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	AFT - AFT PLUS Member Benefits - AFT PLUS Secured Credit Card
		The AFT + secured credit card is available to AFT members who don’t qualify for the standard AFT + credit card because of past credit problems or not enough credit history.
		Credit is granted up to the amount the member has deposited in an interest-bearing savings account.
		Upon receiving a regular credit card, the member’s "deposit" is returned, with interest to the member.
	www.aft.org /aftplus/financial/securedcreditcard.htm (234 words)

	Building credit with a secured credit card
		Secured cards typically have a credit line equal to the amount of money you have on deposit with the card company.
		Your credit score is based on the information in your credit report, as I explained to Danny in the first letter.
		That said, if you never carry a balance because you pay off the card in full each month, you're not demonstrating the ability to handle credit, which is what the credit card company is looking for, along with a good credit score.
	www.bankrate.com /brm/news/DrDon/20060504a1.asp (684 words)

	Secured Credit Card - Secured Credit Cards for College Students (Site not responding. Last check: 2007-11-07)
		Secured Credit Card - If you have a child that is preparing to head off to college, you might want to consider getting a secured credit card for him or her.
		There are a number of benefits to obtaining a secured credit card for your college bound son or daughter.
		With a secured credit card, a college aged child cannot charge beyond the secured limit of the card which usually is not all that significant of an upper limit.
	republika.pl /debt/30.htm (1565 words)

	CardPick.com - Secured Credit Cards (Site not responding. Last check: 2007-11-07)
		Secured credit cards are ideal for re-establishing your credit or establishing a credit rating.
		Secured credit cards are perfect if you are trying to rebuild your credit or establish a credit rating.
		Most secured credit cards report to credit bureaus which is what you need for your credit rating.
	www.cardpick.com /categories/secured-cards.html (125 words)

	FRB: Choosing a Credit Card
		Look for information on the credit card application and in the credit card agreement to see how often your card’s APR may change (the agreement is like a contract--it lists the terms and conditions for using your credit card).
		Some credit card companies charge a fee if you pay by telephone (that is, if you arrange by phone for payment to be transferred from your bank to the company) or to cover the costs of reporting to credit bureaus, reviewing your account, or providing other customer services.
		Secured cards are usually offered to people who have limited credit records--people who are just starting out or who have had trouble with credit in the past.
	www.federalreserve.gov /Pubs/shop (2576 words)

	Secured credit card
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	etpizdez.sitesfree.com /secured_credit_card.html (501 words)

	Consumer Action - Building or Repairing Your Credit with a Secured Credit Card [English]
		Credit cards can be more than a convenient way to make purchases and pay for them over time.
		This makes secured cards a good option for young adults who are just entering the credit market, or for married women who have never had credit in their own names.
		Most secured credit card issuers will give you a credit line equal to 100% of the amount you have on deposit, but some will grant you credit equal to only a part of your deposit.
	www.consumer-action.org /archive/English/library/credit_cards/2002_Secured_CreditCard/index.php?English/library/credit_cards/2002_Secured_CreditCard/index.php (2414 words)

	Avoid Secured Credit Card Scams - Associated Content
		Secured credit cards can be one of the most effective ways to rebuild or build credit, however, some companies use deceptive advertising in order to entice you to use their service.
		A secured credit requires you to open and maintain a savings account with the issuer of the card and your available line of credit is anywhere from fifty to one hundred percent of your balance.
		These companies are simply preying on your desire to have a credit card and to improve your credit and are counting on the hope that by promising you all the good things that you will overlook the fact that they didn't tell you about the hidden things.
	www.associatedcontent.com /article/163156/avoid_secured_credit_card_scams.html (553 words)

	Secured Credit Card
		A secured credit card is a guaranteed VISA or MasterCard and is secured by a deposit to the issuer's bank.
		Secured credit cards are sometimes the only way for individuals to more or less quickly establish or repair their credit.
		If you are using it to reestablish credit, it may take up to two years or more before you can apply for unsecured card, depending on how bad your problems were.
	www.bad-credit-advisor.com /secured-credit-card.html (624 words)

