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Topic: Switch debit cards

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	APACS - Debit Cards
		Debit cards are issued by the organisations that hold your money on deposit and will be issued under a card scheme.
		The debit cards most commonly used in the UK are Visa Debit, issued under the Visa card scheme, and Maestro.Cards previously known as Switch cards have been rebranded Maestro to make them part of a worldwide scheme.
		While a debit card may physically resemble a credit card unlike the credit card, it is intended for use as an alternative to cash and cheques.
	www.apacs.org.uk /payment_options/debit_cards.html (356 words)

	Debit card - Wikipedia, the free encyclopedia
		Physically the card is a ISO 7810 card like a credit card, however its functionality is more similar to writing a check as the funds are withdrawn directly from the cardholder's bank account; some cards are referred to as check cards.
		The customer's card is swiped through a card reader or inserted into chip reader and the merchant usually enters the amount of the transaction before the customer enters their account and PIN.
		Those cards could and can also be used on ATM Terminals and at EFTPOS, which is nowadays their only function, since the Eurocheque system (along with the name, but they're still referred to as Eurocheque cards by most people) was abandoned in 2002 during the transition from Deutsche Mark to the Euro).
	en.wikipedia.org /wiki/Debit_card (4412 words)

	Bank ATM Debit Cards, Checking Accounts, Bank Accounts, Money Market Accounts, Savings Accounts, Certificates of ...
		These cards are designed to provide you the convenience of making purchases wherever such credit cards are accepted (millions of businesses worldwide), but the purchase amounts are subtracted directly from your bank account and listed on your monthly statement.
		Purchases made with a debit card are handled in one of two ways: either you enter your personal identification number, as you would at an ATM, or you sign for the purchase, similar to a credit card transaction.
		Ask for a debit card that must be used with a PIN to make it harder for thieves to use your lost or stolen cards or account numbers.
	www.foreignborn.com /self-help/banking/6-atm_debit_cards.htm (743 words)

	Debit cards (Site not responding. Last check: 2007-10-08)
		A debit card is similar in appearance to a credit card but there is usually another logo, SWITCH (in green) or DELTA that identifies it as a debit card.
		Like credit cards, each card has a unique number, a date it is valid from, an expiry date, a holder's name, a hologram and a magnetic stripe on the back containing basic account information.
		In the card shown, the card also doubles as a cheque guarantee card and the maximum guaranteed is shown as part of the hologram.
	www.school-resources.co.uk /debit_cards.htm (252 words)

	Independent Online Edition > Loans & Credit (Site not responding. Last check: 2007-10-08)
		Paying by debit card is more common than writing a cheque and almost twice as popular as using a credit card.
		Their report does not break down losses from credit cards, debit cards and charge cards, but Apacs concedes that debit-card fraud is on the increase.
		Debit cards do not offer this additional protection as standard, although some banks will offer extras such as an extended warranty; so check the small print on your account.
	money.independent.co.uk /personal_finance/loans_credit/article162741.ece (1083 words)

	Switch (debit card) - Wikipedia, the free encyclopedia
		Switch was a debit card used in the United Kingdom.
		It was a sister of the Solo debit card.
		Switch was launched in 1988 by Midland Bank, National Westminster Bank and Royal Bank of Scotland.
	en.wikipedia.org /wiki/Switch_(debit_card) (150 words)

	BBC NEWS \| Business \| Switch debit cards to be scrapped (Site not responding. Last check: 2007-10-08)
		Switch debit cards could be phased out if a deal with MasterCard goes ahead next week.
		The US credit card company, which is part owned by European banks, has agreed a licensing arrangement with Switch, which will see most of the cards rebranded under the Maestro logo.
		Holders of cards with the Maestro logo are able to withdraw funds from their UK bank accounts while they are abroad.
	news.bbc.co.uk /1/hi/business/2165929.stm (344 words)

