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Topic: Retirement annuity plan


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In the News (Wed 15 Feb 12)

  
 [No title]   (Site not responding. Last check: 2007-10-19)
Plan 001: Yale University Retirement Annuity Plan The "total premiums paid" to the individual contracts of participants under the plan year ending June 30, 2002 as stated in the annual report filed with the IRS, was $48,686,089.
Plan 002: Yale University Retirement Plan for Staff Employees The Plan, commonly called the Yale Staff Retirement Plan, is maintained by Yale University on behalf of certain employees as defined in the Plan Document.
Plan 524: Yale University Plan of Health Coverage for Retired Employees The plan is funded from the general assets of the employer (Yale University) and retiree contributions.
www.yale.edu /hronline/benefits/docs/55500_sar_yale_2001-02.doc   (802 words)

  
 TIAA-CREF Tax-Deferred Annuity Plan
All survivor annuities are available with a 10, 15, or 20 year guaranteed period, but not exceeding the joint life expectancies of you and your annuity partner.
If you die before annuity income begins, your surviving spouse will receive a benefit that is at least half of the full current value of your annuity accumulation, payable in a single sum or under one of the income options offered by the fund sponsor (pre-retirement survivor annuity).
For a Plan with a committee or board of trustees designated as the appropriate named fiduciary, a decision does not have to be made within the 60-day limit if the committee or board meets at least four times a year (about every 90 days).
www.fin.ucar.edu /hr/benefits/manual/tiaa01/SRA.html   (6870 words)

  
 Faculty Legislation -- Faculty Benefits VIII   (Site not responding. Last check: 2007-10-19)
Retirement annuity contracts or custodial accounts are established for each participant by the Teachers Insurance and Annuity Association of New York or Fidelity Investments after consultation with the College.
College contributions to the participant's annuity cease when active employment is terminated or when the participant ceases to be in a class of employees eligible for coverage.
In the event of the death of the participant prior to retirement, the full current value of the annuity accumulation, including the College's contribution will be paid to the beneficiary named by the participant.
www.mtholyoke.edu /omc/faclegis/legisl/facleg30.html   (649 words)

  
 313 - Retirement Plans - HR Personnel Policies and Practices
An employee may elect early retirement, provided that at the time of election, he or she is an active University employee age 55 or over and the sum of his or her age and years of service is equal to or greater than 75.
When an employee retires on a University pension immediately following employment, a $1,000 certificate of coverage is automatically substituted for whatever scheduled amount of insurance he or she may have had at the date of retirement.
An employee retiring before age 65 is eligible if the sum of his or her age plus years of continuous service equals 75 or more at retirement.
www.yale.edu /ppdev/PersPracWeb/313.html   (981 words)

  
 11/15/05, Summary Annual Rpt. - Retirement Plans - Almanac, Vol. 52, No. 12
The value of plan assets, after subtracting liabilities of the plan, was $103,815,067 as of December 31, 2004, compared to $71,839,677 as of January 1, 2004.
This increase includes net unrealized appreciation in the value of plan assets; that is, the difference between the value of the plan’s assets at the end of the plan year and the value of assets at the beginning of the plan year or the cost of assets acquired during the plan year.
You also have the right to receive from the Plan Administrator, on request and at no charge, a statement of the assets and liabilities of the plan and accompanying notes, or a statement of income and expenses of the plan and accompanying notes, or both for the University of Pennsylvania Basic Plan.
www.upenn.edu /almanac/volumes/v52/n12/retireplan.html   (628 words)

  
 5. Retirement
The University’s retirement plan is established under Section 401(a) of the IRS code and is funded solely by University contributions.
Contributions to both of these plans grow on a tax-deferred basis, which means that they are not taxed as long as they remain in the employee’s retirement account.
In the event the retired person is employed in a benefit-eligible category, the specific period must be established, usually one year or less.
www.udayton.edu /~hr/hrwebsite/Benefits/handbook/Faculty/retirement.htm   (2197 words)

