
	Where results make sense

Topic: Mutual organisations

In the News (Thu 24 Dec 09)

Northern Trust

Marvin Harrison

Peter Chernin

Gary Locke

Match Play

Penelope Cruz

Mickey Rourke

AR Rahman

Danny Boyle

Hugh Jackman

	Mutuality - by Bob James
		'Mutual' and 'mutuality' are concepts which boil down to 'helping one another', ie they have as their essence 'mutual aid', but we must not confuse the aim with the method.
		Mutual organisations grew out of a belief that a group of people can act more efficiently through co-operation for their mutual benefit than if they act alone.
		'Mutual aid' was OK as long as it didn't mean that there were networks passing people or information from one lodge to another or from one town to the next and as long as it didn't mean that workers could refuse wages and conditions set by employers by existing on benefits.
	www.takver.com /history/mutual.htm (3458 words)

	Broker business florida - Broker - Find Best Resources
		Mutual companies, owned by their policy-holders, account for half of life insurance and a quarter of property and liability insurance sold in the 1990s.
		The early findings suggest there are many more mutual organisations than one would think - from education, child-care and housing to agriculture and employment - and they account for a far higher share of national output, particularly inthe service sector.
		Organisations with a strong mutual culture tend to have approaches to corporate governance and decision-making that are mutual in that they recognise that rewards need to be shared among different stakeholders.
	mywebpage.netscape.com /brokercubticket/broker-business-florida (1308 words)

	Mutual Benefit - Community and Business Getting Together (Site not responding. Last check: 2007-10-08)
		Many disability service organisations (but not all) are deductible gift recipients, as are public universities and public hospitals.
		The term 'joint venture' for the purposes of this study is a partnership between a disability service organisation and a for-profit business, involving shared investment and shared risk, and enabling the partners to bring their own expertise to the venture.
		Its aim is to facilitate and increase the level of philanthropy in Australia and to give not-for-profit organisations the resources they need to run effectively.
	www.facs.gov.au /disability/mutual_benefits/glossary.htm (970 words)

	McCarthy Tétrault LLP - Publications - National Instrument 81-105: Mutual Fund Sales Practices, A Rigorous New ... (Site not responding. Last check: 2007-10-08)
		The first approach was to require mutual fund managers (and to a lesser extent distributors) to clearly disclose to their buyers sales practices which might affect sales decisions so that market forces might regulate the appropriateness of these practices.
		Included in the definition of "member of the organisation of a mutual fund" are a fund's manager, principal distributor, portfolio advisor, any of their affiliates and entities such as associated sales commission partnerships.
		While dealers engaged in mutual fund distribution will continue to be allowed to process portfolio transactions for a mutual fund, they may only accept such business through institutional sales representatives and not through the retail brokers engaged in mutual fund distribution.
	www.mccarthy.ca /pubs/publication.asp?pub_code=877 (1381 words)

	Federació de Mutualitats de Catalunya > English > Who we are > History
		Classified mutual societies and mutual organisations as a form of association.
		When the Mutual Societies of Catalonia Act was passed, it changed its name to "Federació de Mutualitats de Catalunya".
		This Mutual Societies Act from the Parliament of Catalonia, passed giving exclusive powers to the Generalitat (Autonomus Government), gave a boost to Catalan Mutual Societies.
	www.mutualitats.com /eng/historia.html (454 words)

	The Principles of Mutuality - Centre for Australian Community Organisations and Management in Sydney NSW Australia
		Nevertheless, Santow J was prepared to proceed with the hearing of the case on the basis that Insurance Ltd was a mutual organisation.
		On the issue of the distribution of surpluses, Santow J accepted that a mutual concern was one which trades with its members and that it did not change its status by choosing to retain profits to expand the business activities of the company.
		If enacted, the registration of a mutual company should be subject to the company's constitution imposing duties upon directors to follow the principles of mutuality and to manage the entity as a mutual organisation.
	www.business.uts.edu.au /cacom/articles/commentaries/nrma.html (3927 words)

