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Topic: Open Financial Exchange

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	OpenExchange Message Set Specification
		Open Financial Exchange is a broad-based framework for exchanging financial data and instructions between customers and their financial institutions.
		Open Financial Exchange defines the request and response messages used by each financial service as well as the common framework and infrastructure to support the communication of those messages.
		Open Financial Exchange uses these tags in requests to provide guidance to the FI about the range of response that is desired.
	www.oasis-open.org /cover/OFEXFIN1.html (13364 words)

	Intuit Press Release- Banks, Brokerage And Technology Companies Collaborate To Guide Open Financial Exchange (Site not responding. Last check: 2007-10-08)
		Open Financial Exchanges convergence with the GOLD Standard as well as support for new functionality, such as for bill presentment and financial planning, will be defined in close concert with financial institutions, said Pete Kight, CEO of CheckFree.
		Open Financial Exchange is a unified international specification for the electronic exchange of financial data between financial institutions, business and consumers via the Internet.
		The Open Financial Exchange specification is publicly available for implementation by any financial institution or vendor, and is being used by CheckFree, Intuit and Microsoft as the primary mechanism for supporting financial data exchange in their products and services beginning later this year.
	www.intuit.com /about_intuit/press_releases/1997/06-10.html (1595 words)

	Intuit Press Release- Open Financial Exchange Winning Broad Support From Financial Services And Technology Companies
		The companies said that more than 10,000 people had visited their Web sites to get information about Open Financial Exchange, and that more than 2,785 financial institutions and technology companies had received or downloaded copies of the specification for review, an average of some 139 each business day since the specification was first announced.
		Open Financial Exchange is a unified specification for the electronic exchange of financial data between financial institutions, businesses and consumers via the Internet.
		The Open Financial Exchange specification is publicly available for implementation by any financial institution or vendor, and will be utilized by Open Financial Exchange specification published CheckFree, Intuit and Microsoft as the primary mechanism for supporting financial data exchange in their products and services beginning in the fall of 1997.
	web.intuit.com /about_intuit/press_releases/1997/02-19.html (873 words)

	CyberTrader Important Notices
		Open Financial Exchange is a specification for the electronic exchange of financial data between financial institutions, business and consumers via the Internet.
		Open Financial Exchange, which enables transactional, permissive, data feed driven Web sites, thin clients and personal financial software, streamlines the process financial institutions need to connect to multiple customer interfaces, processors and systems integrators.
		By making it more compelling for financial institutions to implement online financial services, Open Financial Exchange is accelerating the adoption of online financial services by financial institutions and their customers.
	www.cybertrader.com /support/PensonFeedback.htm (550 words)

	AT&T News Release, 1998-06-15, AT&T, Intuit, Just in Time Solutions support Open Internet Billing Model (Site not responding. Last check: 2007-10-08)
		At the heart of the OIB model is the Open Financial Exchange standard for bill presentment, which defines an industry format and protocol for exchanging financial information and managing financial transactions, such as bill presentment and payment, over the Internet.
		Open Financial Exchange was co-developed by Microsoft, Intuit and CheckFree, with contributions on the bill presentment chapter from Just In Time.
		With OIB, however, a biller implements one Open Financial Exchange (OFX) server and reuses this functionality regardless of which consolidators their customers are using.
	www.att.com /news/0698/980615.csa.html (1325 words)

	Cover Pages: Open Financial Exchange (OFX)
		Open Financial Exchange is an Internet-oriented client-server system that features a direct connection between the client and the financial institution's server, employing a request-response model.
		This release enables financial institutions and their technology providers to build state-of-the-art OFX systems faster and more cost-effectively using the many off-the-shelf XML development systems that are currently available.
		Through OFX, financial data can be reliably and efficiently transferred between financial services companies and businesses to fulfill customer-initiated requests, making it easier for consumers to manage their money and make smarter financial decisions.
	www.oasis-open.org /cover/ofx.html (2651 words)

	IFX Forum Inc. (Interactive Financial eXchange) (Site not responding. Last check: 2007-10-08)
		It builds on previous industry experience including the Open Financial Exchange and GOLD specifications that are currently implemented by Financial Institutions and service providers to enable electronic exchange of financial data between themselves and their customers.
		These messages were developed to support the open, interoperable and secure exchange of electronic bills and the reliable delivery of payment and remittance information.
		Financial services companies, information technology providers and other communities of interest worldwide are welcome to join the IFX Forum and propose changes and future enhancements.
	www.ifxforum.org /ifxforum.org/Docs/Tech_spec_v1.htm (413 words)

	Open Financial Exchange (OFX): The Data Exchange Standard
		Open Financial Exchange (OFX) is a unified specification that financial institutions can adopt for the exchange of financial data over the Internet.
		Financial institutions can choose any OFX Solution Provider that supports the specification or develop their own OFX-compliant server to process transactions internally.
		Open Financial Exchange is the solution to the financial services industry's need for a simplified way to exchange data with consumers and small businesses.
	fi.intuit.com /technical/ofx.cfm (326 words)

