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Topic: Mortgage

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	Mortgage Vocabulary A - C
		Condition in a mortgage that may require the balance of the loan to become due immediately, if regular mortgage payments are not made or for breach of other conditions of the mortgage.
		In an assumption, the purchaser is substituted for the original mortgagor in the mortgage instrument and the original mortgagor is to be released from further liability in the assumption, the mortgagee's consent is usually required.
		An "Assumption of Mortgage" is often confused with "purchasing subject to a mortgage." When one purchases subject to a mortgage, the purchaser agrees to make the monthly mortgage payments on an existing mortgage, but the original mortgagor remains personally liable if the purchaser fails to make the monthly payments.
	www.mortgage-x.com /vocablry/a-to-c.htm (2221 words)

	Mortgage Rates - Fast Quote
		Mortgage rates are the standard rate in which a lender conveys an interest in a buyers property as security for a loan.
		Blended mortgage rates- the interest rate on a raised mortgage which is based on a formula that considers the interest rate on the existing loan and the interest rate on the raised mortgage amount.
		Mortgage rates can be dependent on your credit history, property, debt to income ratio, loan type, term and loan amount.
	www.simontemplar.com /mortgage_rates.asp (977 words)

	Howstuffworks "How Mortgages Work"
		A portion of your property tax is added to your monthly mortgage payment and held in escrow until it is due.
		Mortgages are typically paid off in incremental payments that gradually chip away at the principal of the loan.
		Try out this mortgage calculator to see an example of an amortization schedule and how it changes based on the term (time span) of the loan.
	money.howstuffworks.com /mortgage.htm (686 words)

	MORTGAGE CALCULATOR (Site not responding. Last check: 2007-10-22)
		Mortgage Rates.com, was designed to provide mortgage calculator refinance calculator and daily mortgage rates for the public interest.
		Once you have used our mortgage calculator to work out your budget, know how much you could borrow, and have an idea of the various repayment terms, you will be able inform your estate agent and narrow your search for a mortgage loan and a property.
		Mortgage calculator is designed to help customers in the US, Canada, UK and AU - Australia to assess the potential benefits of taking out a mortgage loan no matter what is the amount you have in mind.
	www.i-mortgage-rates.com (1029 words)

	Bloomberg.com: Mortgage Calculator
		Use this calculator to generate an amortization schedule for your current mortgage.
		The most common mortgage terms are 15 years and 30 years.
		This amount will be applied to the mortgage principal balance, based on the prepayment type.
	www.bloomberg.com /analysis/calculators/mortgage.html (445 words)

	Mortgage Info
		The benchmark 30-year fixed-rate mortgage rose 3 basis points to 6.39 percent, according to the Bankrate.com national survey of large lenders.
		One year ago, the mortgage index was 5.72 percent; four weeks ago, it was 6.42 percent.
		Specifically, the direction of mortgage rates depends on whether bond traders agree with the Fed. If the Fed suggests that inflation isn't a threat for the foreseeable future, bond traders will conclude that the rate-setting committee is a bunch of softies who might let inflation out of its cage and mortgage rates would rise sharply.
	www.mortgageonlines.com (772 words)

	FSA - Consumer Information - Mortgages (Site not responding. Last check: 2007-10-22)
		The FSA regulates most mortgage sales taken out on or after 31 October 2004.
		A 'mortgage' is a loan secured against your home.
		The purpose of this section is to provide information on fees and costs of buying a house as well as getting a mortgage.
	www.fsa.gov.uk /consumer/07_MORTGAGES/index.html (223 words)

	USA Mortgage - St Louis Mortgage, Home Loans, Home Ownership Accelerator, Mortgage Broker, Refinance, Home Loan, ...
		We are not a broker who acts as a mere intermediary with no ability to control each part of the process, nor are we an actual bank which typically specializes in checking and savings accounts and often views mortgages as a “necessary evil” rather than a core product or service.
		At USA Mortgage, we know that the purchase of a home is a large investment - financially and emotionally - and we know that borrowers have many options.
		The relationship does not end at the closing table, as is the case with most lenders; it continues over time through future follow-up calls, e-mails and letters about things such as market updates and refinancing opportunities.
	www.usa-mortgage.com (420 words)

