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	Savings account rates creep ever lower
		Statement savings account rates came in a basis point lower, at 0.41 percent vs. 0.42 percent last spring and 0.46 last fall.
		The national average for passbook accounts at savings banks is 0.52 percent, while the average at traditional banks is 0.27 percent.
		On a statement savings account, the national average at a thrift or savings bank is 0.56 percent vs. 0.27 percent at regular banks.
	www.bankrate.com /brm/news/sav/20041102a1.asp (388 words)

	Savings Account
		The account is sometimes referred to as the master account with a suffix "00".
		Savings is easy by establishing regular payroll deductions or direct deposit of net pay or by making occasional periodic deposits.
		This account allows proceeds in your regular savings and certificates of deposit to pass to a designated beneficiary upon your death, avoiding the probate process.
	www.ubfcu.com /savings_prog.asp (595 words)

	Savings account - Wikipedia, the free encyclopedia
		Savings accounts are accounts maintained by commercial banks, savings and loan associations, credit unions, and mutual savings banks that pay interest but can not be used directly as money (by, for example, writing a cheque).
		Obtaining funds held in a savings account may not be as convenient as from a demand account.
		The European Union Savings Directive has made arrangements with many offshore financial centres for either information on interest earned to be shared with EU tax authorities or for withholding tax to be deducted on interest paid on offshore accounts, because of concerns relating to potential tax evasion.
	en.wikipedia.org /wiki/Savings_account (729 words)

	Howstuffworks "How do savings accounts work?"
		The most common type of bank account, and probably the first account you'll ever have, is a savings account.
		Savings accounts allow you to keep your money in a safe place while it earns a small amount of interest each month.
		That means that if your account earns one percent interest then each day 1/365th of that one percent of the amount of money you have in your savings account is then added to your total.
	money.howstuffworks.com /question726.htm (990 words)

	Texas Health Savings Account
		Health Savings Accounts were created to go hand-in-hand with a qualified high-deductible health care plan so that individuals could pay less in monthly dues and put the savings (along with additional funds) in a tax-exempt Health Savings Account.
		By the book, Health Savings Accounts are tax-favored accounts set up to pay for certain medical expenses and to allow for the build-up of savings to pay for future medical expenses.
		You are allowed to fund this account with up to 100% (up to certain limits) of your plan's annual deductible (pro-rated for less than a year) with pre-tax dollars.
	www.gotexasplans.com /Health_Savings_Account.html (1389 words)

	Passbook, statement savings account yields languish (Site not responding. Last check: 2007-10-14)
		Bankrate's fall 2006 survey of passbook and statement savings accounts offered by the largest institutions in the top 10 metropolitan markets shows that the average yield on a passbook savings account rose 0.01 percent, to 0.60 percent, since the previous survey in April.
		A passbook account tracks deposits and withdrawals via a booklet the customer brings to the bank; a statement savings account relays that information to consumers via a mailed statement.
		The accounts are a convenient place to stash a few dollars that might be needed in an emergency, but these accounts have billions of dollars in them.
	www.bankrate.com /yho/news/sav/oct06_passbook_statement_savings_a1.asp (573 words)

	Health savings account - Wikipedia, the free encyclopedia
		A Health Savings Account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States.
		A Health Savings Account is an alternative to traditional health insurance; it is a savings product that offers a different way for consumers to pay for their health care.
		Health Savings Account effectively replace medical savings account (MSA) plans that were authorized by the federal government.
	en.wikipedia.org /wiki/Health_savings_account (1993 words)

	Individual - Electronic Payroll Savings FAQs
		You may buy a savings bond after accumulating a minimum of $25 in the C of I or by scheduling a purchase in advance.
		Savings bonds must be held for a minimum of 12 months before they can be redeemed.
		For example, if the purchase is made on May 31 and the savings bond posts on June 1, the issue date is June 1; but if the purchase is made on May 26 and the savings bond posts on May 27, the issue date is May 1.
	www.savingsbonds.gov /indiv/research/faq/tdpayrollfaq.htm (2290 words)

	Coverdell Educational Savings Account (Site not responding. Last check: 2007-10-14)
		A Coverdell Education Savings Account is a custodial account that is established for the purpose of paying qualified education expenses of a designated beneficiary of the account.
		The amount of educational expenses for which a distribution from a Coverdell ESA can be used and not be subject to the tax must be reduced by the amount of any qualified scholarship, educational assistance allowance, or payment that is excludable from the beneficiary’s gross income.
		All funds in the Coverdell Savings must be used by the time the beneficiary is 30 years of age.
	www.scsbnet.com /Cover.asp (403 words)

	Savings (via CobWeb/3.1 planetlab5.csail.mit.edu) (Site not responding. Last check: 2007-10-14)
		Account for your future...Telcoe Savings Accounts save you from future financial anxiety.
		Telcoe Savings Accounts are designed to offer secure and convenient options that help you help your money grow for those upcoming (and sometimes unexpected) events.
		A Prime Savings Account opens the door to a host of helpful financial services, and our other savings options offer high rates and healthy dividends, making you a happier credit union member.
	www.telcoe.com.cob-web.org:8888 /pages/savings_intro.html (177 words)

