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Topic: Title (property)

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In the News (Mon 24 Jun 19)

  First American - Title Insurance FAQ's
Title insurance provides the insured with "peace of mind" in knowing that you are receiving good and meritable title to the real estate you are purchasing.
Without an owner's title insurance policy, you may not be fully protected against errors in the public records, hidden defects not disclosed by the public records, or mistakes made during the examination of the title of your new property.
Title insurance includes coverage for legal expenses that may be necessary to investigate, litigate, or settle an adverse claim.
www.titlecentral.com /customer_buyerseller/faqs_title.htm   (844 words)

 Title (property) - Wikipedia, the free encyclopedia
Title is a legal term for an owner's interest in a piece of property.
Title is distinct from possession, a right that often accompanies ownership but is not necessarily sufficient to prove it.
Title laws have been manipulated by governments to discriminate against ethnic groups whom they perceived to be of a minority group, not necessarily undesireable or inferior.
en.wikipedia.org /wiki/Title_(property)   (545 words)

 Southern Title
Title insurance is an indemnity against loss resulting from defects in the title to the property.
The title insurance policy that you provide the buyer is a guarantee that you are selling a clear title to your real estate, unencumbered by any legal attachments that might limit or jeopardize ownership.
A title search is a means of determining that the person who is selling the property really has the right to sell it, and that the buyer is getting all the rights to the property (title) that he or she is paying for.
www.stitle.com /f_a_q.htm   (1638 words)

 Holding Title to Property in Arizona   (Site not responding. Last check: 2007-10-13)
Property acquired by a spouse during marriage is presumed to be community property except that property acquired by gift, device or descent.
Title may be taken in the name of a general partnership duly formed under the laws of the state of Arizona or the state of the formation of the partnership.
Title may be taken in the name of a corporation provided that the corporation is duly formed and in good standing in the state of its incorporation.
www.capitaltitle.com /holding_title_to_real_property_i.htm   (619 words)

 EPA: Federal Register: Strengthening the Title I Property Improvement and Manufactured Home Loan Insurance Programs and ...
Title I loans may be used to finance permanent property improvements that protect or improve the basic livability or utility of the property.
Eligible borrowers include the owner of the property to be improved, the person leasing the property (with a fixed lease term that expires not less than 6 calendar months after the final maturity of the loan), or someone purchasing the property under a land installment contract.
For all direct property improvement loans in excess of $7,500, the lender must deposit all of the loan proceeds in an interest-bearing escrow account until they are disbursed in accordance with the requirements of this section.
www.epa.gov /fedrgstr/EPA-IMPACT/2000/March/Day-30/i7771.htm   (5023 words)

 TitleOne Title Glossary
Title Covenants- Covenants ordinarily inserted in conveyances and in transfers of title to real estate for the purpose of giving protection to the purchaser against possible insufficiency of the title received.
Title Defect- (1) Any possible or patent claim or right outstanding in a chain of title that is adverse to the claim of ownership.
Title Insurance Policy- A contract of title insurance under which the insurer, in keeping with the terms of the policy, agrees to indemnify the insured against loss arising from claims against the insured interest.
www.titleonecorp.com /glossary.asp   (3374 words)

 Title Guaranty > Frequently Asked Questions
Title insurance is your policy of protection against loss that may result in a claim against your ownership of the property.
If a claim is made against your property, title insurance will, in accordance with the terms of your policy, assure you of a legal defense-and pay all court costs and related fees.
Prior to August 15, 2001, title insurance did not transfer to trusts and a new policy was necessary if the property was to be held by the trust.
www.titleguarantynm.com /faqs   (1453 words)

 Ins and outs of title insurance
Title defects aren't common, but when they occur, the consequences can be disastrous.
The title search on his property showed that a deed had been recorded transferring title from the previous owner to himself.
In effect, she was still in title as an owner because she hadn't transferred her interest in the property.
www.bankrate.com /brm/news/real-estate/reguide/title-insurance1.asp   (732 words)

 LandAmerica :: Austin Title Company   (Site not responding. Last check: 2007-10-13)
Title insurance is an insurance policy that protects against future loss, should the title condition be any different than when the policy was written.
Because a title policy is considered insurance, if a claim is made against the title, the title insurer must pay any and all costs associated with defense against the challenge, and if unsuccessful in that defense, reimburse the landowner for any reduction in the value of the land.
After the property has passed to your heirs, if any defect prior to the policy should arise, the title insurance company would defend the title for your heirs as it would for you if you were alive.
austintitle.com /content/section/1/90   (1356 words)