  
 Life Annuities from RAF
When you request a pension estimate from the Capital Pension Plan, your estimate is based on the purchase of a life annuity from the Capital Pension Plan's Retirement Annuity Fund.
To prepare your estimate, your Capital Pension Plan equity is projected as follows: " the current year-to-date rate of return is used to the end of the month in which the estimate is being prepared; and " a 6% annualized rate of return is used to project future years.
The annuity rates for RAF are based on the earnings of the investments held by the Retirement Annuity Fund.
www.capitalpension.com /planinfo/raf.htm   (1844 words)

  
 TIAA-CREF Retirement Annuity
The University Corporation for Atmospheric Research (the "Institution") Retirement Plan (the "Plan") is a defined contribution plan that operates under Section 403(b) of the Internal Revenue Code (IRC).
Plan Contributions by you must be made on a before-tax (salary reduction) basis as a condition of employment.
Plan contributions made by you on a before-tax basis will be made under a written salary reduction agreement with the Institution.
www.fin.ucar.edu /hr/benefits/manual/tiaa01/RA.html   (6783 words)

  
 60 Wn. App. 389, BARBARA HARRIS, Appellant, V. WANDA HARRIS, Respondent.
Barbara Harris filed this action on September 8, 1988, against Wanda Harris, TIAA, and the University of Washington, seeking a declaration that she is the beneficiary of Frederic's TIAA retirement plan and seeking an award of all benefits thereunder.
Under the terms of the community property agreement, the decedent's separate property interest in the pension plan was converted to community property upon execution of the agreement, and went to his widow (third wife) upon his death.
If an annuity company distributes the proceeds of a contract to a designated beneficiary and later receives notice of a conflicting claim based on a community property agreement, TIAA argues that the company might be liable to both parties.
www.mrsc.org /mc/courts/appellate/060wnapp/060wnapp0389.htm   (3132 words)

  
 Retirement Annuity Plan   (Site not responding. Last check: 2007-10-19)
Contributions under this plan are applied to individual annuities issued to each participant by TIAA-CREF.
It will be the responsibility of employees to follow through with the Office of Human Resources on completion of the application forms once they have been notified of their eligibility.
Temporary employees and employees who work less than 1,000 hours per anniversary year are not eligible to participate in this retirement annuity plan.
www.nova.edu /cwis/hrd/emphanbk/retire.html   (125 words)

  
 Retirement Plan Distributions - Annuities by Annuity Advantage
If your retirement plan is inflexible, you may be forced to take the annuity option.
An annuity is a fixed monthly payment for the duration of your life.
The advantages of receiving an annuity include avoiding the temptation to squander or the pressure to invest a large sum of money which must last you the rest of your life.
www.annuityadvantage.com /articles/ID=103.htm   (572 words)

  
 Retirement annuity plan - click here for advice
The retirement annuity plan was the predecessor to the personal pension.
The retirement annuity plan is very similar to the personal pension.
However, employers may not pay into a retirement annuity plan, and contributions must be linked to earnings.
www.woodruff-fp.co.uk /pensionsrap.htm   (176 words)

  
 osk news
The retirement annuity plan will be taken out in the individual’s own name and the amount of the contribution that may be paid is subject to certain limits.
Mr Butler, a proprietary director aged 34, took out a retirement annuity policy in April 2001 to which he is paying a regular contribution of £400 per month; his net relevant earnings for (the short tax year) 2001 are £40,000.
By including the retirement annuity contributions in the certificate of tax free allowances Mr Butler's tax liability is reduced by £168 per month.
www.osk.ie /retirement.html   (1064 words)

  
 Premier Credit features and benefits   (Site not responding. Last check: 2007-10-19)
Many people think that contributions to existing pension funds or other retirement vehicles are sufficient - just to realise at retirement that they will not be able to maintain their standard of living.
The proceeds of a Retirement Annuity Plan must be taken between the ages of 55 and 69.
Ill-health retirement In the event of disablement before normal retirement age, the investment amount of the Plan is payable.
www.ebucks.com /accountservices/fnblife/info/retirement.html   (486 words)

  
 UNI | Policies and Procedures
Participation in a University retirement plan is compulsory for eligible staff members.
Substitute Retirement Annuity Plan - Newly eligible University personnel may elect to participate in an annuity program other than TIAA-CREF, provided they have not made application for a TIAA-CREF retirement annuity contract and were participating in the plan through their last employer.
SRA plans are designed for staff members who may be interested in setting aside additional tax deferred funds in addition to those being accumulated under the University's regular basic retirement plan.
www.uni.edu /pres/policies/472.shtml   (745 words)

