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In the News (Sun 19 May 13)

EXECUTIVE POWER

Iran

ANALYSIS

Pakistan

Family compact

	Indiana's Constitution of 1851 - Rejected provisions (Site not responding. Last check: 2007-11-03)
		No bank or banking association shall, directly or indirectly charge or receive any greater rate of interest than individuals shall be allowed to charge or receive.
		Every bank dividing six per cent profit on stock paid in, shall pay over as may be provided by law, the half of one per cent for common school purposes, and one per cent for common school purposes when the bank profits shall amount to ten per cent per annum.
		The legislature shall have power in a general banking law passed under the provisions of this Constitution, to extend the termination of the charter of the present State bank for five years, and the net profits of the State during such extension shall be applied to the common school fund.
	www.statelib.lib.in.us /www/ihb/resources/provbanks.html (2589 words)

	NY Banking Law, Article 3-A Bank holding companies
		The banking board may, by regulation adopted by a three-fifths vote of all the members thereof, further define the term "successor" to the extent necessary to effectuate, or to prevent evasion of, the purposes of this article.
		The banking board shall have the power to revoke such permission by a like vote whenever it finds, after a reasonable notice and an opportunity to be heard, that the public interest requires such revocation.
		If the superintendent or the banking board shall approve such plan of acquisition, the superintendent shall file the plan, together with such certificates and the original of the approval of the superintendent or a certified copy of the approving resolution of the banking board, in the office of the superintendent.
	www.garygauthier.com /bankinglawarticle3-A.html (1418 words)

	House Turns Down Banking Overhaul by 324 to 89 Vote
		Voting for the measure were 83 Democrats and 6 Republicans, while 170 Democrats, 153 Republicans and the House's one Independent, Representative Bernard Sanders of Vermont, voted against it.
		Although the vote appears to make it considerably less likely that a broad banking overhaul bill will pass during this session of Congress, the Administration pointed to the defeat of the House bill as a sign that its original plan could still be enacted.
		At a news conference after the final vote, Gonzalez and Dingell attributed the defeat to the intensive lobbying of bankers and to the campaign waged by the nation's largest financial institutions.
	partners.nytimes.com /library/financial/110591glass-steagall.html (1487 words)

	Banking Deregulation: The Issue
		Both large and small banks are against consumer privacy provisions, which they contend will limit their ability to serve customers well.
		Banks also favor oversight from federal banking regulators of the proposed financial supermarkets, though states usually regulate the insurance industry.
		In terms of political longevity, the issue of banking deregulation is among the granddaddies of all topics facing Congress.
	www.opensecrets.org /news/banks (1248 words)

	NY Banking Law, Superintendent taking possession, merger, liquitdation
		In the case of savings banks, such plan may also provide that the place or places of business of the merging bank may be maintained as an office or offices of the receiving bank as provided in paragraph (c) of subdivision two of section two hundred forty of this chapter.
		A bank or trust company assuming the deposit liabilities of another bank or trust company in connection with a plan pursuant to this section may issue preferred shares which, to the extent permitted by the superintendent, may have a retirable value greater than the amount received in payment for such shares.
		Such bank, trust company or industrial bank shall, immediately upon resuming business, issue to its depositors and creditors non-negotiable transferable certificates, in a form approved by the superintendent, representing the part of its deposits and debts which it is not authorized to pay at that time under the provisions of subdivision two of this section.
	www.garygauthier.com /bankinglawarticle13.html (6273 words)

	Gulf Business - Banking on faith (Site not responding. Last check: 2007-11-03)
		The opening of the first fully Islamic bank in the Western hemisphere, committed to ethical investments and shunning of giving or receiving interest, is being described as a watershed not just in the banking world, but in the acceptance of Muslim traditions in Britain.
		The structure and framework of Islamic banking are well known in the Gulf, but leading Muslims and officials of the new bank spent months persuading the banking regulators in Britain that they can safely be adopted.
		As a result of the discussions, the first branch of the Islamic Bank of Britain, which will be regulated by the British Government’s Financial Services Authority (FSA) and be fully subject to all existing legal requirements and safeguards, opened in September in London’s Edgware Road, at the heart of the British capital’s Arab community.
	www.gulfbusiness.com /html/articleview.asp?cid=1289 (398 words)