	Guide to mortgages
		Probably one of the reasons that buying a home is such an emotional experience is because of the fact that not only do you have the actual house buying to deal with, but for most home buyers you also have the mortgage process to encounter.
		Also any mortgage insurance, which is paid to protect the mortgage company.
		The interest rate on your mortgage will be adjusted up or down according to current interest rate levels.
	www.ourfamilyplace.com /homebuyer/mortgage.html (621 words)

	Lower Your Mortgage \| Save Money & Have More Time (Site not responding. Last check: 2007-10-22)
		Your personal mortgage professional will answer all your questions and even fill out the forms for you — all you have to do is sign.
		AMPD (The Alliance of Mortgage Packagers & Distributors) and Freehold will be the first to sell mortgages on behalf of the non-confirming provider.
		In the together mortgage range with a product fee, a rate of 5.99 per cent is now available as standard.
	www.mortgagelowrates.co.uk (544 words)

	Mortgage-X ~ Everything There Is To Know Aabout Mortgage Loans
		Whether you need a mortgage to buy or refinance your home, make improvements to your property, or consolidate your debts, take advantage of our huge database of the most competitive lenders available.
		The Mortgage Rate Trend Survey summarizes where mortgage professionals think mortgage rates are headed in the future.
		Mortgage rates generally rise and fall along with yields on Treasury securities, which reflect the overall direction of interest rates.
	www.mortgage-x.com (675 words)

	Find Mortgage Information, Mortgage Quotes, Mortgage Rates & Mortgage Lenders
		Moving.com is not a mortgage company or financial lender - but we make it easy for you to find one.
		Our free Mortgage Quotes tool allows you to locate a lender in your area and then provides you with their most updated rate information.
		Once a simple task that meant comparing the fixed interest rate mortgages of a dozen or so lenders, the mortgage search today is more like finding your way through a maze.
	www.moving.com /Mortgage_and_Finance/Quotes (330 words)

	Mortgage calculators-Mortgage rates-Compare today's interest rates for home loans in your state. Interest.com
		Mortgage calculators-Mortgage rates-Compare today's interest rates for home loans in your state.
		--> Mortgage rates have tumbled more than four-tenths of a point over the past couple of months, retreating back to where they were in March.
		That's why you need to put as much time and effort into finding a mortgage as finding your dream home.
	www.interest.com (249 words)

	Mortgage Section of the ABC's of Real Estate - A Homebuyer's Guide (Site not responding. Last check: 2007-10-22)
		We keep you informed on what interest rates are doing and where they may go in the future.
		Lots of different calculators for you to use as tools for various aspects of mortgage financing, refinancing, or buying a house.
		Get a quote on a mortgage loan from up to four lenders.
	www.realestateabc.com /mortgage.htm (263 words)

	TD Canada Trust Home Mortgage Rates, mortgage rate calculator
		All our mortgages are available as Conventional or High-Ratio financing with the exception of the No Down Payment Mortgage which does not offer Conventional financing.
		For more information on these mortgage rates and options, call us at 1-800-722-3098, visit your local TD Canada Trust branch or locate a Mortgage Specialist.
		TD Mortgage Prime as of June 1, 2006 is 6.000%.
	www.tdcanadatrust.com /mortgages/numbers.jsp (353 words)

	Mortgage Technology
		{Meanwhile, Thornburg Mortgage is keeping careful tabs on the benefits it derives from SOA.} Working with Mortgage Cadence's consulting division, 3t Systems, Thornburg has calculated that SOA will bring it a cost benefit of more than $3 million over the next three years and almost $6 million over the next five years.
		The information is designed to assist lenders with incorporating business rules into their processes and procedures to realize greater efficiency and flexibility across the enterprise.
		The Business Process of Business Rules is intended for mortgage professionals who are responsible for implementing business rules to automate various aspects of their business.
	www.mortgage-technology.com (829 words)

	National Mortgage News - mortgage industry news \| mortgage information \| commercial real estate
		The risk that mortgage fraud will have an economic impact in vulnerable markets continues to rise at "an unprecedented rate," according to CoreLogic, a Sacramento, Calif.-based provider of mortgage risk assessment and fraud prevention systems.
		Argent Mortgage will be a "major associate sponsor" for two cars owned by Andretti Green Racing, including the one being driven by Danica Patrick.
		Mortgage brokers can help older Americans ease their financial woes by learning about reverse mortgages, according to this feature from our sister publication Broker magazine.
	www.nationalmortgagenews.com (724 words)

