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Topic: Savings deposit

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	Savings deposit - Wikipedia, the free encyclopedia
		Savings deposits are accounts maintained by commercial banks, savings and loan associations, credit unions, and mutual savings banks that pay interest but can not be used directly as money (by, for example, writing a check).
		Funds deposited in a savings account may be withdrawn only by the account owner or a duly authorized agent, or on the owner's nontransferable order.
		Earnings may be in the form of dividends, as in the case of a share type savings account, or interest as in the case of a deposit type account.
	en.wikipedia.org /wiki/Savings_account (577 words)

	Kennebunk Savings Bank - Deposit Account Agreement & Funds Availability Policy
		We reserve the right to refuse a deposit to your account, to limit the amount that may be deposited, or to return or hold any part or all of a deposit, at any time and for any reason.
		If you do not make any deposits to or withdrawals from your account for twenty-four (24) months, and balances carried are less than $200.00, and your account is a savings type account (i.e., Statement, Passbook), your account is considered inactive and we may assess an inactive account charge (as identified in the Schedule).
		Funds from deposits of cash, wire transfers, and the first $5,000 of a day's total deposits of cashier's, certified, teller's, traveler's and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions.
	www.kennebunksavings.com /depositagreement.html (4515 words)

	Deposit account - Wikipedia, the free encyclopedia
		A deposit account is an account at a banking institution that alows money to be held on behalf of the account holder.
		The account holder retains rights to their deposit, although restrictons placed on access depend upon the terms and conditions of the account and the provider.
		In the United States, all deposits up to $100,000 are insured by the Federal Deposit Insurance Corporation.
	en.wikipedia.org /wiki/Bank_deposits (241 words)

	Finance - India - Bank Savings - Fixed Deposit - webindia123.com
		A fixed deposit is meant for those investors who want to deposit a lump sum of money for a fixed period; say for a minimum period of 15 days to five years and above, thereby earning a higher rate of interest in return.
		Bank fixed deposits are one of the most common savings scheme open to an average investor.
		When a depositor opens an FD account with a bank, a deposit receipt or an account statement is issued to him, which can be updated from time to time, depending on the duration of the FD and the frequency of the interest calculation.
	www.webindia123.com /finance/bank/fix.htm (698 words)

	rediff.com: Savings deposit rate cut likely : BS
		The savings deposit rate is the last relic of the administered regime in the financial system.
		However, public sector bankers are opposing any move to free the savings deposit rate as they feel that freeing it may result in a rate war, leading to increase in the cost of deposits, something that will end up hurting some of the banks.
		Unlike term deposits, in case of savings deposits the interest rates are paid only on the minimum balances held in the account between the 10th day and the end of the month.
	www.indiaabroad.com /money/2002/apr/25crpol.htm (441 words)

	Tallinna Äripank (Site not responding. Last check: 2007-11-05)
		Savings deposit is a time deposit, it allows Client to make additional instalments if he wants to.
		The Client can prolong deposit for the same period of time and for interests and terms, which are valid at the moment of prolongation.
		Client cannot use the deposit prior to the date of expiry of the Contract for Savings Deposit.
	www.tbb.ee /main.cgi/BUSINESS_CLIENTS/Banks_Deposits/Savings_Deposit?lan=0 (345 words)

	Finance - India - Bank Savings - Recurring Deposit - webindia123.com
		A Saving Bank account (SB account) is meant to promote the habit of saving among the people.
		Bank deposits are fairly safe because banks are subject to control of the Reserve Bank of India with regard to several policy and operational parameters.
		Savings Bank Account can be opened in the name of an individual or in joint names of the depositors by filling up the appropriate forms.
	www.webindia123.com /finance/bank/sb.htm (574 words)

	eKantipur.com - Nepal's No.1 News Portal
		Of the total deposit collection, the deposits in current account witnessed a negative growth of 9 percent, while the savings deposit segment- the biggest contributor to banksâ overall deposit- saw a growth of over five percent.
		Similarly, the deposit mobilization of the finance companies had also witnessed a growth of over 17 percent during the same period.
		Commenting over the slow growth of deposits, Kishor Maharjan, deputy general manager of Himalayan Bank Limited said that the low growth in deposit mobilization could largely be attributed to the decline in remittance collection.
	www.kantipuronline.com /kolnews.php?&nid=28644 (521 words)

	Finance - India - Bank Savings - Recurring Deposit - webindia123.com
		The Recurring deposit in Bank is meant for someone who want to invest a specific sum of money on a monthly basis for a fixed rate of return.
		The deposit shall be paid as monthly installments and each subsequent monthly installment shall be made before the end of the calendar month and shall be equal to the first deposit.
		Since a recurring deposit offers a fixed rate of return, it cannot guard against inflation if it is more than the rate of return offered by the bank.
	www.webindia123.com /finance/bank/rd.htm (430 words)