	Savings
		Whether you're looking for a traditional savings plan, a high-rate flexible account, or to lock in a guaranteed return, Wescom has the savings options that help your money grow.
		When you become a Wescom member you automatically get a basic Regular Savings account, but there are more to choose from.
		Savings Certificates - Lock in your rate with terms from 3 months to 5 years.
	www.wescom.org /accounts/savings.asp (116 words)

	Finance Savings Account
		There are two basic types of savings accounts: savings accounts and certificates of deposit (CDs).
		The rates earned in savings accounts are not guaranteed for any length of time, but are adjusted up and down with market rates.
		Bank advertising generally emphasizes the interest rate paid on savings deposits, while the method used to compute the average balance is relegated to the fine print.
	military.com /Finance/Content?file=banking_savings02.htm&area=Content (316 words)

	Health Savings Account FAQ - HSA for America
		Then, a tax-deductible savings account may be opened to cover current and future medical expenses.
		You can use the savings account to pay for your lower-dollar medical expenses, or those that are not covered by the health plan.
		The account holder can repay the mistaken distribution by April 15 of the following year with no penalty if there is reasonable evidence that the original distribution was made in good faith, that it was a qualified.
	www.health--savings--accounts.com /faq.htm (3371 words)

	Health insurance from Golden Rule Insurance Company (Site not responding. Last check: 2007-10-14)
		Each year you’re allowed to save 100 percent of the health plan’s annual deductible, up to $2,700 for singles and $5,450 for families in 2006 (in most states).
		You use the savings account to pay for your lower-dollar medical expenses, or those that aren’t covered by the health plan.
		Savings can be used to help pay the deductible and for noncovered medical expenses, such as dental and vision.
	goldenrule.com /commoncomponents/health/Health_Savings_Accounts.shtml (507 words)

	Medical Savings Account
		Health Savings Accounts are the easiest and most efficient way to provide consumer driven health benefits to healthy individuals, families, self-employed persons and employees.
		No assurance of free health savings accounts administration is offered for health savings accounts opened separately from the qualifying insurance.
		Health Savings Account qualifying health insurance is available through Freedom Benefits under the same terms and conditions as other benefit plans.
	www.freedombenefits.org /MSA.htm (1700 words)

	Health Savings Account Plans - HSA Medical Insurance Plan Accounts
		One of the key aspects to health savings accounts is a system that is responsive primarily to individual consumers, rather than to third-party payers.
		Health Savings Accounts, often thought to be for the young and healthy, can also be a tax-efficient way to save for the worrisome cost of retiree health care.
		Customers with a Health Savings Account will be able to use the cards to pay for co-pays and prescriptions with their HSA dollars.
	www.health--savings--accounts.com (1333 words)

	Home equity is not your savings account
		We may be saving less than ever, but money DOES buy happiness.
		Something similar happened to a couple Ramsey calls "Ed and Sally." Their home equity line, used for emergencies, was not renewed by their bank after Ed lost his job, and they got behind on their bills.
		DeMong, who is an expert in home equity and mortgage lending, notes that when a home is the primary source of savings it won't be available during retirement as money that one can use to live -- unless the home is sold and a smaller, less expensive one is bought.
	www.bankrate.com /brm/news/sav/2006savmg/rely-equitya1.asp (690 words)

	Lifetime Savings Account Web Site (via CobWeb/3.1 planetlab5.csail.mit.edu) (Site not responding. Last check: 2007-10-14)
		A family would have to decide whether to "raid" a savings account to pay for the children's college tuition, or to leave it in there for retirement and health-care needs.
		House Democrats support the concept of tax-free savings accounts if they do not raise the deficit or mostly benefit wealthy taxpayers, said House Minority Leader Nancy Pelosi, D-Calif., at a January 14 press conference in Washington, D.C. She hinted at a Democratic proposal but would not state when or if it would be released.
		The proposed simplification of the retirement savings accounts and the addition of a lifetime savings account accessible to all Americans would bring significant simplification benefits....Earnings would not be subject to income tax and amounts could be withdrawn at any time for any purpose.
	www.lifetimesavingsaccount.com.cob-web.org:8888 (5184 words)

	Saga Secure Savings Account (Site not responding. Last check: 2007-10-14)
		Whereas other accounts may tempt you in with an initially high rate, only to become less competitive when the offer period ends, the very least the Saga Secure Savings Account will pay is 0.25% below the Bank of England base rate for balances of £1,000 and above.
		The Saga Secure Savings Account is available only to UK residents (including the Channel Islands and the Isle of Man).
		Where a customer has made deposits in a savings or bank account, payments under the scheme are limited to 100% of the first £2,000 and 90% of the next £33,000 of the customer's total deposits subject to a maximum payment to any one depositor of £31,700.
	www.saga.co.uk /finance/sid/home_savings.asp (617 words)

