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Topic: Time deposit


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  Finance, Post office savings, Time Deposit
The scheme is meant for those investors who want to deposit a lump sum of money for a fixed period; say for a minimum period of one year to two years, three years and a maximum period of five years.
Time Deposits can be made for the periods of 1 year, 2 years, 3 years and 5 years.
Time deposit for 1 year offers a coupon rate of 6.25%, 2-year deposit offers an interest of 6.5%, 3 years is 7.25% while a 5-year Time Deposit offers 7.5% return.
www.webindia123.com /finance/post/time.htm   (493 words)

  
 Certificate of deposit - Wikipedia, the free encyclopedia
A certificate of deposit or CD is, in the United States, a time deposit, a familiar financial product, commonly offered to consumers by banks, thrift institutions, and credit unions.
It is intended that the CD be held until maturity, at which time the money may be withdrawn together with the accrued interest.
In the ladder strategies, the investor distributes the deposits over a period of several years with the goal of having all one's money deposited at the longest term (and therefore the higher rate), but in a way that part of it matures annually.
en.wikipedia.org /wiki/Certificate_of_deposit   (1565 words)

  
 Time deposit - Wikipedia, the free encyclopedia
A time deposit (also known as a term deposit, particularly in Australia and New Zealand) is a money deposit at a bank that cannot be withdrawn for a certain "term" or period of time.
These large transaction accounts not being included in the M1 money supply suggests that the Fed does not pay much attention to ordinary transaction deposits, and in July 2000, it announced that it was no longer setting target ranges for growth rates of the monetary aggregates.
A deposit of funds in a savings institution under an agreement stipulating that (a) the funds must be kept on deposit for a stated period of time, or (b) the institution may require a minimum period of notification before a withdrawal is made.
en.wikipedia.org /wiki/Time_deposit   (342 words)

  
 Titan International Bank Time Deposit Rate Schedule
A time deposit is a facility where funds may be placed on deposit for a fixed period of time at a fixed rate of interest (please refer to the rate schedule above).
In order to reserve a future Time Deposit, a 10% security deposit of the total amount to be reserved is required, along with the date of the Time Deposit you are reserving.
The balance of the Time Deposit is required to have cleared Titan International Bank by the 15th of the previous month that the reservation is in.
www.thedesktop.com /titan/rates.html   (871 words)

  
 Deposit account - Wikipedia, the free encyclopedia
A deposit account is an account at a banking institution that alows money to be held on behalf of the account holder.
The account holder retains rights to their deposit, although restrictons placed on access depend upon the terms and conditions of the account and the provider.
In the United States, all deposits up to $100,000 are insured by the Federal Deposit Insurance Corporation.
en.wikipedia.org /wiki/Bank_deposits   (241 words)

  
 Hansabankas
where the deposit agreement may be terminated prematurely and the deposit may be withdrawn, in such case, however, the interest calculated on holding the deposit shall not be paid.
A time deposit agreement may be concluded in the nearest customer service outlet of Hansabankas or via hanza.net.
Pursuant to the Republic of Lithuania Law on Deposit Insurance, all of the deposits held with the bank shall be insured with a state enterprise the Deposit Insurance Fund.
www.hansa.lt /en/private24_25.html   (428 words)

  
 First time buyer deposit to hit £32,000 by 2011   (Site not responding. Last check: 2007-10-12)
Soaring house prices and the deposit levels needed to buy a first time buyer home over the next decade are predicted to force the average age of a first time buyer to 36, according to a new report by Egg, Europe’s leading provider of digital banking and financial services.
The average deposit for a new homeowner is estimated to rise by 6.8% year on year over the next decade to reach £32,000 in 2011 — 85% of the £41,000 income a first time buyer can expect to earn.
Although today’s first time buyers are already stretching their finances further than at any other time in the last 25 years, with many struggling to find an average deposit of £18,0331 — 70% of their £25,357 annual income — few future buyers are saving enough, early enough.
production.investis.com /egginvestor/newsreleases/news2002/2002-08-22?version=1   (933 words)