	Fool.com: Finding The One [Credit Center]
		You have little or no credit history, or have one that is riddled with blemishes, and can't seem to qualify for any credit card.
		To get a "secured" credit card, you have to pay a security deposit to serve as collateral, in case you decide to skip town on your loan.
		Credit limits on sub-prime cards are set low -- initially in the $100 to $500 range -- and are raised as you establish yourself as a good customer by paying your bill on time.
	www.fool.com /ccc/manage/manage03.htm (2938 words)

	Secured credit card Credit Archive (Site not responding. Last check: 2007-11-07)
		If you have no credit or a bad credit history, you may be able to obtain a secured credit card.
		A secured credit card provides a useful way to build up a credit history, but it is essential to make all payments promptly.
		Secured credit cards a secured credit card is a type of credit card secured by a deposit account owned by the cardholder.
	credit.blogtastic.com /credit-cards/secured-credit-card (742 words)

	WVAG: FAQs: Consumer Protection Division: Secured Credit Cards
		Beware: while secured credit cards can be an effective way to build or re-establish your credit history, some marketers of secured cards make deceptive advertising claims to entice you to respond to their ads.
		However, a secured card requires you to open and maintain a savings account as security for you line of credit; and unsecured card does not.
		Credit cards offered by "credit repair" companies or "credit clinics." These businesses also may offer to clean up your credit history for a fee.
	www.wvs.state.wv.us /wvag/faq/consumer/securedcreditcards.html (920 words)

	Secured Card Pick - Secured Credit Card
		Whether you've had a spot of fiscal trouble or have never used credit, a secured card is a great resource to take advantage of to plan for your future.
		It is important to research secured credit cards and the companies who issue them in order to be considered a smart consumer.
		Read the fine print when you come across any secured credit card offer, as you want to be certain that you get the lowest interest rate available and the kind of rewards that comply to your lifestyle.
	www.securedcardpick.com /secured-card/secured-credit-card (735 words)

	Secured Credit Card \| Canada Secured Credit Cards \| VISA
		A secured credit card is a product in which the security deposit you provide is equal to your credit limit.
		Having a credit card is not a luxury anymore, it's a necessity.
		As you use your credit card, you are continually borrowing against your line of credit and repaying it.
	www.moneysearch.ca /securedcreditcard.htm (1903 words)

	Secured Credit Card - secured credit card
		Secured Credit Card - If your credit is not great or you have never owned a credit card before you'll find that is easy to obtain a secured credit card.
		Advantages to having a secured credit card is that if you find yourself getting into too much debt and unable to pay you can simply close the account and the money in the savings will be used to payoff the debt.
		Be careful when calling about a secured credit card, some companies have 1-900 numbers to call for the information and these companies charge money on your phone bill for the call.
	users.tpg.com.au /debt2/116.htm (4176 words)

	Bankrate's Credit Management: Baby-step your way to credit with a secured card
		For them, a secured credit card may be the only way to establish, or re-establish, credit.
		The account serves as security for the card; if the bill isn't paid, the money in the account may be used to cover that debt.
		Be sure to check that a secured card issuer reports to the three major credit bureaus before applying for any card.
	www.bankrate.com /brm/news/credit-management/secured-credit-cards.asp (841 words)

	Secured Credit Cards
		Be aware, however, that some marketers of secured credit cards make deceptive advertising claims to get you to respond to their ads.
		Secured and unsecured credit cards work the same way; both can be used to pay for goods and services.
		Be wary of credit cards offered by "credit repair" companies or "credit clinics." These businesses also may offer to clean-up your credit history for a fee.
	www.scconsumer.gov /press_releases/moneywise/mw_secured_credit_cards.htm (544 words)

