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	Scottish Widows - Wikipedia, the free encyclopedia
		Scottish Widows is an investment company located in Edinburgh, Scotland, now a subsidiary of the Lloyds TSB Group.
		Scottish Widows Fund and Life Assurance Society opened in 1815 in what is now Chambers Street, as Scotland's first mutual life office.
		Scottish Widows demutualised and became part of the Lloyds TSB Group on 3 March 2000.
	en.wikipedia.org /wiki/Scottish_Widows (215 words)

	Scottish Widows
		Scottish Widows is looking to expand the 350-strong workforce at its banking operations in Edinburgh by 10% a year.
		Scottish Widows is to conduct a review of its life assurance and pensions business, prompting speculation that it could abandon its mutual status by opting for a £5bn flotation.
		Scottish Widows is to acquire a 20% stake in Royal Scottish Assurance, the Royal Bank of Scotland life assurance subsidiary, and will also become a partner in Direct Line Life, the life assurance business of Direct Line.
	www.ukbusinesspark.co.uk /scs55825.htm (389 words)

	15CCEM - Scottish Widows
		Founded in 1815 as Scotland's first mutual life office, Scottish Widows has gone from strength to strength over the past 188 years; it is one of the top providers in the UK Life, Pensions and Investment market.
		Scottish Widows Investment Partnership manages £73 billion (as at 30 June 2003) of client funds, making it one of the largest investment managers in Europe.
		Scottish Widows is proud to support and maintain the educational traditions inherent in Scotland, helping to share our knowledge while continuing to learn from others.
	www.15ccem.com /15CCEM/servlet/controller?p_service=Content.show&p_applic=CCC&pContentID=1043&pMenuID=171 (275 words)

	Scotsman.com Business - Scottish Widows
		SCOTTISH Widows Bank, the telephone mortgage and savings bank with no branches, has announced record figures for the first half of the year.
		SCOTTISH Widows Bank, the telephone mortgage and deposits bank, celebrated its 11th year in...
		SCOTTISH Widows Bank, the telephone-based mortgage and deposits specialist, is forecasting further...
	business.scotsman.com /topics.cfm?tid=986 (391 words)

	Scottish Widows demutualization (Site not responding. Last check: 2007-11-02)
		I had no involvement through my job with the Scottish Widows demutualization* but my mother did hold a Scottish Widows policy and she received, as far as I can remember, something in the region of GBP4,000 as a result of the demutualization.
		When the policyholders sold Scottish Widows to Lloyds TSB it ceased to be a mutual organization and became an ordinary public limited company - hence 'demutualization'.
		In February 2002, shortly after I joined Scottish Widows in Edinburgh as an IT auditor, I was summoned to a meeting with the other staff of the Internal Audit Department.
	www.happywarrior.org /widows/widows01.htm (3506 words)

	Storm brewing over Scottish Widows windfalls
		A spokesman for Scottish Widows said every effort was being made to ensure that the distribution is fair, including asking members to vote next month to extend windfalls to people who are excluded under current rules.
		Scottish Widows has already said that people who applied in writing before midnight on June 22 will be entitled to windfalls as if they had already become members before that cut-off date, provided their policies are still in force when the demutualisation becomes effective next year.
		Scottish Widows does not know what the biggest individual entitlement will be as people with more than one with-profits policy will receive several variable payments.
	www.telegraph.co.uk /htmlContent.jhtml?html=/archive/1999/11/28/cmwid27.html (957 words)

	Scottish Widows' Stakeholder Pension Scheme - stakeholder pensions: your guide from is4profit the sme information ...
		In January 2001, Scottish Widows was one of the first providers to announce its stakeholder pension plan terms to the market.
		Scottish Widows has already been approved as a stakeholder provider by all relevant authorities and from April the stakeholder product will be accessible directly from Scottish Widows (by telephone or Internet), by consulting an Independent Financial Adviser or through any Lloyds TSB branch*.
		This document represents Scottish Widows' interpretation of the current and proposed law and Inland Revenue practice as at the date of publication.
	www.is4profit.com /stakeholder/Providers/scottishwidows.htm (620 words)

	BBC News \| BUSINESS \| Scottish Widows vote for windfall
		More than a million and a half members of life assurer Scottish Widows are in line for massive windfalls after they agreed to a £7bn takeover.
		Both Scottish Widows and Lloyds TSB said they were delighted by such a conclusive vote in favour of the merger.
		Scottish Widows manages funds worth £33.7bn and has a strong presence in the growing independent financial advice market, where Lloyds is relatively weak.
	news.bbc.co.uk /1/hi/business/574495.stm (385 words)