  
 Citibank Bahrain - Personal Accounts: Time Deposit
Open a Citibank Time Deposit and enjoy all the benefits and prestige of being a customer of the world's leading financial services institution; a bank that has more than 3,500 branches in 100 countries around the world.
A Citibank Time Deposit in any major currency of your choice, will earn a high rate of interest on a minimum deposit of BD 1,500 or its equivalent in foreign currency.
Subject to the provisions thereof, deposits held with the Bahrain office of Citibank, N.A. are covered by the Deposit Protection Scheme established by the Bahrain Monetary Agency regulation concerning the establishment of a Deposit Protection Scheme and a Deposit Protection Board".
www.citibank.com /bahrain/gcb/paccounts/timedeposit.htm   (488 words)

  
 Early Withdrawal Penalties: A Reg D Overview
For deposits made in one lump sum, Reg D regards a partial withdrawal from the account as a withdrawal of the entire deposit followed by a new deposit of the balance retained.
Where the time deposit is part of an IRA, Keogh (H.R. 10) plan or in a 401(k) plan and the early withdrawal occurs within seven days after establishment of the IRA or other plan.
When the depositor withdraws a portion of the time deposit which is not insured by federal deposit insurance because of the merger of two institutions where the depositor held separate time deposits.
www.complianceheadquarters.com /Deposit_Ops/Deposit_Articles/early_withdrawal_penalties.html   (1140 words)

  
 time deposit and Stock Trading at TradeStars + Stock Trading   (Site not responding. Last check: 2007-10-12)
time deposit and stock trading - the leading source of information on time deposit in the quickest time possible with no charge.
The general rise in markets seems to be a reflection of the time deposit level of risk they are assuming.
I am concerned that some people may be lured into the false North American time deposit Securities Administrators Association, Inc. issued a report that describes the major problems and abuses in the time deposit industry and summarizes the legal actions brought to date.
www.tradestars.com /content/time-deposit.asp   (202 words)

  
 Country Bank - Deposit Account Agreement & Disclosure
You agree the fees and charges may be changed by us from time to time and authorize us to charge your account for their payment whether or not each charge results in an overdraft of your account.
TIME DEPOSITS: If your Account is a time deposit, you have agreed to keep the funds on deposit until the maturity of your Account.
Deposits in the account will be held by us for the exclusive right and benefit of the minor.
www.countrybnk.com /disclosures_depAccounts.cfm   (5839 words)

  
 ET Invest - PO Schemes   (Site not responding. Last check: 2007-10-12)
In case of death of the depositor, no interest is payable when the deposit is withdrawn by their nominee before the expiry of one year from the date of deposit.
When the deposit is withdrawn by the heir/nominee after one year, say after 2 years in case of a 5 year account, interest payable will be as admissible on a 2 year in case of a 5 year account.
The deposit shall be repayable only after the expiry of the period for which it is made, namely, one year, 2 years or 5 years as the case may be.
www.etinvest.com /content/poschemes/tdacc.htm   (754 words)

  
 OSCN Found Document:Question Submitted by: The Honorable David L. Moss, District Attorney, District Attorney
The phrase "time deposit" is not defined in the Oklahoma statutes, nor have we located any cases in which an Oklahoma court has construed its meaning.
The phrase "time deposits," as used in 62 O.S. may thus be distinguished from deposits "payable on demand," also provided for in that section.
This provision for such deposits on the state level, indicates the Legislature contemplated certificates of deposit would be used as a form of time deposit under 62 O.S. Jackson v.
www.oscn.net /applications/oscn/DeliverDocument.asp?citeID=57792   (934 words)

