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Topic: Safe deposit box


  
  Ins and outs of safe-deposit boxes (Page 1 of 2)
Safe deposit boxes are a little like Swiss bank accounts -- it sounds so cool to say you have one.
McGuinn teaches bank employees the security and liability issues involving safe deposit boxes and the safe-deposit area in the bank.
And all this time you thought the employees who took you into the safe-deposit area were just trying not to look nosy by turning their backs when you opened your box right there instead of in a private room.
www.bankrate.com /brm/news/bank/20011023a.asp?prodtype=dep   (601 words)

  
 Safe deposit box - Wikipedia, the free encyclopedia
A safe deposit box (sometimes called a safety deposit box) is a type of safe usually located in groups inside a bank vault or in the back of a bank or post office.
In the typical arrangement, a renter pays the bank a fee for the use of the box, which can be opened only with production of the assigned key, the bank's master key, the proper signature, or perhaps a code of some sort.
Safe deposit boxes serve as plot devices in works of fiction, particularly thrillers and mysteries.
en.wikipedia.org /wiki/Safe_deposit_box   (222 words)

  
 Safe Deposit Boxes   (Site not responding. Last check: 2007-09-23)
A FNB Bemidji safe deposit box is the place for your irreplaceable items such as heirlooms, jewelry, keepsakes, rare coins and other personal items.
We have locked your safe deposit box under a dual-control system and it can only be opened when you are present.
Safe Deposit access is available to you during regular banking hours.
www.fnbbemidji.com /safe_deposit_box.htm   (302 words)

  
 Guide to Safe Deposit Boxes (Use, Access, Safety) Bank Safe Deposit Box, Banks
The safe deposit box service may be tucked down in the basement or far corner of your bank, but in its own quiet way it is among the bank's most important offerings-- and among the most misunderstood.
While millions of Americans rent a safe deposit box, few pay attention to questions such as who could or should have access to a safe deposit box (especially in an emergency) and how the contents of the safe deposit box are protected.
Safe deposit boxes are stored in concrete or steel vaults equipped with sophisticated alarms, locks, video cameras, motion sensors, heat detectors and other security devices.
www.foreignborn.com /self-help/banking/10-sd_boxes.htm   (1711 words)

  
 Unclaimed Safe Deposit Box Search
Confidentiality concerns, both on the part of owners and the institutions where safe deposit boxes are located, make this type of asset one that commonly goes unclaimed by heirs.
If you know the name of the bank where the safe deposit box was held, but the branch has since moved, changed its name, or closed, don't assume that unclaimed safe deposit box contents are lost forever.
Safe deposit boxes with expired leases and no further rental payments or claims eventually revert to government custody.
www.unclaimed.com /safety_deposit_box.htm   (252 words)

  
 Safe Deposit Box Services - Pacific Trust Bank
Boxes are available in a variety of sizes and competitively priced to help you secure your possessions for just pennies a day, and are accessible during business hours of the branch.
Safe deposit boxes are also great for storing small family heirlooms that cannot be replaced and other items of value, such as gold coins or valuable collectibles.
Safe deposit boxes are also ideal for storing a photo or video tape inventory of your home and belongings used for insurance purposes in the case of a loss.
www.pacifictrustbank.com /products/safedeposit.htm   (1137 words)

  
 The Key to Your Safe Deposit Box
The safe deposit service may be tucked down in the basement or far corner of your bank, but in its own quiet way it is among the bank's most important offerings-- and among the most misunderstood.
While millions of Americans rent a safe deposit box, few pay attention to questions such as who could or should have access to a safe deposit box (especially in an emergency) and how the contents of the box are protected.
Unless your bank is found to be negligent in the way it handled or protected your safe deposit box, do not expect the bank or its private insurance to reimburse you for any damage or loss.
www.creditcarecenter.com /banking/key_to_your_safe_deposit_box.htm   (1675 words)

  
 Using a safe deposit box
These are the papers you don't often need to refer to and are difficult to replace: military discharge papers, stock and bond certificates, original copies of birth, marriage, and death certificates, adoption, divorce and child custody papers, and the deed to your house.
Safe deposit boxes are also ideal for storing small family heirlooms that cannot be replaced and other items of value, such as gold coins or valuable collections.
Safe deposit boxes are safe from theft and fire, but they may not be safe from water damage from floods.
www.urbanext.uiuc.edu /ww1/02-05.html   (285 words)