	Literature Library - Scottish Widows Extranet
		Scottish Widows plc is a member of the Scottish Widows and Lloyds TSB Marketing Group, members of which carry on the business and services associated with life assurance, pensions and investments.
		Scottish Widows plc acts as the processing and paying agent for Scottish Widows Annuities Limited.
		Scottish Widows plc is authorised and regulated by the Financial Services Authority, (FSA Reg.
	scottishwidows.becomeinteractive.co.uk /index.php?page=1&cat_id=9 (246 words)

	Invest in the proven Scottish Widows With Profits Bond (Site not responding. Last check: 2007-11-02)
		Scottish Widows gives you the strength of a highly reputable, highly successful company to provide excellent potential for long-term capital growth to your investment.
		Scottish Widows’ investment strategy for its With-Profits Fund is to invest in a balanced mix of equity shares of good quality companies, both at home and overseas, in high-quality properties and in fixed interest securities.
		Scottish Widows has been looking after the financial wellbeing of people from all walks of life for more than 180 years.
	www.assetfm.co.uk /scottishwidows_withprofitsbond.html (1400 words)

	Widows Stays Strong (Site not responding. Last check: 2007-11-02)
		The establishment of the Scottish Widows Fund and Equitable Assurance Society in 1815 predates the invention of the electric telegraph by about 16 years.
		Scottish Widows' e-commerce objective was designed not only with the policyholder's experience in mind, but also to help attract business through producers.
		Scottish Widows has established a time line for the study phase of the project, which should take place this month.
	www.financetech.com /featured/showArticle.jhtml?articleID=22100280 (888 words)

	General Insurance, Life Assurance and Pensions \| Scottish Financial Enterprise
		Founded in 1815 as Scotland’s first mutual life office, Scottish Widows has gone from strength to strength over the past 190 years; it is one of the top providers in the UK Life, Pensions and Investment market.
		Its brand, the Scottish Widow, is one of the most recognised in the life, pensions and investment industry.
		Scottish Widows Investment Partnership manages £77 billion (as at 30 June 2004) of client funds, making it one of the largest investment managers in Europe.
	www.sfe.org.uk /sectors/organisation/Scottish_Widows (287 words)

	Our Clients - Scottish Widows
		For over 180 years, Scottish Widows has been one of the most recognised brands in the life, pensions and investments industry in the UK.
		Scottish Widows has one of the largest Avaya Definity networks in the UK, with six sites and over 5,000 extensions currently running Definity G3R's and the S8300 Media Server.
		In order to oversee such an extensive network, Scottish Widows has an in-house telecommunications team which is supported by incovo's onsite engineers and Technical Account Manager.
	www.incovo.com /widows.htm (238 words)

	Scotland on Sunday - Business - Scottish Widows claims returns hurt by overvalued market (Site not responding. Last check: 2007-11-02)
		Ross insisted that the capital strength of Scottish Widows and Lloyds TSB Group was not an issue and that reports the insurer would need a £1bn injection were not true.
		However he confirmed Scottish Widows had recently carried out work with the City regulator in relation to allegations that the insurer had mis-sold high income bonds.
		Ross said the assurer’s investment arm, Scottish Widows Investment Partnership, had boosted its equity exposure in a trend that was likely to continue.
	scotlandonsunday.scotsman.com /business.cfm?id=189042003 (838 words)

	Scotsman.com Business - Scottish Widows muscle lifts Lloyds TSB (Site not responding. Last check: 2007-11-02)
		A STRONG performance by Scottish Widows helped Lloyds TSB increase pre-tax profits by £343 million to £3.82 billion in 2005 - as the Edinburgh life assurer confirmed it was on track to deliver a further £200m-plus dividend to its parent in March.
		Scottish Widows, acquired by Lloyds TSB in 2000 for £7bn, paid its maiden dividend of £200m to the group last March and there was a further release of £800m of excess capital to the bank before Christmas.
		New business contribution at Widows increased 19 per cent, while the life and pensions new business margin increased to 29.7 per cent, and overall market share in life, pensions and long-term savings rose from 5.7 to 6.2 per cent.
	business.scotsman.com /index.cfm?id=291252006 (1072 words)

	Reference.com/Encyclopedia/Scottish Widows
		Scottish Widows is an investment company located in Edinburgh, Scotland.
		Scottish Widows Fund and Equitable Assurance Society opened in 1815 in what is now Chambers Street.
		Scottish Widows is now part of the Lloyds TSB Group.
	www.reference.com /browse/wiki/Scottish_Widows (195 words)

	Scotsman.com News - Scottish Widows - Widows policy values drop (Site not responding. Last check: 2007-11-02)
		Widows officials said payouts were lower because funds were invested over different time periods, yielding different earnings.
		Interim bonus rates on the bulk of Widows' with-profits contracts remained the same, although a quarter-basis-point cut was implemented across the board in the initial series of its flexible-options bond income fund.
		Terminal bonuses for policies taken out from 1995 were unchanged on life assurance policies, but increased to 5 per cent from 2 per cent on regular premium pensions and doubled to 2 per cent on single premium pensions.
	news.scotsman.com /topics.cfm?tid=986&id=1681652005 (828 words)