	Paycom.net-Paycom EU Launch (Site not responding. Last check: 2007-10-08)
		Switch, which began business in 1988, and Solo which started in 1997, currently have over 29 million cards in circulation.
		Switch and Solo are two of the most recognized payment types in the UK and Paycom is currently the only U.S. HRIPSP to accept this card type.
		Use of the Switch card is expected to grow significantly as it is re-branded internationally as Maestro, and saw card volume top 68.7 billion British Pounds in 2003, or roughly $130 billion in US dollars.
	www.paycom.net /switch_solo.html (342 words)

	Telegraph \| Money \| Shoppers switch to debit cards as EU probes plastic
		Debit card use was up by 9 per cent on 2004 figures of £82 billion of retail spending, versus cash retail spending down by 4 per cent from £84 billion the previous year.
		Debit cards have been around in the UK for almost two decades so we now have an entire generation of shoppers who readily delve for their debit card instead of cash."
		She added that there was "no doubt" that chip and pin had played its part as it had made it quicker and safer to use a card, encouraging UK shoppers to use plastic rather than cash.
	www.telegraph.co.uk /money/main.jhtml?xml=/money/2006/04/19/cmncard19.xml&sSheet=/money/2006/04/19/ixperson.html (367 words)

	Switch/Solo Processing \| Solutions \| Chase Paymentech Solutions (Site not responding. Last check: 2007-10-08)
		Switch is the largest private label debit card used in the United Kingdom, with more than 23.3 million cards issued.
		Since the Switch and Solo cards are domestic debit cards, there are no interchange or discount fees connected to the transactions.
		We have been processing Switch and Solo transactions since 1996 and were the first U.S. acquirer to support the Switch and Solo card.
	www.paymentech.com /solintcurswisol.do (350 words)

	Switch Debit Cards for gambling deposits and cashouts \| bookmakers, betting exchanges, poker rooms, casinos
		Switch debit cards are a very popular, easy and secure way for UK punters to fund online betting accounts directly from their bank accounts.
		Switch is an all electronic UK debit card payment system and is one of the UK's most popular ways to pay for goods, services - and online gambling.
		Switch debit cards give you direct access to your current account 24 hrs a day.
	www.goonersguide.com /switch_debit_card_gambling.html (250 words)

	Various Scenes of Credit Card Theft? - BreakTheChain.org
		The young man behind the counter took my card, swiped it, then laid it flat on the counter as he waited for the approval, which is pretty standard procedure.
		Use cash instead of credit or debit cards in any situation in which your card may leave your sight, such as when your server is also your cashier.
		If you do give your card to someone to pay for a good or service, immediately check the card upon its return (front and back), as well as inspect the receipt to ensure that the amount charged was correct and that your full account number is not on it.
	www.breakthechain.org /exclusives/cardswitch.html (1622 words)

	Citizens plans 'touch-and-go' cards - The Boston Globe
		Citizens Bank plans to add a touch-and-go payment option to all its debit cards by June, allowing customers to complete transactions by tapping their card against an electronic reader instead of swiping it and signing a receipt.
		If many of those customers switch to paying by card, it could add up: Card companies and banks make a small profit every time a debit card is used.
		Bank of America, the region's largest bank by market share, inherited some cards with the technology in its recent acquisition of credit card issuer MBNA Corp. and is testing them at sports stadiums and other locations around the country.
	www.boston.com /business/articles/2006/02/22/citizens_plans_touch_and_go_cards (709 words)

	What can you tell me about Prepaid Phone Cards?
		Phone cards are prepaid by the purchaser, usually in cash and offer the consumer the convenience of making long distance calls, domestically or internationally, without using cash or telephone credit cards.
		As calls are made, the usable minutes are automatically deducted from the card balance, which is either recorded on the card itself or on a central computer through which the long distance calls are routed.
		Some cards are also re-chargeable, allowing the user to add more calling time by dialing a toll-free number or accessing a web site and using a major credit card.
	www.cpuc.ca.gov /cfaqs/whatcanyoutellmeaboutprepaidphonecards.htm (397 words)

	Devinix - Global Payment Platform - Europe (Site not responding. Last check: 2007-10-08)
		There are over 20 million Switch Debit Cards issued card holders and around 5.77 million Solo Debit Cards in circulation in the UK.
		Of the 47.9, 5.3 million are pure French Carte Bancaire Cards and 35.6 million are co-branded (both Debit and Credit) and thus can be processed as MasterCard or Visa at higher rates.
		According to Forrester Research, the Dankort Debit Card is the most popular at 3 million cards distributed.
	www.devinix.com /g-europe.htm (782 words)