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	Secured credit card
		A bankruptcy secured credit card stays on your credit is, you can take steps that will make it better.
		Request in secured credit card writing that your creditors to request that they close your secured credit card accounts to lower your amount of available credit.
		But even if the creditor agrees to the plan, secured credit card smaller payments and skipped payments can still be reported against secured credit card you.
	purl.sdln.net /NET/mmx/scc.html (473 words)

	Secured Credit Card Offers - [CreditCard321.com]
		A secured credit card offer requires that the credit line is backed (or "secured") by a cash deposit made by the cardholder.
		Applying for a secured credit card is a great idea if you have had problems obtaining an unsecured credit card, as most secured cards feature guaranteed approval and can help you build credit by reporting your account activity to major credit bureaus.
		The following are the best secured credit card offers currently on the market, along with links to their instant online applications.
	www.creditcard321.com /secured (220 words)

	Secured Credit Card Update - Secured Credit Card Web-Site (Site not responding. Last check: 2007-11-07)
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	www.0creditcardsonline.info /secured-credit-card.html (801 words)

	Compare \| Instant Approval Credit Card & Secured Credit Card
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	CorTrustBank.com: Secured Credit Card
		Although you may have credit available, we may be unable to authorize credit for a particular transaction due to operational difficulties or mistakes.
		By responding to the credit card offer made by the Bank, you are authorizing us to obtain credit reports about you, both now and in the future, for any legitimate business purpose associated with the Card Account, including by not limited to reviewing, modifying, renewing or collection on your Card Account.
		As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.
	www.cortrustbank.com /CreditCards/DownloadApplications/SecuredCreditCard/Index.cfm (5501 words)

	Chase Secured Credit Card \| Chase Credit Card College Student \| Virgin Credit Cards \| Credit Card And Bank Fraud (Site not responding. Last check: 2007-11-07)
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		Picking the top unsecured credit cards bad credit can be frustrating at times because there is so much that is mediocre.
	axxg.info /chase-secured-credit-card.htm (422 words)

	[No title]
		Have your secured credit card report your regular, on-time payments to the three major credit reporting companies, which improves your credit history and the credit scores calculated from that history.
		Digital Federal Credit Union is the largest in New England, with members from a broad range of companies and organizations.
		If you can't qualify at a credit union, then our next choice would be to apply for an Orchard Bank secured credit card.
	bad-credit.interest.com /content/articles/bad-credit_story.asp?story_id=1000035048&ID=interest (740 words)

	Secured Visa Credit Card offer from U.S. Bank
		You've had credit difficulties in the past, and you wish to re-establish a solid credit rating.
		The money in your savings account is FDIC insured and won't be touched as long as you make all of your credit card payments on time and your account remains open.
		When you have managed all of your credit obligations responsibly for 12 months, we may be able to move you to another great credit card product without requiring you to secure your credit line.
	www.usbank.com /cgi_w/cfm/creditcards/secured/usb_secured_card.cfm (724 words)

	Secured Credit Cards Can Help Bad Credit - Associated Content
		A secured credit card is a line of credit that is secured by an amount of money being held in savings account, usually by the card issuer.
		Many secured credit card companies will review your credit line periodically to see if you now qualify for an unsecured card or a credit line increase.
		Many of those company review your credit line but there are some companies that offers secured credit cards even you have a bad credit, good credit or no credit at all.
	www.associatedcontent.com /article/112036/secured_credit_cards_can_help_bad_credit.html (726 words)

	Secured Credit Card Online Applications Bad credit no credit (Site not responding. Last check: 2007-11-07)
		A Secured credit card is great if you don't have a good credit record, unemployed, or are trying to rebuild your credit.
		The second reason consumers are interested in Secured Credit Cards is to help them reestablish a positive credit and payment history if they have some blemishes on their credit history.
		If you have extremely bad credit, it may be necessary to obtain a secured card intially, then build your credit by making timely payments.
	www.creditcardmall.com /secured-credit-card.html (697 words)

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