	Scottish Widows, Edinburgh, BDP Architects, HQ, Building, Headquarters, Scotland (Site not responding. Last check: 2007-11-02)
		The Scottish Widows building has an Interesting parti of L-shaped block against crescent form with huge atria between.
		Distinctive Clashach (scottish sandstone) stone with bronze-coloured curtain walling is used for facades.
		The Scottish Widows HQ reaches eight-storeys in the crescent and it's distinctive curved roof looks out over Edinburgh like a giant eye: consequently it has become one of Edinburgh's landmarks.
	www.edinburgharchitecture.co.uk /scottish_widows.htm (198 words)

	Lloyds TSB dismisses Scottish Widows sale rumour
		Archie Kane, who replaced Mike Ross as head of Scottish Widows in September of this year, told the newspaper that the insurance unit would look to continue to exploit its brand and its reputation in the independent financial adviser market.
		Scottish Widows has already started to reduce the equity portion of its funds so as to reduce the volatility of earnings from the insurer that was acquired for £6 bn.
		Problems with Scottish Widows, which recently attracted a £1.9m fine from the Financial Services Authority, are suspected to have sparked the speculation that it could be sold.
	www.endsleigh-financial.co.uk /web/news/articles/lloyds_tsb_dismisses.html (190 words)

	Scottish Widows Multi-Manager Equity Funds
		These funds are available for Financial Advisers through Scottish Widows Life and Pension products, and were developed as a natural extension of Scottish Widows existing multi manager offering and relationship with Russell.
		It is now possible, using the Scottish Widows Multi-Manager Equity Funds to offer clients a Multi-Manager approach to either UK or International equity investment, thereby creating bespoke asset allocations.
		Current versions of these documents are available from your Scottish Widows Sales Consultant or from the Scottish Widows Financial Advisors Extranet.
	investment.russell.com /SW/swip_mm_portfolios/default.asp (465 words)

	Kane's tough medicine restores health to ailing Scottish Widows Sunday Herald, The - Find Articles
		WHEN Archie Kane was drafted in as Scottish Widows' chief executive in September 2003, the life company was in turmoil.
		Kane is pleased to have boosted Widows' market share of UK life and pensions from 5.7-per cent to 6.2-per cent, without jeopardising profitability or capital ratios.
		He said: "Lloyds TSB is more than pleased with the results, and in particular the financial strength of Scottish Widows, especially given our contributed of pounds-1bn in cash to group coffers this year.
	www.findarticles.com /p/articles/mi_qn4156/is_20060226/ai_n16194128 (730 words)

	Banks and Building Societies \| Scottish Financial Enterprise
		Scottish Widows Bank is proud to continue the Scottish Widows tradition of providing quality products and services.
		Scottish Widows Bank acts as an introducer only to the Scottish Widows and Lloyds TSB Marketing Group, members of which are authorised and regulated by the Financial Services Authority.
		Scottish Widows Bank plc, Company Number 154554 Registered in Scotland having its own Registered Office at: PO Box 12757, 67 Morrison Street, Edinburgh, EH3 8YJ.
	www.sfe.org.uk /?area=sectors§ion=organisation&id=Scottish_Widows_Bank& (551 words)

	Kane’s tough medicine restores health to ailing Scottish Widows - [Sunday Herald]
		It emerged not only that Widows had “repatriated” £1bn of surplus capital to parent bank Lloyds during 2005 but had also managed to boost pre-tax profits by 12% to £683m.
		Kane is pleased to have boosted Widows’ market share of UK life and pensions from 5.7% to 6.2%, without jeopardising profitability or capital ratios.
		He said: “Lloyds TSB is more than pleased with the results, and in particular the financial strength of Scottish Widows, especially given our contributed of £1bn in cash to group coffers this year.
	www.sundayherald.com /54262 (787 words)

	Scottish Widows Investment Partnership
		Scottish Widows Investment Partnership (SWIP) is one of Europe’s largest asset management companies and part of the Lloyds TSB Group.
		Scottish Widows Investment Partnership Limited, Company No. 794936.
		Scottish Widows Investment Partnership Limited is authorised and regulated by the Financial Services Authority and is entered on their register under number 193707 (www.fsa.gov.uk/register).
	www.swip.com (126 words)

	index
		The Club was formed in 1970 to play regular evening cricket matches against other offices and clubs in Edinburgh, although a few matches were played prior to 1970 as part of inter-office competitions.
		The Club is based around the employees of Scottish Widows PLC in Edinburgh.
		The majority of the Club's home fixtures are played at the Inch Park in Edinburgh.
	www.aveitch.freeserve.co.uk (182 words)

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