	Debit cards help small businesses - Jan. 21, 1999
		NEW YORK (CNNfn) - Debit cards marketed especially for small businesses have only been available through MasterCard and Visa for a couple of years, but their popularity is skyrocketing.
		Credit cards give you a 30-day float and short-term credit at a cheap rate.
		Card says small businesses spend approximately $359 billion annually, and the number of small businesses is supposed to increase by 1 million by the year 2001.
	money.cnn.com /1999/01/21/banking/q_debitcards (658 words)

	MacNN \| EuroiTunes experiences payment problems at launch
		A mate with a Switch card is having no problems running up all sorts of debt, so even if their expert journo has made a mistake, it's still wrong.
		Slightly off topic, bought a track with my Visa debit card to see what all the fuss was about and seem to have been debited 5x£0.79.
		Switch is being phased out over the next two years, it's becoming Maestro.
	www.macnn.com /news/25080 (675 words)

	1.4m cut up their credit cards \| This is Money (Site not responding. Last check: 2007-10-08)
		By contrast, there has been a surge in the use of debit cards, which are considered more prudent because they take money direct from accounts instead of borrowing.
		The debit card is not only replacing the credit card, but also cash and cheques.
		The decline of Visa's credit card figures, which are believed to be mirrored by rival Mastercard, come against a background of fears about personal debts and wariness of the 'buy now, pay later' lifestyle.
	www.thisismoney.co.uk /credit-and-loans/debt-news/article.html?in_article_id=406313&in_page_id=9&ito=1565 (636 words)

	WorldNetDaily: Travel cards hurting service members? (Site not responding. Last check: 2007-10-08)
		According to the cover story of the May 27 edition of Army Times, military personnel are required by law to use government-issued travel credit cards for all official travel, and those charges, according to regulations, then must be paid in full every 30 days.
		The soldier, who asked not to be identified, suggested through proper channels that the Pentagon simply switch to debit cards instead, as well as improve the technology available to finance personnel so they could process claims more rapidly.
		Therefore, the government travel card is designed to be a revenue generator for the government by providing a portion of the fees earned by the credit card contractor back to the government.
	www.worldnetdaily.com /news/article.asp?ARTICLE_ID=27891 (1110 words)

	osCommerce: UK Debit Card (Switch) payment facility
		This adds Debit Card (Switch) payment facility to the standard offline cc.php module.
		So if you find any valid cards that do not get accepted please mail me and I will update this contribution.
		You can turn on/off specific credit cards and the validations have been significantly improved.
	www.oscommerce.com /community/contributions,71/category,1/search,switch (596 words)

	NORWICH AND PETERBOROUGH BUILDING SOCIETY TRANSFERS 90,000 CARDS TO VISA DEBIT PROGRAMME (via CobWeb/3.1 ... (Site not responding. Last check: 2007-10-08)
		The new NandP Visa Debit cards will allow consumers to use their cards not only in the UK but also at over 20 million locations around the world.
		NandP is ensuring the move from Switch to Visa is as easy as possible for its 94,000 current account cardholders.
		From the end of June 2003, customers will automatically receive a new Visa Debit card shortly before their Switch card expires.
	www.visaeurope.com.cob-web.org:8888 /pressandmedia/newsreleases/press156_pressreleases.jsp (521 words)

	UK Debit Cards \| MasterCard VISA Switch Maestro Cirrus Debit Card Issuers
		MasterCard, VISA, American Express, AMEX, Switch, Maestro and Cirrus debit cards - we've all heard of them and many UK people use them however, a large percentage of people in the United Kingdom still cannot obtain such a debit card facility.
		In the coming weeks, links will be provided below to financial institutions who offer debit card facilities to non status clients, people with a poor or bad credit history, an adverse credit history or no credit history.
		The card is a reloadable stored value preloaded top up debit card.
	www.creditsolutions4all.co.uk /uk-debit-cards.htm (254 words)

