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	Interest only loan Savings and loan association, more information about Savings and loan association
		Savings and loans accepted deposits and used those deposits, along with other capital that was in their possession, to make loans.
		The overriding goal of the savings and loan association was to encourage savings and investment by common people and to give them access to a financial intermediary that otherwise had not been open to them in the past.
		Savings and loans were given a certain amount of preferential treatment by the Federal Reserve inasmuch as they were given the ability to pay higher interest rates on savings deposits compared to a regular commercial bank.
	www.interestonly-loan.us /Savings_and_loan_association.html (827 words)

	Seneca Federal Savings and Loan Association
		Seneca Federal Savings was founded 79 years ago, (in 1928) with one part-time employee in a second floor rented office in Baldwinsville...Seneca's long history and growth is here...Now serving with pride Liverpool and North Syracuse, too.
		Seneca Federal Savings and Loan Association was one of the first thrifts to be approved for and offer non traditional products and services to its members with the formation of the subsidary Savmor Service Corporation in 1982.
		From the early 1990's to today, Seneca Federal Savings and Loan Association has prospered, and is considered "well capitalized" under current regulations.
	www.senecafederal.com (626 words)

	savings and loan association. The Columbia Encyclopedia, Sixth Edition. 2001-05
		Historically, savings and loan associations could be organized in two ways: either as a mutual or a capital stock institution.
		The savings and loan institution went through many changes in recent years, primarily due to deregulatory measures instituted in the 1980s by the U.S. federal government, allowing them to offer a much wider range of services than ever before.
		Under these new laws, the FHLBB allowed savings and loan associations to print their own capital, and escape charges of insolvency through such measures as “goodwill,” in which customer loyalty and market share were counted as part of a capital base.
	www.bartleby.com /65/sa/savingsN.html (560 words)

	Merger Of Savings And Loan Association Or Savings Bank Into A Savings And Loan Association
		While the surviving association will ordinarily be required to dispose of such deposits, loans and borrowings within two years after the date of the merger, it may discharge any legal obligations previously undertaken by the bank in connection with such nonconforming deposits, loans and borrowings.
		List the name and address of the principal office of each party to the proposed merger and of the surviving savings and loan association; the branch office locations of each party; the road distance between the nearest offices of each party and the offices, if any, which will be closed if the application is approved.
		The term primary service area, of a bank, association or any office thereof, means the area from which is derived approximately 75 percent of the dollar amount of deposits based on the record addresses of the depositors thereof.
	www.banking.state.ny.us /iac16.htm (1730 words)

	savings and loan association definition - Dictionary - MSN Encarta
		savings and loan association definition - Dictionary - MSN Encarta
		U.S. cooperative bank that invests savings: a financial institution that issues shares to members who deposit savings and invests the money mainly in home mortgage loans.
		Members receive interest on their savings in the form of dividends.
	encarta.msn.com /dictionary_1861701605/savings_and_loan_association.html (103 words)

	First Shore Federal Savings and Loan Association - Annual Message
		This outstanding loan volume enabled the association to increase its loan portfolio by nearly 25% to $195,935,551.
		And, while the association experienced the wave of loan refinancing seen nationally due to the low rates, the impact of that trend was moderated by an aggressive loan renegotiation and modification practice made possible by our practice of holding our loans in portfolio.
		Consistent with its CRA rating, and the association's long time practice of supporting community projects and organizations, First Shore was again a leading corporate citizen supporting numerous activities in the communities we serve and continuing to build an endowment for community needs at the Community Foundation of the Eastern Shore.
	www.firstshorefed.com /company/annual_message.htm (722 words)

	Welcome to Freehold Savings and Loan Association
		Vanderveer’s daughter, Mildred V. Foley who succeeded him as secretary, was named president of Freehold Savings and Loan in 1961, earning her the distinction of being the second woman in the state to be elected president of an insured savings and loan Association.
		Foley had devoted 54 years to the Association by the time she retired in 1968, having begun as a clerk the Monday after her graduation from Freehold High School in 1914 and working her way up to assistant secretary in 1928 and executive vice president in 1952.
		Sautters, officers of the Freehold Savings and Loan Association are; David J. Hage, Vice President/CFO and Treasurer; Maryanne Barth, Vice President Residential Mortgages, and Thomas Zarycki, Vice President Operations.
	www.freeholdsavingsandloan.com /about.asp (715 words)

	Westover Hills - World Savings and Loan Association
		On February 18, 1993, World Savings & Loan Association and its parent company, Golden West Financial Corporation, announced its purchase of land at the intersection of the Westside Expressway and Loop 1604 for their new National Operations Center.
		World Savings and Loan, with assets of $45 billion, as of March 31, 2000, currently operating 372 offices in 27 states, is the third largest multi-state thrift in the country.
		World Savings is just completing the addition of another 93,000 square foot, two-story building to their existing five building campus, which brings it to a total of 353,000 square feet on their 110 acre Westover Hills office campus.
	www.westoverhills-sa.com /worldsavings.htm (238 words)