	Belmont Savings Bank - Deposit Insurance
		Belmont Savings Bank is a member of the Federal Deposit Insurance Corporation (FDIC), which insures all deposits in one name up to a legal maximum of $100,000.
		Belmont Savings Bank is also a member of the Deposit Insurance Fund of Massachusetts (DIF), which insures all deposits and earned interest in excess of the $100,000 FDIC limit.
		State-chartered savings banks in Massachusetts, and particularly Belmont Savings, are known and respected places for your savings.
	www.belmontsavingsonline.com /site/services_insurance.html (202 words)

	Electronic Code of Federal Regulations:
		A federal savings association (“you”) may raise funds through accounts and may issue evidence of accounts under section 5(b)(1) of the HOLA (12 U.S.C. 1464(b)(1)), your charter, and this part.
		Federal savings associations may exercise deposit-related powers as authorized under federal law, including this part, without regard to state laws purporting to regulate or otherwise affect deposit activities, except to the extent provided in §557.13.
		All federal and state chartered savings associations (“you”) should establish and maintain deposit documentation practices and records that demonstrate that you appropriately administer and monitor deposit-related activities.
	ecfr.gpoaccess.gov /cgi/t/text/text-idx?c=ecfr&sid=732c5c37eb40dd4e2dee5aaca5ca3d9f&rgn=div5&view=text&node=12:5.0.1.1.27&idno=12 (696 words)

	Deposit insurance: Facts and details from Encyclopedia Topic (Site not responding. Last check: 2007-11-05)
		Deposit insurance is a measure taken by banks bank quick summary:
		Deposit insurance institutions[For more facts and a topic of this subject, click this link] are for the most part government run or established, EHandler: no quick summary.
		The federal deposit insurance corporation (fdic) was created by the glass-steagall act of 1933....
	www.absoluteastronomy.com /encyclopedia/d/de/deposit_insurance.htm (316 words)

	HVB Bank Biochim: "Golden Age" Program
		Savings Deposit for retired people - no fees for opening the account and provision of savings-bank book, no fees for maintenance and closing the account and no commissions for deposit installments; fixed- term deposit (1- 24 months); long term deposit Biochim Invest
		This is a convenient opportunity that enables you to draw loan or overdraft at any time and your deposit or current account serves as guarantor.
		The amount of the loan may be up to 90% of your funds amount when the currency of the deposit and the loan is the same and up to 80% of the deposit amount, when the demanded loan is in different currency.
	www.biochim.com /Package_Services/Golden+Age+Program.htm (813 words)

	[No title]
		The representatives of the Nidhi managements however, explained that Recurring Deposit accounts are often opened at the time the Mortgage Loans are given by the company to facilitate the borrower to save periodically in the Recurring Deposit accounts so that repayment becomes convenient for the depositor.
		Therefore, they explained that life of the Recurring Deposits should be equal to the period of the Mortgage Loan.
		The Savings Deposit account holder always has the freedom or choice of transferring the amount in excess of Rs.20,000/- to the Fixed Deposit account.
	www.iinvestor.com /scripts/file.asp?file=nidhi_report1.htm (515 words)

	First National Bank Of Marin Occ Settlement
		Under the bank’s program, the funds for the savings deposit are instead charged against the credit line, reducing the amount of available credit until the charge is paid off.
		The initial charge for the savings deposit, along with application and other fees of $37 that were charged against the card, meant that all applicants would receive a card with little or no available credit when first issued.
		When the bank disclosed in the solicitations that the savings deposit would be charged against the credit card, it did not disclose that the customer might receive little or no usable credit as a result.
	twiki.cageyconsumer.com /FirstNationalBankOfMarinOccSettlement (1039 words)

	Savings Deposit Program assists deployed service members All Hands - FindArticles
		Defense Finance and Accounting Service (DFAS), in accordance with the Department of Defense, implemented the Savings Deposit Program in August 1990 for members who were serving in the Persian Gulf Conflict.
		To make a deposit into the fund, troops are asked to contact their financial office.
		The last day to make a deposit into the fund is the date of departure from the assignment.
	www.findarticles.com /p/articles/mi_m0IBQ/is_1047/ai_n6130497 (391 words)

	Payroll Direct Deposit Q&A (Site not responding. Last check: 2007-11-05)
		It is the transfer of funds from the State of Kansas account to an individual employee's checking or savings accounts at a participating bank, savings and loan association or credit union.
		Checking and savings account numbers are normally noted at the bottom of checks and deposit slips as well as the nine digit transit number.
		The voided check and/or savings deposit slip should be attached to the enrollment form.
	www.da.ks.gov /ar/payroll/dirdeposit.htm (939 words)

	Savings & Deposit services - Birmingham Bloomfield Credit Union
		The minimum deposit to open and maintain membership is $5.00.
		Rates are based upon the initial deposit and chosen maturity ($500 minimum).
		These accounts are an easy and convenient way to save for your future.
	www.bbcu.org /save.htm (253 words)