 NLCHP - Title V Surplus Property   (Site not responding. Last check: 2007-10-13)
Under Title V of the McKinney-Vento Homeless Assistance Act, surplus federal property - property no longer being used by the government - must be made available to serve homeless people.
Nonprofit organizations or government agencies that serve homeless people are able to acquire surplus federal property at no cost and can use this property to increase the breadth and quality of service to the homeless population in their area.
Properties deeded are subject to local zoning ordinances, which may prohibit using the property to serve homeless people.
www.nlchp.org /FA_Housing/TitleV.cfm   (1174 words)

 Holding Title on property – Miles Loss, JFK Lending   (Site not responding. Last check: 2007-10-13)
Property owned by multiple individuals where if one of the owners dies, the remaining owners acquire the share of the deceased owner automatically.
A partnership may hold title to real property in the name of the partnership with partners having an equal or an unequal interest in the property.
A trust is an arrangement whereby legal title to property is transferred by the grantor (or trustor) to a person called a trustee, to be held and managed by that person for the benefit of the people specified in the trust agreement, called beneficiaries.
www.milesloss.com /TitleInformation   (484 words)

 Phuket Property Sales Land Beneficial Title Information
Phuket Property Titles are administered by the Phuket Provincial Land Office is located in Phuket Town.
A title deed is the purest form of land ownership signifying that the property or real estate has been surveyed and catalogued with the district land office.
This title is very similar to Chanote but has not yet been upgraded because formalities to upgrade the title have not been completed by the owner.
www.phuket-property-sales.com /titles.htm   (826 words)

 Title Source - Frequently Asked Questions
A title is the foundation of property ownership.
Title insurance is a policy of protection against loss if any of the problems listed above result in a claim against your ownership.
If a claim is made against your property, title insurance, in accordance with the policy, will assure your legal defense, including paying court costs and related fees.
www.titlesourceinc.com /support/faq.aspx   (543 words)

 Investors Title Company: Consumer Information
A thorough examination is performed to determine title ownership and any other matters affecting the property title and use of that property.
The owner of real estate is insured for as long as he or she owns the property, is the holder of a purchase money mortgage or deed of trust secured by the property, or is liable under the warranties included in his or her deed to convey the property.
It is important to secure the services of a real estate attorney or title agent early in the process to begin an orderly and smooth settlement.
www.invtitle.com /consumer/index.php   (1316 words)

 Secure Property Titles with Owner Authority
The property is represented by titles: names referring to the property, and the public key corresponding to a private key held by its current owner, signed by the previous owner, along with a chain of previous such titles.
One possibility, where costs of protecting the property are high, is to charge a "Georgian tax" based on some imprecise but objective estimate of the value potential of the property, and allocate the fees to the task of securing the property.
Another solution is for property club rules and the registry to originally incorporate rich information about the actual state of property, and modify the actual ownership and transfer on this property based on that state, in a way that leaves few ambiguities so it can be fully audited by club members and third parties.
szabo.best.vwh.net /securetitle.html   (3681 words)

 Guaranty Title Services, Inc. - Title Services for Wisconsin   (Site not responding. Last check: 2007-10-13)
The abstract may be used to examine the chain of title to determine ownership to property.
The document states that title does not transfer until paid in full, but the courts of Wisconsin, seeming to make things more confusing, have decided under the Doctrine of Equitable Conversion that title transfers at the time the Land Contract is signed just as if a deed were given.
This concept is very important to title searchers because then liens can attach against the buyer’s interest after the land contract is signed which would not happen if the seller continued to own the land during the term of the land contract.
www.titleservice.com /vocabulary.iml   (1728 words)

 Abstract of title - Wikipedia, the free encyclopedia
An abstract of title is the condensed history of title to a particular parcel of real estate, consisting of a summary of the original grant and all subsequent conveyances and encumbrances affecting the property and a certification by the abstractor that the history is complete and accurate.
In the United States, the abstract of title furnishes the raw data for the preparation of a policy of title insurance for the parcel of land in question.
While an abstract states that all of the public record documents concerning the property in question are contained therein, an opinion states the professional judgment of the person giving the opinion as to the vesting of the title and other matters concerning the status of the chain of title.
en.wikipedia.org /wiki/Abstract_of_title   (210 words)

 What is Title Insurance?
Title insurance eliminates any risks and losses caused by faults in title from an event that occurred before you owned the property.
Title insurance is different from other types of insurance in that it protects you, the insured, from a loss that may occur from matters or faults from the past.
Protecting from financial loss due to demands that may be charged against the title to your home, up to the cost of the title policy.
www.titleonecorp.com /titleinsurance.asp   (584 words)