	[No title]
		Microsoft has used that financial clout consistently over the last few years to acquire companies and their software and human assets, while sealing financial alliances with a range of partners.
		Such a system would require strong open standards to assure compatibility between each market segment and rigorous policing against abuses by market competitors since even small amounts of abusive market behavior, if it gives advantage in market share, is magnified in its returns to the abuser due to network effects.
		The open standards in the UNIX market, along with high levels of competition in hardware and software, was in marked contrast to the rise of the Intel-Microsoft duopoly in the desktop market.
	www.netaction.org /msoft/world/MSWord2World.txt (11895 words)

	Intuit, Microsoft and Checkfree Create Open Financial Exchange: Unified Specification will Connect to Integrion's Gold ...
		The Open Financial Exchange specification is the convergence of Microsoft's Open Financial Connectivity, Intuit's OpenExchange, and CheckFree's electronic banking and payment protocols.
		Open Financial Exchange was developed in concert with financial services companies and in response to financial institutions' desires for a simplified method for the exchange of financial data.
		The Open Financial Exchange specification will be publicly available for implementation by any financial institution or vendor, and will be utilized by Microsoft, Intuit and CheckFree as the primary mechanism for supporting financial data exchange in their products and services beginning in the fall of 1997.
	www.microsoft.com /presspass/press/1997/Jan97/Intuitpr.mspx (1682 words)

	New standard for financial exchanges - vnunet.com (Site not responding. Last check: 2007-10-08)
		The specification is a merging of Microsoft's Open Financial Connectivity, Intuit's OpenExchange and CheckFree's electronic banking and payment protocols.
		Open Financial Exchange will be publicly available for implementation by financial institutions from the autumn.
		The three partners claim the specification will streamline the process financial institutions need to go through to connect to multiple customer interfaces, processors and systems integrators, and will enable consumers to manage their personal finances online.
	www.vnunet.com /vnunet/news/2089967/standard-financial-exchanges (537 words)

	XML Road Map (Site not responding. Last check: 2007-10-08)
		Open Financial Exchange, or OFX, is a unified specification for the electronic exchange of financial data between financial institutions, businesses and consumers via the Internet.
		By making it more compelling for financial institutions to implement online financial services, Open Financial Exchange was designed to help accelerate the adoption of online financial services by financial institutions and their customers.
		The Open Financial Exchange specification is publicly available for implementation by any financial institution or vendor, and is being used by CheckFree, Intuit and Microsoft as the primary mechanism for supporting financial data exchange in their products and services.
	www.idealliance.org /XMLRoadmap/WEB/ofx.htm (206 words)

	Finextra: Open Financial Exchange Consortium releases Automatic 1-Way OFX specification
		The new specification is the result of the consortium's ongoing efforts to make it easier and cheaper for financial institutions to offer direct statement data and account management solutions to their customers.
		With more than 2,200 financial services companies using OFX, the specification is also the most widely adopted open standard for the exchange of financial information between consumers and financial services providers.
		The standard is governed by a consortium of leading financial institutions and technology providers that discuss and vote on the advancements of OFX specifications.
	www.finextra.com /fullpr.asp?id=3335 (594 words)

	Exchange Financial (Site not responding. Last check: 2007-10-08)
		ISLAMABAD (September 07 2005): Securities and Exchange Commission of Pakistan (SECP) Commissioner Rashid I. Malik has said that the commission has permitted only six private limited companies to collect money in the housing sector and running of this business by other companies is illegal.
		KKR Financial Corp. today announced that the Securities and Exchange Commission has declared effective its Registration Statement on Form S-11 relating to the resale of 43,509,002 shares of its common stock.
		Shunra today announced that Hotspot FX, Inc., which operates the premier multi-bank foreign exchange marketplace, is using the Shunra Virtual Enterprise solution to proactively ensure that all releases of its Hotspot FX Trading Platforms are optimized for network performance, prior to deployment.
	www.fccurrencytrading.com /directory/exchange-financial.html (1522 words)

	Open Financial Exchange - Wikipedia, the free encyclopedia
		Wikimedia needs your help in the final days of its fund drive.
		The Red Cross and other charities also need your help.
		Open Financial Exchange (OFX) arising from Microsoft's OFC and Intuit's Open Exchange is a data-stream format for exchanging financial information.
	en.wikipedia.org /wiki/Open_Financial_Exchange (85 words)

	Finance XML
		Interactive Financial Exchange (IFX): XML specification for electronic bill presentment and payment, business to business payments, business to business banking (such as balance and transaction reporting, remittance information), automated teller machine communications, consumer to business payments, and consumer to business banking.
		Open Financial Exchange (OFX) XML Schema: XML specification for the electronic exchange of financial data between financial institutions, businesses and consumers via the Internet.
		Research Information eXchange Markup Language (RIXML): XML specification to tag any piece of research content, in any form or media with enough detail for end users to be able to quickly search, sort and filter aggregated research.
	www.service-architecture.com /xml/articles/finance_xml.html (509 words)