	Opinion #6115
		Legislation which would purport to amend a statutory provision regulating the activities of a number of lenders generally, and not banking institutions exclusively, may be enacted by a majority vote of the members elected to and serving in each house of the Legislature.
		Even were the specific reference to banks eliminated from HB 4855, I understand that the doctrine of 'most favored lender' would permit a de facto elimination of the interest rate ceiling in the banking code if it were eliminated for any other regulated financial institution.
		Thus, a law which is intended to regulate the activities of a number of lenders generally, and not banking institutions exclusively, is not within the purview of Const 1963, art 4, Sec.
	www.ag.state.mi.us /opinion/datafiles/1980s/op06115.htm (914 words)

	Senate Banking Committee Approves Financial Services Reform Legislation, September 1998
		House approved H.R. by a one-vote margin in May. The Senate Banking Committee vote represents historic progress for financial modernization legislation, which has been considered in Congress for over twenty years, but has never advanced so far in the legislative process.
		The bill also deletes the application of CRA to foreign banks and eliminates a provision contained in the House bill that would have required the Treasury Department to conduct a study of depository institutions now covered under CRA.
		Additionally, a bank (or a separately identifiable division of the bank) that advises an investment company would be required to register as an investment adviser.
	www.ici.org /issues/prv/arc-leg/98_sen_hr10_pass.html (811 words)

	International Monetary Fund: Efforts to Advance U.S. Policies at the Fund (Site not responding. Last check: 2007-11-03)
		Given the complexity of banking issues and the difficulty in addressing banking reforms, especially reforms that require legal changes, there may occasionally be disagreement among the Board members on the pace of reform of the banking sector in a particular country, according to some executive directors.
		Sound Banking Before the mandate was implemented, the international financial Practices Have institutions, particularly the IMF, had already begun to focus their attention on what constitutes sound banking practices and how sound banking Become Part of the practices could be put in place in the banking systems of member IMF's Core Mission countries.
		Banking supervisory agencies generally require banks to maintain certain capital levels to meet the claims of creditors and depositors.
	www.washingtonwatchdog.org /documents/gao/01/GAO-01-214.html (18585 words)

	The Nader Letter / June 1997
		Republicans voted 18 to 12 in favor of adopting the legislation.
		Banks, less than enthusiastic about much of the Banking Committee's version, may suffer more slings and arrows vis a vis the securities and insurance interests in the Commerce Committee.
		A "yea" vote was in opposition to the position taken by a broad coalition of consumer, community, labor, small bank, senior citizen and rural groups against the mixing of banking and commerce.
	www.nader.org /nader_letter/nlbackish/nl9706.html (3128 words)

	Article 12 \| Bank of Russia (Site not responding. Last check: 2007-11-03)
		Members of the National Banking Council, except the Bank of Russia Chairman, shall not work in the Bank of Russia on a full-time basis and shall not be paid for their work in the Council.
		In the absence of the Chairman of the Banking Council, his functions shall be performed by his deputy, elected from National Banking Council members by a majority vote of Banking Council members.
		Meetings of the National Banking Council shall be called by the National Banking Council Chairman or, in his absence, by his deputy and also upon the demand of the Bank of Russia Chairman or by at least three members of the National Banking Council.
	www.cbr.ru /eng/today/bank_board/print.asp?file=st12_e.htm (333 words)

	RTE News - 24-hour banking staff vote for industrial action
		Staff at the 24-hour banking section of the Bank of Ireland have voted for industrial action over payment for extra work during the euro changeover period.
		The Bank believes that there is still time to solve the dispute and is prepared to explore options.
		However, it thinks that staff in Banking 365 should not receive the same deal as other staff as they do not have to deal with the cash end of the changeover process.
	www.rte.ie /news/2001/1221/euro.html (210 words)

	Clarksdale Press Register (Site not responding. Last check: 2007-11-03)
		Indeed, the purpose of the bill was to create some sanity in our banking laws before the mass tort industry annihilates numerous financial products that have been staples of the banking industry for decades throughout the United States.
		Banks are being sued over credit practices on the flimsy allegation that the banks somehow violated their "fiduciary responsibility" by taking advantage of ignorant customers.
		Banks are portrayed as tricky and evil, using covert pressure to force poor customers to buy a product they don't need.
	zwire.com /site/news.cfm?newsid=7461592&BRD=2038&PAG=461&...&rfi=6 (620 words)