  
 Safe Deposit Box for Collection?? - collectSPACE: Messages
All quality safes with a 1 hour fire rating will more than adequately protect anything you put in there and in the event of a fire, there will be no moisture released in the safe.
What I said was that IF a safe maker used water sealed in the body of the safe as protection against the heat, the water would boil and rupture the containment vessel.
The safe's you're talking about releasing moisture into the protected area during a fire, are the cheaper fireproof safes and not a quality designed safe.
www.collectspace.com /ubb/Forum3/HTML/002522.html   (2194 words)

  
 Safety Deposit Boxes Safety Deposit Box
For high security, the safe deposit box doors are designed with a heavy flange which interlocks the the door jamb.
The modular safe deposit box cabinets can be stacked in sections and bolted together through predrilled holes in the frame.
As standard, these safe deposit boxes are equipped with a double nose, key changeable on both the guard and renter side.
www.safedepositboxes.com /axaxn.htm   (296 words)

  
 Safe Deposit Box for Longarm Storage? - THR
There are privately owned safe deposit box companies which don't have the same rules and regulations placed on box holders.
This is my thought also, since the contents of the box are not considered a deposit, and can not be used to borrow or lend by the bank.
A MAJOR issue with safe deposit boxes is that they are deliberately kept fairly humid, which might lead your heirloom to corrode if not treated properly.
www.thehighroad.org /showthread.php?t=230268   (1407 words)

  
 What is a Safe Deposit Box?
A safe deposit box is a locked container kept inside of a bank vault.
A safe deposit box is rented much in the way one would rent a post office box.
Items that are good candidates for a safe deposit box are important documents, such as the deed to a house or a last will and testament, and treasured family heirlooms such as jewelry.
www.wisegeek.com /what-is-a-safe-deposit-box.htm   (419 words)

  
 Plant Telecommunications | Electronic Safe Deposit Box
In addition to important papers, an Electronic Safe Deposit Box (ESDB) is a good place to keep digital photographs which provide a record of the contents in your home.
Put them in the electronic safe deposit box, where they'll be safe if the hard drive on your computer malfunctions, is attacked by a virus or if you have a fire.
Each Electronic Safe Deposit Box (ESDB) is assigned a separate account number to ensure its security; a system similar to that used to guarantee the safety of Swiss bank accounts.
www.planttel.net /esdb   (675 words)

  
 ASB > Personal > Specialized & Additional Services > Safe Deposit Box
Safe deposit boxes provide the opportunity to store valuable papers and other items at the bank for added security.
We offer boxes in various sizes (depending on location), and the rental fees are based on the size of the box.
When you sign a rental agreement for a safe deposit box, you will get two keys, which you must return to us when you close out your box.
www.asbhawaii.com /personal/1_6_3.php   (169 words)

  
 Safe Deposit Box
A box is then assigned to you and you are given two keys to it.
If both of your keys are lost, the box has to be drilled open, resulting in a $200 minimum charge, plus actual costs if greater.
If a lost key is found by someone else, they will not be able to enter your safe deposit box because your signature is on record.
www.baylake.com /deposit/safedeposit.htm   (358 words)

  
 FDIC: FDIC Consumer News - Spring 1997
safe deposit boxes to a safe location in 1993.
Keep written and photographic records of your box's contents at home, in case any items are lost and you need to file a claim.
When you return your box to the vault, be sure the box door is properly locked and that you have your key before you leave.
www.fdic.gov /consumers/consumer/news/cnspr97/sfdpstbx.html   (2285 words)

  
 Safe Deposit Box Management
SDB streamlines safe deposit box inventory management – something that is critical, yet often handled in an inefficient, labor-intensive manner.
When boxes are rented, or if rental is discontinued, SDB automatically updates the inventory file to reflect this activity.
SDB also accommodates fee discounts in which the safe deposit box fee is either waived or reduced.
www.centrixsolutions.com /products/sdb.html   (500 words)

  
 How safe is that safe-deposit box? | csmonitor.com
Despite the fact that millions of Americans rely on bank safe boxes to protect their valuables, some box owners like the Kureshis have learned that these boxes are not as safe as they might have believed.
The fine print on the lease told box holders that the contents of their safe-deposit boxes "may not be fully protected" by the insurance coverage maintained by the bank.
Some box holders also like to keep photographs or a video of home possessions in a safe deposit in case they're stolen or destroyed by fire or flood.
www.csmonitor.com /2003/0804/p16s01-wmcn.html   (1509 words)