  
 Deposit 2004 Q&A Archive - Regulation D   (Site not responding. Last check: 2007-10-12)
If the terms of the deposit contract or the practice of your institution is to allow six such transfers from savings deposits per billing cycle, and your billing cycle is quarterly, then only six such transfers are allowed per quarter.
D an institution is permitted, but not required, to allow early withdrawal of a time deposit without penalty upon the death of the owner of the time deposit.
For time deposits from which you permit partial withdrawals, a penalty of at least seven days’ simple interest on amounts withdrawn within six days after each partial withdrawal.
www.complianceheadquarters.com /Deposit_Ops/Deposit_Q_A_Archive/2004/regulation_d.html   (1202 words)

  
 Union Bank of California - FAQ - Time Deposit (CDs)
Except for a Fixed Maturity Time Deposit, a Union Bank of California CD automatically renews for the same term, but at the interest rate in effect on the maturity date, unless you withdraw the funds on or within ten days after the maturity date.
The IRA Bonus Rate Rollover Time Deposit pays an additional quarter percent interest for the first 12 months for an account with a term of 36 to 59 months, and for the first 24 months on a term of 60 to 120 months.
Deposits and withdrawals are allowed at maturity only, except for the IRA Variable Rate Time Deposit, which allows electronic deposits of $10 or more, non-electronic deposits of $25 or more, and withdrawals of interest.
www.uboc.com /personal/main/0,,2485_4299,00.html   (598 words)

  
 Time Deposits
Time deposits are bank accounts pay depositors a fixed rate of return for a fixed period of time.
(i) A deposit that the depositor does not have a right and is not permitted to make withdrawals from within six days after the date of deposit unless the deposit is subject to an early withdrawal penalty of at least seven days' simple interest on amounts withdrawn within the first six days after deposit.
A time deposit from which partial early withdrawals are permitted must impose additional early withdrawal penalties of at least seven days' simple interest on amounts withdrawn within six days after each partial withdrawal.
www.proguard.org /guardianship/time_deposits.htm   (482 words)

  
 Time deposit: Facts and details from Encyclopedia Topic   (Site not responding. Last check: 2007-10-12)
*a deposit is a specific sum of money taken and held on account, by a bank as a service provided for its clients....
A certificate of deposit or cd is, in the united states, a time deposit, a familiar financial product, commonly offered to consumers by banks, thrift...
The federal deposit insurance corporation (fdic) was created by the glass-steagall act of 1933....
www.absoluteastronomy.com /encyclopedia/t/ti/time_deposit.htm   (606 words)

  
 BBC NEWS | Business | First-time buyer deposits soar
The lowest average deposit paid is £8,300, in the north of England.
The CML said for many people, raising money for a deposit was now just as important as having a wage high enough to raise an adequate mortgage.
Deposits as a percentage of a property's value have increased from an average of 10% in 1996 to 21% now.
news.bbc.co.uk /2/hi/business/2354131.stm   (350 words)

  
 Investment Disclosures at NetBank   (Site not responding. Last check: 2007-10-12)
The rate you receive for the term of the CD is the rate in effect on the day your deposit is received by us, which might be different from the rate available on the day you applied for the account.
The interest rate will be the same we offer on new time deposits on the maturity date that have the same term, minimum balance (if any), and other features as the original time deposit.
Any deposits sent with your incomplete application will not be processed and the deposit will earn interest (if the account is an interest-bearing account) only after we have received a completed and approved application.
www.netbank.com /investments_saving_terms.htm   (1489 words)

  
 time deposit
A CD is a special type of deposit account with a bank or thrift institution that...
Tenor The length of time until a loan is due.
Term The period of time during which a contract is in force.
www.mcclproject.org /money/time+deposit   (664 words)