	About Rio Grande Savings and Loan Association
		Rio Grande Savings and Loan is a mutually owned savings association that was founded in 1905 as the Monte Vista Building Association.
		From that point on, the goal of the association was to provide a place where the members of the communities it serves could find reasonable rates on loans while those providing the funds could have a safe place to deposit their funds and receive a reasonable return on their investment.
		Rio Grande Savings and Loan Association prides itself on being committed to the mutual form of ownership which it feels allows it to best serve the members of its communities, opposed to the stock form of ownership that is always bottom line dollar driven.
	www.rgsla.com /about.htm (237 words)

	Martin v. World Savings and Loan Association
		Respondent World Savings and Loan Association maintains that such a promise is fully enforceable.
		Respondent demurred, contending that the deed of trust securing its loan was distinguishable from the one involved in Ziello, and that it, therefore, had a security interest in the earthquake insurance proceeds with a concomitant right to control their distribution.
		Whether respondent sought to use the proceeds to repair the premises or to pay down the loan is unclear from the allegations of the complaint.
	www.law.com /regionals/ca/opinions/oct/b145688.shtml (1735 words)

	First Federal Savings & Loan Association - About Us
		First Federal, originally founded in 1905, is a federally chartered stock savings and loan association headquartered in Independence, Kansas.
		The Association attracts deposits from the general public and uses such deposits, together with borrowings and other funds, to originate one-to-four family residential mortgage loans.
		The Association also invests in mortgage-backed securities which are insured by or guaranteed by federal agencies, in securities issued by the U.S. government or agencies thereof and in other investment securities.
	www.firstfederalsl.com /aboutus.htm (480 words)

	CHAPTER 673 - SAVINGS AND LOAN ASSOCIATIONS
		NAC 658.030, each savings and loan association shall pay to the Division of Financial Institutions of the Department of Business and Industry an annual assessment of $300 to cover the costs related to the employment of a certified public accountant and the performance of audits and examinations conducted by the Division.
		NRS 673.043, 673.430) A licensed savings and loan association shall pay a fee of $10 for each day that any report required pursuant to NRS 673.430 is overdue.
		NRS 673.043, 673.630) A licensed savings and loan association shall pay to the Division of Financial Institutions of the Department of Business and Industry a fee of $30 upon submission of a copy of the charter of authorization pursuant to
	www.leg.state.nv.us /NAC/NAC-673.html (1443 words)

	Rosedale Federal Savings & Loan Association (Site not responding. Last check: )
		Most lenders are in business to make mortgage loans and then sell them to investors.
		Perhaps you have had a loan with another bank that was sold.
		If you have, you know the procedure: one day, without warning, you receive a letter from your lender, stating that your loan is now at another bank.
	www.rosedalefederal.com /rosloan.html (324 words)

	Carthage Federal Savings and Loan Association
		At Carthage Federal Savings and Loan Association, we recognize that you have a right to expect your personal financial information to remain private and secure.
		Carthage Federal Savings and Loan Association has established procedures to ensure that your information is accurate, current and complete, in keeping with reasonable commercial standards.
		At Carthage Federal Savings and Loan Association, employee access to your personal information is limited to those with a business reason to know such information.
	www.carthagesavings.com /privacy.asp (616 words)

	Conversion of federal savings and loan association to state charter
		Notice of the shareholders' meeting, together with any proxy material, shall be served personally upon or mailed to each shareholder of the association at his last known address and shall contain a statement of the time, place and purpose of the meeting.
		(a) Plan of conversion, signed by the president of the association and attested by its secretary, setting forth the terms and conditions of the conversion and the manner in which it is to be accomplished, including the names of the principal executive and administrative officers and directors.
		(b) Opinion of counsel for the association as to compliance with all requirements of Federal and State law in connection with the conversion.
	www.banking.state.ny.us /iac14.htm (506 words)

	Pioneer Federal Savings and Loan Home Page
		PIONEER FEDERAL SAVINGS AND LOAN ASSOCIATION, a mutual Savings and Loan established in 1912, operates offices in Deer Lodge and Dillon, Montana.
		The Association has 17 full time employees, approximately $69 million in total assets, and is recognized as a well capitalized Institution.
		PIONEER FEDERAL SAVINGS AND LOAN ASSOCIATION is a community oriented financial Institution providing quick, local, friendly, personal service to individuals and businesses.
	www.pioneerfed.com (322 words)