	Bill Summary & Status
		Referred to the Committee on Banking and Financial Services, and in addition to the Committee on Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
		Authorizes a national bank to own a subsidiary engaged in activities that are not permissible for a national bank only if a national bank is specifically authorized by the express terms of a Federal statute to own or control the subsidiary.
		Grants national banks and subsidiaries authority to sell title insurance, subject to certain limitations, in a State within which the State's own State-chartered banks were authorized under State law to sell title insurance as of January 1, 1997.
	www.cnmv.es /delfos/DOSSGM/leginternacional/h.r.103.html (3978 words)

	VOTE BY CONGRESSIONAL COMMITTEE ALLOWS NEW SAVINGS-PROTECTION INSTITUTE TO BEGIN OPERATIONS. \| Business (International) (Site not responding. Last check: 2007-11-03)
		In a controversial vote, the standing congressional committee (Comision Permanente) approved an initiative to formalize the new savings-protection institute (Instituto de Proteccion al Ahorro Bancario, IPAB).
		In a 31-6 vote, the committee approved the nominees for the IPAB board of directors, a necessary step to launch the institute.
		The initiative does not require a vote by the full Congress, since it was part of the bank-reform legislation passed in December 1998, which included a bailout of the IPAB's predecessor, the Fondo Bancario de Proteccion al Ahorro (FOBAPROA).
	www.allbusiness.com /periodicals/article/260280-1.html (811 words)

	Left to vote against banking reforms - Sify.com
		Left to vote against banking reforms - Sify.com
		New Delhi: Key communist parties, which shore up the ruling coalition, said on Thursday they would vote against a proposed banking law which allows foreign banks voting rights in line with their holdings in private banks.
		The Congress party-led government approved a proposal on Wednesday to scrap a voting rights cap for shareholders in Indian private-sector banks, ushering in long-delayed financial sector reforms aimed at attracting foreign investment.
	sify.com /finance/forex/fullstory.php?id=13734655 (207 words)

	Finextra: Internet banking users vote with their feet says Gomez (Site not responding. Last check: 2007-11-03)
		Almost one-third of online banking users would consider switching their banks if they experienced performance problems when transacting on the Web.
		At the same time, the more consumers use the Internet to handle their banking tasks, the more satisfied they are with their bank, according to a new research study of US attitudes to online banking released by Gomez.
		Consumers who stop using online banking cite lack of benefit, convenience or interest; concern about Internet security; and unreliable site performance as top reasons why they stopped accessing their accounts online.
	www.finextra.com /fullstory.asp?id=2117 (272 words)

	8-17-01 Finance Commission Meeting Agenda
		Discussion of and Vote to Adopt Amendments to 7 TAC '4.3, Concerning Reporting and Recordkeeping Requirements Applicable to Currency Transmission Licensees.
		Discussion of and Vote to Adopt Amendment to 7 TAC '1.501, ''1.504-1.505, '1.706, '1.751, and ''1.754-1.755, Concerning Maximum Charges and Refund Calculations for Chapter 342, Subchapters E and G Loans.
		Discussion of and Vote to Adopt Repeal of 7 TAC '1.753 and ''1.756-1.757, Concerning Refund of Precomputed Interest on Subchapters E and G Loans.
	www.fc.state.tx.us /AGENDAS/08-17-01.HTM (819 words)

	The secular vote in Maharashtra
		From this it is clear that any move to control and manipulate the Muslim pattern of voting is deemed as "secular".
		Sahay said that this was done with the specific intent of countering the SP and BSP and thereby prevent the division of the "secular vote".
		Curiously, the Muslims vote en bloc in favour of the SP in the Uttar Pradesh by-elections.
	www.hvk.org /articles/1004/107.html (689 words)

	BYU NewsNet - Absentee ballots help every vote count
		Early voting refers to people casting their absentee votes early for any number of reasons.
		Monson said banking the vote is essentially finding the solid voters, sending them an absentee ballot, finding out when they receive the ballot and calling them to make sure they vote and send it in.
		Monson moved from Ohio years ago and is registered to vote in Utah, but still receives absentee ballot requests from one of the presidential candidates.
	newsnet.byu.edu /story.cfm/53048 (576 words)