  
 Oman - Personal Banking - Account Services - Time Deposit Accoun
Our Time Deposit Account offers you competitive interest rates and gives you the flexibility to choose a maturity date which best suits your needs.
Deposits are available in RO and other major currencies.
The period for which the deposit will be accepted will be 1 month, 3 months, 6 months, 9 months and 12 months and the interest rates payable will depend on the market conditions.
www.egypt.hsbc.com /hsbc/oman_per/account-services/time-deposit-account   (207 words)

  
 citibank indonesia : english : banking & investment : time deposit : dual currency deposit   (Site not responding. Last check: 2007-10-12)
Dual Currency Deposit is a dual currencies time deposit that allows you to enjoy the potential higher return than regular Time Deposit.
Unlike other foreign-currency time deposits that only give fixed income in one currency, Dual Currency Deposit enables you to invest your funds into two foreign currencies of your choice and earn a potential higher return on your investment.
On scenario 1, Dual Currency Deposit may enhance your return in Base Currency from a situation where your Base Currency is weakening.
www.citibank.com /indonesia/gcb/english/bank/prede.htm   (981 words)

  
 HSBC Investment Services - Deposit - Time Deposits
With a time deposit account you deposit your money for a set period of time, and in return you receive a higher rate of interest.
Time and call deposits help you save money by forcing you to keep your money intact for a certain period.
Approval of time deposit immature uplift is solely at the Bank's discretion.
www.hsbc.com.hk /hk/personal/invest/deposit/timedep.htm   (345 words)

  
 Stock trading dictionary - Time deposit
Interest-bearing deposit at a savings institution that has a specific maturity.
A CD is a special type of deposit account with a bank or thrift institution that typically offers a further figure of interest...
Time deposit in day trading or swing trading systems, and the relevance of Time deposit to investing.
www.traders101.com /trading-dictionary.asp?term=Time%20deposit   (180 words)

  
 Translation of time
time in Latin is aetas, tempus temporis, hora, tractus
time in Spanish is vez, duración, hora, temporal, tiempo, epoca
time in Swedish is takt, tidpunkt, tid, stund, gång, tempo
www.brainytranslation.com /translations/ti/time353285.html   (81 words)

  
 Offshore Banking - Offshore Time Deposits
A certificate of deposit (CD) is a time deposit with a bank.
Time deposits may not be withdrawn on demand like a check account.
As a result, the rate on the CD is 5 percent, but its yield is 5.06.
www.redseamanagement.com /offshorebanking/offshoretimedeposits/index.htm   (430 words)

  
 Secure Direct Deposit Saves Time for Employees
Problems with direct deposit are usually resolved quickly, compared to problems with checks, according to Duke officials.
In addition, direct deposit is one of the most confidential ways to process a paycheck because a check passes through many more hands than an electronic transfer.
To enroll in direct deposit, employees should complete the Direct Deposit Authorization Agreement available through their departmental payroll representative, the Corporate Payroll Services Web site www.finsvc.duke.edu/payroll/forms, or the Corporate Payroll Services office located at 705 Broad St.
www.dukenews.duke.edu /2004/07/deposit_0704_print.htm   (374 words)

  
 annuity loans against time deposit, or matchingloan funds -- annuity loans against time deposit, or matchingloan funds   (Site not responding. Last check: 2007-10-12)
In addition, searching for "annuity loans against time deposit, or matchingloan funds" will just give you lots of results about "annuity loans against time deposit, or matchingloan funds".
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Annuity loans against time deposit or matchingloan funds Annuity Loans Against Time Deposit Or Matchingloan Funds There are a larger number of resources now that summarize a great deal of annuity...
www.yourannuities.com /annuityloansagainsttimedepositormatchingloanfunds   (892 words)

  
 Time Deposits & Individual Retirement Accounts - BankData Services
The Time Deposit application includes Certificates of Deposit, Individual Retirement Accounts, Keogh Plans, and SEP's.
Over 1,300 separate types of time accounts may be defined.
Specific data includes the date and time of the change, the ID of person making the change, and the value field before and after the change.
www.bankdataservices.com /timedeps.htm   (432 words)

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