity: A group of industry broadcasters, aggregators, mobile operators, software developers and others gathered in Lisbon to discuss the possibilities - and challenges - of SMS/TV interactivity.
	www.paidcontent.org /pc/arch/cat_wireless200301.shtml (1066 words)

	European Carriers Unite for M-commerce - NewsFactor Network
		Based in London, the Mobile Payment Services Association is developing a system that will let customers use their cell phones to make low-cost purchases -- typically up to US$10.
		The hope is that customers will be drawn to the large array of digital and physical goods and services that will become available for purchase with their mobile phones.
		She said two payment methods will be offered: One charges purchases to the mobile phone account; the other uses credit/debit cards with PIN numbers in a way that eliminates the need to supply credit card numbers or other personal information.
	www.newsfactor.com /perl/story/20880.html (630 words)

	Techdirt Corporate Intelligence: Techdirt Wireless
		A security company trying to (successfully, it appears) get a little extra publicity for itself is now claiming that mobile phone hacking is expected to spread in the near future.
		A new study has come out pointing out many of the issues that mobile content providers need to think through in setting up their solutions in order to get paid.
		People are talking about all sorts of ways that folks with mobile phones and camera phones can help take a bite out of crime.
	news.techdirt.com /news/wireless/archive/1328 (3997 words)

	Mobile Operators Team Up for m-commerce Payment
		The mobile networks will hold credit card information while the MPSA will provide an easy-to-use and secure interface for the customer.
		For smaller payments, under 10 (£6.80), a similar but reduced service would be offered, aimed in part at pre-pay phone users.
		Currently mobile phone users make payments by reverse Short Message Service (SMS), where network operators agree to bill a set amount from accounts on receipt of a special SMS message.
	www.mobileinfo.com /news_2003/issue08/Mcommerce_payment.htm (425 words)

	Mobile Payment Services Association Formed
		There is no doubt that the mobile operators can quite easily adapt many of the business practices from the supermarket sector and incorporate them into the mobile business, both in the services creation and marketing and sales of mobile services, thereby attracting both the mobile customers and the content owners and service creators.
		UMTS will be a tool with which mobile operators optimise their networks, rebuild their balance sheets and retain the loyalty of customers.
		The findings indicate that mobile phone penetration rates are slowing, but the adoption of text messaging is growing rapidly, which bodes well for carriers searching for additional ways of increasing their revenues apart from minutes used for voice calls -- and for marketers seeking new ways of reaching their audiences.
	www.3g.co.uk /PR/Feb2003/4973.htm (1419 words)

	'SIMPAY' Announced as new BRAND name for MOBILE PAYMENT SERVICES ASSOCIATION
		It also highlights the evolution of the mobile phone from being purely a communications device to being an essential lifestyle tool that enables payments.
		Higher-value purchases via mobile payment would also be possible.
		It was created to drive m-commerce through the development of an open and interoperable mobile payment solution, providing clearance and settlement services and a payment scheme that allows customers to make purchases through mobile operator-managed accounts.
	www.wirelessdevnet.com /news/2003/174/news5.html (396 words)

	CNN.com - Pay by cell phone to get easy - Feb. 27, 2003
		A woman checks her cell phone while having a cup of coffee in Stockholm, Sweden.
		This material may not be published, broadcast, rewritten, or redistributed.
		Terms under which this service is provided to you.
	www.cnn.com /2003/TECH/ptech/02/27/phone.commerce.ap (453 words)

	Mobile County - Official Web Site for the Mobile County Commission
		With a population of more than 399,000, Mobile County is known for its bustling Port of Alabama.
		The county is bordered on the east by Mobile Bay and the Mobile Tensaw River Delta - the largest inland delta in the nation; on the south by the Gulf of Mexico and on the west by Mississippi.
		It is the Mobile County Commission’s commitment to providing quality and efficient service to you...
	www.mobilecounty.org (132 words)

	UK company to launch service that allows balance inquiries via mobile phone \| ATM Marketplace News
		LONDON — A new service which allows people to check their account balance by tapping a PIN into their mobile phone is to be launched by the UK's Mobile ATM in 2004.
		Mobile ATM will also allow customers who pay for their calls using pre-paid vouchers to top up their credit from their bank account.
		Mobile ATM presents a challenge to Simpay, the former Mobile Payment Services Association formed by Orange, Telefonica Moviles, T-Mobile and Vodafone about a year ago.
	www.atmmarketplace.com /news_story.htm?i=17411 (418 words)

	USATODAY.com - Paying by cell phone to be made easier in Europe (Site not responding. Last check: 2007-10-22)
		Dubbed the Mobile Payment Services Association, the service will be launched in Europe, but with an eye toward markets in the United States and Asia next year.
		Tim Jones, the association's chief executive, said the service can push mobile commerce forward by creating a single brand for processing payments.
		Eventually, though, the system will lead to mobile payments for more than cell phone downloads, said John Strand, CEO of Copenhagen, Denmark-based Strand Consult.
	www.usatoday.com /tech/news/2003-02-27-phone-pay_x.htm (546 words)

	Guardian Unlimited Business \| Business latest \| Customers offered 'ATM in your pocket'
		A new service which allows people to check their balance by tapping a Pin number into their mobile phone is to be launched by Mobile ATM.
		Mobile ATM will also allow customers who pay for their calls using pre-pay vouchers to top up their credit from their bank account.
		The direct connection with Link will allow Mobile ATM to offer a host of other services, opening up the possibility of paying for goods and services as if a phone was a debit card.
	business.guardian.co.uk /story/0,3604,1082134,00.html (338 words)

	Mobile commerce and m-commerce news (Site not responding. Last check: 2007-10-22)
		Mobile commerce has lost much of the hype it had in North America and Europe several years ago.
		Mobile commerce has, thus far, failed to live up to these expectations.
		As mobile payment systems develop, carriers collaborate, and m-commerce security improves, we expect m-commerce to continue to develop in North America and Europe and to continue its success in Japan.
	www.fiercewireless.com /topics/mcommerce.html (365 words)

	New mobile commerce association formed (Site not responding. Last check: 2007-10-22)
		Orange, Telefonica Moviles, T-Mobile and Vodafone have signed an agreement to form a new Mobile Payment Services Association aimed at delivering an open, commonly branded solution for payments via mobile phones, designed to work across all operator networks.
		Just as interoperability provided the key to the rapid growth of SMS messaging in Europe, interoperable mobile payments should help make m-commerce a reality, boosting the operators' business from data services.
		In addition to the four founding members, Hutchison 3G, debitel, KPN Mobile, O2 and TMN have expressed interest in joining the Mobile Payment Services Association, and the four founding members are also inviting other operators to participate.
	www.cellular-news.com /story/8385_print.shtml (460 words)

	ePaynews.com - the payment news and resource Center (Site not responding. Last check: 2007-10-22)
		However, the Simpay initiative from the former Mobile Payment Services Association may be “on the right track” in catalyzing m-payments, Birch predicts, due to having “as many consumers in it as Europe”.
		Once the UK moves to chip and PIN payments in 2005, “consumers who have grown up punching PINs into their mobiles might be predisposed to paying that way”, Birch continues, “even more so if they don’t have a bank account or don’t want to use it”.
		Fundamentally, “if mobile solutions could [handle] certain kinds of small payments”, Birch says, banks’ retail payment operations would be released to concentrate on core competencies and businesses”.
	www.epaynews.com /index.cgi?survey=&keywords=mCommerce&optional=&subject=&location=&ref=keyword&f=view&id=1057055118622215212&block= (467 words)

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