  
 BenefitSU | Retirement | The Staff Retirement Annuity Plan   (Site not responding. Last check: 2007-10-19)
The Staff Retirement Annuity Plan (SRAP) is a defined benefit plan.
This kind of retirement plan provides a predetermined benefit at retirement if you are vested and have an accrued plan benefit.
Except for Sergeants, reduced benefits (based on your age) are available if you decide to retire early and benefits may be payable to your spouse or beneficiary if you die.
benefitsu.stanford.edu /retirement/srap/l3_srap.html   (144 words)

  
 Group Supplemental Retirement Annuity Plan   (Site not responding. Last check: 2007-10-19)
shall mean a retirement plan that provides individual accounts for each participant and benefits based solely on (a) the amount contributed to a participant's accounts, and (b) any income, expenses, gains, losses, and forfeitures of accounts of other participants that are allocated to a participant's accounts.
The Plan and the Trusts shall be construed, regulated, interpreted and administered under and in accordance with the laws of the State of Vermont, unless preempted by federal law.
To the extent the terms of the Plan conflict with the terms of an annuity contract of certificate issued by a Fund Sponsor pursuant to the terms of the Plan, the terms of the annuity contract or certificate shall be controlling to the extent permitted by the Code.
web.middlebury.edu /offices/hr/Benefits/GSRA.htm   (11324 words)

  
 BenefitSU | Retirement | The Staff Retirement Annuity Plan | Your Benefit   (Site not responding. Last check: 2007-10-19)
If you are married, single life annuity payments can't begin until your spouse consents to this election in writing, as specified in Waivers of Spousal Rights.
A certain period and life annuity provides a payment for your lifetime—with a guaranteed minimum of five or 10 years of monthly payments to you (or to your beneficiary or estate if you die before the end of the period).
If you're married when retirement annuity payments begin, your spouse must consent to this election in writing, as specified in Waivers of Spousal Rights.
benefitsu.stanford.edu /retirement/srap/benefit_forms.html   (1042 words)

  
 Retirement Annuity - Retirement Plan   (Site not responding. Last check: 2007-10-19)
TRS retirement annuity is determined by average salary and total years of creditable service, including fractional years.
Supplemental Retirement Annuity, IRAs, and Keoghs 4.00% 3.2% 4.5% 6.7% 6.3% View performance as of the prior quarter-end The performance data quoted represents past performance, and is no guarantee of future...
Railroad Retirement Annuity Estimates to be Available The U.S. Railroad Retirement Board announced that railroad employees can now get estimates of their future annuities over the Internet.
www.retirementhere.com /retirementannuity   (679 words)

  
 Essential Medical Online - Lifestyle
The Stakeholder pension was introduced by the Government as a no-frills pension plan which would make it easier for lower earners and those excluded from company pension schemes to make their own private retirement provision, and not wholly rely on the State.
Taxed under Schedule D either as a self employed individual or as a partner in a collective practice, you are, by concession, in the unusual position of being eligible to join the NHSPS - an eligibility normally limited to Schedule E employees.
Or grandparents who may be liable for inheritance tax, could help lower the value of their estate, and hence inheritance tax liability, by contributing to a Stakeholder on behalf of a grandchild.
www.em-online.co.uk /lifestyle.asp?ID=10   (1305 words)

  
 Summary Annual Report: Basic Tax-Deferred Annuity Retirement & Supplemental Retirement Annuity Plans - Almanac, ...
This is a summary of the annual reports of The University of Pennsylvania Basic Tax-Deferred Annuity Retirement Plan (Plan 001) and the Supplemental Retirement Annuity Plan of the University of Pennsylvania (002) sponsored by the University of Pennsylvania, EIN: 23-1352685, for the period July 1, 1999 through June 30, 2000.
The Plans have contracts with the providers TIAA-CREF and The Vanguard Group which allocate funds toward group deferred annuities and mutual funds.
You also have the legally protected right under ERISA to examine the annual reports in the offices of the Employer, and at the U.S. Department of Labor in Washington, D.C., or to obtain a copy from the U.S. Department of Labor upon payment of copying costs.
www.upenn.edu /almanac/v47/n14/tax.html   (308 words)