	Banks - Business and Finance (Site not responding. Last check: 2007-11-03)
		At Standard Bank we have established ourselves as a leader in banking technology in South Africa, where we deliver services through more than 1000 points of representation.
		One of the worlds leading international banks, specializes in international private banking and wealth management for high net worth individuals, expatriates and families with considerable assets.
		The Bank of Canada is responsible for monetary policy, issuing bank notes, regulating and supporting Canadas principal systems for clearing and settling payments and acts as fiscal agent for federal government debt.
	www.ebusiness-directory.com /browse-banks-19-1.html (288 words)

	WJLA - Panel to Vote on Private Banking Package (Site not responding. Last check: 2007-11-03)
		A Japanese parliamentary committee was expected Monday to vote on privatizing the nation's sprawling postal banking system, a package that, if approved, would create the world's largest bank.The special committee is dominated by Prime Minister Junichiro Koizumi's Liberal Democratic Party and approval was widely expected.
		All four companies would be grouped under a holding company at first, but the umbrella organization would have to sell its shares in the banking and insurance enterprises by 2017.
		Koizumi has faced considerable opposition within his own party from critics who fear the postal bank would be so large that it would overwhelm existing private banks.
	www.wjla.com /headlines/0705/240522.html (406 words)

	CUNA News Now: Senate Banking to vote on regulatory relief
		WASHINGTON (5/4/06)--All eyes are on the Senate Banking Committee today, which has scheduled a vote on a much-anticipated broad-based financial services regulatory relief measure.
		While it remains to be seen how things go today, it appears both bank and credit union wish lists were whittled down to a bare-bones bill that lawmakers hope sheds any controversy that could keep the bill from becoming law this year.
		Sagar said CUNA is monitoring reports that lawmakers plan to forego the expected process of a conference committee to work out differences between the House and Senate versions of a regulatory relief bill.
	www.cuna.org /newsnow/06/wash050306-5.html (396 words)

	GSE reform bill clears Senate Committee along party-line vote. \| Real Estate Industry (Site not responding. Last check: 2007-11-03)
		But when it came time to vote on the GSE reform bill, members split along party lines, as the committee voted 11 to nine to move the bill to the Senate floor.
		Throughout the bill's mark-up in committee, members from both parties repeatedly expressed how "close" each side was in its desire to move the bill.
		During deliberations, Senate Banking Committee Chairman Sen. Richard Shelby (R-Alabama) dismissed the alternative submitted by ranking member Sen. Paul Sarbanes (D-Maryland), noting it did not give enough portfolio guidance to the regulator and had safety and soundness limits that were "not sufficient."
	www.allbusiness.com /periodicals/article/532756-1.html (769 words)

	10-19-01 Finance Commission Meeting Agenda
		Discussion of and Possible Vote to Approve the Internal Auditor's Risk Assessment and Audit Plan for the Department of Banking for Fiscal Year 2002.
		Discussion of and Possible Vote to Adopt New 7 TAC §'80.20 and 80.21, Concerning Inspections and Investigations Under the Mortgage Broker License Act.
		Discussion of and Possible Vote to Adopt New 7 TAC §80.22 Regarding Model Forms for Preapproval and Prequalification of Mortgage Loans Under the Mortgage Broker License Act.
	www.fc.state.tx.us /AGENDAS/10-19-01.HTM (1044 words)

	aib online banking (Site not responding. Last check: 2007-11-03)
		If AIB and Bank of Ireland formed a merger, they would have AIB.
		Instead, I would be in favor of seeing Royal Bank of Scotland take a.
		AIB fundamental courses like From Principles of Banking at the start of your career, to high-level.
	www.thehouseholdbudget.com /aib-online-banking.html (306 words)

	SEB v Macquarie - Vote Again For Your Firm :: Business News :: Here Is The City News :: The Latest Business & Financial ...
		Please note that, to stop tactical voting, you will not be able to vote for any firm unless you currently work there.
		Votes must be in by 11am GMT Wednesday 5th October, 2005.
		As both firms are in the same CityNews poll voting category, it's a straight head-to-head, with no weighting of the vote.
	news.hereisthecity.com /news/business_news/4758.cntns (520 words)

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