	XML on Wall Street - OFX Projects
		The Open Financial Exchange (OFX) is a specification for exchanging financial data between financial institutions and consumers.
		OFX was created in early 1997 by CheckFree, Intuit and Microsoft, to support a range of financial activities from bill payment, presentation to investments in stocks, bonds, and mutual funds.
		Using OFX, financial institutions can offer customers the ability to perform a variety of banking transactions online, such as retrieving statements or transferring funds for checking, savings, money market, credit card and line of credit accounts.
	www.lighthouse-partners.com /xml/proj_ofx.htm (303 words)

	Newsbytes News Network : Banks Join Open Financial Exchange Standard @ HighBeam Research (Site not responding. Last check: 2007-10-08)
		The Open Financial Exchange specification received a boost this morning when more than a dozen banks, brokerage firms, and financial applications companies joined exchange founders CheckFree, Intuit, and Microsoft.
		The Open Financial Exchange is expected to be the standard for the electronic exchange of financial data between financial institutions, businesses, and consumers through the Internet
		The financial services and technology companies will be members of steering committees organized "to help define future enhancements to Open Financial Exchange and to determine issues related to convergence with other specifications," Bill Harris, executive vice president of Intuit, said.
	static.elibrary.com /n/newsbytesnewsnetwork/june101997/banksjoinopenfinancialexchangestandard/index.html (190 words)

	Open Financial Exchange (Site not responding. Last check: 2007-10-08)
		Open Financial Exchange (OFX) is the new industry standard for online banking.
		Specifically, OFX is a unified specification, or protocol for the exchange of electronic financial data over the Internet.
		Open Financial Exchange (OFX), is the industry standard for consumer and small business online banking, bill payment, bill presentment, investment transaction download and 401(k) account access.
	www.respmech.com /MYM2QIFW/OFX.htm (287 words)

	IT News - IDG Romania
		The Financial Server ID is installed on servers used by banks and financial institutions for authentication and to secure the exchange of data between them and their customers.
		The combination of the Financial Server ID and the Open Financial Exchange specification is important for creating an "infrastructure of trust" necessary to establish a standard for financial service providers, VeriSign said yesterday.
		The Open Financial Exchange standard, the common specification for online banking proposed by Microsoft Corp., Intuit Inc. and CheckFree Corp. in January, supports a variety of financial activities, including banking and bill payment for consumers and small businesses, as well as bill presentation on the Internet and stock, bond and mutual fund investment.
	www.kappa.ro /idgro/arhiva/n-201097.html (2182 words)

	E-Bill Payment & Presentment - strategy and tactics in the online banking market
		The Open Financial Exchange (OFX) was founded in the beginning of 1997 by e-commerce service provider Checkfree, financial software company Intuit, and software producer Microsoft.
		The company states that they provide a "solution to the financial services industry's need for a simplified way to exchange data with consumers and small businesses".
		OFX is a specification of how to exchange financial data over the Internet.
	ids.csom.umn.edu /faculty/kauffman/courses/8420/Projects/EBills/standard_02.html (715 words)

	Open Financial-exchange - Credit Card Directory
		, new england, ocn, osi, open, open community network, open solutions, opensolutions, opensolutions, opensolutions inc., solutions, tcbs, tccus, the complete banking solution, union, community, e-commerce banker, financial, institutions, internet, opensolutions, open solutions inc.
		Provides legal and regulatory control for Bahamian banking, monetary policy, foreign exchange and the financial services industry.
		ORX is a Swiss-based forum for the exchange of operational risk related loss information among its member banks.
	www.credit-card-verifier.com /directory/open-financial-exchange.html (437 words)

	Open Financial Exchange (Site not responding. Last check: 2007-10-08)
		The OFX specification is publicly available for implementation by any financial institution or vendor and is being used by CheckFree, Intuit and Microsoft as the primary mechanism for supporting financial data exchange in their products and services.
		OFX is the solution to the financial services industry's need for a simplified way to exchange data with consumers and small businesses.
		OFX also eliminates concerns about financial connectivity which is helping accelerate the adoption of online banking and financial services.
	webfoot.csom.umn.edu /faculty/kauffman/courses/8420/Projects/Hohenthaner/OFX.htm (243 words)

	Customers bemoan changes in Quicken 2005 \| CNET News.com (Site not responding. Last check: 2007-10-08)
		Intuit has been working to phase out QIF in recent years, however, in favor of the Open Financial Exchange (OFX) format developed by a consortium of Intuit, Microsoft and financial services company CheckFree.
		The problem is that many financial institutions, particularly small banks and credit unions, have yet to migrate to QFX/OFX and only offer data in the QIF format.
		Mitch Gardner, an accountant and chief financial officer in Brentwood, Calif., said he updates to the latest version of Quicken every year to ensure he's not stuck with outdated formats.
	news.com.com /Customers+bemoan+changes+in+Quicken+2005/2100-1012_3-5362113.html?type=pt&part=inv&tag=feed&subj=news (1005 words)

	Cover Pages: Extensible Markup Language (XML)
		Such exchange is facilitated by schemas defining the characteristics of classes of objects.
		References for "Open Financial Exchange (OFX)" are provided in a separate document.
		Its mission is to develop ways to leverage and share knowledge within and among support organizations." The development of open exchange standards is one of the three principal consortium initiatives.
	www.oasis-open.org /cover/xml.html (7148 words)

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