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Topic: Underwriter

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	Insurance underwriters
		Underwriters are needed to identify and calculate the risk of loss from policyholders, establish appropriate premium rates, and write policies that cover this risk.
		Most underwriters are based in the insurance company’s home office, but some, mainly in the property and casualty area, work out of regional branch offices of the insurance company.
		Underwriters are needed particularly in the area of product development, where they assess risks and set the premiums for new lines of insurance.
	www.bls.gov /oco/ocos026.htm (1880 words)

	Underwriter -- A complete definition
		Underwriters usually maintain a secondary market in the securities they issue, which means they agree to purchase or sell securities out of their own inventories in order to keep the price of the securities from swinging wildly.
		Underwriters often mitigate this risk by forming a syndicate whose members each share a portion of the shares in return for a portion of the fee.
		Underwriters work hard to determine the “right” price for an offering, but sometimes they “leave money on the table.” For example, if XYZ Company prices its 10-million-share IPO at $15 per share but the shares trade at $30 two days after the IPO, this suggests that the underwriter probably underestimated the demand for the issue.
	www.streetauthority.com /terms/u/underwriter.asp (1358 words)

	Insurance Underwriter Career, Job and Training Information
		Underwriters specializing in Property and Casualty usually localize their specialization into either personal or commercial insurance, and then further by the type of risk insured; such as homeowners, automobile, fire, liability, workers’ compensation or marine.
		Some group underwriters may also meet with union or employer representatives in order to discuss the types of policies that are available to their particular group.
		Underwriters who achieve the third and final stage of an underwriter may be awarded the designation Chartered Property and Casualty Underwriter, which is given out by the American Institute for Chartered Property Casualty Underwriters.
	www.careeroverview.com /insurance-underwriter-careers.html (1557 words)

	Underwriter
		Underwriter aslo assisted in the capture of New Berne, N.C., on 13 and 14 March, knocking out a Confederate battery along the Neuse River during the attack.
		Underwriter sailed to Plymouth, N.C., in August and towed the prize schooner Young Rover to New Berne on 13 August.
		Underwriter evacuated Union forces from Winfield during the siege and threatened capture of Plymouth in April.
	www.history.navy.mil /danfs/u1/underwriter-i.htm (518 words)

	UNDERWRITER \| Mortgage Reference Library (Site not responding. Last check: )
		The underwriting process occurs when a new loan file is submitted to a lender.
		Underwriting is a crucial part to the loan process.
		Underwriting is the step in which your loan application goes through review and is either approved or denied.
	www.brokeroutpost.com /reference/underwriter (133 words)

	HUD - FHA Connection B2G Underwriters Help (Site not responding. Last check: )
		Previously, DE underwriters were approved by the Federal Housing Administration (FHA); however, as of February 26, 1996 (see Mortgagee Letter 96-10), the FHA no longer approves individual underwriters.
		Underwriters are employed by the lender, and it is the lender's responsibility to ensure that the DE underwriter(s) employed by them meet the qualifications outlined in HUD Handbook 4000.4 REV-1.
		The Underwriters List can be requested for underwriters employed by a specific lender, located in a specific geographic location, and/or with a specific underwriter status; or, the list can be requested for one specific underwriter based on the underwriter's name or FHA-assigned underwriter identification number.
	www.hud.gov /offices/hsg/sfh/f17c/f17under_xmlhlp.cfm (471 words)

	EVALUATION OF UNDERWRITER PROPOSALS
		In some cases, the underwriter selection process is noncompetitive, e.g., the underwriter selection is based on a previous business or personal relationship with the issuer.
		One underwriter even offered to guarantee that the NIC of its bond issue would be lower than comparable issues marketed in the state for a period including two days before the actual date of the proposed sale.
		Two ways that underwriters manipulate the NIC in bond financing proposals are to structure a serialized bond issue with relatively higher coupon interest rates for early maturities, or to require proportionately higher principal redemption amounts for the later maturities.
	www.pamij.com /99_4_4_Stevens.html (7724 words)

	Underwriter
		An underwriter works closely with the issuing body to determine the offering price of the securities, buys them from the issuer and sells them to investors via the underwriter's distribution network.
		Underwriters generally receive underwriting fees from their issuing clients, but they also usually earn profits when selling the underwritten shares to investors.
		In insurance, underwriter is a company that assumes the cost risk of death, fire, theft, illness, etc., in exchange for payments, called premiums.
	chinadaily.com.cn /bizchina/2006-10/13/content_707685.htm (346 words)

	underwriter - penyeleksi risiko (English to Indonesian translation glossary) Insurance,Bus/Financial
		Underwriting may also refer to insurance; insurance underwriters calculate how risky it is to insure people and businesses.
		Underwriting involves measuring risk exposure and determining the premium that needs to be charged to insure that risk.
		The function of the underwriter is to write business that will make the insurance company money, and to protect the company's book of business from risks that they feel will make a loss.
	www.proz.com /kudoz/1653642 (897 words)

	Mortgage Underwriter Training School \| Underwriting Training Classes \| Mortgage Underwriters
		This is an in-depth study of mortgage underwriting with further instruction to help red flag files up front.
		Recognized by NAMP as the nation's leading mortgage underwriting training school, Mortgage Underwriter University offers students the learning experience of a mortgage underwriter class without physically being in the classroom.
		At Mortgage Underwriter University you'll discover online training classes that teach you the cutting-edge concepts of this fast growing profession as well as the necessary skills to build a career as a mortgage underwriter.
	www.mortgageunderwriter.org (443 words)

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