	Industry News
		Personal identification number-based point-of-sale debit cards appear to be winning the hearts and minds of merchants and their customers, according to the new EFT Data Book, an annual update from ATM&Debit News, CCM's sister publication.
		Pinkerd says POS debit volumes are rising at higher rates than in the past, in part because merchants now accepting PINs include such high-volume retailers as home-improvement and department stores.
		Liberty Card Services is a member of the Liberty family of financial institution focused suppliers.
	www.libertysite.com /cards/news.asp?ID=42 (542 words)

	Wachovia Debit Cards
		Visa Buxx is a prepaid, reloadable spending card that teens can use to make purchases everywhere that Visa debit cards are accepted.
		The Campus Card is a student ID card issued by participating schools that can be linked to Wachovia account(s) and used for banking.
		The Visa Gift Card is a prepaid gift card that can be used to make purchases at retail stores, over the phone, or on the Internet in the United States wherever Visa debit cards are accepted.
	www.wachovia.com /personal/page/0,,11_482,00.html (208 words)

	Maestro - Solo or Switch Debit Cards for Real Money
		Solo, Maestro and Switch debit card purchases are fully integrated via the PokerStars cashier screen.
		Click on the button depicting logos of these debit cards and enter the amount you wish to deposit in GBP.
		When you request a cashout, any amounts that you have previously deposited using Solo, Maestro or Switch debit cards will be automatically credited back to the respective card.
	www.pokerstars.com /poker/real-money/debit-cards (336 words)

	Payments News: MasterCard's Maestro Wins In Belgium - May 19, 2006 (Site not responding. Last check: 2007-10-08)
		Febelfin, the Belgian Finance Federation, and Banksys, operator of the entire Belgian debit card system, have announced that the Belgian banks have decided that the national Bancontact/Mister Cash (BC/MC) system for domestic card payments and money withdrawals will be replaced by 2008 with the issuance of Maestro cards, MasterCard's debit card mark.
		Hence, cardholders will have no difficulty in using their payment card as they do now, but the payment system will be the same in Belgium as in the rest of Europe.
		Maestro also operates on a scale which is big enough to allow further innovation in the field of payment cards, and this should result in systems which give consumers increased user-friendliness.
	www.paymentsnews.com /2006/05/mastercards_mae.html (732 words)

	Jackpots in a flash online casino -Banking -Credit Card
		Should you feel uncomfortable giving your debit card details out over the Internet, you may submit them via fax or telephonically.
		Jackpots In A Flash Casino enforces a deposit limit of £2,500 on each registered card, refreshed twice weekly, with a maximum single deposit amount of £500 and a maximum daily deposit of £1500 per card.
		All debit cards are refreshed every Tuesday and Friday at 18H00 (Eastern Standard Time) / 24H00 (GMT + 2 Hours).
	www.jackpotsinaflash.com /switch-solo-debit-card.asp (255 words)

	Finding the right credit cards to take overseas - Jul. 26, 2006
		A $336 million settlement reached Wednesday by credit card providers over foreign currency exchange fees closes a drawn-out chapter in litigation for the industry but highlights the fact that consumers can still expect to pay some pretty hefty fees when using their cards to make transactions overseas.
		She advised consumers to contact their credit card providers to find out what kind of fees they may incur; it may make sense to switch providers if you travel a lot.
		But, keep in mind, too many credit cards can lower your credit score, so it may be a good idea to assess the overall benefits of the cards you have before adding another one to your wallet.
	money.cnn.com /2006/07/26/news/economy/cards_travel/index.htm?cnn=yes (1131 words)

	blondepoker » ENG » Banking » Deposit Methods » Credit/Debit Cards (Site not responding. Last check: 2007-10-08)
		The card must be under the account holder's name.
		All refunds must be paid back to your original credit card up to the amount of the deposits first (Except mastercard customers*).
		The company may, at its sole discretion remove the facility to certain account holders who are paying deposits using credit cards.
	www.blondepokerleague.com /realmoney.html/deposit_methods/credit_cards (541 words)

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