	BBC NEWS \| Business \| Tough new regime for mutual funds
		He said the SEC may ban after-hours trading in mutual fund shares, a practice which has hit small investors.
		Putnam Investments, a major mutual fund, has also struck a deal with the SEC under which it has agreed to make good any losses suffered by its customers.
		Mr Spitzer has accused the SEC of being too quick to settle with the mutual fund organisations it has been probing.
	news.bbc.co.uk /2/hi/business/3282399.stm (337 words)

	J.5 What alternative social organisations do anarchists create?
		By organising their own forms of direct action (such as tax and rent strikes, environmental protests and so on) they can weaken the state while building an self-managed infrastructure of co-operatives to replace the useful functions the state or capitalist firms currently provide.
		Mutualism, as noted in the last section, is a form of credit co-operation, in which individuals pull their resources together in order to benefit themselves as individuals and as part of a community.
		The mutual dollars in the new account could then be transferred through the clearinghouse by using a barter card, by writing a personal check, or by sending e-money via modem to the accounts of other members, who have agreed to receive mutual money in payment for all debts.
	www.spunk.org /library/intro/faq/sp001547/secJ5.html (20222 words)

	Mutuals / Friendly Societies - Communication Workers Friendly Society Ltd
		Mutuals are non-profit making organisations, as any surplus they make is returned to their members.
		Mutual organisations exist for the benefit of their members and for the purpose of trying to improve their members’ lives.
		Mutual societies were often formed to overcome some form of social or economic injustice confronting the poorer members of communities.
	www.cwfs.co.uk /societies.aspx (318 words)

	Democratic Socialist
		Mutuals themselves need to become more visible and to be unashamed about explaining their past contributions.
		Because of the complexity of legal forms and labels which are invented to categorise organisations, the mid-19th century conception that all forms of mutual association were specialist ways to deal with the economic and social problems of the time, whether seen as capitalist or not, disappeared decades ago.
		While organisations and movements were dogged by false-starts, dashed hopes, blind-alleys, defeats, lots of back-biting and personality clashes, there were activists who continued to organise and fight for a better society, moving from one form of mutual activity to another.
	www.democraticsocialist.org.uk /dsa3cri.html (2713 words)

	The mutual interest in building trust still remains
		Crédit Agricole, Europe’s largest mutual financial institution, now has its shares quoted on the French stock exchange although, with characteristically Gallic determination to have it all ways, it insists that its constitution is still that of a mutual.
		Mutual organisations had a competitive advantage in establishing trust, important in financial services: customers could more easily believe that the people who worked for a mutual business had their interests at heart.
		Mutuality died in the financial services sector because of a string of secondary issues which the law and practice of businesses run for their customers was inadequate to address.
	www.johnkay.com /regulation/439 (736 words)

	Chartist - Trusting our Mutual Friends
		Mutuals should be independent of both the state and private financial power.
		Opponents of mutuality argue that the idea of member control is a myth and that the so-called mutuals were really run by self perpetuating managerial cliques for their own advantage.
		The mutual sector is likely to become more important as the State withdraws from large areas of social provision.
	www.chartist.org.uk /articles/econsoc/mar_thomas.html (1465 words)

	Federació de Mutualitats de Catalunya
		The Mutual Societies Act, 28/1991, of the Parliament of Catalonia, which is currently in the process of being reviewed and updated, granted the Federation general powers to represent and defend the interests of Catalan mutual societies providing social welfare insurance services.
		Mutuality or mutual aid is essentially a progressive idea that seeks to exert an influence on society.
		Mutual reflects the vitality of the sector, a news and opinion medium produced to rigorous standards from a critical stance.
	www.mutualitats.com /eng (1957 words)

	Mutual Mediations: Mediation, Mediations, Brisbane, Queensland, conciliation, adjudication, alternative, dispute ...
		Mutual Mediations: Mediation, Mediations, Brisbane, Queensland, conciliation, adjudication, alternative, dispute resolution, law, lawyers, solicitor, facilitation, negotiation, Mediator, Facilitator, Negotiator, Conciliator, Dispute Systems Designer, Adjudicator, conflict, conflict management, conflict resolution, Australia, Mutual.
		Workplace mediation is a way of facilitating communication so that people in dispute can: identify the issues in dispute; think of ways to resolve the issues; consider alternatives and work together to reach an agreement.
		By controlling the costs of conflict within organisations, Mutual Mediations can demonstrate how to build in the kind of policies, procedures, and practices that can cut up to 80% of related legal expenses, slow staff turnover, strengthen long-term business relationships, reduce stress and promote the success of an organisation’s mission.
	www.mutualmediations.com.au /services.html (392 words)