 Clay County Recorder - Real Estate - Abstract Title Property
Abstract title property is the most common form of title found in the United States.
An abstract of title is a condensed history of all deeds, mortgages and other documents relating to a particular piece of land, which affect the title.
When property is sold or mortgaged the lending institution or new owner wants to be sure the title is clear.
www.co.clay.mn.us /Depts/Recorder/RecAbstr.htm   (250 words)

 title :: Functions (MATLAB Function Reference)
The title is located at the top and in the center of the axes.
text property to set the title string; the content of the title should be given by the first argument.
property of the current axes graphics object to a new text graphics object.
www.mathworks.com /access/helpdesk/help/techdoc/ref/title.html   (212 words)

 Follow up on Allodial Title in Nevada
Allodial title can be a useful tool in shielding assets from a creditor, as the normal limit of $125,000 becomes limitless for those who obtain this type of title to their residence, and file for homestead protection.
One requirement for obtaining allodial title is that the home "and the land on which it is located are owned free and clear of all encumbrances." NRS 361.900(5).
Once established, the allodial title "is valid for as long as the homeowner continues to own the residence," NRS 361.910(1), with one exception: the homeowner voluntarily relinquishes the allodial title.
www.nvinc.com /allodialtitlenevada.htm   (1344 words)

 Holding Title to Real Estate in California
This form of title is sometimes called tenancy by the entireties when husband and wife are concerned.
To clear the title usually involves recording an affidavit of survivorship and a certified copy of the death certificate.
A special advantage to community property title is that when willed to a surviving spouse, a new stepped-up basis at market value is assigned on the date of death.
www.sanjoseproperty.com /includes/article_title.html   (710 words)

 Real Property People - WNC Reale Estate   (Site not responding. Last check: 2007-10-13)
The abstract of title does not guarantee or assure the validity of the title of the property.
The cap rate is designed to reflect the recapture of the original investment over the economic life of the improvement, to give the investor an acceptable rate of return (yield) on the original investment, and to provide for the return on borrowed capital.
- A legal document in which title to property is transferred to a third party trustee as security for an obligation owed by the trustor (borrower) to the beneficiary(lender).
www.realpropertypeople.com /glossary.htm   (3787 words)

 Holding Title on property – REMAX   (Site not responding. Last check: 2007-10-13)
One of the marked advantages of title insurance is that prior to a policy being issued, the title insurance company completes extensive research into relevant public records, maps and documents to trace ownership of the property and determine if anyone other than you has an interest in the property.
or if there is a title defect that cannot be eliminated (the title insurance company will protect you from financial loss up to the amount of the policy).
Some lenders may require property held in a living trust be removed from the living trust to refinance the property.
www.fla-homequest.com /TitleInformation   (1152 words)

 Title Texas, Inc.   (Site not responding. Last check: 2007-10-13)
Secondly, the lender requires that the quality of the title to the property to be acquired and which will be pledged as security for the loan is satisfactory.
For a one-time premium, the policy remains in effect until the property is sold or refinanced, and in the case of warrantor's coverage, in Texas, continues to protect the seller without limit as to time.
Title insurance is issued after a careful examination of copies of the public records.
www.titletex.com /insurance   (685 words)

 TitleMark - Tax Deed
In most states, including Florida, in order to insure title to property purchased at a tax deed sale, it is necessary to undertake a court procedure called a "Quiet Title Action." Without title insurance, it is difficult to sell or finance the tax deed property once you have become the successful bidder.
At TitleMark, being affiliated with an attorney, we have an advantage over other title companies in that we can quickly resolve the quiet title issue by means of an escrow procedure so that you can immediately finance or sell your property without waiting the 6-12 months normally required.
To see if your property qualifies for this unique procedure, fill out and submit the Property Information Form at the bottom of this page, and we will either contact you or e-mail a response within 3 days.
www.titlemark.net /html/tax_deed.html   (160 words)

 Title Max Corp: From Contract to Closing FAST
Title insurance, unlike other forms of insurance, such as automobile or life insurance, involves a one-time premium, paid when you close the real estate transaction.
Since a title company has searched and evaluated the condition of the title to your property, title insurance guarantees that the title company has not missed any items which may affect your property.
Title insurance means that you can make a claim in the event that the conditions of your title is not as we say it is. In fact, title insurance companies set aside a percentage of their profits to pay for any claims that arise.
www.titlemaxcorp.com /title.html   (1757 words)

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