	Highest rates on bank certificates of deposit (CDs), money markets, checking accounts, and savings accounts listed ...
		Savings investors have very little rate incentive to invest long term as the rates on money market accounts (+5.25% APY) are nearly equal to those on 5-year CDs (+5.60% APY).
		Check the money-rates.com checking account page for a bank currently offering 6.01% introductory APY on a checking accounts.
		Certain retirement accounts will now be insured up to $250,000 per depositor.
	www.money-rates.com (358 words)

	The new health savings account plans
		A health savings account is a tax-sheltered savings account similar to the IRA, but earmarked for medical expenses.
		When combined with a low-cost, high deductible health insurance policy (required), the health savings account is meant to replace a traditional high-cost health insurance policy (with its low co-pays and mountains of restrictions on medical choices).
		The savings accounts should be used to help pay smaller covered medical expenses until the deductible is met; should the need arise, the high deductible insurance policy takes care of covered medical expenses exceeding the deductible.
	www.msainfo.net (773 words)

	We serve you better! (Site not responding. Last check: 2007-10-14)
		A Savings Account is usually a fund for future use or against the proverbial “rainy day”.
		You have very flexible means of operating your savings account.
		This account is specially developed to encourage salaried workers like you to save for a period of time and prosper by earning interest, accumulating funds and being eligible for a loan.
	www.gcb.com.gh /gcbstory.asp?ID=4 (212 words)

	Savings Account Certificate of Deposit CD Money Market Savings Bond & Individual Retirement Account IRA from U.S. Bank
		An FDIC-insured savings account that offers competitive interest rates on low account balances; a great option for first-time savers or anyone who wants convenient access to their money while it earns interest.
		To help you meet your personal savings objectives, this FDIC-insured savings account is set up with automatic transfers from your U.S. Bank Checking Account.
		A Health Savings Account is an account that you can put money in to save for future medical expenses for yourself or your covered dependents, on a federal tax free basis.
	www.usbank.com /cgi_w/cfm/personal/products_and_services/savings.cfm (304 words)

	Savings Accounts - Open a Simply Savings Account
		The best choice if you are seeking an account with a low minimum balance requirement, low monthly fees and the earning power of a variable interest rate.
		Health Savings Accounts are an exciting new option to help pay for healthcare costs and save money.
		These accounts, available to those who are currently in a qualified high deductible health plan, offer a tiered interest rate and unlimited transactions using your Visa
	www.tdbanknorth.com /personal/savings.html (428 words)

	ANZ Passbook Savings account
		If you prefer to bank at an ANZ branch, then the ANZ Passbook Savings account is the ideal account for you.
		This account is designed to help you maximise your savings by providing you with your funds 'at call' with a Passbook which records savings history and current balance.
		Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.
	www.anz.com /aus/ind/everyday/accounts/Passbook_savings.asp (208 words)

	Savings Account Information Page
		There is no minimum balance required to open your Orange Savings Account, and you don't have to keep a specific balance in your account to qualify for a high interest rate.
		You will be saving your money effortlessly and will have money for a rainy day or to achieve your dreams.
		Keep in mind that individual and joint accounts are insured separately, so if you have both types of accounts with us, your total deposits can be insured up to $200,000; that's up to $100,000 in all of your individual accounts, and up to an additional $100,000 in all of your joint accounts.
	home.ingdirect.com /products/products.asp?s=OrangeSavingsAccount (481 words)

	A Complete Health Savings Account Source (Site not responding. Last check: 2007-10-14)
		The new health savings account is a special tax-sheltered savings account for medical bills.
		It is similar to an IRA and works in conjunction with a special low cost, "high deductible" health insurance policy to provide comprehensive coverage at the lowest possible net cost for those who qualify.
		In sum, the health savings account plan may offer: 1) lower premiums; 2) lower taxes; 3) freedom of choice; and 4) more cash at retirement.
	www.msahealthplans.com (481 words)

	Belco - Savings Account (via CobWeb/3.1 planetlab5.csail.mit.edu) (Site not responding. Last check: 2007-10-14)
		When you establish a Savings Account at Belco Community Credit Union, you actually become a member and co-owner of our full service financial cooperative.
		The minimum initial deposit and minimum balance required to keep the account active is $5.00.
		Savings accounts can be used in conjunction with free checking account overdraft protection.
	www.belco.org.cob-web.org:8888 /savingsregular.aspx (102 words)

	WestStar Bank \| Personal Banking \| Savings Accounts \| Savings Account (Site not responding. Last check: 2007-10-14)
		Transfers from a Savings account to another account or third parties by preauthorized, automatic, telephone, or electronic banking transfer are limited to six (6) per month.
		If transaction limitations are exceeded, the Bank reserves the right to close the account or convert it to another type of account.
		If the daily balance of a Savings account is less than $100.00 at any time during the quarter, a quarterly Minimum Balance Fee of $8.00 will be assessed as a Service Charge.
	www.weststarbank.com /personal/savingsAccounts/savings.asp (214 words)

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