  
 Benefits
This plan provides a death benefit and scheduled payments for dismemberment caused directly and inclusively by external and purely accidental means.
Under this option, staff members may, through a properly drawn salary reduction agreement, divert part of their salary on a tax-deferred basis to the purchase of supplemental retirement annuity benefits.
Two dental plans are available to full-time employees, either as part of their healthcare plan choice or as a voluntary plan.
www.denison.edu /human_res/policies/Benefits.html   (3024 words)

  
 Plan For Retirement
Plan For Retirement will help you increase and better manage your retirement income.
You can learn something about a retirement income annuity and different types of senior insurance such as health insurance and long-term care insurance and where to get a competitive retirement income quote.
In fact, we have not yet found a retirement letter that we like and hopefully these retirement income resources will fill-in some gaps for you.
www.plan-for-retirement.com   (223 words)

  
 Choosing a Retirement Plan: 403(b) Tax-Sheltered Annuity Plan
Choosing a Retirement Plan: 403(b) Tax-Sheltered Annuity Plan
Basically, 403(b) plans are similar to 401(k) plans that are maintained by "for-profit" entities.  Just as with a 401(k) plan, a 403(b) plan lets employees defer some of their salary.
Investment options are fewer than under a 401(k) plan.
www.irs.gov /retirement/article/0,,id=108946,00.html   (232 words)

  
 Gettysburg College-Human Resource Services   (Site not responding. Last check: 2007-10-19)
This is a summary of the annual report for the Gettysburg College 403B Annuity Retirement Plan Supplemental Retirement Annuity and Gettysburg College 403B Annuity Retirement Plan Group Plan, EIN 23-1352641, Plan Numbers 02 and 03, for the period January 1, 1999 through December 31, 1999.
Benefits under the plan are provided by individually owned fully vested annuity contracts issued by Teachers Insurance and Annuity Association and College Retirement Equities Fund.
You also have the legally protected right to examine the annual report at the main office of the plan (Office of Human Resources, Gettysburg College, Gettysburg, PA 17325) and at the U.S. Department of Labor in Washington, D.C., or to obtain a copy from the U.S. Department of Labor upon payment of copying costs.
www.gettysburg.edu /administration/hr/benefits_insur/SAR_RA_SRA1999.htm   (302 words)

  
 Retirement & Annuity   (Site not responding. Last check: 2007-10-19)
Belmont University has a 403-B tax-sheltered annuity plan which is a defined contribution plan — the benefit at retirement will be determined by the amount the employee and the University has contributed.
The University will match dollar for dollar any employee contributions made to the annuity plan up to a maximum contribution of 5% of the employee's gross base salary.
For information about retirement fund options, please look at the Annuity Board of the Southern Baptist Convention and the TIAA-CREF websites at www.tiaa-cref.org and www.absbc.org.
www.belmont.edu /hr/retirement.html   (357 words)

  
 osk news
Mr Butler, a proprietary director aged 34, took out a retirement annuity policy in April 2001 to which he is paying a regular contribution of IR£400 per month; his net relevant earnings for (the short tax year) 2001 are IR£40,000.
By including the retirement annuity contributions in the certificate of tax free allowances Mr Butler's tax liability is reduced by IR£168 per month.
Mr Butler could pay total retirement annuity contributions for 2001 of IR£8,000 (ie IR£40,000 x 20%).
www.osk.ie /bppensiontiming.html   (769 words)

  
 Annuity Plans - Retirement   (Site not responding. Last check: 2007-10-19)
An Annuity Retirement Cash Accumulation Plan is a way for you to accumulate wealth on a tax-deferred basis.
An Annuity Retirement Plan allows you to plan for retirement and gives you several choices for retirement income, for example, Monthly payments, Annual payments, Emergency payments and Guaranteed Income for Life, to name a few.
An Annuity Retirement Plan can allow you to pass wealth to your beneficiaries without incurring the delay, expense and publicity of the Probate Process.
www.homeguardian.com /annuity2.htm   (152 words)

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