  
 Safe Deposit Boxes
The Bridgeman series of safe deposit boxes combines sturdy aluminum alloy doors and frames with cabinets of rust-resistant steel.
The Bridgeman AX series of safe deposit boxes combines 1/2" solid alloy doors faced with stainless steel with cabinets of powder coated rust-resistant steel.
Boxes are constructed from sheet metal and finished in a grey powder coated enamel finish.
www.socalsafe.com /bridgeman-safes.html   (737 words)

  
 SAFE DEPOSIT BOX CONTENTS
When filling out the rental forms for a safe deposit box, you should be aware that if the renter dies, there are specific rules governing access to the box and its contents.
In many states, the safe deposit box is sealed upon the death of the renter.
This should not be in their personal safe deposit box, since there is a presumption that these belong to the box holder.
www.financialdiscovery.net /Articles/safe_deposit_box_contents.htm   (690 words)

  
 Waukesha State Bank - Safe Deposit Boxes   (Site not responding. Last check: 2007-09-23)
A Safe Deposit Box is a contained metal box owned by the bank and kept in the vault.
You can rent a Safe Deposit Box to store all of your valuables, including birth certificates, social security cards, investment papers, or anything else you would like to keep in a safe place.
Most of the boxes are rented by the year, but some of the larger boxes can be rented by the month or year.
www.waukeshabank.com /safe_deposit_boxes.asp   (92 words)

  
 More Tips on a Safe Deposit Box
Also, it is a very good idea to keep a written and photographic record of your box's contents at home in case any items are lost or you need to file a claim.
Always be aware of where your key is. Be sure that you don't leave the key in the box door as you view the contents of your box.
Finally, be sure the box door is properly locked and that you have your key before you leave.
www.cbbwi.com /sdep2.htm   (419 words)

  
 Managing Compliance Risk in the Safe-Deposit Area
From safe-deposit box forms and document kits to key protectors and support items, our easy-to-use products assist you in administering your program with the prudent and proper procedures your account owners deserve.
The safe-deposit box lease document is the contract between you and the depositor.
Often, the renter is under the impression that some sort of federal insurance is available to cover the contents of their safe-deposit box.
www.complianceheadquarters.com /Deposit_Ops/Deposit_Articles/8_29_05.html   (1182 words)

  
 Tips on a Safe Deposit Box
Millions of Americans use safe deposit boxes in financial institutions every day, storing everything from insurance policies to birth certificates to certificates of deposit.
Do not put anything in a safe deposit box that may be needed when the Bank is closed for the night, weekend or holiday.
Law enforcement officials can obtain a court order to force open the box and seize the contents, if they persuade a court that there is "reasonable cause" to suspect you are hiding something illegal.
www.cbbwi.com /sdep1.htm   (404 words)

  
 Deposit 2006 Q&A Archive - Safe Deposit Boxes/Lease Agreements
Answer: A handful of states, such as Massachusetts, New Jersey and New York, do have statutes that require a disclosure informing a safe deposit box renter that the contents of their box is not insured by the financial institution.
Aside from state law requirements, many now include in their safe deposit box leases language that informs the party renting the box that the contents of the safe deposit box are not insured by the institution or any government insurance program.
That is why it is important to explain during the lease signing process that insurance is not provided by the financial institution and to suggest that if extra security is needed, the renter should seek coverage through their home owner’s or renter’s insurance policy carrier.
www.complianceheadquarters.com /Deposit_Ops/Deposit_Q_A_Archive/Safe_Deposit_Boxes.html   (271 words)

  
 Safe Deposit Box: Security Safes, bridgeman, safety deposit boxes, Safe Box, burglary safe, Safe Deposit, safe deposit ...
Our safe technicians are certified through the Safe and Vault Technicians Association (SAVTA) and MUST keep their education current in order to maintain membership in the association.
We will not only sell you the right safe at the lowest price, we have the ability to keep your safe in perfect working condition for as long as you own it.
In many instances you will be talking directly to the owner of Blue Sky Safes who will be able to quickly diagnose any problem you are experiencing and in many cases, provide emergency assistance right over the phone.
www.blueskysafes.com /lowestprices   (467 words)

  
 Sterling Bank...Business Banking...Safe Deposit Box
You may also want to use a safe deposit box to keep personal valuables such as jewels, family heirlooms, insurance policies, titles, and birth certificates secure.
Safe deposit boxes offer double key/signature security with the greatest safety and protection from theft and fire.
Safe deposit boxes are available to all Sterling Bank customers with at least one account.
www.banksterling.com /businessbanking/bb_other_sdb.asp   (285 words)

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