	Mortgage loan Calculators-Interest.com
		If you are buying a home or refinancing a mortgage, there are many questions bound to arise.
		An interest-only mortgage provides flexibility to the borrower in the early years of the loan.
		Using a mortgage to consolidate your debt can reduce your payments and your total interest costs.
	mortgages.interest.com /content/calculators/index.asp (188 words)

	Mortgage Lenders PLUS.com \| Refinance, Second Mortgage, & Home Purchase, Bad Credit OK!
		Mortgage Lenders Plus.com is an online marketplace dedicated to providing homeowners with the best mortgage shopping experience anywhere on the internet.
		“High cost” loans are 1st or 2nd mortgages that are forbidden because their APR is deemed “too high.” Most lenders require loans to pass the Section 32 “high cost” test.
		Traditionally, this has been the most popular mortgage when interest rates are low because you can lock in and secure a low interest rate.
	www.mortgage-lenders-plus.com (576 words)

	Home
		NO ONE WILL GIVE YOU A BETTER COMBINATION OF Borrowers who are happy with the mortgage loan I helped them get are more important to me than anything else.
		Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, my purpose is to satisfy your needs.
		Also, I will be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
	www.mortgagemovers.com (196 words)

	Mortgages: Mortgage loan interest rates -- Bankrate.com
		Compare local mortgage rates in just a few simple steps.
		Keep up to date, read this daily mortgage blog from mortgage writer Holden Lewis.
		You could wind up getting considerably more than you bargained for.
	www.bankrate.com /brm/rate/mtg_home.asp (109 words)

	Use Mortgage Calculators at Quicken Loans (Site not responding. Last check: 2007-10-22)
		Our Mortgage Rate and Payment calculator gives you quick access to loan options and lets you see the difference they can make in your monthly mortgage payment.
		Use one of our refinance mortgage calculators to find out if refinancing can help you lower your mortgage payment, consolidate debt, or tell you whether you should shorten your mortgage term.
		Use our home mortgage calculators to explore the tax advantages of owning a home; calculate how much home you can afford; and compare adjustable rate mortgages and fixed-rate mortgages.
	www.quickenloans.com /mortgage_calculator/index.html (293 words)

	► Premium Mortgage Rates - America's First Choice (Site not responding. Last check: 2007-10-22)
		Ratestate.com is a mortgage comparison service that allows you to use the power of the internet to make lenders compete for your business.
		By using RateState.com to compare mortgage solutions it's like you're sitting in a room interviewing different lenders and making them compete for your business head to head.
		This is the reason why we have teamed up with the best lending solutions in the industry and incorporated advanced technology to help you save money.
	www.premium-mortgage-rates.com (413 words)

	Welcome to Prosperity Mortgage - the largest mortgage company in the US Mid-Atlantic Region
		We are the fastest growing mortgage company in the mid-Atlantic region.
		Prosperity Mortgage Company is licensed in New Jersey as a Department of Banking Mortgage Banker.
		Prosperity Mortgage Company may not be available in your area.
	www.prosperitymortgage.com (107 words)

	1-800 East West Mortgage Co. Inc.
		Apply now for your home purchase or to refinance your current mortgage loan.
		mortgage loan for you at a very reasonable rate.
		Use this convenient calculator to help estimate your monthly mortgage payment.
	www.eastwestmortgage.com (117 words)

	Free Mortgage help and Mortgage Calculator
		If you are looking for a mortgage to finance the purchase of business premises then click on the commercial mortgage enquiry form.
		This service of finding a Mortgage Adviser to contact you is completely free of charge, and following subsequent discussion with the Mortgage Adviser you are under no obligation to proceed with a mortgage.
		The answers to commonly asked questions on commercial and residential mortgages can be obtained by speaking directly to a Mortgage Adviser.
	www.financefinder.gb.com (177 words)

	Homepath
		If you are already a homeowner, you can learn how to refinance your current mortgage, renovate your home, or learn more about tapping the equity in your home with a reverse mortgage for seniors.
		Other useful tools include mortgage calculators; an extensive glossary of mortgage terms; worksheets to calculate your debts, assets, and more; and our search engine to locate Fannie Mae Properties for Sale.
		Some examples of mortgage fraud are inflated appraisals, false documentation such as employment stubs or Social Security numbers, or the misappropriation of mortgage funds.
	www.fanniemae.com /homebuyers/homepath/index.jhtml (498 words)

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