	Aroostook County Federal Savings & Loan Association
		Welcome to the Aroostook County Federal Savings and Loan Association.
		At Aroostook Savings and Loan we believe in personal, face-to-face banking because we know that everyone's financial needs are different.
		Our loans stay here in our own portfolio, and are never sold to a secondary market.
	www.yourhomebank.com (187 words)

	World Savings & Loan Association
		Client: World Savings and Loan Association is a prosperous savings institution based in California.
		In addition to the basic banking and administrative spaces, such as the general vault, conference room and general office, there is to be an integrated exhibition space used for travelling or revolving cultural and artistic exhibits.
		Even though World Savings and Loan is new to Hawaii, the new building should proclaim the company’s intentions to remain and prosper for a long time.
	www2.hawaii.edu /~edwinl/bank.htm (383 words)

	Branick, et al. v. Downey Savings and Loan Association
		Mervyn’s LLC is the application of a change in law that took place after the lawsuits were filed.
		AARP California had opposed the referendum on the grounds that it would severely weaken California’s consumer protection laws and cause harm to all consumers across the state.
		In Branick, plaintiffs had filed an action against a savings and loan association alleging violations of a false advertising and unfair competition law with respect to real estate loans.
	www.aarp.org /research/legal-advocacy/lit_imported_art_853.html (702 words)

	Financial Dictionary — Meaning for Savings-and-loan association
		The savings-and-loan associations, established in the 1850s and operating under successive state and federal regulations and supervised and insured by federal agencies, became large deposit-taking institutions for small savers, borrowing short to lend long.
		They had to raise their rates during the 1970s to attract deposits and margins were squeezed as mortgages were at fixed rates.
		The S&Ls came under pressure again in the 1980s as they had to offer higher and higher rates to win deposits while still carrying fixed-rate loans.
	www.anz.com /edna/dictionary.asp?action=content&content=savings-and-loan_association (280 words)

	savings and loan association — Infoplease.com
		savings and loan association, type of financial institution that was originally created to accept savings from private investors and to provide home mortgage services for the public.
		Mutual Savings Banks and Savings and Loan Associations
		building and loan association - building and loan association: building and loan association: see savings and loan association.
	www.infoplease.com /ce6/bus/A0843804.html (640 words)

	FDIC: SA-56-2005: Counterfeit Cashier's Checks - Downey Savings and Loan Association, F.A., Newport Beach, California
		Counterfeit cashier's checks drawn on Downey Savings and Loan Association, F.A., Newport Beach, California, are reportedly in circulation.
		Downey Savings and Loan Association, F.A., Newport Beach, California, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.
		This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud.
	www.fdic.gov /news/news/SpecialAlert/2005/sa5605.html (381 words)

	First Federal Savings & Loan Association
		The Association was organized on January 3, 1889 and opened for business in the law office of Charles T. Feagin, 1616 Broadway the next day under the name of the National Building and Loan Association of Mattoon.
		The First Federal Savings and Loan Association was the first financial institution to leave Broadway.
		First Federal Saving and Loan Associations and Okaw Building and Loan merged their institutions to continue to offer superior banking services to the community.
	www.firstfederalmattoon.com /history.html (420 words)

	»»Savings-and-loan-association Reviews««
		Chapter 3: "The measly 5.5 percent savings and loans paid for deposits at the time was a joke.
		Written in 1989, when the dollar was incredibly strong due to high interest rates, which brought in the flood of foreign investments able to finance growing trade deficits and federal deficits by furnishing an increasingly speculative market for debt, banks were failing at record rates.
		The price of oil was too low for people with huge mortgages to pay their loans in Texas, while manufacturers paying workers American dollars suffered from a decreasing ability to sell their products in the rest of the world.
	www.financial-book-review.com /Savings-and-loan-association (2980 words)

	DowntownSidney.com Business Pages - Peoples Federal Savings and Loan Association
		The Peoples Federal Savings and Loan Association was established in 1886 and has long been an integral part of the Sidney/Shelby County financial community.
		Peoples Federal Savings and Loan Association understands that trust and confidentiality are important to you.
		Peoples Federal Savings and Loan Association collects your personal information to administer our business.
	www.downtownsidney.com /Pages/PeoplesFederal.asp (162 words)

	Peoples Federal Savings & Loan Association
		WHEREAS, on April 10, 1914, the Peoples Building and Loan Association began operations in Conway, SC, with Colonel D. Spivey as first President and Mr.
		WHEREAS, on January 1, 1950, the Association with its cooccupant, a property and casualty insurance agency, moved into a recently remodeled rented building at 418 Main Street, this being the first time the Association displayed equal prominence with its cooccupant; with Mr.
		WHEREAS, in 1982, the Association was joined by Peoples Federal Savings and Loan Association of Florence to become Peoples Federal Savings and Loan Association of South Carolina; and
	www.hchsonline.org /places/pfsl.html (514 words)

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