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| | The Northwood Idea (Site not responding. Last check: 2007-10-27) |
 | | Everything that we call the material aspects of civilization, and the moral and spiritual ones as well, our understanding that enables us to live longer, to live better and to cooperate -all of this comes from the thrift and work, the accumulations of thousands of years of human effort, inventiveness, planning, thrift and self-discipline. |
 | | This Puritan Ethic - this system of values, this way of life is essential to human living, not only economically but for developing the qualities that are most distinctively human, the qualities that make us humane. |
 | | Therefore, we must use money and credit; and we must have traders and financiers, advertisers, brokers and salesmen, accountants and collection agencies to complete the exchanges, including those exchanges which are made over a period of time and which therefore require credit and finance. |
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