	Nedbank
		A saving account is the ideal option for investing funds ina secure acount that will allow you to earn market-related interest rates and immediate access to your money.
		This account is available to clients 19-years and older and offers a secure, attractive method of saving funds at market-related rates, while at the same time allowing for immediate access to funds.
		Save - An attractive method of saving funds at market-related rates, while at the same time allowing for immediate access to funds.
	www.nedbank.co.za /website/content/Corporate/productDecision.asp?levelcont=2_2_&CategoryID=237 (442 words)

	DefenseLINK News: Savings Plan Lets Deployed Troops Earn Interest on Funds
		He said the Savings Deposit Program was already in effect for service members deployed to the Persian Gulf and to the areas comprising the former Yugoslavia but has now been expanded to include Afghanistan and its surrounding areas.
		Deposits normally can't be withdrawn except for emergencies.
		Deposit programs date back to the Civil War, Emsweiler said, but the program has been in its current form since 1966.
	www.defenselink.mil /news/Dec2001/n12112001_200112112.html (333 words)

	Savings
		Saving money isn’t easy but we gotta do it to afford the boat, the house, the trip to Vegas or that retirement home in Florida.
		Open a savings account for as little as $5 and begin building your financial security.
		Savings accounts are overdraft protection for checking accounts.
	www.midillinicu.com /asp/products/product_1_2.asp (419 words)

	Bank Deposit Program<
		All activity with respect to your Deposit Accounts will appear including the total of your opening and closing deposit account balances, a breakdown of your deposit account balances at each individual program bank, and the interest earned for the period covered by the statement.
		Since Smith Barney cannot monitor deposits made by you in the Program Banks, you are responsible to monitor the total amount of deposits you have at each Program Bank in order to determine the extent of FDIC insurance coverage available to you.
		In the event that you have deposits in excess of $96,500 at Citibank Federal Savings Bank, additional amounts will be deposited in a Smith Barney Money Market Fund that you may select.
	www.smithbarney.com /products_services/fma/bdaintro1.html (704 words)

	Savings deposit - Hutchinson encyclopedia article about Savings deposit (Site not responding. Last check: 2007-11-05)
		In banking, an account where interest is given for money deposited.
		A savings account does not usually give access through a chequebook.
		This information should not be considered complete, up to date, and is not intended to be used in place of a visit, consultation, or advice of a legal, medical, or any other professional.
	encyclopedia.farlex.com /Savings+deposit (112 words)

	[No title]
		Savings may in fact be more important than credit in helping the poor to raise incomes and reduce risk, although the impact on income may take longer to realize with savings.
		From passbook savings to investment plans, there is a variety of options to increase an institution’s ability to reach clients who have historically been denied access to institutional savings facilities.
		In supporting savings services, it is critical to understand that donors assume de facto responsibility for assuring the poor that their deposits are secure.
	www.cgap.org /direct/docs/modules/savings/Savings_Trainer_Notes.doc (3969 words)

	Monson Savings Bank - Personal Banking - Deposit Products - Savings Accounts (Site not responding. Last check: 2007-11-05)
		An initial deposit of $1,000.00 is required to open all CD accounts.
		No additional deposits can be made to an IRA CD during the term of the account.
		Use our Savings Calculator to help you determine a plan to reach your financial goals.
	www.monsonsavings.com /personal/savings.html (270 words)

	hi5.in :: View topic - PO Savings Deposit: Features (Site not responding. Last check: 2007-11-05)
		Savings deposit provides an interest rate of 3.5% p.a.
		Savings deposit scheme is open all through the year.
		Nomination can be done at the time of opening the account or during the running of the account.
	www.hi5.in /viewtopic.php?p=26 (308 words)

	Fox Valley Savings Bank Deposit Services (Site not responding. Last check: 2007-11-05)
		The increased coverage is a result of the Federal Deposit Insurance Reform Act which was signed into law in February, 2006.
		Saving for retirement is about setting financial goals and an individual retirement account is an excellent way to achieve those goals for your after working years.
		A contributor may deposit the maximum allowable contribution into separate CESAs for as many children as desired.
	www.fvsbank.com /40828.html (1287 words)

	Savings & Deposit Accounts (Site not responding. Last check: 2007-11-05)
		A fixed deposit with us will help you to earn additional income as we pay high rates.
		Of course, if you are a customer with a Current or Savings account we can transfer the interest monthly or quarterly or annually, as your wish, automatically to your Current or Savings account.
		You need not be a regular customer to save with us and to open a Certificate of Deposit account.
	www.sampath.lk /savings-deposit.htm (119 words)

	DefenseLINK News: Savings Program Allows Deployed Troops to Earn Extra Cash
		Under the Savings Deposit Program, troops deployed in combat zones, qualified hazardous duty areas or certain contingency operations may deposit all or part of their unallotted pay into a DoD savings account.
		Although all federal income earned in hazardous duty zones is tax free, Pronchick said interest accrued on earnings deposited into the Savings Deposit Program is taxable.
		Upon their return, personnel can apply through their finance channels to withdraw their deposits and the interest earned.
	www.defenselink.mil /news/Apr1997/n04221997_9704226.html (570 words)

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