	The Hindu Business Line : Mutual funds must invest in transparency
		While all the mutual funds put out cautionary notes that investors should go through their schemes and assess the risks before deciding to invest, they are perceived essentially as a defence mechanism of the industry to protect itself from any legal backlash.
		If this impression is correct, periodic examination of the pattern of expenditures of mutual fund firms would be necessary to appreciate as to whether the widely prevalent practice of the executives improving their real incomes in countries such as the United States is also in existence in India.
		This is particularly pertinent if the mutual funds should improve the efficiency in the allocation of scarce investible resources and not jeopardise the existing income distribution in the organised sector.
	www.thehindubusinessline.com /2005/08/04/stories/2005080400101000.htm (1205 words)

	IJNL Vol 4 Iss 1: Country Reports United Kingdom
		The aims are to enable existing and new not-for-profit organisations to thrive and grow; to encourage the development of new types of organisation; and to ensure public confidence in the sector.
		The Prime Minister’s speech to the National Council for Voluntary Organisations in 1999 reinforced this message, recognising that the modern role of Government is not to supplant or dominate voluntary activity.
		For instance, the definition of a mutual organisation is unclear (at least to those outside mutual organisations), and the existing frameworks lack the flexibility to support the development of new forms of organisations that deliver a public benefit.
	www.icnl.org /JOURNAL/vol4iss1/cr_weuk.htm (1525 words)

	The Sunday Tribune - Spectrum - Literature
		The mutual fund industries' low and declining share in mobilisation of saving is indicative of lower image of its products.
		One of the valuable findings of the research indicates that the Indian mutual fund industry has changed from monolithic to an extremely competitive structure, where many players are involved.
		Joint venture mutual funds currently account for bulk of industry's net mobilisation of funds, while diversification of investment among several mutual funds has become a norm.
	www.tribuneindia.com /2002/20020901/spectrum/book4.htm (625 words)

	Enterprise - Social Economy on the European Agenda
		Finally, it analyses the potential contribution of mutuals to enhancing competitiveness, to reaching the Lisbon objectives and to meeting the challenges of enlargement.
		This consultation process aimed at ensuring that European policy with regard to mutual societies reflects accurately the main concerns of all relevant stakeholder groups - public officials, representative organisations and individual mutual societies and their members.
		The contributors are quite representative of the mutual sector in Europe and cover a majority of Member States (10 of the EU 15), but only one of the 10 Accession Countries, where mutual structures are generally lacking or less developed.
	ec.europa.eu /enterprise/entrepreneurship/coop/mutuals-consultation/index.htm (451 words)

	Fathom :: The Source for Online Learning
		In the sphere of organisational studies, voluntary associations are seen as one of the three basic forms next to the business firm and the government agency.
		The definitions differ mainly in emphasis and along the demarcation lines to related forms such as business (partnerships, co-operatives, mutual organisations), compulsory organisations (guilds, bar associations, and, in some countries, chambers of commerce), political organisations (parties, political action committees, interest groups), and quasi governmental institutions (mass membership organisations in the former Soviet Union, state churches).
		Savings and credit associations among the poor, co-operative-type organisations among small-scale farmers and small-scale producers etc., are examples of how excluded members of society pool resources to improve their economic well being.
	www.fathom.com /feature/122550/index.html (1883 words)

	FT.com / World / UK - Larger mutuals 'are failing to give non-executives access to advice' (Site not responding. Last check: 2007-10-08)
		Many large mutual life companies fail to provide their non-executive directors with access to professional advice, according to data collated during a Treasury review into governance of the sector.
		Mr Myners is expected to publish recommendations within five days that will shake up the way mutual organisations, which also include building societies and friendly societies, deal with governance procedures and member communications.
		It is understood some mutual life assurers misinterpreted what they believe was a "poorly worded" question and feel the results do not reflect the professional support offered to their non-executives.
	www.ft.com /cms/s/8997f320-4e3d-11d9-9351-00000e2511c8.html (439 words)

	Guardian Unlimited \| Archive Search
		As Ed Mayo, director of the New Economics Foundation thinktank, says: "This is the first step towards a mutual health service." Mr Mayo's idea of "new mutualism" is a concept that owes little to traditional businesses like building societies and retail cooperatives, which are either static or in decline.
		Mutual organisations' roots in the voluntary sector mean they can be seen as "fluffy", rather than as proper businesses.
		Some trade unionists see this kind of mutualism as being little better than business when it comes to cutting the pay and conditions of staff transferred from a council or hospital.
	www.guardian.co.uk /Archive/Article/0,4273,4419416,00.html (955 words)

	Mutual Strategies Pty Limited
		We specialise in the use of the opportunities created by mutual organisations, both for their members and for businesses which wish to grow via merger, acquisition or joint venture.
		Mutual organisations also have unusual challenges in governance, capital raising and public visibility.
		Executive Director, Mark Sibree has over a decade at the forefront of change in major industries which are dominated by not-for-profit mutual companies.
	www.mutualstrategies.com (160 words)

	What is a social firm?
		It is a popular misconception that social enterprises should not make a profit but ike any business, they must make a profit to continue 'trading' and to support their social objectives.
		Just being able to label your organisation as a "social enterprise" though does not automatically entitle you to a specific pot of grant funding.
		That said, the fact that you clearly are a social enterprise ensures that funders can support you, safe in the knowledge that their financial support is being used for the social aims it intended.
	quicksitebuilder.cnet.com /insight/id33.html (495 words)

	27. Medical Defence Organisations (Site not responding. Last check: 2007-10-08)
		The fact that the three mutual companies, the Medical Defence Union, the Medical Protection Society and the Medical and Dental Defence Union of Scotland charge no more for non-principals than principals suggests that non-principals are no greater an insurance risk.
		The mutual organisations offer ‘occurrence or incident based’ schemes which give protection for claims arising from incidents that occurred during the subscription period no matter when they are reported, even if it is many years after that subscription period has ceased.
		Non-principals who decide to pay anything other than the full rate should expect their organisation to request evidence of their lesser work/income, especially in the event of a claim.
	www.nasgp.org.uk /handbook/27.htm (959 words)

	Federació de Mutualitats de Catalunya > English > Who we are
		It currently has a membership of 117 mutual organisations that provide insurance cover on a non-profit basis for nearly one million people, or 17% of the population of Catalonia.
		The Mutual Societies Act, 10/2003, of the Parliament of Catalonia, granted the Federation general powers to represent and defend the interests of Catalan mutual societies providing social welfare insurance services.
		This Act was passed in virtue of the exclusive powers the Generalitat de Catalunya has in regard to mutual societies operating outside the Social Security system within the bounds of mercantile law.
	www.mutualitats.com /eng/main.html (121 words)

	NATO On-line library: Briefing: Deploying capabilities faster and further than ever before
		A precise and comprehensive answer cannot yet be given since both organisations are still developing their respective high readiness forces.
		In sum, the NATO Response Force and an EU rapid reaction capability need to be mutually reinforcing both in a general sense and in direct practical ways, while respecting the autonomy of both organisations.
		This mutual reinforcement should occur with the understanding that countries rely on a single set of forces, available to NATO, to the EU or for national purposes.
	www.nato.int /docu/briefing/nrf/html_en/nrf04.html (250 words)

	Freemasons, Friendly Societies and Trade Unions Index
		Understanding this history can contribute to redressing the directions and structure of these mutual organisations, and the directions for society in general.
		Mutuality - a paper for the Australian Friendly Society Association National Conference, Coffs Harbour, May 2000.
		In conjunction with the conference Bob James organised a display of historic photographs of banners, certificates, as well as stand up figures and regalia he has collected in his researches.
	www.takver.com /history/benefit/index.htm (747 words)

Try your search on: Qwika (all wikis)